The Dividend Girl

Thursday, October 22, 2026

Welcoming a $621,392.42 Net Worth

As the TSX closed today's session with a major loss of over 350 points, I wasn't expecting anything good for my portfolio. But to my surprise, my stock portfolio actually registered a gain. It didn't take me long to realize that I was up by a couple of thousand dollars, so I decided to update my investment portfolio. I closed today's session with a net worth of $621,392.42.

At this point, I'm back to approximately the same net worth I had in July of this year. However, I don't see this as a step backward. Instead, I see it as another step toward reclaiming my all-time high of $631,085.60. I'm getting closer, little by little.

I asked my friend ChatGPT to generate a graph using my usual, very long list of historical data, titled "History of My Total Assets and Net Worth Values." Here's what it came up with:

I need to print this out and put it on my fridge :-)

I already have a few little secret notes that I've hidden here and there among my belongings, hoping they'll help me reach the $700K net worth milestone sooner rather than later. Here's what they look like:

I'm just really happy to still have a net worth of over $600K, especially since building savings isn't exactly easy these days. It's a little easier when I'm in New Brunswick, like I am right now. I've really been enjoying the beautiful autumn season in my home province. Here are a few pictures:

Historic of my Total assets and Net worth values on date of October 22, 2026

2026

Net worth on October 22, 2026: $621,471.41

Net worth on October 16, 2026: $617,552.67

Net worth on October 9, 2026: $607,220.37

Net worth on October 2, 2026: $610,461.77

Net worth on September 4, 2026: $614,737.41

Net worth on August 31, 2026: $611,662.10

Net worth on August 14, 2026: $622,720.01

Net worth on July 31 2026: $617,499.06

Net worth on July 16, 2026: $631,085.60 - HIGHEST NET WORTH EVERRRRRR!!

Net worth on July 13, 2026: $622,775.93

Net worth on July 10, 2026: $620,987.86

Net worth on July 3, 2026: $615,327.40

Net worth on June 15, 2026: $611,099.48

Net worth on June 12, 2026: $610,144.67

Net worth on June 11, 2026: $607,122.22

Net worth on June 4, 2026: $607,647.44

Net worth on May 25, 2026: $604,214.80

Net worth on May 22, 2026: $602,151.75 - First time I ever reached the 600k!

Net worth on May 21, 2026: $598,260.59

Net worth on May 20, 2026: $593,983.01

Net worth on May 15, 2026: $594,136.97

Net worth on May 14, 2026: $593,798.04

Net worth on May 1, 2026: $588,839.94

Net worth on April 30, 2026: $587,845.10

Net worth on April 28, 2026: $580,732.59

Net worth on April 24, 2026: $578,704.79

Net worth on April 10, 2026: $577,170.73

Net worth on April 8, 2026: $572,072.26

Net worth on April 7, 2026: $568,841.12

Net worth on March 25, 2026: $559,603.15

Net worth on March 20, 2026: $549,439.30

Net worth on March 2, 2026: $567,908.41

Net worth on February 26, 2026: $565,828.54

Net worth on February 25, 2026: $563,211.61

Net worth on February 24, 2026: $561,375.17

Net worth on February 20, 2026: $560,876.49

Net worth on February 19, 2026: $559,869.03

Net worth on February 13, 2026: $555,249.25

Net worth on February 10, 2026: $553,802.04

Net worth on February 9, 2026: $551,545.15

Net worth on February 6, 2026: $548,930.16

Net worth on February 4, 2026: $547,196.00

Net worth on February 2, 2026: $541,360.85

Net worth on January 30, 2026: $538,875.51

Net worth on January 23, 2026: $545,586.07

Net worth on January 16, 2026: $544,928.90

Net worth on January 15, 2026: $541,633.33

Net worth on January 9, 2026: $533,963.68

Net worth on January 2, 2026: $528,641.69

2025

Net worth on December 31, 2025: $526,401.71

Net worth on December 30, 2025: $526,920.21

Net worth on December 24, 2025: $525,709.19

Net worth on December 23, 2025: $524,442.02

Net worth on December 22, 2025: $522,246.38

Net worth on December 19, 2025: $519,079.24

Net worth on November 28, 2025: $520,005.78

Net worth on November 26, 2025: $516,742.75

Net worth on November 12, 2025: $518,978.52

Net worth on October 24, 2025: $514,705.49

Net worth on October 8, 2025: $519,565.65

Net worth on September 22, 2025: $510,015.72

Net worth on September 11, 2025: $506,356.03

Net worth on September 5, 2025: $503,783.13

Net worth on September 4, 2025: $502,409.05

Net worth on August 22, 2025: $500,783.80 - the 500k net worth had been reached for the first time!

