Thank you and goodbye Northview Apartment Real Estate Investment Trust (NVU.UN)

This past Friday had been quite disastrous for the TSX. I had more of a slow day at work, so I was checking on my baby from time to time. At a point during the day, my TSX was hitting below the 16 000 points. It wasn't fun to watch, it wasn't a happy day, but I wanted to benefit from the situation. Derek Foster announced a few days ago that he had sold his shares of Northview Apartment Real Estate Investment Trust (NVU.UN) and I did the same. NVU.UN had been in my TFSA for a little while now. Thanks to Derek Foster, I made a nice profit of $2 561 by selling Northview Apartment Real Estate Investment Trust (NVU.UN). And the best thing being that I made that profit inside my TFSA portfolio, so it's a tax-free profit. Since the TSX was down, it was a too good occasion not to invest in anything, so I invested back the money in TMX Group Limited (X) and in some Royal Bank of Canada (RY).

On top of everything, this past Friday was payday, and I decided to add a little something for my non-registered portfolio. I invested in a few shares of Rogers Communications Inc. (RCI.B). I might proceed with a contribution in kind for my TFSA with that one, especially since I didn't make any TFSA contribution so far in 2020, which is a real shame, but it is at it is. It was important to me to invest a couple thousand while the stock market was all the way down.

Also this past Friday, while seeing the TSX going under the 16 000 points, I quickly transferred what I had available in cash, coming from my credit lines, to help cover up my margin debt. It was a desperate measure, trying to secure everything. One of the reasons why I published a portfolio update this past weekend was to have an idea on how much money I had lost. And it happens that I had lost over 20k, with a net worth of $235,284.72.

Today, the TSX recovers. My non-registered portfolio closed today session at $118,761.75, my TFSA portfolio at $85,400.35 and my RRSP portfolio at $47,813.91. I suspect my net worth to be in the $240 000. I should be able to hit on my highest net worth ever ($257,187.44‬) sometime in 2020.

My investment portfolio on date of February 21, 2020

Cold cash: $3 348.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,164.98

Methanex Corporation (MX): $4,016.48

Fortis Inc. (FTS): $6,896.10

Pembina Pipeline Corporation (PPL): $35,875.68

iShares S&P/TSX Capped REIT Index (XRE): $3,020.95

New Flyer Industries Inc. (NFI): $3,312.03

TMX Group Inc. (X): $887.20

K-Bro Linen Inc. (KBL): $4,345.00

TransCanada Corp (TRP): $1,748.75

Canadian National Railway Co (CNR): $10,220.40

Enbridge Inc. (ENB): $16,936.44

Emera Inc. (EMA): $1,401.75

BCE Inc. (BCE): $1,296.90

Saputo Inc. (SAP): $1,489.20

Loblaw Companies (L): $798.00

Savaria Corporation (SIS): $6,074.25

WSP Global Inc. (WSP): $4,419.50

Aphria Inc. (APH): $972.00

George Weston Limited (WN): $100.93

Rogers Communications Inc. (RCI.B): $1,842.60

TOTAL: $116,819.14

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,651.44

General Mills Inc. (GIS): $1,567.04

Cash: $26.66

TOTAL: $3,245.14 US: $4 309,22 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $11.48

