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Monday, January 5, 2026

Welcoming the New Year 2026 with a $528,641.69 Net Worth!

The weather has been very cold in New Brunswick for the past couple of days, so I’m spending a lot of time indoors. It’s so cold that going out feels uncomfortable, and it’s basically impossible to go for a walk outside. We’ve had to deal with these harsh weather conditions on a regular basis this winter, and each cold stretch seems to last a long time. I’m trying to take advantage of the situation by saving as much as I can and exercising indoors, but it’s not always enjoyable. I’m starting to get a little bored. The weather should be a lot warmer by Wednesday.

While being stuck at home, I’ve been updating my investment portfolio whenever I notice some good gains. This past Friday, at one point I was up about $3K, but I closed with a +$2K gain, which is quite good. I ended Friday’s session with a net worth of $528,641.69. I wanted to close out 2025 at $530K, but $528K is still a great way to start the new year. I’ve also been looking for ways to boost my dividend income.

Did you notice some newcomers in my TFSA portfolio in my latest investment portfolio update? If not, here they are:

  • Evolve NASDAQ Technology Enhanced Yield Index Fund (QQQY)

  • Global X Nasdaq-100 Covered Call ETF (QQCC)

  • Harvest Tech Achievers Enhanced Income ETF (HTAE)

  • Purpose Bitcoin Yield ETF (BTCY)

  • Harvest Amazon Enhanced High Income Shares ETF (AMHE)

  • Harvest Microsoft Enhanced High Income Shares ETF (MSHE)

  • Harvest NVIDIA Enhanced High Income Shares ETF (NVHE)

  • Evolve S&P 500® Enhanced Yield Fund (ESPX)

  • Evolve European Banks Enhanced Yield ETF (EBNK)

I also added to my position in Hamilton Enhanced U.S. Covered Call ETF (HYLD).

Today, National Bank Direct Brokerage experienced technical problems for a big part of the day. For several hours, I couldn’t access my account at all. Once I finally got in, it was impossible to complete any money transfers. I still managed to place a few investments with the cash I already had in the account. Even now, this evening, I still can’t log into my account. It’s quite annoying, but I’d rather they take the time they need to fix whatever they need to fix and keep everything secure for users.

Today, I invested in:

  • Harvest AMD Enhanced High Income Shares ETF (AMDY)

  • Harvest NVIDIA High Income Shares ETF (NVDH)

  • Global X Nasdaq-100 Covered Call ETF (QQCC)

Please note that I didn’t invest heavily in any of these ETFs. These are very high-yield ETFs, and I’m only investing a small amount in each one—mostly for fun—to boost my dividend income a little. Let’s say I’m trying to break my boredom by investing in things I normally wouldn’t touch with a ten-foot pole. Generally speaking, I stay away from any investment that pays an unusually high yield. This time around, I did the total opposite.

But that’s not entirely true. I did invest in a high-yield ETF before, and that was Hamilton Enhanced U.S. Covered Call ETF (HYLD). At first, I was very skeptical—I thought I would lose all my money by investing in that one. I was genuinely worried about its 12% yield, which didn’t feel safe or reasonable. How can an ETF pay such a high yield anyway? I honestly don’t know, but I’ve been invested in HYLD for several months now and, so far, the distribution has always been paid.

HYLD has been a good investment in my portfolio: it’s delivered great gains, and it has consistently paid its monthly distribution. That said, I want to make it clear that any ETF offering a yield over 10% should be considered higher risk, and you shouldn’t invest heavily in them. No investment that trades on the TSX is risk-free, including ETFs.

So, I added a few new ETFs to my portfolio this past Friday and today. As we discussed before, my monthly dividend income is currently the equivalent of $980. I simply want to reach the equivalent of $1,000 per month early this year, just to check off that goal and move on to something else.

To speed up the process, I decided to invest in ETFs that pay monthly distributions, with yields above 9–10%. I came up with a list of over 70 ETFs trading on the TSX that meet those criteria. Among them, I noticed two ETFs issued by a Canadian bank: BMO US Put Write Hedged to CAD ETF (ZPH) and BMO US Put Write ETF (ZPW). I didn’t consider those two ETFs—even though they’re issued by a Canadian bank—because I didn’t like their overall charts. I’m willing to take on some risk, but I don’t want to invest my money in an ETF whose value is more likely to go down over time.

This is what the overall chart for BMO US Put Write Hedged to CAD ETF (ZPH) looks like:


And this is the one for BMO US Put Write ETF (ZPW):

As you can see, the overall chart of those two ETFs isn’t really great. I would have expected more from a Canadian bank, but I guess that, as always, BMO (Bank of Montreal) simply can’t deliver. That being said, I found other ETFs that are much better. Here’s the list I came up with:

Harvest Tesla Enhanced High Income Shares ETF (TSLY)
Dividend yield: 36.66%
Unit price: $8.57
Inception date: 2025-01-16

Harvest Palantir Enhanced High Income Shares ETF (PLTE)
Dividend yield: 27.78%
Unit price: $23.83
Inception date: 2025-01-16

Harvest NVIDIA Enhanced High Income Shares ETF (NVHE)
Dividend yield: 21.41%
Unit price: $12.61
Inception date: 2024-08-21

Purpose Ether Yield ETF (ETHY)
Dividend yield: 18.37%
Unit price: $2.83
Inception date: 2021-11-19

Purpose Bitcoin Yield ETF (BTCY)
Dividend yield: 15.11%
Unit price: $6.97
Inception date: 2021-11-19

Evolve NASDAQ Technology Enhanced Yield Index Fund (QQQY)
Dividend yield: 13.97%
Unit price: $27.47
Inception date: 2023-10-03

