Problem with my Pembina Pipeline Income Fund dividend

Today was quite a busy day. I pay 1 100$ on my TD credit line and 100$ on my TD Visa. I now have left 3 706.55$ on my credit line and 2 675.53$ on my TD Visa. I am very please on the way things are going on right for me. And I am very tempted by purchasing something for my portfolio. But I am going to wait next month. Overtime is available right now, and I just hope to get another 1 000$ in pay for next paycheck. Things are just going super great even if I got snob by my weekend job.

We are already Tuesday; time is passing way too fast. I got my Pembina Pipeline Income Fund (PIF.UN) dividend payment of 13.13$ yesterday. Actually, I can see the transaction in my “Activity”. No problem. But the problem is that I only have 8.50$ right now in cash in my TD Waterhouse account. Something is going on. So I am going to call TD Waterhouse and yell at them and scream: where’s my money? LOL

Anyway, I cannot wait to open an account to Scotia i-trade. Each trade is 19.99$. Once I reach a stable value of 50 000$ in assets, the cost of each trade is going to be 9.99$. So why should I stick with TD Waterhouse?

Only extra fee with Scotia Broker Account is with mutual funds. And with TD Waterhouse, there’s no fee for mutual funds, non-RRSP investment.

It’s been really hot these days in Montreal. The only things I had been doing is working, blogging and writing articles on HubPages.

I also received my brand new CIBC dividend credit card. I activated it just yesterday. And now, I want to see if I can get refund the annual fee for the credit card I close with them to get the CIBC dividend. And they better give me my money back. Or I am going to scream at them too. lol

I am really enjoying my time on HubPages, but regarding the money made on HubPages, nothing came out since last week. The only way I am going to make money on HubPages is that is I keep going and keep writing. It’s just a matter of luck and to write on topics that will class itself well on Google search. I now have 40 articles on HubPages. I made 6$ with Google AdSense since I started. We can see things this way: 40 articles for 6$, 200$ = 1 333 articles… I just need to keep going and writing and writing… And I am really into it. I just cannot wait to reach my first Google AdSense payment of 100$. The only problem is that this whole making money online thing is basically taking all of my free time. This is it, I am a talented, and I am going to make money from my writing. :)

Dividend weekend baby

I just received 6.67$ in dividend income from Yellow Pages Income Fund (YLO.UN). I guess there’s no DRIP available for Yellow Pages Income Fund (YLO.UN). I went check my mail as I went outside to eat pizza. And I received a voting package for Dumont Nickel (DNI). This is fantastic! For once, the shareholders’ meeting is in Montreal! The hour of the meeting is not really appropriate as its fix at 4PM. But we shouldn’t be surprise, as it’s probably a Quebecker who decides to fix the meeting at that time. And it’s schedule for September 10. Anyway, I won’t be able to be there, as I work at that time.

And I am working tomorrow, Sunday. I did a shift trade with a dumb guy, it was really at the last minute, and it’s the last time ever I am going to trade shift with him. This weekend was supposed to be one where I was going to concentrate on my HubPages.

I have many unpublished HubPages articles and it’s ruining my overall score. I want to clear them all as soon as possible. But the problem is: I have 15 unpublished HubPages. Since I had the topic, an idea for the link in head, I decide to create unpublished HubPages, but this was a bad decision of mine, because unpublished HubPages can really ruined a score. Currently, my score is at 58 (on 100). It’s really low. My HubPages score was higher before (around 80). I hope to the complete my 15 unpublished HubPages very soon.

My 14 hours shift

I work for about 14 hours at my job today… When I learn yesterday that there was overtime available, I went nut, I told the supervisor on floor that I wanted to do from 9AM to midnight… and I did… I begin working around 9:30AM. But don’t forget that the night before, I finish my shift at midnight, went back home, wake up at 7AM, take a shower, run to the metro, hit back to work.. and work 14 hours straight in a row lol.

Overtime = more money

And check this out: there’s also overtime available for tomorrow Saturday. This is super great and this helps me to forgive about my weekend job. There was an English survey going on. Even if I was able to complete some surveys, they didn’t want me to continue working on the project, me and 6 other persons. And I was told that my English wasn’t good enough for them. But do I really care? Anyway, since overtime is available at my evening job, I am certainly going to take advantage of it.

