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Thursday, August 16, 2018

Me and my margin account

I purchased a brand new purse from Amazon and it arrived today. It look exactly as the picture so if it happen by any chance that you see a hot chick in Montreal holding on tight to that purse, it might be your lucky day, and I could be the Dividend Girl. Or maybe not. But please, try to control yourself at least and don't start screaming at me because I hate you as much as you hate me. There's just no way to know for sure. I like those kind of big purses and I had problem to find any in Montreal at a good price. I like the Lole purse, but they are super expensive and I don't practice yoga.

I received some new PPL shares - resulting from the DRIP, and in result my dividend income is at $8 665.85. My RRSP dividend income is currently at $1 221.78, for a big total of $9 887.63. And knowing this amount exceed the interest of my margin, and because I declare my interest rate, my margin situation don't really bother me but at this point of my journey - this poor girl just don't know what to invest in anymore. Not that my portfolio is complete and close, but at the time being, its currently my situation. And only God knows that yes, I had tried really hard to find new stocks to invest in. And I had find some. But when came time to invest, I didn't place my move. I am just willing to let things as they are right now. And in result, my money is just going to decrease the usage of my margin. With tomorrow paycheque, its $2 186 that I will have to decrease my margin (I already put previously a $850). This will reduce my margin account to $98 035.74. Still high, but under the 100k at least.

I understand the concern of this reader and I am certainly not here to promote investing using a margin account, but its just the way it had been to me. I had been on a margin for many years now, I know what I have to do in order to keep it safe. No situation is totally safe but me and my margin, its a perfect match. It take a bitch to handle another one.

My dividend income is of $9 887.63.
Interest on my margin: $4 902.885 - and I deduct it on my tax declaration.

I don't feel any disconfort, if it not that I don't have the vibes to invest in something right now, but at least I have a brand new purse now - birthday gift to the bitch from the bitch. Remember the date: August 27. Just 11 days to go sexy count down.


Wednesday, August 15, 2018

No new investment on National Acadian Day

Today was National Acadian Day, but for Acadian investors, today wasn't especially a great day on the TSX so I quietly stay in my rabbit hole and I didn't place any new investments. Believe it or not, I just put some money to pay down my margin account!!! For a reason or another, suddenly today, as the TSX was going near under the 16k mark, no investment seem to worth it. And I felt confused. This is supposed to be my special time, but things are not exactly working super great. I guess, for now, paying down my margin will just do the thing.

Tuesday, August 14, 2018

New investment ideas on the go

I am going away on vacation - yes again - soon, so don't worry if you don't hear from me for a couple days in a row. Only 13 days left before my birthday. And I am desperately searching over some stocks to invest. I am sometimes slow, but good news: I had found some! This could be a really bad timing to invest in stocks right now. You have to be sure of yourself. Personally, it's just a matter of birthday and I just want to be on the $9 000 in dividend income (excluding like always the ones I earn inside my RRSP). Some I stocks recently announced an increase of their dividend distribution: Sienna Senior Living Inc. (SIA), Jamieson Wellness Inc. (JWEL), and CAE Inc. (CAE). I also earned extra dividend with the DRIP on Bank of Nova Scotia (BNS), Enbridge Income Fund Holdings Inc. (ENF), Pembina Pipeline Corporation (PPL) and Premium Brands Holdings Corporation (PBH).

With my current plan, my dividend income will reach near the annual $9 000.

Derek Foster recently announced that he made a new investment in Chartwell Retirement Residences (CSH.UN), but personally, I am not amazed by this stock. It's not an investment on which you can expect really awesome capital gain. I want dividend, yes, but I also want to hit on some value with each and single stocks I hold. But I don't feel it when it comes to CSH.UN. It's a big no-no for me. However, I was considering investing in that one until this evening. I already another senior care stocks, Sienna Senior Living Inc. (SIA), and it haven't performed extraordinary well so I am passing on CSH.UN.

I am looking forward to invest in:
Summit Industrial Income REIT (SMU.UN) - found recently on Stockopedia.
Rogers Communications Inc. Class B Non-voting Shares (RCI.B) - this one was on my stock watch list for a little while.
Brookfield Infrastructure Partners L.P. (BIP.UN) - I already have this one inside my TFSA and its performing well. With the recent news of ECI acquisition, I really not against having BIP.UN in my non-registered portfolio.

Monday, August 13, 2018

Premium Brands Holdings Corporation (PBH) is the hot stock of the TSX

Its been quite a shocking and sad couple last days for New Brunswickers. Despite the heavy among of hunters, who all have many guns in their home, I don't recall any violence or incidence what so ever in my hometown. And its quite a miracle nothing happens so far. I don't quite understand what happened in Fredericton, but one thing for sure, the man killed those two police officers so the victims wouldn't be able to survive and so no one could help save their lives. He didn't want anyone to intervene and save them. He wanted them dead. I think it was a love affair that turns wrong, a passionate crime, but that's just my impressions. Those two police officers who lost their life look like very good people and its a shame.

Life goes on and that means for me that I am - again - in search of a new investment. I guess that I can say that my latest investment in Granite Real Estate Investment Trust (GRT.UN) was quite good. I forgot to mention that I found GRT.UN on Stockopedia. Currently, my annual dividend income is at $8 650.26 - I just got a new BNS share coming from a DRIP. August is a good month since I am expecting two other paycheques and that is leaving me with a good 4k to invest. And guess what, I have no idea on what to do with that money.

As you might know, I am turning 38 at the end of the month. I don't need any Botox injections at this time, but while having money that has no purposes, I was thinking about getting filler for my lips - not to get the x rated overlook, but just a little more bumps into those lips. Its kind of weird, but 20 years ago, I was celebrating my 18 birthday??!!! Getting older is weird. I sincerely thank God for my young genetic, and no need for butt filler or breast enhancement. I have a very sweet, angelic innofensive look and filler lips could help to kill it all. Everyone needs a little enhancement. Getting fillers, however, is not cheap and it could cost something like 4k. I need to put in the active contribution of my readers. Just give me everything you got, no question to be asked and thank you. All I can say, I have enough of the summer, and I truly don't care about getting those fillers so you can keep your money, at least for now.

Party is on for the love of my life that make me look hot Premium Brands Holdings Corporation (PBH). Things are looking bright. PBH gains 4.18% today. Recent results are good and I can easily expect more gain for PBH tomorrow. The overall situation is quite good at this time, but it could be even better. The TSX is just not where it should be and Donald Trump is driving the world crazy. Currently, he's getting on my nerves as much as Marc Cohodes does.

Right now, Summit Industrial Income REIT (SMU.UN) catch my interest. I like the industrial sector and industrial REIT is quite interesting. I may invest in SMU.UN, but there won't be any lip fillers.

Thursday, August 9, 2018

Welcome in my TFSA portfolio Granite Real Estate Investment Trust (GRT.UN)

Sometimes, by belove TSX only need a few cheerful encouragements coming from its real favorite investor - and that being me - to move forward and break down all expectations. And that being a big I don't care attitude to Saudi Arabia and their Muslims, and in response, my TSX did what it does best. That's right, the world best index gains  100 points today. Will tomorrow be another successful day? I don't know, not that I don't care, but I cherish good days on the TSX like if it would be the last good one. 

Currently, I am not on top of what I can possibly have with my portfolio. It's frustrating to see PBH trading under the old top $122 per share. It was crazy. For a little while, I had almost to buy back the house I grew up in New Brunswick. I wouldn't buy it, but events like that make you think. Like do I really earn the presence of my fabulous PBH inside my non-registered portfolio to Jean-François Tardif? That man obsesses me because he cannot do anything good now with the fund that he manages.

Today, Canadian Tire Corporation Limited Class A Non-Voting Shares (CTC.A) kind of remind me of my what happen to my PBH - going from $122 per share to $100. Fortunately, I do not hold any Canadian Tire Corporation Limited Class A Non-Voting Shares (CTC.A) inside my portfolio. Today alone, CTC.A lost $14.32, 7.85%. Such events hurt hard, especially when you had been holding the stock for a long time in your portfolio. At a point, you get use to be at a certain value. And when that value go down, its not fun game. The advantage of being an investor, rather than being a short-seller like Marc Cohodes, its that you creat value overtime, on the back of strong assets. The realization and the excellence of the stocks you hold transcend in yours, because you hold all those really good stocks in your portfolio. Since I had been holding PBH for a really long time on my portfolio, fact that the stock lost a couple dollars per share is not hurting that much. I bought PBH at around $19 per share... a long time ago. But of course, I prefer PBH to be on the $122 value. Patience is sometimes needed.

