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Wednesday, June 20, 2018

My net worth is now at $232 280.40!

Today, when I saw the TSX going over the 16 400 points, I knew my time was up: my net worth was on the 230k mark! So I went home quietly, leaving my gym bag behind at work, quickly update my portfolio and all the numbers adding up to a good $331 413.83. My margin usage is currently of $99 133.43, leaving me with a net worth of $232 280.40. Today was a historic day for the TSX, as well as for me. It's now official, I now have exceeded the 230k net worth, while the TSX was closing its session at 16 420.95 points. I really wanted to publish an update for my portfolio because I don't know if the good shapes of the TSX will remain or not. Everything is so chaotic, its quite hard to explain the TSX reached a historic high today. 

Also today, I had accumulated a small amount in cash inside my RRSP stocks portfolio. I decided to make a little investment in Logistec Corporation Class B Subordinate Voting Shares (LGT.B). And today, LGT.B closed today session at its highest value of the year: $54.50 per share. I believe that I have all the chances of the word to hit on a $240 000 net worth right on time for my birthday, only if the TSX remains in good shape, and I read on the Globe and Mail that specialists really believe that the rally is not over...

See, the contrarian state is something that is very strong and present on the stock market. It's something that is not understandable. And while having difficulties with our US "friends", the TSX has strong indicators of a good economic growth. The TSX never reacts to the event the way I do and its much better that way. I am the worrying mother waiting for her child to grow and this one won't ever be taking away from me. 

I am currently enjoying my $232 280.40 net worth, but I am now only dreaming of the 250k and I can even dream of reaching the 300k this year or early 2019... And for my 40, a 400k....???!!!!

$$$

My investment portfolio on date of June 20, 2018

Non registered Investments:

Cold cash: $2 838.52

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.27
Bank of Nova Scotia (BNS): $9 304.94
Blue Note Mining Inc. (BLNMF): $0.05
Methanex Corporation (MX): $9 480.12
Fortis Inc. (FTS): $5 071.11
Pembina Pipeline Corporation (PPL): $28 506.96
Enbridge Income Fund Holdings Inc. (ENF): $11 381.67
Corby Distilleries Limited (CSW.A): $2 707.90
Premium Brands Holdings Corporation (PBH): $53 830.59
iShares S&P/TSX Capped REIT Index (XRE): $2 668.82
New Flyer Industries Inc. (NFI): $5 448.60
TMX Group Inc. (X): $692.40
K-Bro Linen Inc. (KBL): $3 828
WesternOne Inc. (WEQ): $17.90
TransCanada Corp (TRP): $1 450.50
Canadian National Railway Co (CNR): $9 677.70
Enbridge Inc. (ENB): $1 183.84
Nutrien Ltd. (NTR): $7 101.24
Black Diamond Group Ltd (BDI): $90.25
Emera Inc. (EMA): $1 039.25
BCE Inc. (BCE): $1 189.10
Saputo Inc. (SAP): $1 758
Lassonde Inc. (LAS.A): $2 875.30
Loblaw Companies (L): $815.40
Savaria Corporation (SIS): $8 566.47
Canadian Imperial Bank Of Commerce (CM): $3 496.20
ATCO Ltd. (ACO.Y): $2 400.60
Jamieson Wellness Inc. (JWEL): $2 655
WSP Global Inc. (WSP): $3 635
Aecon Group Inc. (ARE): $1 552
Aphria Inc. (APH): $2 488
TOTAL: $184 913.18

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 516
General Mills Inc. (GIS): $1 435.84
Cash: $70.02

TOTAL: $3 021.86 US : $3 924.79 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $54.81
Dumont Nickel Inc. (DNI): $25.83
RioCan Real Estate Investment Trust (REI.UN): $851.90
AltaGas Ltd (ALA): $804.60
CT Real Estate Investment Trust (CRT.UN): $1 295
Canadian National Railway Co (CNR): $4 301.20
Exchange Income Corporation (EIF): $33.87
Firm Capital Mortgage Investment Corporation (FC): $532
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 537.60
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 188.30
The North West Company Inc. (NWC): $1 482
Andrew Peller Limited (ADW.A): $3 066.80
Canadian Imperial Bank Of Commerce (CM): $10 022.44
Hydro One Limited (H): $2 043.06
Toronto-Dominion Bank (TD): $1 534.80
Boyd Group Income Fund (BYD.UN): $3 618
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3 017.70
Data Communications Mgmt (DCM): $11.10
Morneau Shepell Inc. (MSI): $2 484
Royal Bank of Canada (RY): $4 017.60
Parkland Fuel Corp (PKI): $2 110.72
Park Lawn Corporation (PLC): $1 437
Toromont Industries Ltd (TIH): $2 375.60
National Bank of Canada (NA): $5 740.20
BCE Inc. (BCE): $486.45
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 888
Pure Industrial Real Estate Trust (AAR.UN):
Sienna Senior Living Inc. (SIA): $1 360.80
Boralex Inc. Class A Shares (BLX): $837.60
Richelieu Hardware Ltd. (RCH): $1 379.54
Savaria Corporation (SIS): $1 178.10
Enbridge Inc. (ENB): $887.88
Northland Power Inc. (NPI): $2 419
Calian Group Ltd. (CGY): $2 471.60
BMO Bank of Montreal (BMO): $2 053
Canadian Utilities Limited (CU): $1 351.56
Choice Properties Real Estate Investment Trust (CHP.UN): $1 500
WSP Global Inc. (WSP): $1 817.50
Cash: $182.61

TOTAL: $77 399.77

RSP investment portfolio:
Emera Incorporated (EMA): $11 348.61
EnCana Corporation (ECA): $1 786.32
Toronto-Dominion Bank (TD): $2 302.20
Telus Corp (T): $2 325
Royal Bank of Canada (RY): $2 008.80
Savaria Corporation (SIS): $3 399.66
Thomson Reuters Corporation (TRI): $2 152
Park Lawn Corporation (PLC): $4 790
Richards Packaging Income Fund (RPI.UN): $1 270.50
Toromont Industries Ltd (TIH): $415.73
CAE Inc. (CAE): $1 913.80
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 933.35
Boralex Inc. Class A Shares (BLX): $1 047
Quebecor Inc. (QBR.B): $668.50
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $381.50
Cash: $29.90

Total: $38 772.87                  

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2 888.79  

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                   

Manulife Fidelity NorthStar GIF CAP B: $1 301.04
Manulife Simplicity Growth Portfolio: $1 396.09
Maritime Life CI Harbour Seg Fund: $1 239.77
Maritime Life Fidelity True North Seg Fund: $1 622.46
Manulife GIF MLIA B World Invest: $1 278.83
Total: $6 838.19

Other various: $11 341.70

TOTAL: $62 247.57

Social Capital at Desjardins Membership share: $35
Pending online income: $55
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$331 413.83

My debt situation on date of June 20, 2018

Margin debt: $99 133.43

Tuesday, June 19, 2018

Despite difficult times, my net worth value is now at its highest value ever, HELLO sexy $229 875. GO GO GO!

