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Sunday, September 15, 2019

Sometimes, a girl desperately needs a new brilliant stock idea

Other than getting my pretty self on a $300 000 net worth, my secret DREAM is to see the TSX hit on the 17 000 points. And it's looking like it could happen sooner than later! The past couple of days had been quite exciting. The TSX closed Friday session at 16,682.42 points. I didn't have time to update my portfolio value this weekend, but I am pretty sure that I might be right on the $230 000 net worth at this time. If it's not the case, I should be really closed. So that's pretty awesome because I began to feel quite bored with my $220 000 net worth. It's really unfortunate, but when it comes to money, more is better. 

This past week, Savaria Corporation (SIS) increases its monthly dividend distribution. It's been said:

“The integration of Span-America and Garaventa Lift is progressing well and according to plan, and our financial position remains solid. We, therefore, have decided to increase our dividend by 9.4%,” declared Marcel Bourassa, President and Chief Executive Officer of Savaria.

Ok, well, that works for me buddy! :-)

You may have notice, but I own some Savaria Corporation (SIS) stocks in my non-registered portfolio, TFSA portfolio, AND RRSP portfolio. When I first invested in SIS, I really liked this stock, so I pack a few goodies a bit everywhere like if it was salt and pepper. Not that I don't like Savaria Corporation (SIS) anymore, but for the past year, it's value kept going down, which I find quite annoying, and because of that, I secretly wanted to sell some of my SIS stocks... I didn't want to risk losing money... but now that SIS announced their dividend increased, the value of SIS had been going up. Not as high as it been before, but it's a good little jump in the right direction. So no, I won't be selling SIS for now.

Other than SIS, I was looking forward to sell RioCan Real Estate Investment Trust (REI.UN), BMO Bank of Montreal (BMO) and General Mills Inc. (GIS), but I didn't proceed with any sell move. These days, my financial life is pretty boring. The worst part is certainly not having any new stock idea to invest in. For a little while, my big thing was to dream about Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A).For weeks, if not for months, all I wanted was to get my hands on some BAM.A. I did, BAM.A had grown strong in my TFSA portfolio ever since. But now, I have nothing new that bring on some sort of excitement and this all feels pretty boring. At a point, it's feeling like this is all too easy, to pick a good stock, invest in them a bit of money and watched it grow. I started investing in stocks shortly before the 2008 stock crash. I didn't get a Cinderella easy dreamy start on the TSX. So I deserved to have it easy now. If my TSX wants to hit on the 17 000 points, it will make things just way much easier. Without a good TSX, I am really much nothing.  But now, the TSX is in a good mood, and I should be just right at my place where I belong: on top of the world.

Currently, my only desperation is not to have any investment dream, it's just that. Nothing is coming to me at this point and I have more than $1 000 in cash inside my TFSA that is waiting and doing absolutely nothing. It's a shame. 

Another problem that I have is that my latest investment, which was in Leon's Furniture Limited (LNF) didn't fulfill me in term of excitement and happiness that I normally feel while investing in a new stock. The reason why is that I didn't want to invest in LNF in the first place, but I finally did because it was a Derek Foster stock, no other reason. I am just missing the thrill that I usually while having in mind a stock that I really really to invest in, or the feeling of satisfaction that usually comes while investing in a new stock. I am just stuck in a weird place right now and I hope that feeling won't stay in too long.

Wednesday, September 11, 2019

Happily welcoming my TSX at 16,611.14 points! LET'S GO!

A fabulous day for the TSX. We finally hit on the 16 600 points. Today, the TSX closed the session at 16,611.14 points! It wouldn't take much to be in the 17 000 points. These days, the TSX is all about good news. In result, my non-registered portfolio closed today session at $118,293.31, my TFSA portfolio is at $79,894.85 and my RRSP portfolio, stocks only, at $45,593.29. It's quite fulfilling to see the value of my portfolios going all up. I guess I am not far away from the $230 000 net worth at this time. 

This past weekend, I did that big exercise, desperately trying to find a new gem for my investment portfolio on Stockopedia, but sadly, I didn't come with a brand new investment idea, but that's alright. Sometimes, it's when I don't try that I actually catch a big fish. At least, you can check the list and see if something please you, but you'll have to do your own overall chart safe check and get your own hands dirty. 

Otherwise, nothing much.

Tuesday, September 10, 2019

More dividend candy coming from Fortis Inc. (FTS) for ME

It's really unfortunate. Sometimes, the magic happen, sometime not. I haven't been able to find any extraordinary stocks on Stockopedia from the search I conduct this past weekend. Actually, Id id find some stuf, but not exactly pow-wow. Yesterday, I was really getting ready to sell General Mills Inc. (GIS), but the little bastard started going on so.. I don't kill a stock that desperately want to live in my portfolio.