Currently, my non-registered portfolio closed the day at $181 972.62, TFSA at $79 355.69, and RRSP $39 582.09 (stocks only). My non-registered portfolio has all it take to go on the 190k without further help. But like sais before, sometimes, patience is needed.

This latest investment I made today in Granite Real Estate Investment Trust (GRT.UN) wasn't a major one in term of money invested, but its a great investment. In result, my dividend income (excluding RRSP), is of annual $8 644.73.

Wednesday, August 8, 2018

Saudi Arabia taking back their dirty money off the TSX. No to Saudi Arabia

Each new day brings something different on the stock market, bad, good news, ups and downs. Yesterday wasn't especially a good day. But we learn why today: one investment firm from Saudi Arabia had massively sold its Canadian assets. Justin Trudeau is such a weak leader that he had come out to say that Saudi Arabia had made improvement in term of human rights... Can anyone name me those improvements? Women of Saudi Arabia can now drive a car. Should we get so easily impress? Saudi Arabia is a living hell for women. Justin Trudeau is a pitty and a shame for Canadians. I never hate a Canadian leader as much as Justin Trudeau. And I not a fan of Brian Mulroney. All of those Quebeckers are extremely incompetant. Never ever put your trust and confidence in a Quebecker. Justin Trudeau and Brian Mulroney are no exceptions to the rule. Jean-François Tardif and his badly manage JFT Strategies Fund (JFS.UN) is another example of bad Quebec leadership. How many do you need to understand my point? Just let me know.

In face of our newest ennemies, we need to remain strong. Its quite a wrong move of Brian Mulroney to openly give his opinion on NAFTA. The USA are watching our every moves. And Brian Mulroney is not doing any good by publicly declaring that we should banish demand management. Now more than ever, its time to protect our economy. Its not time to be weak and do everything that is asking Donald Trump. Brian Mulroney is only an old man and he should stay away from the political scene.

Pesonaly, I am in favor of a pure market place, even if the stock market is no heaven. I don't want Muslim dirty unpure Saudi Arabia money over my TSX. A fuck up country like Saudi Arabia should not be involved with Bay Street, and I personally don't care if the TSX has to down because of it, so we can earn back our party and legendary elegance. If there's one place on earth you want to be, that's in Canada, and the TSX being the most valuable and stable market, it's easy to invest and make money here in Canada. I didn't have much when I started this blogs 11 years ago and now I have much more than I ever imagined. $232 609.15 is not exactly of a really rich net worth, but you'll be surprised of how many people in Canada has much less than that in net worth, all for different kind of reasons. And there are also, of course, many people who have much much more. 

All those immigrants entering illegally in Canada ar looking to have what we have. They want a happy life, they want to benefit from our health care, they want our jobs, they want to benefit from our wellness. The TSX is for the self-glorification of Canadians, not for Muslims coming from Saudi Arabia. Its a shame to be Muslim, and its a shame that Saudi Arabia even exists as a country. I am against the presence of Muslims in Canada, I am againts Saudi Arabia and I am against the presnec of illegal immigrants in Canada.

That I hold $230 000, $200 000, or $250 000 in net worth, it doesn't really change anything for me. Even if I had a $300 000 in net worth, my life would be the same. Currently, my non-registered portfolio is at $181 283.51, down of $1 920.76 compared to August 3rd. However, good news in the dark, my TFSA portfolio is up to $79 027.62 (+$202.50), and my RRSP portfolio (stocks only), at $39 518.30 (+$163.04). Even my USA stocks portfolio is up to $3 201.91 USD (+$4.24, yeah!). Go go go!

There's always some good stuff going on any way on the TSX. And its way more than I can handle. I currently have $580.90 cash inside my TFSA portfolio, but guess what, I have problem to find my next investment. Whenever I have a $500+, I like to see it invested in a stock or another. Money that  is not invest is a waste of time AND money.

GRT.UN could be a good fit. I need: a dividend payer and a good TSX player.

Sunday, August 5, 2018

Luxury of the luxurious cars: hello convertible Rolls-Royce

It was another hot day in Montreal, but I decided to go downtown anyway. I saw a car that left me breathless: a convertible Rolls-Royce. I didn't know that such a car existed. I knew and saw before Rolls-Royce, but not a convertible one, and it's quite spectacular. There were 3 kids in the back, a man was driving, with a Mexican look, and there was a blond woman with him on the front. And not only that, the license plate was coming from... Texas. Can you imagine doing the trip Texas-Montreal? It's quite a long road trip, even on a convertible Rolls-Royce. That Texan Amercian family is crazy AND rich. Personally, I wouldn't like to go on a long trip like that. And I wouldn't take a luxurious car to such long road. It takes an awesome American asshole to pollute all the way up from Texas to Montreal, it's a real shame. Hello morons!

A couple of my stocks had registered some interesting gains lately: Methanex Corporation (MX), Parkland Fuel Corp (PKI) and, finally!!!, Nutrien Ltd. (NTR), I was under the impression that my net worth was now in the $235 000 value, but I was wrong. I am currently on a $232 609.15 net worth. I am usually pretty good at guessing my numbers, but not this time. It's just that my birthday is coming in a hurry and I was really hoping to at least make it to the 240k. Its still possible, since my birthday is only on August 27, still 22 days to go, and anything can happen.

This heavy heat wave makes it difficult on everything. It's difficult to just do the normal things. I really have to push myself just to do the basics. However, I took care of the daily everything today and to reward myself I went to see the latest Tom Cruise Mission Impossible at the IMAX. I was quite spectacular, but I was feeling hot even inside the theater and I find the seat quite uncomfortable for the price. I won't go to the movies again for a little while, that's for sure.  

I made a nice discovery on Stockopedia:
Unisync Corp. (UNI) 

I already knew these stocks, but I also have an interest:
TFI International Inc. (TFII) 
Agellan Commercial Real Estate Investment Trust (ACR.UN)
Mainstreet Equity Corp. (MEQ)

Currently, I have a crush on Unisync Corp. (UNI). I like this kind of very well-managed business in a so boring kind of field, just like my world famous SIS (elevator business my goshhhhhh). This is what I like and that I target. UNI shares are still quite cheap. But the company doesn't pay any dividend distribution at this time. So thank you, Stockopedia once again for the good services provided. In not too long, I will have my own convertible Rolls-Royce :-)

Other than that, I would really like to buy a new purse but I am kind of broke at this time. I need to save it all to invest.

Saturday, August 4, 2018

My debt situation on date of August 3th, 2018

Margin account: $100 141.73 @ 5%
Annual interest: $5 007.09


*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of August 3th, 2018

Cold cash: $3 515.69

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.52
Bank of Nova Scotia (BNS): $9 381.80
Blue Note Mining Inc. (BLNMF): $0.05
Methanex Corporation (MX): $9 575.91
Fortis Inc. (FTS): $5 189.69
Pembina Pipeline Corporation (PPL): $29 177.28
Enbridge Income Fund Holdings Inc. (ENF): $12 731.97
Corby Distilleries Limited (CSW.A): $2 678
Premium Brands Holdings Corporation (PBH): $49 003.04
iShares S&P/TSX Capped REIT Index (XRE): $2 718.10
New Flyer Industries Inc. (NFI): $5 515.56
TMX Group Inc. (X): $689.12
K-Bro Linen Inc. (KBL): $3 888
WesternOne Inc. (WEQ): $16.40
TransCanada Corp (TRP): $1 468.75
Canadian National Railway Co (CNR): $10 321.20
Enbridge Inc. (ENB): $1 302.84
Nutrien Ltd. (NTR): $7 664.34
Black Diamond Group Ltd (BDI): $94.50
Emera Inc. (EMA): $1 064.25
BCE Inc. (BCE): $1 191.08
Saputo Inc. (SAP): $1 750.80
Lassonde Inc. (LAS.A): $2 658.20
Loblaw Companies (L): $816.60
Savaria Corporation (SIS): $8 413.77
Canadian Imperial Bank Of Commerce (CM): $3 580.80
ATCO Ltd. (ACO.Y): $2 392.20
Jamieson Wellness Inc. (JWEL): $2 483
WSP Global Inc. (WSP): $3 688.50
Aecon Group Inc. (ARE): $1 701
Aphria Inc. (APH): $2 044

TOTAL: $183 204.27

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 602.96
General Mills Inc. (GIS): $1 511.36
Cash: $83.35