I didn't post anything in a while. I had been busy with a mix of stuck in the usuals + the Francos Festival that went on in Montreal. I had been away for my blog, but I always find time to connect online and watch on my precious stocks. Things are quite hard right now and its quite difficult to have money invest in the stock market. Donald Trump is shaking up things baby! Trump is himself a really difficult and hard man. I truly understand why he's separating immigrant children from parents who cross illegally into the United States. It's terrible, its hard, but its one of the best decision he can take in order to slow down the flow of illegals crossing in the USA and its a good thing. That way, we ensure that those illegals don't continue their journey and enter illegally in Canada. It's certainly sad, but the US and Canada cannot save the world. We should be doing the same thing in Canada. We cannot welcome everybody, its the sad reality, and some hard actions need to be taken and Donald Trump is doing what he feels is right for his country and he's right about this. No one is doing nothing to stop illegal immigration. Donald Trump is not afraid to get his hands dirty. And I love that.

At this time, my portfolio is even doing better than on June 1st, which was when I posted my highest value ever registered before. My non-registered portfolio closed today session at $183 306.26, my TFSA portfolio at $77 233.04, and my RRSP portfolio, stock only - closed today session at $3 8536.29. And the good news is that I currently estimated my net worth to be on the $229 875 value - just super close to the 230k right now. However, I don't know if it will last long. Donald Trump is causing a lot problems and was just really lucky to have a TSX in the 16 300 points right now. I am getting ready to get hurt and I am mentally prepared to see my TSX going under the 16 000 points. It's a painful experience each and single times.

Today, it shocked me when I read that Donald Trump accused Canadians of smuggling US goods... read it here. Well, its actually true! Families living across US-Canada borders ALL did so once in their lifetime at least... And the shoe thing, well, we might have done that a couple of times in my family and ALSO we had hide things in the car or on ourselves. We'll go shop with our old shoes and leave the old ones in the US. In the 80-90s, that was a common thing. Personally, with my hot body, my special spot to smuggle small things was my bra. Now, you all know. Get me naked if you want to see what I hide and I will be pleased to show you all what I have Mr. President of the United States.

However, with all the drama, no more smuggles. I doubt Canadians will ever shop in the US ever again. I know I won't. FUCKU USA.

Wednesday, June 6, 2018

Celebrating my highest value ever with a net worth of $226 801.92

This past weekend, I updated my portfolio, without posting any comments, which is a shame, especially knowing that I had reached my highest value ever., but I had been busy enjoying the nice weather. A net worth of $226 801.92 begins to make a lot of money. And if I would have published a portfolio update, I guess I would be around the 228k net worth value. Today, my non-registered portfolio closed the session at a very good $183 891.78, my TFSA portfolio at $76 278.38 and my RRSP (stocks only) at $38 023.09.

Despite the current insecurities, overall, my portfolio is performing well and I am not surprised. I wrote about this many times before, but I will say it again: I stopped trying to understand the stock market a long time ago. There's that contrarian velvet that englobes the stock market and its a mystery of its own. Sometimes, the very bad news is being announced, but what seems to be really bad to us, normal human creatures, doesn't have a hard effect on the stock market. And I am not suffering anymore because absolutely no one can know for sure how good or bad things are going to on the stock market. It has a soul of it own and its a really difficult one to follow. However, I appreciate today gains. The stock market is like God, you can only admire it from far and when it gives you what you want you to love him and when your life is shit you hate him. This actually resumes briefly what my relationship to God is and I am among the most miserable selfish Christian of all time. But no matter what, from time to time, the Holy Spirit hit me and make me place some real good investments. And I share it all with you so He can one day forgive me.

Other than being richer than ever before, a few great things are going on in my portfolio. Andrew Peller Limited (ADW.A) announced today awesome results and a dividend increase of 13.9%. For the first time in a real long time, Nutrien Ltd. (NTR) registered a gain inside my non-registered portfolio. I am thinking about selling partly NTR. My Agrium shares were a much better investment, Agrium was my super stock, I registered really good capital gains. But with NTR, its a completely different story, and I came to hate seeing day after day my NTR shares  Selling partly my investment in NTR - or all - since I hate it so much - could be an easy fix to downgrade the usage of my margin. I am currently sitting on a $99 283.83 margin. Its high, and I must admit that I sometimes pay my credit card using my margin, but at a point, a girl needs to live. And anyhow, I am the best with my pretty $226 801.92 net worth.

Aphria Inc. (APH) closed the trading day on a halt trade. There could be more gains for APH tomorrow. Another great news: today my cherish stock WSP Global Inc. (WSP) opened the TSX today. BING BIG BING.



And by the same way, it seems like investors had waked up. Now, everyone knows the existence of  WSP, the stock closed the session surfing on a gain of 4.33%.