Net worth on August 21, 2025: $498,245.25

Net worth on August 5, 2025: $491,722.79
Net worth on July 25, 2025: $491,146.01

Net worth on July 23, 2025: $488,537.85

Net worth on July 11, 2025: $486,088.88

Net worth on July 10, 2025: $483,292.76

Net worth on June 2, 2025: $481,318.67

Net worth on May 27, 2025: $480,965.11 - first time I ever reached 480k
Net worth on May 20, 2025: $478,695.60
Net worth on May 17, 2025: $475,419.57

Net worth on May 8, 2025: $473,933.65

Net worth on May 7, 2025: $470,216.73 - first time I ever reached 470k, and it's happening on the 80th anniversary of the end of WWII. Coincidence? I don’t think so!

Net worth on May 2, 2025: $469,222.44

Net worth on April 24, 2025: $456,866.22

Net worth on April 18, 2025: $449,055.01

Net worth on April 14, 2025: $442,956.09

Net worth on April 9, 2025: $438,966.46

Net worth on April 8, 2025: $429,036.12

Net worth on April 7, 2025: $434,701.84

Net worth on April 4, 2025: $443,118.38

Net worth on April 2, 2025: $466,233.88

Net worth on January 23, 2025: $469,813.558

Net worth on January 21, 2025: $464,986.66

Net worth on January 18, 2025: $462,576.18

Net worth on January 3, 2025: $459,983.13

2024

Net worth on December 31, 2024: $456,092.61

Net worth on December 20, 2024: $453,186.36

Net worth: $450,265.60 (I no longer have debt). December 19, 2024

Total in assets: $467,956.81/Net worth: $467,529.69: November 29, 2024

Total in assets: $467,971.92/Net worth: $465,398.33: November 22, 2024

Total in assets: $466,587.87/Net worth: $464,014.28: November 21, 2024

Total in assets: $464,207.08/Net worth: $460,527.54: November 14, 2024

Total in assets: $466,665.20/Net worth: $461,948.22: October 17, 2024

Total in assets: $465,108.53/Net worth: $460,391.55: October 16, 2024 - First time I am in the 460k!

Total in assets: $461,695.76/Net worth: $456,916.94: October 11, 2024

Total in assets: $456,672.76/Net worth: $451,890.80: October 4, 2024 - First time I ever hit on the 450k!

Total in assets: $452,186.49/Net worth: $447,251.10: September 26, 2024

Total in assets: $450,780.69/Net worth: $447,210.34: September 13, 2024

Total in assets: $447,942.71/Net worth: $444,372.36: September 12, 2024 - First time I ever hit on the 444k

Total in assets: $443,006.26/Net worth: $439,463.77: September 9, 2024

Total in assets: $440,323.44/Net worth: $435,834.87: August 23, 2024

Total in assets: $438,570.89/Net worth: $432,208.43: July 31, 2024 - first time I ever reached 430k.

Total in assets: $434,175.23/Net worth: $427,812.77: July 22, 2024

Total in assets: $419,382.05/Net worth: $413,741.80: May 10, 2024

Total in assets: $415,656.63/Net worth: $407,032.02: March 28, 2024

Total in assets: $410,830.45/Net worth: $403,444.26: March 8, 2024

Total in assets: $409,656.30/Net worth: $402,219.07: March 7, 2024 - first time I ever reached 400k net worth!
Total in assets: $407,214.02/Net worth: $399,776.79: March 6, 2024
Total in assets: $406,530.78/Net worth: $399,043.10: March 1, 2024

Total in assets: $404,868.06/Net worth: $393,617.74: February 17, 2024 - first time I ever hit 393k!

Total in assets: $404,016.51/Net worth: $392,766.19: February 15, 2024 - first time I ever hit 392k!

Total in assets: $401,516.67/Net worth: $390,264.22: February 12, 2024 - first time I ever hit 390k!

Total in assets: $401,713.44/Net worth: $389,317.63: January 29, 2024 - first time I ever hit 389k!

Total in assets: $400,412.81/Net worth: $388,017: January 28, 2024 - first time I ever hit 388k!

Total in assets: $399,833.32/Net worth: $387,437.51: January 25, 2024 - first time I ever hit 387k!

Total in assets: $396,039.93/Net worth: $382,559.57: January 8, 2024 - first time I ever hit 382k!
Total in assets: $393,167.74/Net worth: $379,670.38: January 5, 2024

2023

Total in assets: $406,622.25/Net worth: $380,929.15: December 29, 2023

Total in assets: $408,307.33/Net worth: $380,099.13: December 27, 2023

Total in assets: $406,167.92/Net worth: $380,273.66: December 14, 2023

Total in assets: $402,432.82/Net worth: $376,538.56: December 13, 2023

Total in assets: $397,453.80/Net worth: $371,540.77: December 8, 2023

Total in assets: $395,604.93/Net worth: $368,453.87: December 1, 2023

Total in assets: $390,070.59/Net worth: $362,630.53: November 17, 2023
Total in assets: $381,814.54/Net worth: $354,269.04: November 3, 2023
Total in assets: $373,267.72/Net worth: $345,282.56: October 6, 2023

Total in assets: $393,849.39/Net worth: $367,685.60: August 11, 2023

Total in assets: $397,595.65/Net worth: $361,500.59: July 18, 2023

Total in assets: $416,472.91/Net worth: $370,235.74: May 6, 2023

Total in assets: $419,167.77/Net worth: $373,150.19: April 21, 2023 - first time I ever hit the 373k!