My latest paycheck form my evening job was quite good. I received a 1 309.93$ check in my online savings accounts from my evening job. It was a huge surprise, knowing that I was only expecting a little check of around 720$ or 750$! My boss didn’t decide to double my salary overnight. It’s just I should have receive a little augmentation back on November 2008, but I never receive it. I have received the money I should have earned since that time.

Google AdSense news

My Google AdSense income is up to a fantastic new 32.54$... this is great! Even gaining just a few pennies make me happy. But this is the deal: If I am able to earn just a few pennies from Google AdSense, I am certainly able to make thousands of dollars out of Google AdSense right? Don’t you think so?

My HubPages Adventure

I didn’t publish any HubPages articles for a little while. I had been conducting research and stuff. I really like to see my Google AdSense rise and I think it’s going to be the case with all the work I invested in it so far. Because writing original articles require definitely a whole bunch of creativity. It’s also requiring a lot of my time. I just publish my third and latest article on HubPages: Consolidate debts: use credit card balance transfert for your own benefit. This is the article you need to read if you want to learn more about debt management.

Happy Just Energy Income Fund dividend

I received my Just Energy Income Fund (JE.UN) dividend on today. I had received 20.87$ and I earn one extra unit of JE.UN. I now own 203 units of Just Energy Income Fund (JE.UN). I just find out that Sprott Inc. (SII) is paying a dividend on August 28. I am going to received 12.50$. It’s going to make a nice little extra as payment for my TD credit line. Otherwise, I €am doing a crazy shift tomorrow as overtime is available, but just for tomorrow… I am doing from 9am to midnight. It’s going to be crazy. But bad news, I am out of work at my weekend job for approximately 1 month. In the meantime, I am certainly going to look for a new job.. And guess what, my Google AdSense income is up to 30.77$... Mix of good and bad news today. Going to bed... This weekend is going to be great. HubPages articles and blogging and maybe Julie & Julia movie.

Dealing with debts and broker accounts

I didn’t visit HubPages for very long last night. I have to wake up early this morning. My tiny apartment was in need of a good cleaning. Now it’s done. I just have a lot of laundry to do lol. Everyday life is boring like that. And of course, when I wake up, I went to see my stock portfolio online. At 1:40PM, my portfolio of stocks and units is at 23 089.84$. I was afraid to see it lose some value again. But I still didn’t receive my Just Energy Income Fund (JE.UN) dividend. So I am still waiting.

I should receive a 700$ paycheck this evening. The money is going to be applied as payment on my credit line. I have 4 813.02$ on my TD credit line. And 2 675.53$ TD Visa at 3.99%. In about 2 weeks, I will transfer the debt I have on my TD Visa over RBC Visa, so I can received the 2.99% in interest rate for a little while, until I get a third job or something.

I call TD Waterhouse yesterday to find out if it was possible to turn non-RRSP investment in stocks or units into RRSP, without having to proceed with a sell first and I was told I could do so, that I don't need to sale.... I also call Scotia itrade. Now, my problem is I want to turn my investments into RRSP, but TD Waterhouse is going to charge me 20$ per year for an RRSP account. This is so unfair. It's not enough for them to be charging be 29$ per trade o is it 27$ I have a blank. This year, I don't want to pay any taxes. And another question, does the dividend of a RRSP account need to remain the RRSP account or the dividend can be transfert outside the RRSP dividend? It's not something I want to do right now, but later on. Sooo confusing.

TSX crashing and I am at home doing nothing

Today, the TSX crash to 10 626 points.

Currently, my stocks and units portfolio value is of 2 2810.89$.

I reach 50 000$ value assets one time in my life, I just hope to reach over 50 000$ again in a near future.

Even with the few losses of today, my portfolio remains relatively stable.

I am surprise, Methanex Corporation (MX) remains at a powerful 18.48$ (12:47PM). I had purchased 100 stocks of Methanex Corporation a while ago at 15.79$ per stock. But shortly after I made the investment, Methanex price stocks went always lower than 15.79$. At a point, I was used to see Methanex Corporation under 15.79$.

Imagine my reaction when Methanex Corporation price rise: I simply couldn’t believe it. If Methanex Corporation remain up to 15.79$ per stock even when the TSX is loosing points, this mean that chance are, our Methanex Corporation will remain over 15.79$ in the upcoming week.

