My stock investment portfolio in date of February 26, 2010

Savings:
2.69$ (ING Direct)

Non RSP Investments:
Stocks & Units investment portfolio
Sprott Inc. (SII): 2 176.55$
Timminco (TIM): 254$
Blue Note Mining (BNT): 52$
Bank of Nova Scotia (BNS): 5 019$
Hanwei Energy Services (HE): 126$
Methanex Corporation (MX): 2 565.73$
Fortis (FTS): 2 836.08$
Pembina Pipeline Income Fund (PIF.UN): 7 454.65$
Just Energy Income Fund (JE.UN): 5 871.24$
Dumont Nickel Inc. (DNI): 460$
Yellow Pages Income Fund (YLO.UN): 2 509.65$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 535$
Pengrowth Energy Trust (PGF.UN): 1 166$
Enbridge Income Fund (ENF.UN): 3 842.56$
Corby Distilleries Limited (CDL.A): 1 511$
Davis + Henderson Income Fund (DHF.UN): 1 699$
Premium Brands Holdings Corporation (PBH): 2 910$

TOTAL: 42 988.46$

Tax-free savings account:
RBC O'Shaughnessy Canadian Equity Fund:
2 612.43$
Creststreet Alternative Energy Fund: 1 166.53$
Sprott Canadian Equity Fund: 4 911.07$

TOTAL: 8 690.03$

RSP:
CIBC Dividend Growth Fund: 486.11$
CIBC Emerging Markets Index Fund: 432.11$
CIBC Monthly Income Fund: 955.33$

Energy and Base Metals Term Savings (Indexed term savings): 503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 154.83$
GIC Finance Plus: 1 513.97$
GIC Plus: 500$

TD Canadian Bond: 111.95$
TD Monthly Income: 98.49$
TD Emerging Markets: 76.97$
TD Energy: 79.70$
TD Precious Metals: 101.51$
TD Latin American Growth: 91.32$
TD Entertainment & Communications: 100.97$
TD Dividend Growth: 189.88$
TD U.S. Mid-Cap Growth: 96.58$

TD RSP account: 10 500$

Maritime Life International Equity Fund (Templeton):
626.29$
Manulife Simplicity Growth Portfolio: 845$
Maritime Life CI Harbour Seg Fund: 979.28$
Maritime Life Fidelity True North Seg Fund: 939.12$
Maritime Life Trimark Europlus Seg Fund: 592.39$

Great West - Various: 1 577.81$

RBC Canadian Dividend Fund: 488.57$
RBC U.S. Mid-Cap Equity Fund C$: 1 748.63$
RBC Global Resources Fund: 842.96$
RBC O'Shaughnessy International Equity Fund:
576.85$
RBC O'Shaughnessy All-Canadian Equity
Fund: 980.66$

GIC Canadian Market: 1 000$

TOTAL: 28 692.80$

Social Capital at Desjardins Membership share for 3 accounts:
40$

Savings + Stocks, units, mutual funds + Tax-free savings account + RRSP + Online Income (70.79$):
80 484.77$
[In date of February 26, 2010]

Natural grow in our stocks & units investment portfolio

I got a good night of sleep… I am feeling much much better… So major projects are on the way! But before revealing anything and before I go to work… let’s give a look to our stocks and units investment portfolio! We are currently at 43 355.34$, which is an increase of 366.88$ compare to February 26, 2010. I am just wishing for a continuous natural grow. But so far so good, its looking good for our first 100 000$ in assets. Let’s go!

80 484.77$ in assets doesn't change anything, but...

I just update the value of my overall investment portfolio! We are finishing the month of February 2010 with 80 484.77$ in assets! This amount contain, of course, the 10 000$ we obtain from TD Canada Trust for our RSP loan and our own 500$ contribution to our 2009 RSP. This update also contains our latest investment: 200 stocks of Premium Brands Holdings Corporation (PBH).

My laid off of BMO Bank of Montreal didn’t slow me down on any of my projects. Actually, as an investor, I never had been so great, so self-consciencousness of my own skills, so close to discover my center. Thinking about it lol, investment is all about “picking” the right investment. Just that! It is that simple!

Because being in investor, even a small one, is about that: it’s about exercing power over external elements. Jealousy lay off and so on are just material proofs of what I am truly am. Like guys, come on BMO Bank of Montreal, don’t try to destroy someone who’s more self-consciencousness than you will ever be. I am pretty good at playing games and I am a winner all the way. As for the losers (BMO Bank of Montreal) hope they are ready because I am going to hit higher. Seem like BMO Bank of Montreal will have to learn with its regret. My revenge will be extraordinary. It will never end.