Sunday, June 3, 2018

My debt situation on date of June 1th, 2018

Margin account: $99 283.83 @ 5%
Annual interest: $4 964.19 



*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of June 1th, 2018

Non registered Investments:

Cold cash: $2 673.55

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.62
Bank of Nova Scotia (BNS): $9 389.12
Blue Note Mining Inc. (BLNMF): $0.52
Methanex Corporation (MX): $9 259.70
Fortis Inc. (FTS): $4 944
Pembina Pipeline Corporation (PPL): $27 346.30
Enbridge Income Fund Holdings Inc. (ENF): $10 876.25
Corby Distilleries Limited (CSW.A): $2 594.19
Premium Brands Holdings Corporation (PBH): $55 107
iShares S&P/TSX Capped REIT Index (XRE): $2 631.86
New Flyer Industries Inc. (NFI): $5 782.32
TMX Group Inc. (X): $643.44
K-Bro Linen Inc. (KBL): $3 500
WesternOne Inc. (WEQ): $17.80
TransCanada Corp (TRP): $1 343.25
Canadian National Railway Co (CNR): $9 729
Enbridge Inc. (ENB): $1 116.08
Nutrien Ltd. (NTR): $6 706.50
Black Diamond Group Ltd (BDI): $85.50
Emera Inc. (EMA): $1 005.75
BCE Inc. (BCE): $1 188
Saputo Inc. (SAP): $1 789.20
Lassonde Inc. (LAS.A): $2 825
Loblaw Companies (L): $804.72
Savaria Corporation (SIS): $8 795.52
Canadian Imperial Bank Of Commerce (CM): $3 391.80
ATCO Ltd. (ACO.Y): $2 337
Jamieson Wellness Inc. (JWEL): $2 529
WSP Global Inc. (WSP): $3 415
Aecon Group Inc. (ARE): $1 468
Aphria Inc. (APH): $2 352
TOTAL: $182 974.44

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 536.96
General Mills Inc. (GIS): $1 362.88
Cash: $70.02

TOTAL:  $2 969.86 US : $3 861.11 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $52.20
Dumont Nickel Inc. (DNI): $24.40
RioCan Real Estate Investment Trust (REI.UN): $828.80
AltaGas Ltd (ALA): $754.50
CT Real Estate Investment Trust (CRT.UN): $1 310
Canadian National Railway Co (CNR): $4 324
Exchange Income Corporation (EIF): $34.11
Firm Capital Mortgage Investment Corporation (FC): $524
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 291.04
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 198.50
The North West Company Inc. (NWC): $1 386.50
Andrew Peller Limited (ADW.A): $3 105.90
Canadian Imperial Bank Of Commerce (CM): $9 723.16
Hydro One Limited (H): $1 985.94
Toronto-Dominion Bank (TD): $1 500.20
Boyd Group Income Fund (BYD.UN): $3 423.30
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 848.30
Data Communications Mgmt (DCM): $11.10
Morneau Shepell Inc. (MSI): $2 333.70
Royal Bank of Canada (RY): $3 924
Parkland Fuel Corp (PKI): $2 032.64
Park Lawn Corporation (PLC): $1 461
Toromont Industries Ltd (TIH): $2 343.20
National Bank of Canada (NA): $5 529.60
BCE Inc. (BCE): $486
Northview Apartment Real Estate Investment Trust (NVU.UN): $4 090.50
Pure Industrial Real Estate Trust (AAR.UN):
Sienna Senior Living Inc. (SIA): $1 313.60
Boralex Inc. Class A Shares (BLX): $856
Richelieu Hardware Ltd. (RCH): $1 395.18
Savaria Corporation (SIS): $1 209.60
Enbridge Inc. (ENB): $837.06
Northland Power Inc. (NPI): $2 395
Calian Group Ltd. (CGY): $2 327.30
BMO Bank of Montreal (BMO): $2 005
Canadian Utilities Limited (CU): $1 312.50
Choice Properties Real Estate Investment Trust (CHP.UN): $1 446.25
WSP Global Inc. (WSP): $1 707.50
Cash: $95.54

TOTAL: $75 427.12

RSP investment portfolio:
Emera Incorporated (EMA): $10 982.79
EnCana Corporation (ECA): $1730.16
Toronto-Dominion Bank (TD): $2 250.30
Telus Corp (T): $2 276
Royal Bank of Canada (RY): $1 962
Savaria Corporation (SIS): $3 490.560
Thomson Reuters Corporation (TRI): $2 024.80
Park Lawn Corporation (PLC): $4 870
Richards Packaging Income Fund (RPI.UN): $1 171.83
Toromont Industries Ltd (TIH): $410.06
CAE Inc. (CAE): $1 914.50
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 800.70
Boralex Inc. Class A Shares (BLX): $1 070
Quebecor Inc. (QBR.B): $629.50
Cash: $398.59

Total: $37 981.79                     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 868.42     

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                     

Manulife Fidelity NorthStar GIF CAP B: $1 590.57
Manulife Simplicity Growth Portfolio: $1 377.03
Maritime Life CI Harbour Seg Fund: $1 226.73
Maritime Life Fidelity True North Seg Fund: $1 271.92
Manulife GIF MLIA B World Invest: $1 260.34
Total: $6 726.59

Other various: $11 101.71

TOTAL: $61 084.53

Social Capital at Desjardins Membership share: $35
Pending online income: $30
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$326 085.75

Thursday, May 31, 2018

Welcome in my TFSA portfolio WSP Global Inc. (WSP)!

The delisting of Pure Industrial Real Estate Trust (AAR.UN) left me with a little sum in cash to invest back somewhere in the TSX. I decided to invest in WSP Global Inc. (WSP). In result, my RRSP portfolio closed today session at $75 497.72. My non-registered portfolio closed today session at $182 971.72, and my RRSP portfolio - stocks only - closed at $38 204.24. I am quite please with those numbers. I am also really please with this new investment, I truly believe that WSP is a strong safe bet. under the current circumstances.

Donald Trump is doing everything that is on his power to put stress over the NAFTA negotiations and Justin Trudeau is acting childish like a little boy again. Trump is a very hard and difficult man to deal with. Now that Trump decided to punish us with new tariffs on steel and aluminum imports, now more than ever is time to open the dialogue. Justin Trudeau had a meeting planned with Trump, but he had decided to cancel it following Trump announcement. Its seem to me like the USA are really not in needs of our importation in term of steel and aluminum. Justin Trudeau should read this article. Later or sooner, Trump will need get smoother, but for now, this is a tactic to make us close quickly a NAFTA deal that could be hurtful for us on the long run. Rather than opening the dialogue back to back, Trudeau simply turn down Donald Trump and try to reacted like a man by taxing the US for an amount of $16.6 billion. See, this is what happen when a Quebecker endorsed the role of Prime Minister. Bad decisions are being made. Quebeckers are well known for their lack of senses and intelligence, and we have a another proof of that residing in the person of Justin Trudeau. His mother is suffering from mental illness and Trudeau has the same bad genes. We are going to suffer and its the fault of all those dummies who had voted for the Liberal Party. 