Total in assets: $416,945.17/Net worth: $370,829.18: April 13, 2023 - first time I am in the 370k!

Total in assets: $415,945.38/Net worth: $369,820.54: April 11, 2023

Total in assets: $413,311.52/Net worth: $366,524.01: February 13, 2023

Total in assets: $411,186.99/Net worth: $364,399.48: February 10, 2023

Total in assets: $408,656.95/Net worth: $361,844.12: February 7, 2023

Total in assets: $407,606.87/Net worth: $361,043.28: January 17, 2023

Total in assets: $405,708.89/Net worth: $359,060.31: January 16, 2023

Total in assets: $404,983.22/Net worth: $358,324.64: January 13, 2023

Total in assets: $403,429.72/Net worth: $356,771.14: January 12, 2023

Total in assets: $399,232.95/Net worth: $352,574.37: January 11, 2023

Total in assets: $396,629.76/Net worth $349,971.18: January 10, 2023

Total in assets: $395,568.27/Net worth $348,909.69: January 9, 2023
Total in assets: $393,444.59/Net worth $346,786.01: January 6, 2023

2022

Total in assets: $384,602.29/Net worth $337,875.65: December 30, 2022

Total in assets: $394,205.35/Net worth $347,621.02: November 25, 2022

Total in assets: $383,659.43/Net worth $337,227.95: November 11, 2022

Total in assets: $373,493.10/Net worth $327,061.62: November 4, 2022

Total in assets: $356,147.14/Net worth $309,920.82: October 11, 2022

Total in assets: $396,620.95/Net worth $350,590.82: August 14, 2022

Total in assets: $369,523.83/Net worth $323,815.43: June 24, 2022

Total in assets: $367,287.71/Net worth $321,579.31: June 20, 2022

Total in assets: $364,145.55/Net worth $318,437.15: June 18, 2022

Total in assets: $398,010.84/Net worth $352,164.94: June 2, 2022

Total in assets: $385,843.39/Net worth May 20, 2022: $340,156.47

Total in assets: $407,547.23/Net worth $361,442.42: April 20, 2022

Total in assets: $405,658.35/Net worth $358,941.11: March 29, 2022

Total in assets: $403,792.28/Net worth $357,075.04: March 25, 2022

Total in assets: $402,081.01/Net worth $355,363.77: March 22, 2022

Total in assets: $400,979.64/Net worth $354,262.40: March 21, 2022 - First time I ever hit on the $400,000 in total assets!

Total in assets: $398,652.13/Net worth $352,071.24: March 18, 2022 - First time I ever hit on the $350,000 in net worth value!

Total in assets: $396,355.91/Net worth $349,713.01: March 10, 2022

Total in assets: $393,037.13/Net worth: $347,573.53: March 4, 2022

Total in assets: $391,766.36/Net worth: $345,622.80: February 9, 2022

Total in assets: $382,726.19/Net worth: $341,862.36: February 2, 2022

Total in assets: $386,320.32/Net worth: $340,128.37: February 1st, 2022

2021

Total in assets: $385,979.66/Net worth: $339,434.39: December 31, 2021

Total in assets: $382,726.19/Net worth: $336,268.16: December 23, 2021

Total in assets: $388,421.37/Net worth: $340,312.77 - FIRST TIME I EVER REACHED A $340,000 NET WORTH!
November 8, 2021

Total in assets: $387,068.51/Net worth: $338,959.91: November 5, 2021

Total in assets: $384,785.92/Net worth: $336,781.52: October 20, 2021

Total in assets: $382,580.80/Net worth: $334,576.40: October 19, 2021

Total in assets: $379,263.95/Net worth: $330,680.17: October 14, 2021

Total in assets: $364,072.52/Net worth: $315,407.64: July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22: June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30: June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021

2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020

2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019

2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018

2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21

2016
Net worth on the date of December 30, 2016: $184 074.35

Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).

On the date of February 16, 2011, the TMX hit 14 000+ points, and I exceeded the 150k in assets! (Not net worth yet).

On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).

On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).

On the date of December 5, 2009, I had exceeded $60 000 in assets! (not in net worth yet).