TOTAL: $3 197.67 US: $4 176.80 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $86.55
Dumont Nickel Inc. (DNI): $21.53
RioCan Real Estate Investment Trust (REI.UN): $884.80
AltaGas Ltd (ALA): $785.40
CT Real Estate Investment Trust (CRT.UN): $1 353
Canadian National Railway Co (CNR): $4 584.80
Exchange Income Corporation (EIF): $34.50
Firm Capital Mortgage Investment Corporation (FC): $536.80
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 577.80
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 178.10
The North West Company Inc. (NWC): $1 481
Andrew Peller Limited (ADW.A): $2 833.90
Canadian Imperial Bank Of Commerce (CM): $10 260.66
Hydro One Limited (H): $1 971.42
Toronto-Dominion Bank (TD): $1 537.40
Boyd Group Income Fund (BYD.UN): $3 595.20
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3 061.10
Data Communications Mgmt (DCM): $9.66
Morneau Shepell Inc. (MSI): $2 498.40
Royal Bank of Canada (RY): $4 056
Parkland Fuel Corp (PKI): $2 419.20
Park Lawn Corporation (PLC): $1 495.20
Toromont Industries Ltd (TIH): $2 624
National Bank of Canada (NA): $5 793.30
BCE Inc. (BCE): $487.08
Northview Apartment Real Estate Investment Trust (NVU.UN): $5 793.30
Sienna Senior Living Inc. (SIA): $1 334.40
Boralex Inc. Class A Shares (BLX): $797.20
Richelieu Hardware Ltd. (RCH): $1 305.02 
Savaria Corporation (SIS): $1 155
Enbridge Inc. (ENB): $977.13
Northland Power Inc. (NPI): $2 392
Calian Group Ltd. (CGY): $2 331
BMO Bank of Montreal (BMO): $2 062.80
Canadian Utilities Limited (CU): $1 373.82
Choice Properties Real Estate Investment Trust (CHP.UN): $1 567.50
WSP Global Inc. (WSP): $1 812.25
Cash: $576.70

TOTAL: $78 825.12

RSP investment portfolio:
Emera Incorporated (EMA): $11 616.15
EnCana Corporation (ECA): $1 922.40
Toronto-Dominion Bank (TD): $2 306.10
Telus Corp (T): $2 356
Royal Bank of Canada (RY): $2 028
Savaria Corporation (SIS): $3 333
Thomson Reuters Corporation (TRI): $2 147.60
Park Lawn Corporation (PLC): $4 984
Richards Packaging Income Fund (RPI.UN): $1 202.19
Toromont Industries Ltd (TIH): $459.20
CAE Inc. (CAE): $1 908.90
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 889.95
Boralex Inc. Class A Shares (BLX): $996.50
Quebecor Inc. (QBR.B): $691.50
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $384.30
Cash: $129.47

Total: $39 355.26                 

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2 890.17

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 329.75                

Manulife Fidelity NorthStar GIF CAP B: $1 252.10
Manulife Simplicity Growth Portfolio: $1 388.82
Maritime Life CI Harbour Seg Fund: $1 240.59
Maritime Life Fidelity True North Seg Fund: $1 622.46
Manulife GIF MLIA B World Invest: $1 239.94
Total: $6 743.91

Other various: $11 528.28

TOTAL: $62 927.12

Social Capital at Desjardins Membership share: $35
Pending online income: $66.88
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$332 750.88

Tuesday, July 31, 2018

No investment plan and Stockopedia is of no help (so far)

I am not currently at my super best - or at the best that I could be. It can be frustrating. The TSX is not stable enough to make me shine. My non-registered portfolio closed today session at $180 919.52, my TFSA at $78 321.60, and my RRSP portfolio at $39 158.322. My situation is stable for now. And surprise surprise, I am experiencing a gain of 2.37% on Nutrien Ltd (NTR). I can at least be happy with the fact that my TFSA and RRSP portfolio exceed the value of my latest portfolio update, which was back on June 20. 

If you are interested, Susan Brunner had posted a review on my super Premium Brands Holdings Corporation (PBH)! Its a postive review, in my sense. PBH is not among the most top stock of the moment, but chances are that it will generate more grow later on. Like I really miss that old $120+ value per share. I had been on top of the world for a little while, and I will be again soon.

I had been checking on Stockopedia for a new investment, but I didn't find anything exciting yet. I decided to use my upcoming paycheck to pay down my margin account. Not that its something that really matter to me. I find it quite over boring not to have my mind set on my next investment. The heat is not helping. I spent my evening at the gym, which is quite as boring as not having a next investment plan. 

I don't enjoy the hot weather and I really have enough of it.

Saturday, July 28, 2018

Watch out, my Toromont Industries Ltd. (TIH) shares are buring on the TSX

I came back last Sunday from my one week vacation in Cap-Pelé in New Brunswick. I had a really nice week and came back with the most gorgeous caramel tan ever. Cap-Pelé is a nice spot to spend your vacation for different reasons: its in New Brunswick, the best place in the world, there's the sea and you can swim in it!, you can eat lobster and seafood, Cap-Pelé is close to Prince-Edward Island and Fundy Bay (provincial park in New Brunswick), Cap-Pelé is also close to Moncton, if you feel like shopping, AND Parlee Beach - probably the hottest spot to get see, even with your old folks. Personally, one week of being a beach bum is enough to satisfy me. Lobster is not cheap you know.

And the fact is, I came back to Montreal right on time to see the Beach Boys concert on Monday evening! I was exhausted from my trip, and the weather was super hot, not I didn't really care. I had to see the Beach Boys, even if its an American band. I found the Beach Boys quite charming and really sweet. They seem all happy to be there on stage, even if this might be the thousand time they were performing... They still have good voices. Like Diana Ross, the Beach Boys sound the same as they were in their younger years. It was quite an experience to have the chance to see the Beach Boys. I think that my mom and her friends at home might be jealous of me... lol Actually, I had to receive something good for coming back to Montreal. I am the one who had to come back to the shit hole and I am the one who had to deal with Quebeckers. I took some cool videos of the Beach Boys, I will download them soon. And I also have nice pictures of Cap-Pelé to show off like the Queen that I am.

I had been able to pay off my little escapade at the Hotel Bonaventure Montreal and my vacation in Cap-Pelé quite easily and I even have the usual 2k left in my bank account. This could be a good time for a new investment, especially knowing that this could be my last investment as a 37-year-old. I don't care about celebrating my 38 birthday - as long as I don't look like it. Some women my age look needs age, or even worst, look older.  

To beat the heat in Montreal, I had discovered a register good beer: Red Strip. Its a beer made in Jamaica and it's really good. Its available at the SAQ. With this hot messy weather, a good Cuban Cristal Beer would be awesome, but I don't think they sell any here in Quebec. Got to go to Cuba. There's no better way to beat the heat than drinking a nice light beer.

My portfolio is not doing too bad. My non-registered portfolio close Friday session at $181 723.74, my TFSA at $77 905.05, RRSP at $38 990.16. My non-registered portfolio has everything it need to hit on the 185k quite easily, and some good stuff is going on. I am confident that  Aecon Group Inc. (ARE) will registered some gains sooner or later.  In the meantime, Toromont Industries Ltd. (TIH) decided to burn and quickly gain over 7%. I wasn't expecting less coming from this baby who had turned into a glorious dog and TIH is currently the proud of my portfolio so watch out.

So let's go sexy Toromont, show me what you got really deep inside. Please your hot mommy.

Friday, July 13, 2018

Exchange Income Corporation (EIF) still has a place in my heart, but does it belong still to my very good portfolio?

It was quite scary today when I stepped outside work. There was that big heavy dark smoke coming out from a building downtown Montreal. It was clearly coming from the right top of the roof. A strange way to start the weekend. I am just posting a quick little something because its going to be my last post for a little while and that's because I am leaving Montreal for a little while.

My non-registered portfolio closed today the session at $186 166.20, my TFSA portfolio at $77 650.70, and my RRSP (Stocks only) at $39 660.85 (its getting real close to the 40k). Everything seem to be just doing all right, at least for now. PBH is doing everything it can to keep me happy. Why not a $114 per share, PLEASE.

My non-registered portfolio is currently exceeding my "old" highest value ever. And during that time, the poor Queen has to drink tea with Donald Trump and Melania. I am just wondering if she's going to wear a Good Save the Queen t-shirt this time. Its now official, my favorite store, La Baie won't sell anymore Ivanka Trump clothes, which is a good thing knowing how difficult his father is with Canadians. However, its a bit sad because despite it all I really like Ivanka Trump clothes. I still have a few items of her line in my wardrobe, including a winter coat.