I lost a bit of gain today, because (again) of Timminco (TIM) who decide to go under 1.40$. Good news had been giving for Becancour facilities. Employers have back their jobs. I mean, this is so good news for Timminco. Should the price increase immediately? Well, it’s the opposite that is happening today. And I don’t even want to try to understand.

Sprott Inc. remains under 4$. Sprott is currently at 3.22$ (12:59PM). Here, what I supposed that happen is the following. Their star mutual fund Sprott Canadian Equity Fund had lost in value (in a half). I had invested a total of 7033.50$ in the Sprott Canadian Equity Fund. My goal was too see my investment double. But… guess what happen? I almost lost half of my money with Sprott Canadian Equity Fund. I won’t blame Eric Sprott but still… lol. Anyway, I didn’t lost it all, my investment with Sprott currently worth 4 038$. Not soo bad.

Another surprise: usually, when the TSX is loosing points, usually, it makes Pengrowth Energy Trust (PGF.UN) loosing value too. But right now, oh surprise, Pengrowth Energy Trust (PGF.UN) is at a relatively stable 9.11$. This is really good.

Right now, Livingston International Income Fund (LIV.UN) is at 5.40$ (1:18PM) and Yellow Pages Income Fund (YLO.UN) is at 5.06$ (1:18PM). I am surprise to see Livingston International Income Fund higher in price than Yellow Pages Income Fund. Earlier this year, Livingston International Income Fund (LIV.UN) had suspend their dividend payment. I just wonder when Livingston International Income Fund (LIV.UN) will pay again dividend. I would like that.

Dumont Nickel (DNI) is at 2 cents (1:19PM)…. When I will be able to sell Dumont Nickel (DNI) at 4 cents pe stock? Will the time will ever come? This was supposed to be my great penny stock trade. A penny stock trade that all went wrong lol. But I still own DNI, I waiting for its price to reach 4 cents… and than sell.

In the meantine, my little apartment is all crashy. I need a cleaner or I will have to do it myself lol.

Dividend, jobs and HubPages

I don’t know what’s going on; I didn’t receive my Just Energy Income Fund dividend yet. It’s really getting on my nerves and it’s quite stressful not to see it coming. Anyway, if I didn’t receive my Just Energy Income Fund dividend by next Monday, I am going to all TD Waterhouse and ask this simple question: where are my Just Energy Income Fund dividends? lol

I felt a bit better today after asking if I could follow my regular schedule at my evening job. I was told I could do my regular schedule anyway. This week, some hours were cut of my schedule and it make me feel bad, as I am not working this upcoming Saturday at my weekend job – and no one actually told me so. But it’s true they are facing a lack of work and maybe they are trying to give the maximum of hours to their full-time staff. I really don’t know what to think about it. Everything was going fine until this weekend. I got good nerves and can take a lot of stuff on my back but gees... after being working at my weekend job for more than 2 years now; I taught someone was going to show off just a bit more respect. But I shouldn’t ask to much coming from Quebeckers, shouldn’t I?

Anyway, I am not too sad because at least, I am working, I don’t have problem to pay my bills and ho, another thing, last week, I reach my first 50 000$ worth in assets. I was quite surprised when it happens, on August 5th. I wasn’t expecting it for this summer at all. It was a real surprise. And I was even able to go a bit further with the 50 073.91$ I was able to reach.

At least, I was able to reach one my goal. My other goal was to reach 2 000$ value in dividend income by the end of the summer. I probably won’t be able to reach this goal unless the companies I invested in decide to increase their dividend. Another goal of mine is to make 200$ per month from Google AdSense lol. At least, this summer, I reach at least one of my goals.

I am doing kind of ok on HubPages. My Google AdSense is up to 30.72$, up to 24 cents… But HubPages definitely worth it. With my 2 jobs, I don’t have too much time to spend on HubPages and writing just one article take me just forever. But I am working very hard at it. The most difficult part comes from the fact that the earnings are quite low for so much work. But still, without it, I wouldn’t probably see my AdSense rise of about 4.72$. The best way is to remain positive. I mostly see HubPages as a potential money maker. Part of the difficulty come from my English skills, maybe a bit too low to write good contents, but that never stops me from writing on HubPages, but it did stop me on Associates Content. Like I can fight as long as I want but… you know, come a time a girl cannot go through it lol.