My investment portfolio on date of October 22, 2026

Savings: $4,468.10

Stocks and Units investment portfolio $CAN

Loblaw Companies (L)
WSP Global Inc. (WSP)
George Weston Limited (WN)
TMX Group Inc. (X)
Canadian National Railway Co (CNR)
Methanex Corporation (MX)
Power Corporation of Canada Subordinate Voting Shares (POW)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM)
Fortis Inc. (FTS)
Savaria Corporation (SIS)
South Bow Corporation (SOBO)
Bank of Nova Scotia (The) (BNS)
TransCanada Corp (TRP)
K-Bro Linen Inc. (KBL)
Enbridge Inc. (ENB)
Royal Bank of Canada (RY)
National Bank of Canada (NA)
Canadian Imperial Bank Of Commerce (CM)
Pembina Pipeline Corporation (PPL)
Exchange Income Corporation (EIF)
Open Text Corporation (OTEX)
Paramount Resources Ltd. Class A Common Shares (POU)
Toronto-Dominion Bank (TD)
Whitecap Resources Inc. (WCP)
Brookfield Renewable Partners L.P. (BEP.UN)
Alaris Equity Partners Income Trust (AD.UN)
Granite Real Estate Investment Trust (GRT.UN)
Premium Brands Holdings Corporation (PBH)
Algoma Central Corporation (ALC)
Canadian Tire Corporation Limited Class A Non-Voting Shares (CTC.A)
Ninepoint Energy Income Fund ETF (NRGI)
Russel Metals Inc. (RUS)
CT Real Estate Investment Trust (CRT.UN)
iShares S&P/TSX Capped REIT Index (XRE)
Slate Grocery REIT (SGR.UN)
SmartCentres Real Estate Investment Trust (SRU.UN)
Canadian Natural Resources Limited (CNQ)
New Flyer Industries Inc. (NFI)
Ag Growth International Inc. (AFN)
Caribbean Utilities Company Ltd. Class A Ordinary Shares (CUP.U)
Telus Corp (T)
TOTAL: $203,070.03

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B)
Vanguard Russell 1000 Growth Index Fund (VONG)
Nu Holdings Ltd. (NU)
CSX Corporation (CSX)
General Mills Inc. (GIS)
Brookfield Infrastructure Corporation (BIPC)
Pfizer Inc. (PFE)
Vanguard Total International Stock Index Fund ETF Shares (VXUS)
TOTAL: $6,058.31 US: $8,600.38 CAN

Tax-free savings account (TFSA):
WSP Global Inc. (WSP)
Toromont Industries Ltd (TIH)
Brookfield Renewable Energy Partners L.P. (BEP.UN)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
Kraken Robotics Inc. (PNG)
Brookfield Corporation Class A Limited Voting Shares (BN)
Royal Bank of Canada (RY)
TMX Group Limited (X)
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)
Canadian Imperial Bank Of Commerce (CM)
Suncor Energy Inc. (SU)
Toronto-Dominion Bank (TD)
Finning International Inc. (FTT)
Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)
Power Corporation of Canada Subordinate Voting Shares (POW)
Exchange Income Corporation (EIF)
CT Real Estate Investment Trust (CRT.UN)
Canadian National Railway Co (CNR)
Chemtrade Logistics Income Fund (CHE.UN)
Alimentation Couche-Tard Inc. (ATD)
Total Energy Services Inc. (TOT)
Calian Group Ltd. (CGY)
Metro Inc. (MRU)
National Bank of Canada (NA)
Amerigo Resources Ltd. (ARG)
Aecon Group Inc. (ARE)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Hamilton Enhanced U.S. Covered Call ETF (HYLD)
Emera Inc. (EMA)
Granite Real Estate Investment Trust (GRT.UN)
Bank of Nova Scotia (BNS)
Alaris Equity Partners Income Trust (AD.UN)
North West Company Inc. (The) (NWC)
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
Canadian Utilities Limited (CU)
Empire Company Limited Non-Voting Class A Shares (EMP.A)
Pembina Pipeline Corporation (PPL)
Diversified Royalty Corp. (DIV)
Nutrien Ltd. (NTR)
Fortis Inc. (FTS)
CGI Inc. (GIB.A)
Boston Pizza Royalties Income Fund (BPF.UN)
ATCO Ltd. (ACO.Y)
Saputo Inc. (SAP)
3iQ CoinShares Ether ETF (ETHQ)
Algoma Central Corporation (ALC)
Plaza Retail REIT (PLZ.UN)
Goodfellow Inc. (GDL)
Whitecap Resources Inc. (WCP)
Slate Grocery REIT (SGR.UN)
Westshore Terminals Investment Corporation (WTE)
Guardian Capital Group Limited (GCG)
Boyd Group Services Inc. (BYD)
Cargojet Inc. (CJT)
Canadian Net Real Estate Investment Trus (NET.UN)
Rogers Communications Inc. (RCI.B)
Wajax Corporation (WJX)
SIR Royalty Income Fund (SRV.UN)
Ninepoint Energy Income Fund ETF (NRGI)
A&W Food Services of Canada Inc. (AW)
Telus Corp (T)
Parex Resources Inc. (PXT)
Labrador Iron Ore Royalty Corporation (LIF)
Algonquin Power & Utilities Corp. (AQN)
European Residential Real Estate Investment Trust (ERE.UN)
Verde Agritech Plc Ordinary Shares (NPK)
Wescan Energy Corp. (WCE)
Tilray Inc (TLRY)
Data Communications Mgmt (DCM)
DNI Metals Inc. (DMNKF)
Evolve NASDAQ Technology Enhanced Yield Index Fund (QQQY)
Global X Nasdaq-100 Covered Call ETF (QQCC)
Harvest Tech Achievers Enhanced Income ETF (HTAE)
Purpose Bitcoin Yield ETF (BTCY)
Harvest Amazon Enhanced High Income Shares ETF (AMHE)
Harvest Microsoft Enhanced High Income Shares ETF (MSHE)
Harvest NVIDIA Enhanced High Income Shares ETF (NVHE)
Evolve S&P 500® Enhanced Yield Fund (ESPX)
Evolve European Banks Enhanced Yield ETF (EBNK)
Harvest Apple Enhanced High Income Shares ETF (APLE)
Harvest Tesla Enhanced High Income Shares ETF (TSLY)
Harvest Canadian High Income Shares ETF (HHIC)
Harvest Circle Enhanced High Income Shares ETF (CRCY)
Harvest Agnico Eagle Enhanced High Income Shares ETF (AEME)
Global X Enhanced All-Equity Asset Allocation Covered Call ETF (EQCL)
Global X Enhanced S&P 500 Covered Call ETF (USCL)
Harvest AMD Enhanced High Income Shares ETF (AMDY)
Harvest Alphabet Enhanced High Income Shares ETF (GOGY)
Harvest Shopify Enhanced High Income Shares ETF (SHPE)
Harvest Palantir Enhanced High Income Shares ETF (PLTE)
Harvest Robinhood Enhanced High Income Shares ETF (HODY)
Harvest Diversified High Income Shares ETF (HHIS)
Harvest NVIDIA High Income Shares ETF (NVDH)
Harvest TD Bank Enhanced High Income Shares ETF (TDHE)
Harvest Eli Lilly Enhanced High Income Shares ETF (LLHE)
Harvest Cameco Enhanced High Income Shares ETF (CCOE)
Harvest Royal Bank Enhanced High Income Shares ETF (RYHE)
TD Cash Management ETF (TCSH)
TOTAL: $185,546.30