Trudeau made this announcement too quickly. Trump is a monster, an aggressive man and he certainly won't get himself beat down by little Canadians. Its time to act simply, gently and kiss his ass. First, Trudeau should had gone to that meeting, discuss with Trump, and if no solution was find, well than, and only way AFTER apply that $16.6 billion as a good lesson to our US "friends". 

Currently, I am not impress with Justin Trudeau. We had all of our chances with China. The arrangement between Aecon Group Inc. and CCCI won't proceed because Justin Trudeau rejects it. We are in great need of trade partnerships - China could had been of a great help. Now, thanks to Justin Trudeau, we can't rely on the US or on China. With who are we going to trade now? 

Anyhow, this is scary, but react calmly. The TSX is a wild bitch and seem to like chaotic situations. She loves drama, it makes her feel alive. From my side, I invested in WSP - a Quebec stock!!! - today and I don't care about anything else, or almost.

Wednesday, May 30, 2018

Pure Industrial Real Estate Trust (AAR.UN) no longer trades on the TSX

As you learned in the previous post, I will be turning 38 years old in 3 months. So time is passing by and I need to act fast. However, no worries, while getting ready to pay for my groceries today, I was asked - once again, because it had happened before - if I was a student. I should have answered yes. I would have received a discount, but I will next time. Looking young need to serve at something after all. I think I could have been the mother of the cashier actually... I get extra excited whenever I am being asked if I am a student, it's my turn on.

Yesterday was a really difficult day on the TSX. It's quite scary to see the TSX going on so easily under the magical mark of 16 000 points. If you want a proof that anything related to bad Euro news is bad for the stock market, well, you had received the proof of that yesterday. Italy had been dealing with problems for decades now. It's not an escape from the Euro zone that will resolve anything, just like its not the upcoming elections in Quebec province that will resolve anything. It take willingness and discipline to resolve problems. One thing is missing out from Quebeckers to be successful: the smartness of a New Brunswicker mind - and that being of course all the power of my intelligence. Some like me are really practical and aren't affraid of absolutely anything. The brighness resides in the fact that I am smart enough to spot the perfect good stock, even if they are Quebec ones.

On another note, one great stock of mine had been delisted from the TSX: Pure Industrial Real Estate Trust (AAR.UN). Pure Industrial had been acquired by Blackstone Property Partners and Ivanhoé Cambridge. In result, AAR.UN got delisted. Sad thing and it's leaving me with the dirty task to find a new stock to invest in inside my TFSA. Since WSP is performing so well inside my portfolio. NA and BMO had announced a dividend increased. However, bank stocks can be quite sensible to any Euro bad news, so I won't invest again in a bank stock for now - I am that really smart.

I have a crush on WSP Global Inc. (WSP). I am simply taking advantage of my pure money love.

And during that time, I am trying to figure out the destiny of my margin account since its being said that the Bank of Canada will increase rate this summer...

Nothing is easy in this word but I can still kick ass with my precious WSP shares.

Sunday, May 27, 2018

In the search for a new killer stock

I am having a bit a trouble with my non-registered portfolio. It closed this past Frday session at $182 006.15. My fabulous PBH closed at $116 per share - which hurt inside my portfolio value. My TFSA portfolio closed at 75 788.40, and my RRSP (stocks only as always) $37 908.89. PBH is making it quite difficult to hit on the oh so wanted $230 000 net worth. It hard to believe that time is passing by so fast - we almost the end of May, and June will be coming in a hurry and in case you didn't notice, I will be turning 38 in 3 months. It would be nice to have at leats a 230k by that time. 

Currently, my obssession is to find another great stock as great as my WSP one. Can I possibly do that?

Thursday, May 24, 2018

Bernard Madoff misery explain in The Wizard of Lies

I registered to CraveTV a few days ago and I just finished watching The Wizard of Lies with Robert De Niro and Michelle Pfeiffer. The movie is about the Bernard Madoff story. I knew the big lines about the affair, I knew that one of his sons had committed suicide and that his wife was still living, but I didn't know much other than that. I have never been interested in learning more about this sad story. It shocked me every time whenever a financial fraud is being committed. And there'S so many of them! I am under the impression that The Wizard of Lies is being really close to the real events. De Niro is as always really great and I actually didn't even recognize Michelle Pfeiffer, absolutely amazing in the role of Madoff wife.

Did you know that the Royal Bank of Canada (RY) had lost $40.4 million Bernard L. Madoff Investment Securities? From quick searches, it seems to be the only Canadian institution being directly involved with Madoff but there could be more. Maybe some didn't get disclosed. Anyhow, in the case of RY, it seems like the millions lost a couple years ago didn't affect their affairs that much. RY recently announced - once again - really good financial results and beat up market expectations with a 9% profit.

Did being said, it's with those types of scandalous affairs that you get to learn to manage your own money by your own needs. Not that it's actually that easy to be a self-made investor, but when you can make it on your own, it's rewarding. However, from the moment you place your really first investment in the stock market, your life never remains the same. Because it's not enough to be working full-time, on top of that, you need to take care of the everyday market shit. But a girl needs to do what she needs to do. Some days are harder than others, and some days are easier. My stocks always remain in my mind and little that I knew back then when I made my first investments about 10 years ago that investment and the whole stock market deal would have become a big part of my life. Because the stock market is now an easy place to be. There are always millions of insecurities and currently, North Korea is one, NAFTA is another one, and so on. The financial world never stops turning around, for the better or the worst.

Knowing how many problems we are having to close an interesting NAFTA deal, I am really concern about Justin Trudeau turning his back on Chinese over the Aecon deal. Trudeau is doing a big mistake. If Trudeau would be smart enough, he would have accepted Aecon deal. We are in deep need of new financial partners and China could do the thing. But Justin Trudeau is too childish and irresponsible to understand the extreme necessity of new financial partnerships. It's an emergency. We cannot rely on the USA anymore.

This being said: never trust anyone when it comes to your money, neither a financial firm, or the government. No place is safe because dummies reside in both places. However, I know the perfect source of information that is always fair and in which you can trust. You can follow the link right here and dinner will be serve. Always.