Today, Fortis Inc. (FTS) announced an interesting dividend increase. FTS had been in my non-registered portfolio for a real long time now. Thank for you the free cash Fortis Inc.! Let's go! On that happy note, the TSX closed today session at a good 16,522.65 points.

Sunday, September 8, 2019

My thing with the overall chart: how I search for stocks on Stockopedia - Part 1

The TSX didn't close the week on a positive gain, but I was pleased to see hitting on the 16 500 points. It's looking like we could be in the old 16 600 points value soon enough, but the problem I am having with the stock market right now is its lack of stability. Those 16,535.33‬ points don't mean anything if it's to see the TSX going down to 16 000 points - again - , or even worst, going under the 16 000 points. As you know, I have a little US portfolio, in which I only have two stocks: Berkshire Hathaway Inc. (BRK.B) and General Mills Inc. (GIS).

I had been checking some healthier option as cereal. I usually eat oatmeal for breakfast. I usually bring to work 2 meals: one for lunch, and one that I eat before leaving work so I can go to the gym without feeling hungry. In the evening, I like to have a little bowl of cereal. These days I am dieting and I almost go to the gym every day (I don't know if that motivation will be around for really long), for at least 35 minutes, at the exception of Sunday, the gym is closed. While looking at cereal options, I couldn't help it but I find that many kinds of cereal that may seem like healthy at first hold too much sugar. And many of those cereal brands are coming from General Mills Inc. (GIS). I am really tired of seeing those big companies like GID who are giant in the food industry poisoning us. I decided it was time for me to say goodbye to General Mills Inc. (GIS), just like I did when it comes to Lassonde Industries Inc. (LAS.A) a couple of weeks ago. I am really glad that I got rid of LAS.A, before ever since I sold that stock form my non-registered portfolio, LAS.A had kept losing value. Lassonde Industries In.a (LAS.A) is another example of a leader in the food industry who's poisoning us. A lot of their so call juice contains so much sugar, it's a crime.

Really shortly, I will be searching for a a new US stock to invest in Stockopedia. But for now, I had spent a big part of my Sunday afternoon on Stockopedia. I had came along with 5 pages of stock. This is now I like to find stocks onSstockopedia.


I go through all Guru screens, beginning by of course their highest 3 year return. I go through all the stocks that appear in those sreens. I go on every single one of them and I have a quick look at the last 5 years chart. If the 5 years chart is all the way up, I write it down. I try to go through as much as Stockopedia screens that I can. Today, I went on many on them and I gave me a list of 5 pages. Maybe the same stock is appeaing two times in this list, this is just a first bid draft if I can say. All of those stocks are trading on the TSX. I am just displaying their ticket at this time:

IIP.UN
KMP.UN
PEO
BLDP
TCS
CWEB
CAL
BAD
MG
MRE
PXT
LIF
WPK
QSR
VCM
RUF.UN
AP.UN
WFC
MEQ
MRG.UN
IAG
MIC
HLS
PFB
NWC
PKI
ENGH
SSL
FNV
ASR
FC
SLF
MRU
X
INE
AIF
GC
ATD.B
EIF
EMP.A
MIC
OTEX
IFC
CP
KL
GSY
AQN
ADN
DRG.UN
CGO
GIGI
GDI
GSY
HRX
L
MNT
NOA


I also took into account penny stocks. Here are the penny stocks that came out from my Guru screens search on Stockopedia:
CTZ
QIS
GLO
TCA
XBC 
MCR
ORC.B
EOG
ELC
STC
EMX
PFM
AUP

Next step, is to go on the TSX web site right he, in order to write down, on my paper sheets: the dividend yield, and have a close look to what the overall chart look like for each of their stock and write down if the overall chart is ok or now. For this task, I am consulting directly the TSX web site and not Stockopedia because since the overall chart is so important to me in my decision making, I way prefer to consult directly the TSX website. Of course, this make the process longer and it's the reason why it's passed 10 pm and I am not done yet with this task. So let's continue.... I will post a part 2 of this tomorrow, or maybe later o to let you know which stocks remain as possible future investment. 

I don't want: businesses involved in insuance. I don't want any REIT stocks. I don't  want stocks with a rocky overall chart, or chart that didn't recover from the 2008 stock crash, which mean that if a stocks have a lower value now of what it used to be before the 2008 stock crash: I don't want such weak stock in my portfolio.