RSP investment portfolio:

Thomson Reuters Corporation (TRI)
Savaria Corporation (SIS)
Brookfield Renewable Partners L.P. (BEP.UN)
Royal Bank of Canada (RY)
Toromont Industries Ltd (TIH)
Sprott Physical Gold Trust (PHYS)
Emera Incorporated (EMA)
Finning International Inc. (FTT)
Toronto-Dominion Bank (TD)
iA Financial Corporation Inc. (IAG)
Leon's Furniture Limited (LNF)
CAE Inc. (CAE)
Quebecor Inc. (QBR.B)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
National Bank of Canada (NA)
Canadian Imperial Bank Of Commerce (CM)
Bird Construction Inc. (BDT)
Capital Power Corporation (CPX)
Exchange Income Corporation (EIF)
Richards Packaging Income Fund (RPI.UN)
Power Corporation of Canada Subordinate Voting Shares (POW)
Stantec Inc. (STN)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Information Services Corporation Class A Limited Voting Shares (ISC)
TMX Group Limited (X)
Ivanhoe Mines Ltd. (IVN)
Suncor Energy Inc. (SU)
Alaris Equity Partners Income Trust (AD.UN)
Urbana Corp (URB)
TWC Enterprises Limited (TWC)
Hamilton Enhanced U.S. Covered Call ETF (HYLD)
Taiga Building Products Ltd. (TBL)
North West Company Inc. (The) (NWC)
MEG Energy Corp. (MEG)
Bank of Nova Scotia (BNS)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
Vitreous Glass Inc. (VCI)
ARC Resources Ltd. (ARX)
Loblaw Companies Limited (L)
Topaz Energy Corp. (TPZ)
Olympia Financial Group Inc. (OLY)
George Weston Limited (WN)
Calian Group Ltd. (CGY)
Manulife Financial Corporation (MFC)
Algoma Central Corporation (ALC)
Morguard North American Residential Real Estate Investment Trust (MRG.UN)
Canadian Natural Resources Limited (CNQ)
Wajax Corporation (WJX)
Pembina Pipeline Corporation (PPL)
JFT Strategies Fund Class A Units (JFS.UN)
Keyera Corp. (KEY)
Guardian Capital Group Limited (GCG)
Empire Company Limited Non-Voting Class A Shares (EMP.A)
Russel Metals Inc. (RUS)
Maple Leaf Foods Inc. (MFI)
Rogers Communications Inc. Class B Non-voting Shares (RCI.B)
Whitecap Resources Inc. (WCP)
Canadian National Railway Company (CNR)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM)
ADENTRA Inc. (ADEN)
Alimentation Couche-Tard Inc. (ATD)
Open Text Corporation (OTEX)
Parkland Corporation (PKI)
Nutrien Ltd. (NTR)
Metro Inc. (MRU)
Ninepoint Energy Income Fund ETF (NRGI)
Pender Growth Fund Inc. (PTF)
Goodfellow Inc. (GDL)
Valeura Energy Inc. (VLE)
ATS Corporation (ATS)
Dynacor Group Inc. (DNG)
Parex Resources Inc. (PXT)
Ag Growth International Inc. (AFN)
Cascades Inc. (CAS)
Ovintiv Inc. (OVV)
Interfor Corporation (IFP)
Wescan Energy Corp. (WCE)
AirBoss of America Corp. (BOS)
United Corporations Limited (UNC)
Thor Explorations Ltd. (THX)
Sprott Physical Platinum and Palladium Trust (SPPP)
Royal Canadian Mint - Canadian Gold Reserves Exchange-Traded Receipts (MNT)
Mineros S.A. (MSA)
Linamar Corporation (LNR)
Laurentian Bank of Canada (LB)
Hamilton Gold Producer YIELD MAXIMIZER TM ETF (AMAX)
Brookfield Business Partners L.P. (BBN.UN)

iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ)
Vanguard Global Momentum Factor ETF CAD (VMO)
Vanguard S&P 500 Index ETF (VFV)