I plan to continue to invest in the next upcoming months. But right now, I have to think about how am I going to invest that precious 10 500$ in RSP money I now have. I was thinking about Just Energy Income Fund (JE.UN). I had been thinking about EFT and so on. But I have to say, investing in dividend stock payers for my RSP instead of EFT is quite interesting. So at this time, I am still thinking.

Ok, so Jean-François Tardif top pick for 2009 was Premium Brands Holdings Corporation (PBH). And what about our very own 2010 top stock five stars pick? If I would have to choose only one stock to invest in, I will choose Just Energy Income Fund (JE.UN). Investing in Just Energy Income Fund (JE.UN) had been, so far, one of my best realizations. WOW WOW WOW. Just Energy is that fantastic. I LOVE JUST ENERGY INCOME FUND. Pureeeeee energy = pureeeee love. The dividend is hot + Just Energy Income Fund (JE.UN) had paid recently special dividend.

My stock investment portfolio in date of February 17, 2010

Savings:
2.69$ (ING Direct)
915$ (savings for next investment)

TOTAL: 917.69$


Non RSP Investments:
Stocks & Units investment portfolio
Sprott Inc. (SII): 2 196.75$
Timminco (TIM): 248$
Blue Note Mining (BNT): 56$
Bank of Nova Scotia (BNS): 5 041.05$
Hanwei Energy Services (HE): 56$
Methanex Corporation (MX): 2 373.12$
Fortis (FTS): 2 843.36$
Pembina Pipeline Income Fund (PIF.UN): 7 615.72$
Just Energy Income Fund (JE.UN): 5 922$
Dumont Nickel Inc. (DNI): 460$
Yellow Pages Income Fund (YLO.UN): 2 479.62$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 578$
Pengrowth Energy Trust (PGF.UN): 1 177.66$
Enbridge Income Fund (ENF.UN): 3 729.70$
Corby Distilleries Limited (CDL.A): 1 510$
Davis + Henderson Income Fund (DHF.UN): 1 691$

TOTAL: 39 977.98$

Tax-free savings account:
RBC O'Shaughnessy Canadian Equity Fund:
2 597.37$
Creststreet Alternative Energy Fund: 1 202$
Sprott Canadian Equity Fund: 4 844$

TOTAL: 8 643.37$

RSP:
CIBC Dividend Growth Fund: 482.99$
CIBC Emerging Markets Index Fund: 385.46$
CIBC Monthly Income Fund: 951.85$

Energy and Base Metals Term Savings (Indexed term savings): 503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 154.83$
GIC Finance Plus: 1 513.97$
GIC Plus: 500$

TD Canadian Bond: 111.37$
TD Monthly Income: 98.29$
TD Emerging Markets: 77.78$
TD Energy: 80.43$
TD Precious Metals: 102.58$
TD Latin American Growth: 91.28$
TD Entertainment & Communications: 100.21$
TD Dividend Growth: 189.49$
TD U.S. Mid-Cap Growth: 95.25$

Maritime Life International Equity Fund (Templeton):
628.45$
Manulife Simplicity Growth Portfolio: 842.77$
Maritime Life CI Harbour Seg Fund: 982.55$
Maritime Life Fidelity True North Seg Fund: 939.17$
Maritime Life Trimark Europlus Seg Fund: 581.55$

Great West - Various: 1 577.81$

RBC Canadian Dividend Fund: 487.62$
RBC U.S. Mid-Cap Equity Fund C$: 1 722.76$
RBC Global Resources Fund: 852.33$
RBC O'Shaughnessy International Equity Fund:
575.60$
RBC O'Shaughnessy All-Canadian Equity
Fund: 976.05$

GIC Canadian Market: 1 000$

TOTAL: 18 107.96$

Social Capital at Desjardins Membership share for 3 accounts:
40$

Savings + Stocks, units, mutual funds + Tax-free savings account + RRSP + Online Income (66.62$):
67 753.62$
[In date of February 17, 2010]

Welcome Premium, 200 new stocks of Premium Brands Holdings Corporation (PBH) in my online future trading brokerage

Remember Jean-François Tardif hot picks for 2009? Well, one of those hot picks is soon going to be from my very own investment portfolio and that’s going to be tomorrow! So welcome to Premium Brands Holdings Corporation (PBH)! Welcome in our investment portfolio! :)

Today was pay day, I had more than 2 000$ in my bank account, lying there, doing nothing at all… So I transfer 1 600$ into my TD credit line. I currently have just a bit more than 3 000$ available on my credit line. So guess what’s going to happen? We are going to purchase 200 stocks of Premium Brands Holdings Corporation (PBH) using that money! Yeahhhh!