Believe it or not, its going to be super easy to get on the $240 000 net worth for the simple reason that a $232k net worth is just not enough. I would had like this to happen while having Exchange Income Corporation (EIF) in my portfolio, but because of Marc Cohodes. And lately I had been thinking, did I really let a miserable American lead my move and had the last word on me? 

How is doing EIF now? Not too bad. Dividend is stable, but EIF trade value is lower than what it had been before Marc Cohodes attacked Exchange Income Corporation (EIF). Personally, I think EIF had value to move higher, but because of that bad man, EIF has problem to go to where it belong.

Americans are now well known for being kind of dumb people. They shouldn't have any negative impacts in any way on any stocks trading on the TSX. What Marc Cohodes did to Exchange Income Corporation (EIF) is beyond the imagination. Its terrible. And its like no one really care about what happen.

And one day, in a way or another, Marc Cohodes will pay. 

This is how I am going to my vacations, fresh to the bones. Don't miss me too much because I won't. 

Tuesday, July 10, 2018

Are you ready to win big on Savaria Corporation (SIS)? I know I am!

Summer is passing fast, but fortunately, there's still some of it left ahead, and it's exactly why you don't hear much of me these days. I am trying to lose weight before hitting on my vacation and getting hot on booze. ant to show me that I am perfect the way I am so thank you I am like the sexiest camel, but everything I need inside of me, and that include the best stocks. I currently have one of them, Savaria Corporation (SIS) which is holding on to a big secret. I am always checking on my very precious stocks and I am all on the TSX. All of my body is on it and I cannot afford for it go down. Currently, things are not too bad. Everything is working my way. Investors need to remain confident that we are sitting on gold. After all, we are in Canada. We should only care for ourselves. The TSX, that's only what really matters. But some people have a different way of thinking.
 
Gordon Pape is such an incompetent. The old man might be getting closer to Alzheimer disease because in time of distress, it's not exactly the good timing to scream, let me repeat his stupid words "Trump is not a bluffer on trade and that’s not the only thing investors should be worried about". Let's all panic and sell our investments, is that right? Donald Trump is impossible, bad mad man. You need to be an addict to the stock market to be investing in stocks these days. I am an addict and I am really really sick. When it comes to investment, many big jerks come among, saying whatever whenever and Gordon Pape is definitively one of those losers. I couldn't care less about him and what he has to say. I do not value his opinion.

Right now, I only want to know that I am investing in the best stock market on earth and that the best investor on the planet. The rest, Trump, getting worried, I just don't need that.

I am still sitting on about the same $232 000 net worth. No  NAFTA deal yet, but that doesn't stop my TSX to be successful. My non-registered portfolio is at $184 753.53, my TFSA at $77 429.93 and my RRSP portfolio (stocks only) closed today session at $39 299.82.

If only my PBH shares could obey me and hit its old $120 per share, mommy would be in heaven and I could really easily hit on the $240 000 net worth right on time for my 38th birthday. Remember the date? That's being August 27th. This is an important date. As long as time doesn't do its dirty job on me, I have no problem with getting older.

After all, this, my secret is Savaria Corporation (SIS). SIS had been but on halt but I cannot hit big on this one. Go go go SIS and make rich and richer and richer.

Monday, July 2, 2018

The Dividend Girl visiting the Hotel Bonaventure Montreal






This is currently the sunset I see from my balcony. The sun is on fire and the weather is hot hot hot, but its easy to get alone with. You get use to the heat like you get use to the cold in winter. However, I was scared of the wave of heat coming in because of my asthma, but its not cauisng me any problem at all.And I was actually so scared that when learning that on July 1th, the weather was going to be +35C in Montreal, I decided to escape from it, at least for 2 little days.

While facing Montreal heavy heat, I decided to spend two days at the Hilton Bonaventure. They seem to have the perfect outside pool to beat up the heat, and they certainly has. They have a real nice pool and I totally forgot to take pictures of it, because I was real busy in and outside the pool. I am currently sweating like crazy in my one and half apartment with no air conditoner. And I certainly miss my magnificient bed and great air conditioning room I had at the Hilton Bonaventure!!

This was my room:


If there's 4 pillows, its simply because 4 people can sleep in this bed and I actually slept in it alone.

And the view was nice, I had a view over the Old Montreal:





 
July 1th was a busy day at the pool at the Hilton Bonaventure and I didn't get a long chair until late in the afternoon. A weird incident happen. A group of street punks looking kids, probably coming from Toronto came by. They were ok and quiet. A Chinese androgyn young lady with shave hair and a lot of tattos stopped by the bar  while I was waiting for my mojito - a mojito without mint by the way, but I wanted a mojito anyway. So that Chinese girl wasn't exactly weird but the wanted to leave her banking card at the bar, the barmaid told her to keep her card. I went back to my chair and began to read my magazines. 

Suddenly, the punk kigs jumped in the swimming pool - but nothing nut. And there she was, the androgyn tattoos Chinese girl had jumped topless in the swimming pool. Not that she had big breats, but we could see that it was a she and not a he. Her and her buddies got quickly kicked out of the pool and it was looking like they were getting kicked out of the hotel took. The Chinese girl was crying. It was sad, but I don't understand why the girl decided to go topless in the pool!! Personally, I had weared my really expensive blue Ralph Lauren bathing suit bought at La Baie that let my boobs out, but I didn't get kicked out of the pool. and there were girls who were wearing bikini bottoms that didn't have that much bottom at all. Wearing a top or not, with a a bikini or full bathing suit leave really little to the imagination anyway. The boobs of the girl were not that disturbing. Someone should had asked her to put a top on and that's all. If I was tolarated with my blue Ralph Lauren bathing suit today, a topless woman is just a little step ahead. 

Personally, I have real full marvelous C cup breats and if I go topless, men will only go crazy. Not that I don't want that to happen, don't get me wrong, but I want to keep my feminine charm under control.

You had the big picture of my little adventure at the Hotel Bonaventure Montreal.

Other than that, I wasn't much impress with the Hotel Bonaventure Montreal. I pay $272 after taxes for one night: checkin at 3 pm and checkout at noon, but I could stay all day long at the pool and the hotel. The Quecker barmaid at the pool was grichy about fact that  they were missing sugar, that a guy didn't left tips etc., etc. etc. I don't understand how a Canadian 4 stars hotel can be missing some sugar and mint for mojito on Canada Day. Its like we were in Cuba or something like that.

For $272, I taught that breakfast was included, but it was extra. I ate breakfast this morning, it was a buffett breakfast and it cost me... $38!!!! Drinks were around $15 each, but that was expected, but a $38 fucking breaskfast at the Hotel Bonaventure Montreal - and it was quite ordinary at the exception maybe of the presence of smoked salmon, I find the management quite cheap, but that's to be expected in Quebec. People are cheap here.

The next time I will go to the Hotel Bonaventure Montreal, I will go topless. Don't be happy too fast because that was just a little joke to beat out the heat. There won't be a next time for me at the Hotel Bonaventure Montreal.

Saturday, June 23, 2018

Welcome in my RRSP portfolio Logistec Corporation Class B Subordinate Voting Shares (LGT.B)

This time of the year always been very good to me. It seems like June bring in a lot of sunshine for investors, big or small. June has always been a good month for my investments. I wanted a 230k for my birthday for so long. I was certainly hoping to get on there, but not so soon. This is now leaving me two months to hit on the 240k net worth. Its actually not mission impossible. If my precious Premium Brands Holdings Corporation (PBH) hit on its old golden $122 per share, it will be easy to gain $10 000 within two months. Fact is, a $200 000+ portfolio make things a lot easier on me in order to reach my money goals.

I felt quite great with the new investment that I place inside my RRSP portfolio, Logistec Corporation Class B Subordinate Voting Shares (LGT.B). It's a tiny little small investment, but I certainly see myself investing more in Logistec Corporation. I don't have any contribution room left inside my TFSA, but I could invest in LGT.B inside my non-registered portfolio. It would bring some cash value to my margin account.

Other than Logistec Corporation, I don't have any new stocks on my radar. I had been thinking about selling my Nutrien Ltd. (NTR) shares - all or partly, but I now had gave on the idea, especially now that NTR began to grow inside my non-registered porfolio. Its nothing closed compared to the old performance of Agrium, but its a start in the good direction. In its current state, my non-registered and TFSA account bring in the equivalent of $717 per month in dividend income. New LGT.B shares won't bring much in term of dividend, but it might turn out to be a big fat cow gain cash stock on the long run.