Wednesday, May 23, 2018

The must have Canadian dividend stock of the moment: WSP Global Inc. (WSP)

I should have posted a portfolio update this past weekend, but I didn't take the time. I was in certainly the $226 000 net value+. I could have easily reached the 230k net worth, only if my belove Premium Brands Holdings Corporation (PBH) would have stayed on the $120 value per share. As my portfolio gain in value, it's getting easier and easier to mark points and in result, my net worth naturally increase in value, with really little efforts coming from my part. Everything is simple and easy when that good old TSX decided its time to be super fresh and snob.

Today wasn't a too bad day, my non-registered portfolio closed the session at $182 856.98, my glorious TFSA portfolio closed at $75 654.24, and the RRSP (stocks only) closed at $37 708.31.

As much as I love in deep my Premium Brand Holdings Corporation (PBH) shares for the simple and good reason that I got super rich just my holding this baby in my portfolio. But these days, I am just wondering if PBH love me as much in return. Its really hard to see my favorite baby going lower than the $120 per share. However, a little correction is not bad as it seem. It mean that the stock is alive and trading on the TSX. 

I do hold many stocks in my portfolio and I understand it can be seem as confusing at first. However I don't have any major problems to follow any of them. Some of them had been in my portfolio since the early beginning 10 years ago. I have my old time favorite: like BNS, CSW.A, MX, NFI, SAP, FTS, PPL, ENF, KBL, TRP - those are all super great Canadian stocks to hold inside a portfolio. But among the way, I add up multiple other stocks inside my portfolio and it pay off.

Among the recent new comers that been $$$ in the most recent years,I made some nice discovery on a site that is barely known in Canada: Stockopedia

Learn more about Stockopedia and all the good in can bring to your portfolio AND your net worth:

 

It seem like I am the only single blogger in Canada using and knowing Stockopedia and its a shame. Its in Stockopedia screens that I found stocks that I couldn't imagine myself without now: Park Lawn Corporation (PLC), Richards Packaging Income Fund (RPI.UN), CAE Inc. (CAE), CGI Group Inc. Class A Subordinate Voting Shares (GIB.A), Northland Power Inc. (NPI) and WSP Global Inc. (WSP).

In June of this year, WSP will be celebrating its first birthday in my portfolio. Within a year, WSP Global Inc. (WSP) registered a capital gain of 29.42% inside my non-registered portfolio - and that doesn't even include its dividend distribution.

I am aware that I already hold many stocks in my portfolio, but I believe that I can still make other great discoveries on Stockopedia that will pay off on the long run and of course, I will always be here and sharing with my favorite readers in case its happen you had problem to figure out which stocks are among the best you can possibly get out there. To make smart decisions, you need to be able to recognize and feel - which I now considered myself an expert at - and not necessarely understand. But my shame is to do it for free, without getting nothing in return other than knowing that I am the simply best. Aphria Inc. (APH) is actually just there in my portfolio to show off some humility, but I believe it can hit its old $24 value - its just a matter of time. I cannot make bad investment choices, I am just too smart for that. End of the discussion.

So let's go WSP Global Inc. (WSP) make your mommy proud and beat my expectations. Go go go!

Wednesday, May 16, 2018

My TFSA contribution is now complete for 2018

Each and every new day on the stock market is a new day full of hope and a new day is always a new hope to beat up my previous very good results on the TSX. My BMO stocks are already been transferred over my TFSA. That's why my non-registered closed lower today, at $186 774.65. I decided that today was a good day to finalize my TFSA contribution for 2018. I had still left a 3k available in contribution room, but not anymore. I proceed today with a contribution in kind using Canadian Utilities Limited (CU) and Choice Properties Real Estate Investment Trust (CHP.UN), both should be in my TFSA soon.

Following what, I just have a few hundred as contribution room left, but I am done with my TFSA portfolio, at least for this year. Job did!

Tuesday, May 15, 2018

My net worth is now close to the $230 000 value

Recently, many of my stocks had increased their dividend distribution: Lassonde Inc. (LAS.A), Canadian Apartment Properties Real Estate Investment Trust (CAR.UN), Loblaw Companies (L), Pembina Pipeline Corporation (PPL), TMX Group Inc. (X) and Boralex Inc. Class A Shares (BLX). Today, it was the turn of Hydro One Limited (H) to increase its dividend distribution. With all of those increases, my annual dividend income (excluding RRSP, like always), is now at a good $8 571.73. This is getting quite interesting because I am getting closer to the 12k in annual dividend - which for me will be the breaking point in term of dividend income, just like the 300k net worth is my must-have of the moment.

While exceeding the 16 000 points, my TSX is making me really happy. I currently estimate my net worth to be very very close to the $230 000 value. A day like today was perfect. However, I got scared when my love stock Premium Brands Holdings Corporation (PBH) suddenly went down from $120 to $110 per share for no obvious reasons. Investors can be so big suckers. Selling PBH? Such a bad move. Don't be a dumb ass like the Quebecker Jean-François Tardif of JFT Strategies Fund (JFS.UN) or you won't have what it take to recognize a good investment from a bad one and you'll have to deal with no positive returns. I love bitching about Tardif because while I am on top, JFS.UN is giving absolutely nothing back in term of value to their investors. Actually, Tardif has the same intelligence of any Quebeckers, and that being: NONE.

Ahah! Poor poor baby! BANG! In your pretty face, now all destroyed. Wish me the same, wish me bad returns, and just watch it going exactly in the opposite direction. Because no one have any control over me and I am just too good at this investment game. I can't be better. And I won't even try.

Other than PBH, Nutrien Ltd. (NTR) made interesting gains, even Aphria Inc. (APH) registered some gains and I am quite sure that APH is going to hit on its old $20 value sooner or later. With all of that good stuff, my non-registered portfolio decided to close today session at $189 024.98. Since I still had over 5k in TFSA contribution, I decided to take my BMO Bank of Montreal (BMO): shares inside my non-registered portfolio and have them transferred over my TFSA. I now only have left a contribution room of $3 385. We are slowly getting there. Without my BMO shares, my TFSA portfolio closed the session at $70 482, which its highest value ever registered.