So I wasn’t able to get published on Associated Content. HubPages work great for me. My everyday life slows me down on HubPages. It’s difficult to work, have a life and trying to make money online. And sometimes, I just don’t feel like writing nothing at all, but it never last for long. Trying to make money online is among most of the difficult thing I ever went through of my life, but we’ll see if I can go through this.

Right now, I taught that maybe instead of spending so much of my time working for nothing, I should begin my search for a day-time job. I might move forward since my weekend job so difficult. I really need money.

Looking for upcoming grow, massive $$$

It’s seem like I am working this weekend. The value of my stock portfolio is up to 33$. And there’s definitely place for more growing. If the TSX keep gaining points, my portfolio will definitely gain in value. And the money I once lost with Timminco and Sprott will only be a souvenir. Not that I am expecting Sprott and Timminco to gain in value. But other stocks and units of my portfolio will.

Funny fact about Timminco (TIM): At the request of Market Surveillance, on behalf of the Toronto Stock Exchange, it’s been announced that Timminco has not been involved in any transactions that could help Timminco to gain value. Earlier his week, the price of Timminco gain 0.14 cents and had reached 1.47$ per stock. But not to forget, Timminco had received money from Quebec province – for once, Quebec province is doing something correctly!

I like Timminco and I still hold the company in my portfolio. Timminco had been hurt by the recession, just like Livingston International. As soon things get better, price will go up. That’s why I am not willing to sale. On date of today (1:36PM), Timminco (TIM) is at 1.47$.

Methanex (MX) currently worth 18.72$ per stock. When the TSX was at 15 000 points, Methanex Corporation was at 30$. The value of my initial investment made in Methanex worth 1 626.80$ back than. Currently, this investment worth 1 909.44$. I wasn’t expecting MX to go up. But when it did, I was very happy. Like anything can happen!

If, by any chance, MX goes up to the old 30$.... It will double the value of my investment.

Need other extraordinary examples?

I purchase 100 units of Bank of Nova Scotia at 44.82$ thinking the price was right. It was actually before the price fail to 27$... BNS can easily reach 50$ per stock… If it does, it will make a profit of 533.54$.

And so on. Similar grow could happen to PIF.UN, JE.UN and FTS. And regarding HE, well, I don’t know what to think anymore as the price is low!

Other than that, my Google AdSense income is up to 30.48$. HubPages is really fun to use, but writing articles require a lot of work. One of my latest articles talks about Stevens Demers, author of a financial crime of $10 million.

This is it, I make it!

I finally make it. Its official, on August 5, 2009, I reach my goal, which was to get 50 000$ value in assets. I currently have 50 073.91$ worth in assets.

But the adventure of my first 50 000$ is not over yet… because I have debts.

On date of April 2009, I had 16 627.99$ value in debts.

50 073.91$ - 16 627.99$ = 33 445.92$

In reality, I only worth 33 445.92$. I am planning to get a day time soon, I had been talking about this job searching thing like forever now, but I didn’t really search for a day-time job. I would very much like to pay off my debts in 2010. It would be nice to get debt free before I get 30 next year. But I know myself too well, I way prefer to invest than paying debts. But will see how things turn out.

Today might be the day

Even if the TSX losses just a couple of points in this morning summer morning, my portfolio gain 69.07$. And this is it, I think today is the day where I am going to reach my first 50 000$ because I am expecting a pay today at midnight! It should be around 250$ I believe. And if I am lucky enough, I will receive today my Just Energy Income Fund dividend. And I will hit the magic 50 000$ in assets TODAY.

It have to be today. The exhausting part comes from the fact that I will have to calculate all over again my assets, just like I did yesterday. And because of that, I didn’t find any energy to work on my HubPages articles. I was very exhausting. But don’t forget that when I come back from work, it’s already pass midnight. Crazy time, but I like my night shift. Yesterday was very a hot day; I cannot just support the heat. Before I went to wok, I went pay my bills and when I hit to work, I was sweating. Horrible summer heat. The New Brunswick girl that I am just cannot stand the heat.

On August 7th, there’s an upcoming movie call Julie & Julia coming in theatre with Meryl Streep. It’s going to be a good movie! I saw the preview and I find it very sweet. I hope it will be release this Saturday in Montreal. I also visit Julie blog. It’s really fantastic because in the movie, we see her writing in her blog and to see that it’s like wow! Really fantastic. And guess what, there are absolutely no Google AdSense ads in her blog. NONE lol….