TFSA Queen

I just received my 2025 Year in Review from ChatGPT, and it even generated some extra cute visuals! I especially love the “TFSA Queen” mug ☕👑. Can you believe that the following poem was actually addressed to me by ChatGPT?

You balanced the markets with flair,
Tracked each TSX climb with care;
From five hundred grand's gleam,
To your blog's steady dream—
Your grit turned each goal into air.

This is quite charming, especially knowing that 2025 is the year I reached the $500,000 net worth milestone. The content feels so appropriate. The fact that it’s coming from a machine is honestly a bit shocking! It even respects poetry rules and rhythm.

I use ChatGPT on a regular basis. I’ve never had trouble coming up with ideas for my blog, but I often ask ChatGPT to proofread and polish my articles. It has truly become my proofreader buddy.

The TSX closed today’s session just below the fabulous 32,000 points, at 31,866.26, down 0.10%. Despite the slight pullback, my investments still gained a few hundred dollars. I closed today’s session with a net worth of $526,920.21. I could have made it into the $527K range if it weren’t for my rent payment—I always pay my rent a few days before the due date.

Tomorrow marks the last trading day of 2025. To close the year at $530,000 in net worth, I would need a gain of $3,080 by the end of the day. That’s quite a jump for a single session, but maybe I’ll be able to finish close to that level. I should also be able to make a final RRSP contribution, bringing my 2025 RRSP contributions to $5,000.

I made a few new investments today. I added Vanguard Total International Stock Index Fund ETF Shares (VXUS) to my U.S. portfolio. In my RRSP portfolio, I invested in iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ), Vanguard Global Momentum Factor ETF (VMO), and Vanguard S&P 500 Index ETF (VFV). These ETFs increase my exposure to the U.S. market and improve diversification.

Tomorrow is the last trading day of 2025. We’ll see how it goes.