I am currently having a hard crush on:
LGT.B or A
CYB
CIGI

Monday, May 14, 2018

With Spring comes new friends

Check out my new furry friend that wake me up early in the morning these days... that's him... Little bird, but loud little voice... But so cute! Adorable little happy angel making sure that mommy wake up early in the morning! I like to open my back door and listen to the little birds playing around.



I was sicked for the past couple days, but please don't tell my old folks in New Brunswick because I didn't tell them, so they won't worry for nothing. I was sicked for a good 48 hours. Its started with heavy feaver, which make me checked if the heat of my apartment was on.. I mean I never have fever in my adult life, I just didn't knew what I had. I am never sick, so what was going on? But after, I start having muscle pain and I was feeling weak, I couldn't beat the feeling. I went to bed early, wake up, eat (but I shoudln't!!!!), went back to bed, and...... when I wake up... it was insane.... I will avoid all graphic details, but I visit my toilet many many times during the night, almost every hour and when there was nothing left inside of me to expell... I started shaking, I was really really cold. I never felt that bad before. However, 48 hours later, all good, pretty is back to normal. And no more shit is inside of me! I am clean from inside and out.

!!!

In French, its name the gastro. Well, I got the gastro for the first time of my life. And its the first time in a really long time that got so badly sick.

I didn't suffer for nothing. I lost 7 pounds in the process within 48 hours... WOW. 
But I felt really weaked following that. I could barely clean up the mess, but I did. I have too!
And to reward myself I wnt to a shopping trip at Simons (new bath rug was needed, do I have to explain why???)

Anyhow, all this being said, if you get the gastro, you'll feel like you are about to die, but you'll survive.

During that time of in deep suffering, my TSX was performing quite well. This is God trying to make up to me. I am not suppose to get sick. Its hard to take. Its an insult to my ego.

Wednesday, May 9, 2018

Welcome in my non-registered portfolio Choice Properties Real Estate Investment Trust (CHP.UN)!

It was an amazing day in Montreal, very warm temperature and for the very first time of the year, I went on the Mont-Royal, and it was quite nice. It changes from the daily gym routine.






 









With a TSX now being so close of the 16 000 points, I am now a bit more confident, I may have after all my chance to hit on a $300 000 by the end of the year after all! I got really excited today as I saw the TSX closing on 15 910.81 points. And oh surprise, my net worth is about $225 310 right now. It will be a good fight for the next couple months but I am pretty sure I can easily make it to the $250 000 without too many problems.

One of my most recent investment, Canadian Real Estate Investment Trust (REF.UN) is no longer trading on the TSX. To compensate, I received a mix of cash and some Choice Properties Real Estate Investment Trust (CHP.UN) brand new stocks. This is quite nice because now, the usage of my margin is reduced to $98 023.48. But unfortunately, during the process, my dividend income had been reduced of $19.20. Nothing significant. The best thing I am getting out of this Choice Properties Real Estate Investment Trust (CHP.UN) is a nice reduction of my margin, which I am looking forward to decreasing.

Good news regarding Quebecor Inc. - yesterday, they announced a 100% increase of their dividend.

Monday, May 7, 2018

My net worth is now of $222 850.15

I made a couple of fun discoveries this weekend only by updating my portfolio. I updated it because I knew that with a pretty TSX exceeding the 15 700 points, I knew it too much, I was going to be on top of my game, and so was I. I had reached my highest value ever back in December 2017. So far for 2018, I haven't been able to exceed that value. But with this past Friday good results, I finally exceed my highest value ever of December 2017, which was a net worth of $221 989.65. This past Friday, my net worth reached $222 850.15. And now I am probably higher than that because my non-registered portfolio closed today session at $187 722.09. My TFSA and RRSP portfolios also closed on a higher value also today.

For the first time in a really long time, my margin account usage is lower than $100 000. My margin account is now at $99 629.08. I am now finally experiencing a capital gain with Parkland Fuel Corp (PKI) - which didn't happen in quite sometime. While celebrating all those good things going on, my belove New Brunswick province is suffering from the consequences of a heavy spring flood. It was unfortunately predictable, we had a lot of snow this winter and when I came visiting for Easter, there was still a lot of snow. I am praying for the water to stop raising.

My very latest investment, Calian Group Ltd. (CGY) gained 1.19% inside my TFSA portfolio.



Saturday, May 5, 2018

My investment portfolio on date of May 4, 2018

Non registered Investments:

Cold cash: $2 165.55

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.51
Bank of Nova Scotia (BNS): $9 625.80
Blue Note Mining Inc. (BLNMF): $0.51
Methanex Corporation (MX): $8 174.08
Fortis Inc. (FTS): $5 204.40
Pembina Pipeline Corporation (PPL): $26 405.44
Enbridge Income Fund Holdings Inc. (ENF): $10 525.84
Corby Distilleries Limited (CSW.A): $2 573.55
Premium Brands Holdings Corporation (PBH): $56 472.90
iShares S&P/TSX Capped REIT Index (XRE): $2 561.02
New Flyer Industries Inc. (NFI): $6 318
TMX Group Inc. (X): $604.40
K-Bro Linen Inc. (KBL): $3 481
WesternOne Inc. (WEQ): $15.40
TransCanada Corp (TRP): $1 379.25
Canadian National Railway Co (CNR): $9 052.20
Enbridge Inc. (ENB): $1 130.08
Nutrien Ltd. (NTR): $6 100.62
Canadian Utilities Limited (CU): $1 399.44
Black Diamond Group Ltd (BDI): $61.25
Emera Inc. (EMA): $1 028.25
BCE Inc. (BCE): $1 172.82
Saputo Inc. (SAP): $1 673.60
Lassonde Inc. (LAS.A): $2 640
Loblaw Companies (L): $777
Savaria Corporation (SIS): $8 423.95
Canadian Imperial Bank Of Commerce (CM): $3 375
ATCO Ltd. (ACO.Y): $2 394
Jamieson Wellness Inc. (JWEL): $2 355

WSP Global Inc. (WSP): $3 200
Aecon Group Inc. (ARE): $1 805
BMO Bank of Montreal (BMO): $1 960

Aphria Inc. (APH): $1 960
Canadian Real Estate Investment Trust (REF.UN): $3 079.80

TOTAL: $186 929.51

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 565.52
General Mills Inc. (GIS): $1 361.28
Cash: $70.02