Global X Copper Producer Equity Covered Call ETF (CPCC)

Global X Copper Producers Index ETF (COPP)

iShares S&P/TSX Global Base Metals Index ETF (XBM)

Sprott Physical Copper Trust (COP.UN)

Sprott Physical Platinum and Palladium Trust (SPPP)

Vanguard All-Equity ETF Portfolio (VEQT)

iShares Core Equity ETF Portfolio (XEQT)

TD Cash Management ETF (TCSH)

MDA Space Ltd. (MDA)

Total: $113,307.05

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $4,956.47

Others: $1,159.90

NBI Income Fund: $1,358.18

Manulife Fidelity NorthStar GIF CAP
Manulife Simplicity Growth Portfolio
Maritime Life CI Harbour Seg Fund
Maritime Life Fidelity True North Seg Fund
Manulife GIF MLIA B World Invest
Total: $13,078.04

Other various: $85,847.97

TOTAL: $219,707.61

Social Capital at Desjardins Membership share: $35
Online money: $43.99
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

TOTAL: $621,471.41

On date of October 22, 2026

Sunday, October 18, 2026

A Review of the ETFs that I hold inside my TFSA portfolio

I own quite a few ETFs in my TFSA portfolio. Some of them have been performing very well, while others haven't been doing so great. I thought it would be interesting to take a closer look at all the ETFs I currently hold in my TFSA portfolio and see how they've been performing. So, here they are:

Harvest AMD Enhanced High Income Shares ETF (AMDY)
Current gain on my portfolio: +90.07%
All time gain on the TSX: +212.76%
Current stock price: $38
Current dividend yield: 36.32%
Risk Rating: High

Hamilton Enhanced U.S. Covered Call ETF (HYLD)
Current gain on my portfolio: +77.61%
All time gain on the TSX: -3.53%
Current stock price: $15.56
Current dividend yield: 11.89%
Risk Rating: Medium

Harvest Suncor Enhanced High Income Shares ETF (SUHE)
Current gain on my portfolio: +50.93%
All time gain on the TSX: +86.92%
Current stock price: $22.73
Current dividend yield: 12.88%
Risk Rating: Medium to High

Purpose Bitcoin ETF Non-Currency Hedged Units (BTCC.B)
Current gain on my portfolio: +53.70%
All time gain on the TSX: +29.39%
Current stock price: $14.22
Current dividend yield: 0%
Risk Rating: High

Harvest Apple Enhanced High Income Shares ETF (APLE)
Current gain on my portfolio: +23.24%
All time gain on the TSX: +64.29%
Current stock price: $19.83
Current dividend yield: 11.39%
Risk Rating: Medium to High

Harvest CNQ Enhanced High Income Shares ETF (CNQE)
Current gain on my portfolio: +18.14%
All time gain on the TSX: +58.81%
Current stock price: $19.47
Current dividend yield: 14.98%
Risk Rating: Medium to High

Harvest TD Bank Enhanced High Income Shares ETF (TDHE)
Current gain on my portfolio: +17.90%
All time gain on the TSX: +55.76%
Current stock price: $18.80
Current dividend yield: 9.10%
Risk Rating: Medium

Harvest Tech Achievers Enhanced Income ETF (HTAE)
Current gain on my portfolio: +15.36%
All time gain on the TSX: +92.03%
Current stock price: $19.65
Current dividend yield: +9.67%
Risk Rating: High

Harvest Royal Bank Enhanced High Income Shares ETF (RYHE)
Current gain on my portfolio: +10.23%
All time gain on the TSX: +33.86%
Current stock price: $16.09
Current dividend yield: 9.54%
Risk Rating: Medium

Harvest JnJ Enhanced High Income Shares ETF Class A CAD (JNJY)
Current gain on my portfolio: +9.58%
All time gain on the TSX: +12.58%
Current stock price: $13.96
Current dividend yield: 11.29%
Risk Rating: Medium to High

Harvest NVIDIA High Income Shares ETF (NVDH)
Current gain on my portfolio: +6.70%
All time gain on the TSX: +17.82%
Current stock price: $14.02
Current dividend yield: 16.17%
Risk Rating: Medium to High

Global X Enhanced S&P 500 Covered Call ETF (USCL)
Current gain on my portfolio: +5.31%
All time gain on the TSX: +28.82%
Current stock price: $24.81
Current dividend yield: 11.68%
Risk Rating: Medium to High