Global X Enhanced S&P 500 Covered Call ETF (USCL)
Dividend yield: 12.90%
Unit price: $23.07
Inception date: 2023-07-05

Global X Enhanced Equal Weight Canadian Banks Covered Call ETF (BKCL)
Dividend yield: 12.59%
Unit price: $23.01
Inception date: 2023-07-05

Hamilton Canadian Financials YIELD MAXIMIZER™ ETF (HMAX)
Dividend yield: 12.21%
Unit price: $16.28
Inception date: 2023-01-20

Global X Enhanced All-Equity Asset Allocation Covered Call ETF
Dividend yield: 11.43%
Unit price: $23.61
Inception date: 2023-10-10

Harvest Tech Achievers Enhanced Income ETF (HTAE)
Dividend yield: 11.30%
Unit price: $16.97
Inception date: 2022-10-25

Global X Nasdaq-100 Covered Call ETF
Dividend yield: 11.29%
Unit price: $13.01
Inception date: 2011-09-13

Evolve European Banks Enhanced Yield ETF
Dividend yield: 11.04%
Unit price: $16.01
Inception date: 2022-01-11

Evolve S&P 500® Enhanced Yield Fund (ESPX)
Dividend yield: 10.31%
Unit price: $25.53
Inception date: 2023-01-09

Among those top dividend achievers, the 36.66% dividend yield of the Harvest Tesla Enhanced High Income Shares ETF (TSLY) is quite appealing! It made me think of different funny scenarios, such as investing all of my $528,641.69 in TSLY. By doing so, I would generate a monthly income of $15,421.28… can you imagine?

But such a plan is obviously not sustainable. I would never destroy my investment portfolio just to invest in a single position. I’m not a fan of Elon Musk, either. The Harvest Tesla Enhanced High Income Shares ETF (TSLY) is 100% invested in Tesla. Since Tesla shares are expensive, this ETF is a way to get exposure for less. At only $8.57 per unit, it’s not very expensive, and you could invest as little as one unit—just for the fun of having a 36.66% dividend-yield payer in your portfolio. I mean… why not?

I also noticed that Harvest offers similar ETFs based on the underlying value of other big tech giants, like Microsoft and NVIDIA. It seems like not all of them appeared in the original list from my ETF research. 

Harvest Eli Lilly High Income Shares ETF (LLYH)
Dividend yield: 17.559%
Management Fee: 0.40%
Risk Rating: Medium
Inspection: 2024/08/21
Overall quote:

Harvest Amazon High Income Shares ETF (AMZH)
Dividend yield: 13%
Management Fee: 0.40%
Risk: Rating: Medium
Inspection: 2024/08/21
Overall quote:

Harvest Microsoft High Income Shares ETF (MSFH)
Dividend yield: 15.17%
Management Fee: 0.40%
Risk: Rating: Medium
Inspection: 2024/08/21
Overall quote:

Harvest NVIDIA High Income Shares ETF (NVDH)
Dividend yield: 16.845%
Management Fee: 0.40%
Risk Rating: Medium
Inspection: 2024/08/21
Overall quote:

Harvest MicroStrategy High Income Shares ETF (MSTY)
Dividend yield: 91.688%
Management Fee: 
Risk Rating: High
Inspection: 2025/01/16
Overall quote:

Harvest Coinbase High Income Shares ETF (CONY)
Dividend yield: 43.328%
Management Fee: 0.40%
Risk Rating: High
Inspection: 2025/01/16
Overall quote:
Harvest High Income Equity Shares ETF (HHIH)
Dividend yield: 19.12%
Management Fee: 0.40%
Risk Rating: Medium to High
Inspection: 2025/08/19
Overall quote:

It’s quite interesting. If you want to learn more about Harvest High Income ETFs, you can go here:
https://harvestportfolios.com/high-income-shares/

Here’s the final list I came up with as potential investment ideas for my portfolio:

Harvest Palantir Enhanced High Income Shares ETF (PLTE), 26.58% dividend yield
Harvest NVIDIA Enhanced High Income Shares ETF (NVHE), 21.37% dividend yield
Harvest AMD Enhanced High Income Shares ETF (AMDY), 17.22% dividend yield
Harvest NVIDIA High Income Shares ETF (NVDH), 16.85% dividend yield
Harvest Canadian High Income Shares ETF (HHIC), 13.97% dividend yield
Evolve NASDAQ Technology Enhanced Yield Index Fund (QQQY), 13.88% dividend yield
Global X Enhanced S&P 500 Covered Call ETF (USCL), 12.79% dividend yield
Global X Enhanced Equal Weight Canadian Banks Covered Call ETF (BKCL), 12.39% dividend yield
Harvest Suncor Enhanced High Income Shares ETF (SUHE), 12.35% dividend yield
Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX), 12.08% dividend yield
Global X Enhanced All-Equity Asset Allocation Covered Call ETF (EQCL), 11.33% dividend yield
Harvest Tech Achievers Enhanced Income ETF (HTAE), 11.26% dividend yield
Global X Nasdaq-100 Covered Call ETF (QQCC), 11.18% dividend yield
Evolve European Banks Enhanced Yield ETF (EBNK), 10.72% dividend yield
Harvest Royal Bank Enhanced High Income Shares ETF (RYHE), 8.93% dividend yield

If you invest moderately in high-dividend ETFs—and not all of your money—while already holding top-quality stocks in your portfolio, I don’t see any danger. But keep in mind that there’s always a risk of losing money with these high-yield ETFs.

Happy New Year 2026, and happy investing!

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