TOTAL: $2 996.82 US : $3 846.72 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $51.66
Dumont Nickel Inc. (DNI): $24.40
RioCan Real Estate Investment Trust (REI.UN): $817.60
AltaGas Ltd (ALA): $745.50
CT Real Estate Investment Trust (CRT.UN): $1 325
Canadian National Railway Co (CNR): $4 023.20
Exchange Income Corporation (EIF): $29.85
Firm Capital Mortgage Investment Corporation (FC): $516
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 400.25
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 182.6
The North West Company Inc. (NWC): $1 385
Andrew Peller Limited (ADW.A): $3 054.90
Canadian Imperial Bank Of Commerce (CM): $9 675
Hydro One Limited (H): $2 080.80
Toronto-Dominion Bank (TD): $1 458
Boyd Group Income Fund (BYD.UN): $3 206.10
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 601.20
Data Communications Mgmt (DCM): $10.20
Morneau Shepell Inc. (MSI): $2 268
Royal Bank of Canada (RY): $3 912.80
Parkland Fuel Corp (PKI): $2 000
Park Lawn Corporation (PLC): $1 488
Toromont Industries Ltd (TIH): $2 249.20
National Bank of Canada (NA): $5 526.90
BCE Inc. (BCE): $479.79
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 780
Pure Industrial Real Estate Trust (AAR.UN): $1 606
Sienna Senior Living Inc. (SIA): $1 382.40
Boralex Inc. Class A Shares (BLX): $933.60
Richelieu Hardware Ltd. (RCH): $1 279.72
Savaria Corporation (SIS): $1 158.50
Enbridge Inc. (ENB): $847.56
Northland Power Inc. (NPI): $2 355
Calian Group Ltd. (CGY): $2 280.68
Cash: $39.52

TOTAL: $69 174.13

RSP investment portfolio:
Emera Incorporated (EMA): $11 105.10
EnCana Corporation (ECA): $1 826.28
Toronto-Dominion Bank (TD): $2 187
Telus Corp (T): $2 305
Royal Bank of Canada (RY): $1 956
Savaria Corporation (SIS): $3 343.10
Thomson Reuters Corporation (TRI): $2 025.60
Park Lawn Corporation (PLC): $4 960
Richards Packaging Income Fund (RPI.UN): $1 075.80
Toromont Industries Ltd (TIH): $393.61
CAE Inc. (CAE): $1 684.20
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 692.90
Boralex Inc. Class A Shares (BLX): $1 167
Quebecor Inc. (QBR.B): $585
Cash: $325.12

Total: $37 631.71                      

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 829.47               

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                      

Manulife Fidelity NorthStar GIF CAP B: $1 252.09
Manulife Simplicity Growth Portfolio: $1 357.95
Maritime Life CI Harbour Seg Fund: $1 202.27
Maritime Life Fidelity True North Seg Fund: $1 551.51

Manulife GIF MLIA B World Invest: $1 239.30
Total: $6 603.12

Other various: $10 833

TOTAL: $60 303.20

Social Capital at Desjardins Membership share: $35
Pending online income: $25
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$322 479.23

My debt situation on date of May 4, 2018


Margin account: $99 629.08 @ 5%
Annual interest: $4 981.454

Sunday, April 29, 2018

Lassonde Inc. (LAS.A): the star of the moment on the TSX

It feels quite great to see the TSX exceeding the 15 600 points value this past Friday! I so wanted to see my old 15 600 points back - and I got it after all.

I had been investing in stocks for something like a decade now and its the first time that I ever notice technical problems with the TSX. This is the official message that appears in my trading account: "At approximately 1:40 p.m. on Friday, April 27, the TSX, TSX Venture, and Montreal Exchange closed early due to technical issues." The "approximately" part is quite intriguing, like if the authorities wouldn't even know at what time the TSX stop trading.

My RRSP portfolio (stocks only) closed today session at $37 471.02 , my non-registered portfolio at $185 311.28 and my TFSA portfolio at $68 987.74. Among the great things going on right now, despite the technical problems that affected the TSX this past Friday, my investment in WSP Global Inc. (WSP) is doing quite well. WSP is currently on a gain of 23% inside my non-registered portfolio. Susan Brunner recently posts her review of WSP on her blog. She also posted recently about Fortis Inc. (FTS). I registered a gain of more than 63% on the back of Fortis Inc. FTS had been in my portfolio for a really long time now and its a really good investment, despite recent trouble with its value. It went back a little, but that's what stock do, they go up and down, but what matter is to be able to profit from the stock, despite it all. At 63% gain, I am not doing too bad on Fortis at all.

Other than WSP and FTS, another stock that is beating all expectations is the fabulous Lassonde Inc. (LAS.A). This past Friday session, LAS.A gained 2.42% - maybe it could have gained more if the TSX would have been opened like it should be. 

One last announcement, Parkland Fuel Corp (PKI) closed this past Friday session on a little gain - which is extraordinary.

Monday, April 23, 2018

Welcome in my TFSA portfolio Calian Group Ltd. (CGY)

Sad day in Toronto. I was at worked and they announced the terrible news. This may help to stop immigrants from coming massively to our country and stealing what doesn't belong to them. Alex Minassian - that is certainly not a Canadian family name - was Armenian. another fuck up Armenian just like the Kardashian family, but in much much worst. It's quite disgusting to see immigrants destroying our well being and I would like Canada to stop welcoming illegal immigrants. We shouldn't allow anyone to come illegally on our land, it's so disgusting all those immigrants, sucking at our energy and financial resources. I don't even have a family doctor and I had been on a waiting list for more than a year now. I try to find a nice apartment in Montreal - but so complicated and rents at reasonable prices are all so dirty. Don't tell we have resources here in Montreal to welcome immigrants - that's a lie. We cannot even meat the basic needs of our citizens and First nation people. We don't gain anything by welcoming people who are not true blood Canadians. We have to focus on them rather than focusing on us.