Wednesday, June 20, 2018

My net worth is now at $232 280.40!

Today, when I saw the TSX going over the 16 400 points, I knew my time was up: my net worth was on the 230k mark! So I went home quietly, leaving my gym bag behind at work, quickly update my portfolio and all the numbers adding up to a good $331 413.83. My margin usage is currently of $99 133.43, leaving me with a net worth of $232 280.40. Today was a historic day for the TSX, as well as for me. It's now official, I now have exceeded the 230k net worth, while the TSX was closing its session at 16 420.95 points. I really wanted to publish an update for my portfolio because I don't know if the good shapes of the TSX will remain or not. Everything is so chaotic, its quite hard to explain the TSX reached a historic high today. 

Also today, I had accumulated a small amount in cash inside my RRSP stocks portfolio. I decided to make a little investment in Logistec Corporation Class B Subordinate Voting Shares (LGT.B). And today, LGT.B closed today session at its highest value of the year: $54.50 per share. I believe that I have all the chances of the word to hit on a $240 000 net worth right on time for my birthday, only if the TSX remains in good shape, and I read on the Globe and Mail that specialists really believe that the rally is not over...

See, the contrarian state is something that is very strong and present on the stock market. It's something that is not understandable. And while having difficulties with our US "friends", the TSX has strong indicators of a good economic growth. The TSX never reacts to the event the way I do and its much better that way. I am the worrying mother waiting for her child to grow and this one won't ever be taking away from me. 

I am currently enjoying my $232 280.40 net worth, but I am now only dreaming of the 250k and I can even dream of reaching the 300k this year or early 2019... And for my 40, a 400k....???!!!!

$$$

My investment portfolio on date of June 20, 2018

Non registered Investments:

Cold cash: $2 838.52

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.27
Bank of Nova Scotia (BNS): $9 304.94
Blue Note Mining Inc. (BLNMF): $0.05
Methanex Corporation (MX): $9 480.12
Fortis Inc. (FTS): $5 071.11
Pembina Pipeline Corporation (PPL): $28 506.96
Enbridge Income Fund Holdings Inc. (ENF): $11 381.67
Corby Distilleries Limited (CSW.A): $2 707.90
Premium Brands Holdings Corporation (PBH): $53 830.59
iShares S&P/TSX Capped REIT Index (XRE): $2 668.82
New Flyer Industries Inc. (NFI): $5 448.60
TMX Group Inc. (X): $692.40
K-Bro Linen Inc. (KBL): $3 828
WesternOne Inc. (WEQ): $17.90
TransCanada Corp (TRP): $1 450.50
Canadian National Railway Co (CNR): $9 677.70
Enbridge Inc. (ENB): $1 183.84
Nutrien Ltd. (NTR): $7 101.24
Black Diamond Group Ltd (BDI): $90.25
Emera Inc. (EMA): $1 039.25
BCE Inc. (BCE): $1 189.10
Saputo Inc. (SAP): $1 758
Lassonde Inc. (LAS.A): $2 875.30
Loblaw Companies (L): $815.40
Savaria Corporation (SIS): $8 566.47
Canadian Imperial Bank Of Commerce (CM): $3 496.20
ATCO Ltd. (ACO.Y): $2 400.60
Jamieson Wellness Inc. (JWEL): $2 655
WSP Global Inc. (WSP): $3 635
Aecon Group Inc. (ARE): $1 552
Aphria Inc. (APH): $2 488
TOTAL: $184 913.18

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 516
General Mills Inc. (GIS): $1 435.84
Cash: $70.02

TOTAL: $3 021.86 US : $3 924.79 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $54.81
Dumont Nickel Inc. (DNI): $25.83
RioCan Real Estate Investment Trust (REI.UN): $851.90
AltaGas Ltd (ALA): $804.60
CT Real Estate Investment Trust (CRT.UN): $1 295
Canadian National Railway Co (CNR): $4 301.20
Exchange Income Corporation (EIF): $33.87
Firm Capital Mortgage Investment Corporation (FC): $532
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 537.60
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 188.30
The North West Company Inc. (NWC): $1 482
Andrew Peller Limited (ADW.A): $3 066.80
Canadian Imperial Bank Of Commerce (CM): $10 022.44
Hydro One Limited (H): $2 043.06
Toronto-Dominion Bank (TD): $1 534.80
Boyd Group Income Fund (BYD.UN): $3 618
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3 017.70
Data Communications Mgmt (DCM): $11.10
Morneau Shepell Inc. (MSI): $2 484
Royal Bank of Canada (RY): $4 017.60
Parkland Fuel Corp (PKI): $2 110.72
Park Lawn Corporation (PLC): $1 437
Toromont Industries Ltd (TIH): $2 375.60
National Bank of Canada (NA): $5 740.20
BCE Inc. (BCE): $486.45
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 888
Pure Industrial Real Estate Trust (AAR.UN):
Sienna Senior Living Inc. (SIA): $1 360.80
Boralex Inc. Class A Shares (BLX): $837.60
Richelieu Hardware Ltd. (RCH): $1 379.54
Savaria Corporation (SIS): $1 178.10
Enbridge Inc. (ENB): $887.88
Northland Power Inc. (NPI): $2 419
Calian Group Ltd. (CGY): $2 471.60
BMO Bank of Montreal (BMO): $2 053
Canadian Utilities Limited (CU): $1 351.56
Choice Properties Real Estate Investment Trust (CHP.UN): $1 500
WSP Global Inc. (WSP): $1 817.50
Cash: $182.61

TOTAL: $77 399.77

RSP investment portfolio:
Emera Incorporated (EMA): $11 348.61
EnCana Corporation (ECA): $1 786.32
Toronto-Dominion Bank (TD): $2 302.20
Telus Corp (T): $2 325
Royal Bank of Canada (RY): $2 008.80
Savaria Corporation (SIS): $3 399.66
Thomson Reuters Corporation (TRI): $2 152
Park Lawn Corporation (PLC): $4 790
Richards Packaging Income Fund (RPI.UN): $1 270.50
Toromont Industries Ltd (TIH): $415.73
CAE Inc. (CAE): $1 913.80
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 933.35
Boralex Inc. Class A Shares (BLX): $1 047
Quebecor Inc. (QBR.B): $668.50
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $381.50
Cash: $29.90

Total: $38 772.87                  

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2 888.79  

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                   

Manulife Fidelity NorthStar GIF CAP B: $1 301.04
Manulife Simplicity Growth Portfolio: $1 396.09
Maritime Life CI Harbour Seg Fund: $1 239.77
Maritime Life Fidelity True North Seg Fund: $1 622.46
Manulife GIF MLIA B World Invest: $1 278.83
Total: $6 838.19

Other various: $11 341.70

TOTAL: $62 247.57

Social Capital at Desjardins Membership share: $35
Pending online income: $55
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$331 413.83

My debt situation on date of June 20, 2018

Margin debt: $99 133.43

Tuesday, June 19, 2018

Despite difficult times, my net worth value is now at its highest value ever, HELLO sexy $229 875. GO GO GO!

I didn't post anything in a while. I had been busy with a mix of stuck in the usuals + the Francos Festival that went on in Montreal. I had been away for my blog, but I always find time to connect online and watch on my precious stocks. Things are quite hard right now and its quite difficult to have money invest in the stock market. Donald Trump is shaking up things baby! Trump is himself a really difficult and hard man. I truly understand why he's separating immigrant children from parents who cross illegally into the United States. It's terrible, its hard, but its one of the best decision he can take in order to slow down the flow of illegals crossing in the USA and its a good thing. That way, we ensure that those illegals don't continue their journey and enter illegally in Canada. It's certainly sad, but the US and Canada cannot save the world. We should be doing the same thing in Canada. We cannot welcome everybody, its the sad reality, and some hard actions need to be taken and Donald Trump is doing what he feels is right for his country and he's right about this. No one is doing nothing to stop illegal immigration. Donald Trump is not afraid to get his hands dirty. And I love that.

At this time, my portfolio is even doing better than on June 1st, which was when I posted my highest value ever registered before. My non-registered portfolio closed today session at $183 306.26, my TFSA portfolio at $77 233.04, and my RRSP portfolio, stock only - closed today session at $3 8536.29. And the good news is that I currently estimated my net worth to be on the $229 875 value - just super close to the 230k right now. However, I don't know if it will last long. Donald Trump is causing a lot problems and was just really lucky to have a TSX in the 16 300 points right now. I am getting ready to get hurt and I am mentally prepared to see my TSX going under the 16 000 points. It's a painful experience each and single times.