Hamilton Canadian Financials YIELD MAXIMIZER ETF (HMAX)
Current gain on my portfolio: +5.31%
All time gain on the TSX: +8.04%
Current stock price: $17.34
Current dividend yield: 11.63%
Risk Rating: Medium

Harvest NVIDIA Enhanced High Income Shares ETF (NVHE)
Current gain on my portfolio: +5.29%
All time gain on the TSX: +10.26%
Current stock price: $13.33
Current dividend yield: 20.80%
Risk Rating: Medium to High

Global X Nasdaq-100 Covered Call ETF (QQCC)
Current gain on my portfolio: +5.17%
All time gain on the TSX: -31.56%
Current stock price: $13.94
Current dividend yield: 10.75%
Risk Rating: Medium

Global X Enhanced All-Equity Asset Allocation Covered Call ETF (EQCL)
Current gain on my portfolio: +4.82%
All time gain on the TSX: +5.06%
Current stock price: $25.21
Current dividend yield: 10.97%
Risk Rating: Medium

Evolve NASDAQ Technology Enhanced Yield Index Fund (QQQY)
Current gain on my portfolio: +3.25%
All time gain on the TSX: +36.96%
Current stock price: $28.79
Current dividend yield: 12.54%
Risk Rating: ?

Harvest JPHE Enhanced High Income Shares ETF Class A CAD (JPHE)
Current gain on my portfolio: +2.98%
All time gain on the TSX: +3.75%
Current stock price: $12.45
Current dividend yield: 13.48%
Risk Rating: Medium to High

Harvest Eli Lilly Enhanced High Income Shares ETF (LLHE)
Current gain on my portfolio: +1.82%
All time gain on the TSX: -13.93%
Current stock price: $10.75
Current dividend yield: 20.42%
Risk Rating: Medium to High

Harvest Canadian High Income Shares ETF (HHIC)
Current gain on my portfolio: +1.19%
All time gain on the TSX: +14.98%
Current stock price: $13.89
Current dividend yield: 16.22%
Risk Rating: Medium

Evolve S&P 500® Enhanced Yield Fund (ESPX)
Current gain on my portfolio: -0.03%
All time gain: +27.94%
Current stock price: $25.64
Current dividend yield: 10.53%
Risk Rating: ?

Evolve European Banks Enhanced Yield ETF (EBNK)
Current gain on my portfolio: -0.06%
All time gain on the TSX: +59.40%
Current stock price: $16.02
Current dividend yield: 10.19%
Risk Rating: High

Harvest Amazon Enhanced High Income Shares ETF (AMHE)
Current gain on my portfolio: -2.54%
All time gain on the TSX: +8.91%
Current stock price: $13.44
Current dividend yield: 15.67%
Risk Rating: Medium to High

Harvest Alphabet Enhanced High Income Shares ETF (GOGY)
Current gain on my portfolio: -3.11%
All time gain on the TSX: +63.01%
Current stock price: $20.01
Current dividend yield: 16.81%
Risk Rating: High

Harvest Microsoft Enhanced High Income Shares ETF (MSHE)
Current gain on my portfolio: -6.62%
All time gain on the TSX: -14.59%
Current stock price: $10.30
Current dividend yield: 16.47%
Risk Rating: Medium to High

Harvest Diversified High Income Shares ETF (HHIS)
Current gain on my portfolio: -9.43%
All time gain on the TSX: -8.74%
Current stock price: $11.27
Current dividend yield: 27.81%
Risk Rating: High

Hamilton Gold Producer YIELD MAXIMIZER ETF (AMAX)
Current gain on my portfolio: -18.71%
All time gain on the TSX: +106.81%
Current stock price: $32.82
Current dividend yield: 10.15%
Risk Rating: High

Harvest Palantir Enhanced High Income Shares ETF (PLTE)
Current gain on my portfolio: -21.15%
All time gain on the TSX: -14.84%
Current stock price: $20.49
Current dividend yield: 31.38%
Risk Rating: High

Harvest Agnico Eagle Enhanced High Income Shares ETF (AEME)
Current gain on my portfolio: -23.27%
All time gain on the TSX: -1.19%
Current stock price: $12.50
Current dividend yield: 27.63%
Risk Rating: Medium to High

Purpose Bitcoin Yield ETF (BTCY)
Current gain on my portfolio: -27.08%
All time gain on the TSX: -49.45%
Current stock price: $5.08
Current dividend yield: 18.21%
Risk Rating: High Risk

Harvest Shopify Enhanced High Income Shares ETF (SHPE)
Current gain on my portfolio: -28.63%
All time gain on the TSX: -15.86%
Current stock price: $9.97
Current dividend yield: 30.67%
Risk Rating: High

Harvest Tesla Enhanced High Income Shares ETF (TSLY)
Current gain on my portfolio: -32.25%
All time gain on the TSX: -55.06%
Current stock price: $5.82
Current dividend yield: 41.95%
Risk Rating: High