Wednesday, September 4, 2019

Welcome in my RRSP portfolio Leon's Furniture Limited (LNF)!

Yesterday, I did my move, I proceed with the purchase of some Leon's Furniture Limited (LNF) stocks, but only inside my RRSP portfolio. And today, I was seriously looking at selling the RioCan Real Estate Investment Trust (REI.UN) stocks that I hold inside my TFSA. But I wanted to proceed with the sell only when the price allows me to cover the commission fee of $9.99. I am so almost there, but not there yet. So the new investment for my TFSA will have to wait for now. I prefer to sell REI.UN before proceeding with any new purchase for my TFSA. That way, I will have more cash power to make a super great investment. The only little problem I have at this time is that I don't know what that super great investment will be made of.  I did some quick browsing on Stockopedia but nothing great show up. 

At first, I had my views on TerraVest Industries Inc. (TVK), but I find that the overall chart is not strong enough. It's getting better now, but the general picture is not good enough.


While picking a stock to invest in, it's among the first thing I check: the overall chart. I will go as far as twenty years ago and I want a chart that goes only up. Those stocks are quite hard to find. Canadian Pacific Railway Limited (CP) is kind of having the style of chart I want, but the stock is like super expensive. I don't understand why this one is not going over a split or something.

 If you want an example of what a perfect overall chart look like, take a good look at my baby CNR.

And of course, I own Canadian National Railway Co (CNR) in my portfolio. I need to find a new gem that will lead to a beautiful future. Now the question is: where am I going to find it? WHERE ARE YOU.

Monday, September 2, 2019

Happy Labour Day, TSX Investors!

I always loved long weekend. 3 days off is better than 2 days. Those are like perfect quiet time to do my nails and check on some important stuff: my portfolio. This past session was great for the TSX. At 16 444 points this past Friday, my non-registered portfolio closed at $115,272.14, my TFSA portfolio at $79,309.08 and my RRSP portfolio - stocks only - at $45,786.89. I had updated my investment portfolio. Altogether, my portfolios worth $272,976.33‬. My net worth is now at ‭$226,482.26‬, which is an increased of exactly $345.21 compare to June 2019. The gains are little, but at least, I am not decreasing in value. Currently, we are facing so many challenging, a recession might not be too far away, but right now, the worst is between Trump and China. The trade war is creating a lot of volatility on the stock market. It's the main reason why I only own a +$345.21 gains compare to June of this year - that and fact that I didn't get serious about saving money during the past couple of months. But now, September is already in so that is about to change. 

As you have noticed, I have some cash available to invest inside my TFSA portfolio and RRSP portfolio. I was thinking about transferring the cash I had in my TFSA portfolio into my non-registered one to pay down my margin debt, but that was until I suddenly wake up. In recent years, Derek Foster came along with some new stock ideas and it seems like at first, I never really like what he's investing in. It's just several days later that I wake up and suddenly told myself: wake up bitch, you need that stock and you need to do just like Derek Foster. 

It's funny, but it's how things had been working lately between Derek Foster stock picks and me. In his latest newsletter, Derek Foster informs our poor soul that he had invested in Leon's Furniture Limited (LNF). So I am going to do exactly like him - again - at least when it comes to the cash I have inside my TFSA portfolio. I  am just trying to remember right now what was the last stock I had invested in that was a Derek Foster stock. Could it be Enbridge? I don't know for sure. I am just too lazy to conduct the search on my own blog.

In defense of Derek Foster and not mine, Leon's Furniture Limited (LNF) has a nice chart, pay a good dividend distribution (3.5%). And on top of that, LNF is quite well rank on Stockopedia. Over there, LNF is enjoying a 99 StockRank, as well as a Super Stock nomination. So I mean what better can I get? It's getting harder and harder for me to find the perfect stock for my almost perfect investment portfolio. It's just that Leon's Furniture Limited (LNF) doesn't bring in any sort of excitement to me. I don't know why. Maybe it's a good sign after all. Anyhow, tomorrow, I will be investing a bit of money in LNF. An investment in  Leon's Furniture Limited (LNF) certainly will be better than any money investing in Jean-François Tardif 's JFT Strategies Fund (JFS.UN). JFS.UN is going no where and cannot bring any richness to smart investors like I am. I am just glad that I don't hold any JFS.UN unit in my portfolio anymore.