Today, it shocked me when I read that Donald Trump accused Canadians of smuggling US goods... read it here. Well, its actually true! Families living across US-Canada borders ALL did so once in their lifetime at least... And the shoe thing, well, we might have done that a couple of times in my family and ALSO we had hide things in the car or on ourselves. We'll go shop with our old shoes and leave the old ones in the US. In the 80-90s, that was a common thing. Personally, with my hot body, my special spot to smuggle small things was my bra. Now, you all know. Get me naked if you want to see what I hide and I will be pleased to show you all what I have Mr. President of the United States.

However, with all the drama, no more smuggles. I doubt Canadians will ever shop in the US ever again. I know I won't. FUCKU USA.

Wednesday, June 6, 2018

Celebrating my highest value ever with a net worth of $226 801.92

This past weekend, I updated my portfolio, without posting any comments, which is a shame, especially knowing that I had reached my highest value ever., but I had been busy enjoying the nice weather. A net worth of $226 801.92 begins to make a lot of money. And if I would have published a portfolio update, I guess I would be around the 228k net worth value. Today, my non-registered portfolio closed the session at a very good $183 891.78, my TFSA portfolio at $76 278.38 and my RRSP (stocks only) at $38 023.09.

Despite the current insecurities, overall, my portfolio is performing well and I am not surprised. I wrote about this many times before, but I will say it again: I stopped trying to understand the stock market a long time ago. There's that contrarian velvet that englobes the stock market and its a mystery of its own. Sometimes, the very bad news is being announced, but what seems to be really bad to us, normal human creatures, doesn't have a hard effect on the stock market. And I am not suffering anymore because absolutely no one can know for sure how good or bad things are going to on the stock market. It has a soul of it own and its a really difficult one to follow. However, I appreciate today gains. The stock market is like God, you can only admire it from far and when it gives you what you want you to love him and when your life is shit you hate him. This actually resumes briefly what my relationship to God is and I am among the most miserable selfish Christian of all time. But no matter what, from time to time, the Holy Spirit hit me and make me place some real good investments. And I share it all with you so He can one day forgive me.

Other than being richer than ever before, a few great things are going on in my portfolio. Andrew Peller Limited (ADW.A) announced today awesome results and a dividend increase of 13.9%. For the first time in a real long time, Nutrien Ltd. (NTR) registered a gain inside my non-registered portfolio. I am thinking about selling partly NTR. My Agrium shares were a much better investment, Agrium was my super stock, I registered really good capital gains. But with NTR, its a completely different story, and I came to hate seeing day after day my NTR shares  Selling partly my investment in NTR - or all - since I hate it so much - could be an easy fix to downgrade the usage of my margin. I am currently sitting on a $99 283.83 margin. Its high, and I must admit that I sometimes pay my credit card using my margin, but at a point, a girl needs to live. And anyhow, I am the best with my pretty $226 801.92 net worth.

Aphria Inc. (APH) closed the trading day on a halt trade. There could be more gains for APH tomorrow. Another great news: today my cherish stock WSP Global Inc. (WSP) opened the TSX today. BING BIG BING.



And by the same way, it seems like investors had waked up. Now, everyone knows the existence of  WSP, the stock closed the session surfing on a gain of 4.33%.

Sunday, June 3, 2018

My debt situation on date of June 1th, 2018

Margin account: $99 283.83 @ 5%
Annual interest: $4 964.19 



*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of June 1th, 2018

Non registered Investments:

Cold cash: $2 673.55

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.62
Bank of Nova Scotia (BNS): $9 389.12
Blue Note Mining Inc. (BLNMF): $0.52
Methanex Corporation (MX): $9 259.70
Fortis Inc. (FTS): $4 944
Pembina Pipeline Corporation (PPL): $27 346.30
Enbridge Income Fund Holdings Inc. (ENF): $10 876.25
Corby Distilleries Limited (CSW.A): $2 594.19
Premium Brands Holdings Corporation (PBH): $55 107
iShares S&P/TSX Capped REIT Index (XRE): $2 631.86
New Flyer Industries Inc. (NFI): $5 782.32
TMX Group Inc. (X): $643.44
K-Bro Linen Inc. (KBL): $3 500
WesternOne Inc. (WEQ): $17.80
TransCanada Corp (TRP): $1 343.25
Canadian National Railway Co (CNR): $9 729
Enbridge Inc. (ENB): $1 116.08
Nutrien Ltd. (NTR): $6 706.50
Black Diamond Group Ltd (BDI): $85.50
Emera Inc. (EMA): $1 005.75
BCE Inc. (BCE): $1 188
Saputo Inc. (SAP): $1 789.20
Lassonde Inc. (LAS.A): $2 825
Loblaw Companies (L): $804.72
Savaria Corporation (SIS): $8 795.52
Canadian Imperial Bank Of Commerce (CM): $3 391.80
ATCO Ltd. (ACO.Y): $2 337
Jamieson Wellness Inc. (JWEL): $2 529
WSP Global Inc. (WSP): $3 415
Aecon Group Inc. (ARE): $1 468
Aphria Inc. (APH): $2 352
TOTAL: $182 974.44

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 536.96
General Mills Inc. (GIS): $1 362.88
Cash: $70.02

TOTAL:  $2 969.86 US : $3 861.11 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $52.20
Dumont Nickel Inc. (DNI): $24.40
RioCan Real Estate Investment Trust (REI.UN): $828.80
AltaGas Ltd (ALA): $754.50
CT Real Estate Investment Trust (CRT.UN): $1 310
Canadian National Railway Co (CNR): $4 324
Exchange Income Corporation (EIF): $34.11
Firm Capital Mortgage Investment Corporation (FC): $524
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 291.04
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 198.50
The North West Company Inc. (NWC): $1 386.50
Andrew Peller Limited (ADW.A): $3 105.90
Canadian Imperial Bank Of Commerce (CM): $9 723.16
Hydro One Limited (H): $1 985.94
Toronto-Dominion Bank (TD): $1 500.20
Boyd Group Income Fund (BYD.UN): $3 423.30
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 848.30
Data Communications Mgmt (DCM): $11.10
Morneau Shepell Inc. (MSI): $2 333.70
Royal Bank of Canada (RY): $3 924
Parkland Fuel Corp (PKI): $2 032.64
Park Lawn Corporation (PLC): $1 461
Toromont Industries Ltd (TIH): $2 343.20
National Bank of Canada (NA): $5 529.60
BCE Inc. (BCE): $486
Northview Apartment Real Estate Investment Trust (NVU.UN): $4 090.50
Pure Industrial Real Estate Trust (AAR.UN):
Sienna Senior Living Inc. (SIA): $1 313.60
Boralex Inc. Class A Shares (BLX): $856
Richelieu Hardware Ltd. (RCH): $1 395.18
Savaria Corporation (SIS): $1 209.60
Enbridge Inc. (ENB): $837.06
Northland Power Inc. (NPI): $2 395
Calian Group Ltd. (CGY): $2 327.30
BMO Bank of Montreal (BMO): $2 005
Canadian Utilities Limited (CU): $1 312.50
Choice Properties Real Estate Investment Trust (CHP.UN): $1 446.25
WSP Global Inc. (WSP): $1 707.50
Cash: $95.54

TOTAL: $75 427.12

RSP investment portfolio:
Emera Incorporated (EMA): $10 982.79
EnCana Corporation (ECA): $1730.16
Toronto-Dominion Bank (TD): $2 250.30
Telus Corp (T): $2 276
Royal Bank of Canada (RY): $1 962
Savaria Corporation (SIS): $3 490.560
Thomson Reuters Corporation (TRI): $2 024.80
Park Lawn Corporation (PLC): $4 870
Richards Packaging Income Fund (RPI.UN): $1 171.83
Toromont Industries Ltd (TIH): $410.06
CAE Inc. (CAE): $1 914.50
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 800.70
Boralex Inc. Class A Shares (BLX): $1 070
Quebecor Inc. (QBR.B): $629.50
Cash: $398.59

Total: $37 981.79                     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 868.42     

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                     

Manulife Fidelity NorthStar GIF CAP B: $1 590.57
Manulife Simplicity Growth Portfolio: $1 377.03
Maritime Life CI Harbour Seg Fund: $1 226.73
Maritime Life Fidelity True North Seg Fund: $1 271.92
Manulife GIF MLIA B World Invest: $1 260.34
Total: $6 726.59

Other various: $11 101.71

TOTAL: $61 084.53

Social Capital at Desjardins Membership share: $35
Pending online income: $30
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$326 085.75

Thursday, May 31, 2018

Welcome in my TFSA portfolio WSP Global Inc. (WSP)!