I had been talking about Premium Brands Holdings Corporation (PBH) for quite some time now and I very happy to get this new investment. Actually, this is our first investment since I had been laid off from BMO Bank of Montreal. There you go my little bunch of f******, this one is for you. I dedicate my Premium Brands Holdings Corporation (PBH) to BMO Bank of Montreal. Who lay off me, the Dividend Girl…

Anyhow, after this, I will be looking forward to invest the 10 500$ I currently have available for our RSP. And I am just going to relax and maybe going to the gym since there’s a promotion right now at a gym located close to my workplace and it cost less than 50$ for a full year…. And I really want to fit in a tiny little bikini when I will hit the 100 000$ in assets so… I guess I have no choice! I will make myself sweat at that gym. Trust me…

So now, let’s review the dividend earning in review ok?

There we go:

Sprott Inc. (SII): 505 stocks x 0.10$ + (let’s suppose Sprott Inc. will provide a special dividend like last year) = 126.25$
Bank of Nova Scotia (BNS): 105 stocks x 1.96$ = 205.80$
Methanex Corporation (MX): 103 stocks x 0.62$ = 63.86$
Fortis (FTS): 104 stocks x 1.12$ = 116.48$
Pembina Pipeline Income Fund (PIF.UN): 413 units x 1.56$ = 644.28$
Just Energy Income Fund (JE.UN): 423 stocks x 1.24$ + the 2010 special dividend =
606.72$
Yellow Pages Income Fund (YLO.UN): 429 units x 0.804$ = 344.92$
Bell Aliant Regional Communications Income Fund (BA.UN): 100 units x 2.904$ = 290.40$
Pengrowth Energy Trust (PGF.UN): 106 units x 0.84$ = 89.04$
Enbridge Income Fund (ENF.UN): 304 units x 1.152$ = 350.21$
Corby Distilleries (CDL.A): 100 stocks x 0.56$ = 56$
Davis + Henderson Income Fund (DHF.UN): 100 units x 1.836$ = 183.60$
Premium Brands Holdings Corporation (PBH):

200 stocks x 1.176$ = 235.20$
= 3 312.85$
+ let’s add 100$, supposing the DRIP system will provide an extra income of 100$
= 3 412.85$

After our Premium Brands Holdings Corporation (PBH) investment, we’ll be at 3 412.85$ in annual dividend earning. Nice!

And what about our 100 000$ in assets goal? How does it look now?

On date of February 17, 2010 we had a total assets of:
67 753.62$ + our investment of tomorrow in Premium Brands Holdings Corporation (PBH) worth around 2 870$.

To this current amount, we can add the 10 500$ we had invested today for our RSP.
70 623.62$ + 10 500$ = 81 123.62$

+ our annual dividend income of 3 412.85$ = 84 536.47$

And how about a value increase of 9% of our assets for 2010, would you like that?

84 536.47$ x 9% = 7 608.28$
84 536.47$ + 7 608.28$
= 92 144.75$

Better, but we are not there yet…. Missing 7 855.25$.

7 855.25$/10 months = 785.52$ per month for the 10 months left (March-December 2010) that I need to invest in order to reach the 100 000$ in assets. At this point, saving 785.52$ per month make a lot of sense. It’s something I can achieve, but only in a good market condition. Because if it happens that my investments lost half of its value instead of increasing of 9%, I won’t be able to achieve my goal. But it definitively worth a try and guess what, we’re going to make it! And when it will happen, I will post pictures of myself semi-nude on my blog after my transformation. I promise. lol.

Part 2: Debts + dividend: The 100 000$ assets strategy for 2010 in review

In the previous post, we saw the “debts” part. Now come the assets part. Are you ready? :0)

On date of February 17, 2010 we had a total assets of

67 753.62$.

To this current amount, we can add the 10 500$ we had invested today for our RSP.

67 753.62$ + 10 500$ = 78 253.62$

+ our annual dividend income of 3 177.56$ = 81 431.18$

And how about a value increase of 9% of our assets for 2010, would you like that?

81 431.18$ x 9% = 7 328.81$

81 431.18$ + 7 328.81$
= 88 759.99$

Better, but we are not there yet…. Missing 11 240.01$.

For the period of March-December 2010, we need to invest around 1 000$ per month. Truly possible.

The 100 000$ in assets is coming soon!