My investment portfolio on date of August 30, 2019

Cold cash: $2,001.55‬

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,115.6‬0
Methanex Corporation (MX): $4,445.48‬
Fortis Inc.
(FTS): $6,871.25
Pembina Pipeline Corporation (PPL): $31,193.6‬0
Corby Distilleries Limited (CSW.A): $2,422.16‬
iShares S&P/TSX Capped REIT Index (XRE): $3,016.86
New Flyer Industries Inc. (NFI): $3,225.66‬
TMX Group Inc. (X): $922.48‬
K-Bro Linen Inc. (KBL): $3,839
TransCanada Corp (TRP): $1,705.5‬0
Canadian National Railway Co (CNR): $11,034
Enbridge Inc. (ENB): $14,694.90
Emera Inc. (EMA): $1,442‬
BCE Inc. (BCE): $1,386
Saputo Inc. (SAP): $1,600.80
Loblaw Companies (L): $874.44‬
Savaria Corporation (SIS): $5,688.24
WSP Global Inc. (WSP): $3,604
Aphria Inc. (APH): $1,678
George Weston Limited (WN): $108.17
(KML): $4,404‬

TOTAL: $115,272.14

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,627.28
General Mills Inc. (GIS): $1,721.6‬0
Cash: $0

TOTAL: $3,348.88 US: $4,446.98‬ CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $926.80
CT Real Estate Investment Trust (CRT.UN): $1,468‬
Canadian National Railway Co (CNR): $4,904
Exchange Income Corporation (EIF): $38.50
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,191.52
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,494.6‬0
Andrew Peller Limited (ADW.A): $2,408.9‬0
Hydro One Limited (H):
Toronto-Dominion Bank (TD): $1 444
Boyd Group Income Fund (BYD.UN): $5,343.60
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,748.50
Data Communications Mgmt (DCM): $6.12
Morneau Shepell Inc. (MSI): $2,943.90
Royal Bank of Canada (RY): $3,983.2‬0
Park Lawn Corporation (PLC): $1,518.60
Toromont Industries Ltd (TIH): $2,550.8‬0
BCE Inc. (BCE): $567‬
Northview Apartment Real Estate Investment Trust (NVU.UN): $4,441.50
Sienna Senior Living Inc. (SIA): $1,500‬
Boralex Inc. Class A Shares (BLX): $827.20
Richelieu Hardware Ltd. (RCH): $1,177.60
Savaria Corporation (SIS): $767.20
Northland Power Inc. (NPI): $2,525‬
Calian Group Ltd. (CGY): $2,527.1‬0
BMO Bank of Montreal (BMO): $1,825.20
Canadian Utilities Limited (CU): $1,614.90
WSP Global Inc. (WSP): $1,802
Granite Real Estate Investment Trust (GRT.UN): $637.1‬0
Cargojet Inc. (CJT): $2,984.68‬
Nutrien Ltd. (NTR): $3,352.50
TFI International Inc. (TFII): $3,100
Canadian Imperial Bank Of Commerce (CM): $3,093.90
SIR Royalty Income Fund (SRV.UN): $1,024‬
ATCO Ltd. (ACO.Y): $2,850 
Aecon Group Inc. (ARE): $1,849 
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,609.08
Cash: $1,250.16‬

TOTAL: $79,309.08

RSP investment portfolio: 
Emera Incorporated (EMA): $16,611.84
EnCana Corporation (ECA): $637.20
Toronto-Dominion Bank (TD): $2,166‬
Telus Corp (T): $2,411.5‬0
Royal Bank of Canada (RY): $1,991.60
Savaria Corporation (SIS): ‬$2,213.92‬
Thomson Reuters Corporation (TRI): $3,293.64
Park Lawn Corporation (PLC): $5,062
Richards Packaging Income Fund (RPI.UN): $1,320.33‬
Toromont Industries Ltd (TIH): $446.39‬
CAE Inc. (CAE): $2,439.50
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,654.70
Boralex Inc. Class A Shares (BLX): $1,034
Quebecor Inc. (QBR.B): $749.75
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $261.80
Brookfield Renewable Partners L.P. (BEP.UN): $946.58
Cash: $546.14

Total: $45,786.89‬     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,926.49‬

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 342.86              

Manulife Fidelity NorthStar GIF CAP B: $1,167.98‬
Manulife Simplicity Growth Portfolio: $1,392.84
Maritime Life CI Harbour Seg Fund: $1,274.58
Maritime Life Fidelity True North Seg Fund: $1,693.97
Manulife GIF MLIA B World Invest: $1,216.03‬
Total: $6,745.40

Other various: $14,030.19‬

TOTAL: $71,911.58

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
On date of August 30, 2019
$272,976.33‬

My debt situation on date of August 30, 2019

Margin account: $46,494.07 @ 5.50%
Annual interest: $2,557.18
On date of August 30, 2019

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
 

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