The delisting of Pure Industrial Real Estate Trust (AAR.UN) left me with a little sum in cash to invest back somewhere in the TSX. I decided to invest in WSP Global Inc. (WSP). In result, my RRSP portfolio closed today session at $75 497.72. My non-registered portfolio closed today session at $182 971.72, and my RRSP portfolio - stocks only - closed at $38 204.24. I am quite please with those numbers. I am also really please with this new investment, I truly believe that WSP is a strong safe bet. under the current circumstances.

Donald Trump is doing everything that is on his power to put stress over the NAFTA negotiations and Justin Trudeau is acting childish like a little boy again. Trump is a very hard and difficult man to deal with. Now that Trump decided to punish us with new tariffs on steel and aluminum imports, now more than ever is time to open the dialogue. Justin Trudeau had a meeting planned with Trump, but he had decided to cancel it following Trump announcement. Its seem to me like the USA are really not in needs of our importation in term of steel and aluminum. Justin Trudeau should read this article. Later or sooner, Trump will need get smoother, but for now, this is a tactic to make us close quickly a NAFTA deal that could be hurtful for us on the long run. Rather than opening the dialogue back to back, Trudeau simply turn down Donald Trump and try to reacted like a man by taxing the US for an amount of $16.6 billion. See, this is what happen when a Quebecker endorsed the role of Prime Minister. Bad decisions are being made. Quebeckers are well known for their lack of senses and intelligence, and we have a another proof of that residing in the person of Justin Trudeau. His mother is suffering from mental illness and Trudeau has the same bad genes. We are going to suffer and its the fault of all those dummies who had voted for the Liberal Party. 

Trudeau made this announcement too quickly. Trump is a monster, an aggressive man and he certainly won't get himself beat down by little Canadians. Its time to act simply, gently and kiss his ass. First, Trudeau should had gone to that meeting, discuss with Trump, and if no solution was find, well than, and only way AFTER apply that $16.6 billion as a good lesson to our US "friends". 

Currently, I am not impress with Justin Trudeau. We had all of our chances with China. The arrangement between Aecon Group Inc. and CCCI won't proceed because Justin Trudeau rejects it. We are in great need of trade partnerships - China could had been of a great help. Now, thanks to Justin Trudeau, we can't rely on the US or on China. With who are we going to trade now? 

Anyhow, this is scary, but react calmly. The TSX is a wild bitch and seem to like chaotic situations. She loves drama, it makes her feel alive. From my side, I invested in WSP - a Quebec stock!!! - today and I don't care about anything else, or almost.

Wednesday, May 30, 2018

Pure Industrial Real Estate Trust (AAR.UN) no longer trades on the TSX

As you learned in the previous post, I will be turning 38 years old in 3 months. So time is passing by and I need to act fast. However, no worries, while getting ready to pay for my groceries today, I was asked - once again, because it had happened before - if I was a student. I should have answered yes. I would have received a discount, but I will next time. Looking young need to serve at something after all. I think I could have been the mother of the cashier actually... I get extra excited whenever I am being asked if I am a student, it's my turn on.

Yesterday was a really difficult day on the TSX. It's quite scary to see the TSX going on so easily under the magical mark of 16 000 points. If you want a proof that anything related to bad Euro news is bad for the stock market, well, you had received the proof of that yesterday. Italy had been dealing with problems for decades now. It's not an escape from the Euro zone that will resolve anything, just like its not the upcoming elections in Quebec province that will resolve anything. It take willingness and discipline to resolve problems. One thing is missing out from Quebeckers to be successful: the smartness of a New Brunswicker mind - and that being of course all the power of my intelligence. Some like me are really practical and aren't affraid of absolutely anything. The brighness resides in the fact that I am smart enough to spot the perfect good stock, even if they are Quebec ones.

On another note, one great stock of mine had been delisted from the TSX: Pure Industrial Real Estate Trust (AAR.UN). Pure Industrial had been acquired by Blackstone Property Partners and Ivanhoé Cambridge. In result, AAR.UN got delisted. Sad thing and it's leaving me with the dirty task to find a new stock to invest in inside my TFSA. Since WSP is performing so well inside my portfolio. NA and BMO had announced a dividend increased. However, bank stocks can be quite sensible to any Euro bad news, so I won't invest again in a bank stock for now - I am that really smart.

I have a crush on WSP Global Inc. (WSP). I am simply taking advantage of my pure money love.

And during that time, I am trying to figure out the destiny of my margin account since its being said that the Bank of Canada will increase rate this summer...

Nothing is easy in this word but I can still kick ass with my precious WSP shares.

Sunday, May 27, 2018

In the search for a new killer stock

I am having a bit a trouble with my non-registered portfolio. It closed this past Frday session at $182 006.15. My fabulous PBH closed at $116 per share - which hurt inside my portfolio value. My TFSA portfolio closed at 75 788.40, and my RRSP (stocks only as always) $37 908.89. PBH is making it quite difficult to hit on the oh so wanted $230 000 net worth. It hard to believe that time is passing by so fast - we almost the end of May, and June will be coming in a hurry and in case you didn't notice, I will be turning 38 in 3 months. It would be nice to have at leats a 230k by that time. 

Currently, my obssession is to find another great stock as great as my WSP one. Can I possibly do that?

Thursday, May 24, 2018

Bernard Madoff misery explain in The Wizard of Lies

I registered to CraveTV a few days ago and I just finished watching The Wizard of Lies with Robert De Niro and Michelle Pfeiffer. The movie is about the Bernard Madoff story. I knew the big lines about the affair, I knew that one of his sons had committed suicide and that his wife was still living, but I didn't know much other than that. I have never been interested in learning more about this sad story. It shocked me every time whenever a financial fraud is being committed. And there'S so many of them! I am under the impression that The Wizard of Lies is being really close to the real events. De Niro is as always really great and I actually didn't even recognize Michelle Pfeiffer, absolutely amazing in the role of Madoff wife.

Did you know that the Royal Bank of Canada (RY) had lost $40.4 million Bernard L. Madoff Investment Securities? From quick searches, it seems to be the only Canadian institution being directly involved with Madoff but there could be more. Maybe some didn't get disclosed. Anyhow, in the case of RY, it seems like the millions lost a couple years ago didn't affect their affairs that much. RY recently announced - once again - really good financial results and beat up market expectations with a 9% profit.

Did being said, it's with those types of scandalous affairs that you get to learn to manage your own money by your own needs. Not that it's actually that easy to be a self-made investor, but when you can make it on your own, it's rewarding. However, from the moment you place your really first investment in the stock market, your life never remains the same. Because it's not enough to be working full-time, on top of that, you need to take care of the everyday market shit. But a girl needs to do what she needs to do. Some days are harder than others, and some days are easier. My stocks always remain in my mind and little that I knew back then when I made my first investments about 10 years ago that investment and the whole stock market deal would have become a big part of my life. Because the stock market is now an easy place to be. There are always millions of insecurities and currently, North Korea is one, NAFTA is another one, and so on. The financial world never stops turning around, for the better or the worst.

Knowing how many problems we are having to close an interesting NAFTA deal, I am really concern about Justin Trudeau turning his back on Chinese over the Aecon deal. Trudeau is doing a big mistake. If Trudeau would be smart enough, he would have accepted Aecon deal. We are in deep need of new financial partners and China could do the thing. But Justin Trudeau is too childish and irresponsible to understand the extreme necessity of new financial partnerships. It's an emergency. We cannot rely on the USA anymore.

This being said: never trust anyone when it comes to your money, neither a financial firm, or the government. No place is safe because dummies reside in both places. However, I know the perfect source of information that is always fair and in which you can trust. You can follow the link right here and dinner will be serve. Always.

Wednesday, May 23, 2018

The must have Canadian dividend stock of the moment: WSP Global Inc. (WSP)

I should have posted a portfolio update this past weekend, but I didn't take the time. I was in certainly the $226 000 net value+. I could have easily reached the 230k net worth, only if my belove Premium Brands Holdings Corporation (PBH) would have stayed on the $120 value per share. As my portfolio gain in value, it's getting easier and easier to mark points and in result, my net worth naturally increase in value, with really little efforts coming from my part. Everything is simple and easy when that good old TSX decided its time to be super fresh and snob.