CT Real Estate Investment Trust (CRT.UN): $1,533.00

Canadian National Railway Co (CNR): $4,542.40

Exchange Income Corporation (EIF): $40.50

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,541.26

Brookfield Renewable Energy Partners L.P. (BEP.UN): $2,001.30

Andrew Peller Limited (ADW.A): $1,599.70

Toronto-Dominion Bank (TD): $1,380.80

Boyd Group Services Inc. (BYD): $6,272.40

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,892.00

Data Communications Mgmt (DCM): $1.35

Morneau Shepell Inc. (MSI): $2,974.50

Royal Bank of Canada (RY): $6,474.00

Park Lawn Corporation (PLC): $1,572.60

Toromont Industries Ltd (TIH): $2,651.60

BCE Inc. (BCE): $530.55

Boralex Inc. Class A Shares (BLX): $1,140.40

Richelieu Hardware Ltd. (RCH): $1,259.94

Savaria Corporation (SIS): $809.90

Northland Power Inc. (NPI): $2,970.00

Calian Group Ltd. (CGY): $3,312.98

Canadian Utilities Limited (CU): $1,666.56

WSP Global Inc. (WSP): $2,209.75

Granite Real Estate Investment Trust (GRT.UN): $683.50

Cargojet Inc. (CJT): $2,957.42

Nutrien Ltd. (NTR): $2,689.50

TFI International Inc. (TFII): $3,306.40

Canadian Imperial Bank Of Commerce (CM): $3,064.80

SIR Royalty Income Fund (SRV.UN): $588.80

ATCO Ltd. (ACO.Y): $2,994.00

Aecon Group Inc. (ARE): $1,571.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,046.84

Metro Inc. (MRU): $1,980.94
Alimentation Couche-Tard Inc. (ATD.A): $490.80
Fortis Inc. (FTS): $1,900.50
CGI Inc. (GIB.A): $1,881.60 
TMX Group Limited (X): $2,772.50 

Cash: $224.41

TOTAL: $83,541.98

RSP investment portfolio: 

Emera Incorporated (EMA): $16,484.58

Ovintiv Inc. (OVV): $325.71

Toronto-Dominion Bank (TD): $2,071.20

Telus Corp (T): $2,420.00

Royal Bank of Canada (RY): $1,992.00

Savaria Corporation (SIS): $2,337.14

Thomson Reuters Corporation (TRI): $3,585.60

Park Lawn Corporation (PLC): $5,242.00

Richards Packaging Income Fund (RPI.UN): $1,411.74

Toromont Industries Ltd (TIH): $464.03

CAE Inc. (CAE): $2,508.10

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,292.80

Boralex Inc. Class A Shares (BLX): $1,425.50

Quebecor Inc. (QBR.B): $779.75

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $234.50

Brookfield Renewable Partners L.P. (BEP.UN): $1,267.49

Leon's Furniture Limited (LNF): $538.90

Cash: $417.14

Total: $46,798.18

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,960.58

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $1 676,73

Manulife Simplicity Growth Portfolio: $1 399,06

Maritime Life CI Harbour Seg Fund: $1 281,80

Maritime Life Fidelity True North Seg Fund: $1 165,03

Manulife GIF MLIA B World Invest: $1 238,65

Total: $6,761.27

Other various: $15,604.77

TOTAL: $74,569.04

Social Capital at Desjardins Membership share: $35

Online money: $18.19

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$282,640.61

On the date of February 21, 2020

My debt situation on date of February 21, 2020

Margin account: $47,355.89 @ 5.50%    

Annual interest: $2,604.58

On the date of February 21, 2020  
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Another bad day for the TSX

A lot of damages had been done today over the TSX. Only to add a bit more to the existing stock market difficulties worldwide, the TSX experimented major technical difficulties at the end of its trading session. From what I understood, the TSX wasn't operational during its two last usual business hours. This is catastrophic. A stock market that doesn't remain open in the hardest times doesn't offer the best opportunities for all. The TSX needs to be, and that means that its an open market that goes with the flow, and need to remain open during regular trading hours. Today, there was an in deep need for selling assets over the TSX, but that need wasn't fully fulfilled. In reaction to that bad situation, the TSX could experience another bad day yesterday.

Today was quite busy for me at work and I only had time to check on the TSX one time, and when I did *DRAMA*, the TSX had lost 300 points. As expected, my overall value had gone now. My non-registered portfolio closed today session at $118,062.87, my TFSA portfolio at $85,732.45, and my RRSP portfolio, stocks only, at $48,413.32. Not exactly everything had been going wrong today. Strangely, my Cargojet Inc. (CJT) stocks registered a gain of 2.29%. 

Yesterday, I had bought some  Fortis Inc. (FTS) and CGI Group Inc. Class A Subordinate Voting Shares (GIB.A) stocks for my TFSA portfolio. I actually have cash to invest more. I never been good enough to have some savings. I am thinking about investing in maybe some RY stocks. Now is the time to catch good quality stocks at a cheaper pricer.

While facing a down market, the obsession if to find out if the lowest value had been reached or not. Personally, I think the TSX can go lower tomorrow, especially since any operations had been made impossible to be made at the end of the trading day.