Monday, September 10, 2007
My savings until November 2007
New best buy
RBC Global Resources Fund: 1 000$
RBC
Those are ad to my previous investments:
RBC O'Shaughnessy International Equity Fund: 1 000$
RBC O'Shaughnessy All-Canadian Equity Fund: 1 100$
Fonds Desjardins Fidelity Frontière Nord: 1 000$
Total of non RRSP investment: 9 400$
I am just putting here the amount of the initial investment in here. I prefer not to calculate what they worth now, because are of those funds above are in red right now. I am closing my eyes for now and I will check the value of my funds when they will be back in green.
Update regarding my credit
Credit update:
Consolidation with AE at 7.99%: 2 200$
TD Visa: 0$
TD line of credit: 0$
CIBC Visa: 1 600$
I have 3 800$ in credit debt.
Wednesday, August 15, 2007
My favorite mutual fund: RBC O'Shaughnessy Canadian Equity Fund
Unfortunately, the fund is now close to new investor. I am very proud to have it in my portfolio! I begin with a first 2 000$ in November 2006 and later on, just before the fund close, I put an extra 1 000$ into it, in January 2007.
What's important for me, for a long term basis, is to be able to say to myself: I didn't loose any money with the product and I have a good return on my money for a long term basis. It's the reason why I prefer for now mutual funds.
Tuesday, August 14, 2007
Freelance mode or doing anything and everything for money
Last week, I made, after deductions, 1 050$ in one week! I work 40 hours in a job, 40 hours at another job. I can easily make 1 000$. I just have to work 80 hours weekly.
My mutual funds (non RRSP)
So far, I have invest my money in 4 mutual funds.
RBC O'Shaughnessy International Equity Fund: 1 000$
RBC O'Shaughnessy All-Canadian Equity Fund: 1 100$
Fonds Desjardins Fidelity Frontière Nord: 1 000$
Total: 6 100$
Planning to get ride of the smallest amounts of my credit cards debt any time soon
AE: 11.50$ at 18.50%
TD Credit line: 56.64$ at 10.50%
TD Visa: 19.58$ at ?
My basic monthly expenses
Rent (all included): 400$
Metro pass: 65$
Minimum payment on student loan: 158.54$
Minimum payment on credit cards: 100$
Living expenses: 500$
Total: 1 223.54$
Monday, August 13, 2007
Overview of my financial situation on date of August 13, 2007
Student loans: 12 369.03$ at 8.750 %
AE: 2308.66$ at 7.99%
AE: 11.50$ at 18.50%
TD Credit line: 56.64$ at 10.50%
TD Visa: 19.58$ at ?
CIBC Visa: 419.47 at ?
Total credit cards debt: 2 815.85$
Total of money put in my RRSP so far: 9 042.96$
Money put in non RRSP investments: 6 100$
Savings: 11 325.73$
Big total (RRSP + non RSP investments + savings - debts) in date of
26 757.45$ - 15 184.88$ = 11 572.57$