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Showing posts with label Lazy Investor. Show all posts
Showing posts with label Lazy Investor. Show all posts

Friday, April 11, 2008

I finally find a part-time job

I had received a call today regarding a part-time job. I had an interview back in January, but back than it didn’t work out, since I already had an evenings jobs. The part-time begin next week. I just hope it’s an easy job, because when working full-time, with a part-time job at the same time is barely possible.

I now have to do my taxes before next week, because after that, it will make it too difficult. I just can’t wait to make it done. I find it so annoying. I just don’t know how much it will cost me this year.

I call today TD Waterhouse and it’s seem like the info I find in the Lazy Investor are still up to date because I ask a couple of questions and everything was just like it was explained in the book. And good news is no need to take an appointment, I can just present there anywhere I wanted. So I will try tomorrow for TD Waterhouse and next week will be my taxes.

I just hope it will be easy at TD and it will be done quickly and smoothly.

So for next month, I just hope to be able to make around 3 000$ after taxes, but it might be difficult to achieve.

Sunday, March 30, 2008

Getting ready.... to do my taxes

I contact Caisse Desjardins a couple of days go regarding a problem I had. I didn't receive a tax paper, for Fidelity Frontiere Nord, for the simple and good reason that, according to them, they were not in the obligation to provide one for a reason that I still don't fully understand. But the good news is that now that I have all the papers in hand to proceed with the taxes.

I wanted to do my taxes by myself, but knowing how bad I am at calculating some time, I might just give this job to a professional. I have dozens of papers: from jobs, non RRSP investments, RRSP investments, bank savings account. I also have to declare something like 3 000$ as a freelancer, etc... The only thing I had left to do is to find myself someone who will proceed for me. And I just hope it won't cost me too much.

I have this, and I still have that search for a part-time job that continues. I would like to be able to do those taxes first, and after the taxes, and after open the eServices thing at TD Waterhouse. I could actually do the application online since I already have investments with TD, but as usual, I feel completely lost and I want to make sure I enroll to the right thing, as suggest in the Lazy Investor. So I might want to try to see if I can do this in person instead. I don't have that much to do, but when you work 50 hours weekly, time go past really quickly and I find it difficult to do everything, in reasonable time.

I like the all concept of "lazy" thing because, as it shows in the cover, it's a "no-thinking strategy" and no need to think or to work hard at it, because I already work hard enough. I am just way too curious about the "share certificate". I can't wait to have my first share certificate in hands.

Getting ready to purchase my first stocks

I just complete my second reading of Stop Working and The Lazy Investor.

I now feel more confident about the whole process regarding the purchase of my first stocks. I plan to follow the method explain in the chapter 9 of the Lazy Investor. I just hope it will work out for me. This is the perfect time for me, as I begin to have enough of mutual funds.

Once I recover from my lost, it could be a good idea to sale my mutual funds part to purchase only stocks. Someone who will have understood something from those 2 books will probably do so. For the money I had invest in mutual funds so far, I might want to keep the money were it is for now. Because once enroll in the whole process, it could be difficult to sale stocks if I am in need of money.

I first need to open a brokerage account. For the rest, I follow point per point the investing method explains in the chapter 9. What a chapter!

 

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