Today wasn't a too bad day, my non-registered portfolio closed the session at $182 856.98, my glorious TFSA portfolio closed at $75 654.24, and the RRSP (stocks only) closed at $37 708.31.

As much as I love in deep my Premium Brand Holdings Corporation (PBH) shares for the simple and good reason that I got super rich just my holding this baby in my portfolio. But these days, I am just wondering if PBH love me as much in return. Its really hard to see my favorite baby going lower than the $120 per share. However, a little correction is not bad as it seem. It mean that the stock is alive and trading on the TSX. 

I do hold many stocks in my portfolio and I understand it can be seem as confusing at first. However I don't have any major problems to follow any of them. Some of them had been in my portfolio since the early beginning 10 years ago. I have my old time favorite: like BNS, CSW.A, MX, NFI, SAP, FTS, PPL, ENF, KBL, TRP - those are all super great Canadian stocks to hold inside a portfolio. But among the way, I add up multiple other stocks inside my portfolio and it pay off.

Among the recent new comers that been $$$ in the most recent years,I made some nice discovery on a site that is barely known in Canada: Stockopedia

Learn more about Stockopedia and all the good in can bring to your portfolio AND your net worth:

 

It seem like I am the only single blogger in Canada using and knowing Stockopedia and its a shame. Its in Stockopedia screens that I found stocks that I couldn't imagine myself without now: Park Lawn Corporation (PLC), Richards Packaging Income Fund (RPI.UN), CAE Inc. (CAE), CGI Group Inc. Class A Subordinate Voting Shares (GIB.A), Northland Power Inc. (NPI) and WSP Global Inc. (WSP).

In June of this year, WSP will be celebrating its first birthday in my portfolio. Within a year, WSP Global Inc. (WSP) registered a capital gain of 29.42% inside my non-registered portfolio - and that doesn't even include its dividend distribution.

I am aware that I already hold many stocks in my portfolio, but I believe that I can still make other great discoveries on Stockopedia that will pay off on the long run and of course, I will always be here and sharing with my favorite readers in case its happen you had problem to figure out which stocks are among the best you can possibly get out there. To make smart decisions, you need to be able to recognize and feel - which I now considered myself an expert at - and not necessarely understand. But my shame is to do it for free, without getting nothing in return other than knowing that I am the simply best. Aphria Inc. (APH) is actually just there in my portfolio to show off some humility, but I believe it can hit its old $24 value - its just a matter of time. I cannot make bad investment choices, I am just too smart for that. End of the discussion.

So let's go WSP Global Inc. (WSP) make your mommy proud and beat my expectations. Go go go!

Wednesday, May 16, 2018

My TFSA contribution is now complete for 2018

Each and every new day on the stock market is a new day full of hope and a new day is always a new hope to beat up my previous very good results on the TSX. My BMO stocks are already been transferred over my TFSA. That's why my non-registered closed lower today, at $186 774.65. I decided that today was a good day to finalize my TFSA contribution for 2018. I had still left a 3k available in contribution room, but not anymore. I proceed today with a contribution in kind using Canadian Utilities Limited (CU) and Choice Properties Real Estate Investment Trust (CHP.UN), both should be in my TFSA soon.

Following what, I just have a few hundred as contribution room left, but I am done with my TFSA portfolio, at least for this year. Job did!

Tuesday, May 15, 2018

My net worth is now close to the $230 000 value

Recently, many of my stocks had increased their dividend distribution: Lassonde Inc. (LAS.A), Canadian Apartment Properties Real Estate Investment Trust (CAR.UN), Loblaw Companies (L), Pembina Pipeline Corporation (PPL), TMX Group Inc. (X) and Boralex Inc. Class A Shares (BLX). Today, it was the turn of Hydro One Limited (H) to increase its dividend distribution. With all of those increases, my annual dividend income (excluding RRSP, like always), is now at a good $8 571.73. This is getting quite interesting because I am getting closer to the 12k in annual dividend - which for me will be the breaking point in term of dividend income, just like the 300k net worth is my must-have of the moment.

While exceeding the 16 000 points, my TSX is making me really happy. I currently estimate my net worth to be very very close to the $230 000 value. A day like today was perfect. However, I got scared when my love stock Premium Brands Holdings Corporation (PBH) suddenly went down from $120 to $110 per share for no obvious reasons. Investors can be so big suckers. Selling PBH? Such a bad move. Don't be a dumb ass like the Quebecker Jean-François Tardif of JFT Strategies Fund (JFS.UN) or you won't have what it take to recognize a good investment from a bad one and you'll have to deal with no positive returns. I love bitching about Tardif because while I am on top, JFS.UN is giving absolutely nothing back in term of value to their investors. Actually, Tardif has the same intelligence of any Quebeckers, and that being: NONE.

Ahah! Poor poor baby! BANG! In your pretty face, now all destroyed. Wish me the same, wish me bad returns, and just watch it going exactly in the opposite direction. Because no one have any control over me and I am just too good at this investment game. I can't be better. And I won't even try.

Other than PBH, Nutrien Ltd. (NTR) made interesting gains, even Aphria Inc. (APH) registered some gains and I am quite sure that APH is going to hit on its old $20 value sooner or later. With all of that good stuff, my non-registered portfolio decided to close today session at $189 024.98. Since I still had over 5k in TFSA contribution, I decided to take my BMO Bank of Montreal (BMO): shares inside my non-registered portfolio and have them transferred over my TFSA. I now only have left a contribution room of $3 385. We are slowly getting there. Without my BMO shares, my TFSA portfolio closed the session at $70 482, which its highest value ever registered.

I am currently having a hard crush on:
LGT.B or A
CYB
CIGI

Monday, May 14, 2018

With Spring comes new friends

Check out my new furry friend that wake me up early in the morning these days... that's him... Little bird, but loud little voice... But so cute! Adorable little happy angel making sure that mommy wake up early in the morning! I like to open my back door and listen to the little birds playing around.



I was sicked for the past couple days, but please don't tell my old folks in New Brunswick because I didn't tell them, so they won't worry for nothing. I was sicked for a good 48 hours. Its started with heavy feaver, which make me checked if the heat of my apartment was on.. I mean I never have fever in my adult life, I just didn't knew what I had. I am never sick, so what was going on? But after, I start having muscle pain and I was feeling weak, I couldn't beat the feeling. I went to bed early, wake up, eat (but I shoudln't!!!!), went back to bed, and...... when I wake up... it was insane.... I will avoid all graphic details, but I visit my toilet many many times during the night, almost every hour and when there was nothing left inside of me to expell... I started shaking, I was really really cold. I never felt that bad before. However, 48 hours later, all good, pretty is back to normal. And no more shit is inside of me! I am clean from inside and out.

!!!

In French, its name the gastro. Well, I got the gastro for the first time of my life. And its the first time in a really long time that got so badly sick.

I didn't suffer for nothing. I lost 7 pounds in the process within 48 hours... WOW. 
But I felt really weaked following that. I could barely clean up the mess, but I did. I have too!
And to reward myself I wnt to a shopping trip at Simons (new bath rug was needed, do I have to explain why???)

Anyhow, all this being said, if you get the gastro, you'll feel like you are about to die, but you'll survive.

During that time of in deep suffering, my TSX was performing quite well. This is God trying to make up to me. I am not suppose to get sick. Its hard to take. Its an insult to my ego.

Wednesday, May 9, 2018

Welcome in my non-registered portfolio Choice Properties Real Estate Investment Trust (CHP.UN)!

It was an amazing day in Montreal, very warm temperature and for the very first time of the year, I went on the Mont-Royal, and it was quite nice. It changes from the daily gym routine.






 









With a TSX now being so close of the 16 000 points, I am now a bit more confident, I may have after all my chance to hit on a $300 000 by the end of the year after all! I got really excited today as I saw the TSX closing on 15 910.81 points. And oh surprise, my net worth is about $225 310 right now. It will be a good fight for the next couple months but I am pretty sure I can easily make it to the $250 000 without too many problems.

One of my most recent investment, Canadian Real Estate Investment Trust (REF.UN) is no longer trading on the TSX. To compensate, I received a mix of cash and some Choice Properties Real Estate Investment Trust (CHP.UN) brand new stocks. This is quite nice because now, the usage of my margin is reduced to $98 023.48. But unfortunately, during the process, my dividend income had been reduced of $19.20. Nothing significant. The best thing I am getting out of this Choice Properties Real Estate Investment Trust (CHP.UN) is a nice reduction of my margin, which I am looking forward to decreasing.

Good news regarding Quebecor Inc. - yesterday, they announced a 100% increase of their dividend.
 

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