Harvest Cameco Enhanced High Income Shares ETF (CCOE)
Current gain on my portfolio: -36.72%
All time gain on the TSX: -8.81%
Current stock price: $10.45
Current dividend yield: 33.20%
Risk Rating: Medium to High

Harvest Circle Enhanced High Income Shares ETF - Class A Units (CRCY)
Current gain on my portfolio: -41.50%
All time gain on the TSX: -72.23%
Current stock price: $3.58
Current dividend yield: 79.36%
Risk Rating: High

Harvest Robinhood Enhanced High Income Shares ETF (HODY)
Current gain on my portfolio: -41.77%
All time gain on the TSX: -56.89%
Current stock price: $6.23
Current dividend yield: 39.27%
Risk Rating: High

Harvest Reddit Enhanced High Income Shares ETF - Class A Units (RDDY)
Current gain on my portfolio: -55.80%
All time gain on the TSX: -58.64%
Current stock price: $4.88
Current dividend yield: 68.58%
Risk Rating: High

As you can see, most of these ETFs are considered high-risk investments. However, I've only invested a small amount of money in each of them. Sometimes, I've purchased just a single share! I simply wanted to get a taste of what it's like to own some of the riskiest ETFs out there.

I don't disclose the number of shares I own in each investment for security reasons, but let's just say that for many of the ETFs mentioned in this post, I often own only a single share or just a few units. I hold quite a few stocks and ETFs, and sometimes I only take a quick look at how they're performing. So, going through all these ETFs in detail was quite an interesting exercise!

I was genuinely surprised to discover that my top-performing ETF is Harvest AMD Enhanced High Income Shares ETF (AMDY), with an impressive gain of over 90%. And its distribution yield is over 36%! My second-best performer is Hamilton Enhanced U.S. Covered Call ETF (HYLD), with a gain of 77.61%. I've held this ETF in my TFSA portfolio longer than most of my other ETFs.

When I first invested in HYLD, I was a little worried. Its 11.89% distribution yield seemed almost too high to be true. Of course, that was before I started investing in ETFs offering distribution yields of 30% or more! But I wanted to increase my exposure to the U.S. market a little.

Overall, I think HYLD might be one of my favourite ETFs. It's not my top performer, but I feel more comfortable holding it than many of the other ETFs in my portfolio.

At the moment, I don't plan to invest more money in these ETFs. However, I quite like some of them, especially those focused on individual stocks, such as Harvest Suncor Enhanced High Income Shares ETF (SUHE), Harvest JnJ Enhanced High Income Shares ETF Class A CAD (JNJY), Harvest Royal Bank Enhanced High Income Shares ETF (RYHE), Harvest CNQ Enhanced High Income Shares ETF (CNQE), and Harvest TD Bank Enhanced High Income Shares ETF (TDHE).

If I were to invest in ETFs again, I would probably choose HYLD, RYHE, CNQE and TDHE.

Currently, my annual dividend and distribution income from my non-registered and TFSA portfolios stands at exactly $12,851.86. Not a penny more, not a penny less!

I would really like to see that number grow to $13,000 by the end of the year. I'm less than $150 away from reaching that milestone! To get there, I could consider investing in a combination of a few more shares of SUHE, JNJY, RYHE, CNQE, TDHE and HYLD. It wouldn't required that of a big investment.

Saturday, October 17, 2026

My $600K Club Membership Is Still Going Strong!

The TSX closed this past Friday's session at a solid 36,176.55 points, which I find quite impressive. I think the tariff situation is something we'll have to deal with for quite some time, along with a lot of volatility. The stock market has always been a day-to-day affair, but these days, things seem much more difficult. More than ever, patience is required. In my opinion, it has never been more difficult to be an investor. There's just no clear outlook on how things are going to turn out. For that reason, I'm always genuinely surprised and happy to see the TSX gaining points.

I closed this past session with a net worth of $617,552.67, which I am quite satisfied with. The last time I reached that level of net worth was this past July. It's a little step backward, of course, but unfortunately, the TSX never moves in a straight line. There are always little steps backward and little steps forward along the way.

Shortly after reaching the $617K mark in July, I went on to hit my highest net worth ever, on July 16, with a very nice $631,085.60. The difference between $617K and $631K is only about $14,000. I'm really not that far behind!

But to reach that $631K mark again, I'll need the TSX to be in good shape. And I'll especially need all my oil stocks to be at the top of their game, particularly Pembina Pipeline Corporation (PPL), which is my largest holding.

This past Friday, PPL closed at $70.82. That's one of the reasons my net worth is currently sitting at $617K. One day, Pembina Pipeline Corporation (PPL) will reach $100 per share, and when that happens, I'll be right there, still holding my shares and feeling proud of my oil baby!

While patiently waiting for that day, my main focus in this economic environment is simply not to lose money. My biggest priority is to keep my net worth above the $600K mark. If I fall below that level, it will be really hard on me. And it could happen, considering that the gap between $617K and $599K, or even lower, isn't that big...

Historic of my Total assets and Net worth values on date of October 16, 2026