Immigration in Canada should be extremely selective. But it is not at this time and any morons can come here in the best place on earth, and destroy our well being. Terribly sad events, but we can only response with extreme severity. But Justin Trudeau is far too weak to address problems. Anyway, events like the one of today gave you a reason more to go to the gym so you can move your ass quickly if you have to. I miss my gym session this evening because I finish late at work. Personally, I am not afraid and if I have to die, I will die, but I don't believe yet that I can even die. I don't believe one second in my mortality. It will be a discovery that I will make at the end of my life and God will judge me and throw me the eternal flames as He wishes. Because I don't even believe in the power God. I believe in my own. And I am calmly waiting for the moment where He will prove me that I got everything wrong. Just show me, Lord. I am ready anything, anywhere.

Until that time where you won't ever heard of me, I had welcomed today in my TFSA portfolio Calian Group Ltd. (CGY). CGY is giving a nice push over my dividend income. Also today, the transferred of my National Bank of Canada (NA) and Northland Power Inc. (NPI) over my TFSA portfolio had been completed. I now have to transfer some cash from my banking account over my non-registered portfolio to calm down my margin. At an interest rate of 5%, TD Waterhouse is not making me any gift and I am not expecting anything great coming from those banker suckers.

On a happier note, today, I tried to do my legs with some wax trips and it quite didn't work out as well as it should. I might be immortal, but I am a bear, inside out.

Saturday, April 21, 2018

My first TFSA contribution of the year 2018!

I always have a good idea of where my net worth is setting at by looking at my numbers, but I like to post an update of my investment portfolio once in a while, even knowing that I am not beating yet my highest value ever, which was reached back in December 2017. With my hair freshly cut, just get out my way baby, the hunger to beat it up sharply is real more than ever and I am no longer too far behind. The stock market is making me suffer, but nothing best than a good punch in the stomach to wake up this girl.

One day, The TSX will good to me and it will be a lot easier to focus on the next natural step, which would be the $250 000 value. The 250k doesn't bring in much excitement on me. But the $300 000 is the real deal. Currently, my net worth is of $219 227.69, and that fabulous highest value ever of December 2017 was of $221 989.65. Since the beginning of this new year 2018, I have tried hard to push it over that magic 221k, with no success. 

Currently, the TSX is not steady enough and without a stock market in good shape, its difficult to move forward from my old score. For the time being, I will just be happy if I can finally exceed the old 221k mark. Things are not looking so bad overall and that's why I decided yesterday evening to proceed with my first TFSA contribution of the year 2018. It was about time, especially knowing that I have 10k in contribution room left for my TFSA! Its a real shame, but this is what it is to be linked to a margin account in a non-registered portfolio. It make it difficult to make any moves at all! Currently, I load $103 142.63 on my margin account. And I have left available $25 160.79. I watched closely those amounts every day or almost, just to make sure I don't get stuck in a wrong turn. But at 25k available, I have enough to take some stocks of my non-registered portfolio and have them transferred over my TFSA.

It seems like the rules for TFSA contribution in kind had changed at TD Waterhouse. When I was giving my order, I said I wanted the lowest value of the day for each stocks concern by my request, but it seems like we cannot no longer choose between the lowest or highest value of the day. While proceeding to a TFSA contribution, you can choose the stocks you want to transfer from non-registered to TFSA, but you cannot choose the value anymore. The value picks by the system is the one at the closing for the day. I have no problem with that, but the old rule gave a little bit more flexibility

For this first TFSA contribution, I picked National Bank of Canada (NA) and Northland Power Inc. (NPI). Since I already had NA inside my TFSA, I figured that I should just have the existing NA shares of my non-registered transferred over my TFSA. I already had some NA shares inside my TFSA portfolio. As for NPI, it was currently on a little capital loss, so I taught I could declared and the loss and get the shared inside my TFSA. Following what, I still have contribution room left to make other contribution in kind. for my TFSA. And I was thinking about my BMO shares, since they are too on a little loss right now.

While picking stocks of my non-registered portfolio for my TFSA, I try to pick some dividend payer stocks that currently are experiencing a small capital loss. I won't ever take stocks in which I registered some real big capital gain, like for example Premium Brands Holdings Corporation (PBH) to be transferred over my TFSA because if I do so, I will have to pay extra taxes because of the enormous good capital gains I made on PBH. 

Having stocks transfererd from my non-registered account to my TFSA will affect the value of my margin acount. For example, NA and NPI had a loan value of $3 677 for my margin. This is decreased of $3 677 the money available on my margin. Lucky me, its pay day next week, so I am going to take $3 677 from my banking account and have it transfereed over my margin. In the meantime, the amount left available will go down from $25 160.79 to $21 483.79. The lowest that amount go, and the closest I am getting from a margin call. that's what you need to keep in mind while trading on a margin account. Its a risk I am handling, but I don't recommend any of my dear readers to open a margin account, especially if you are the type like myself who get easily excited and who's a stock junkie, always on the ride and always searching for something new to invest in.

Another shame of mine is to have $2 272.31 in cash inside my TFSA, and I didn't invest that money yet. However, I am now pretty sure that I will be investing that amount in Calian (CGY). The stock seem to be stable and pay a nice reasonable dividend that seem to be reliable. This new investment will bring my annual dividend income to $8 489.73 (excluding RRSP), about $707.47 per month. I think CGY is a good pick and Stockopedia also share the same opinion. On Stockopedia, Calian (CGY) has the status of a Super Stock, and has a StockRank of 97 - two great features.

Right now, I really need to make good investments and those new friends will help me to push it to the 300k value. another stock I would really like to welcome in my portfolio is Logistec (LGT.B). It doesn't rank as wella s CGY on Stockopedia, and LGT.B only pay a tiny little dividend, but I have my eyes on that Susan Brunner stock.

Just to add for the fun, I just found out that one my favorite French rapper, La Fouine, has released a few new tracks and its quite good, so enjoy.



Friday, April 20, 2018

My debt situation on date of April 20, 2018

Margin account: $103 161.38 @ 5%
Annual interest: $5 158.069

My investment portfolio on date of April 20, 2018

Non registered Investments:

Cold cash: $4 209.59

Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.20
Bank of Nova Scotia (BNS): $9 300.06
Blue Note Mining Inc. (BLNMF): $0.51
Methanex Corporation (MX): $8 762.21
Fortis Inc. (FTS): $5 100
Pembina Pipeline Corporation (PPL): $25 031.36
Enbridge Income Fund Holdings Inc. (ENF): $10 846.56
Corby Distilleries Limited (CSW.A): $2 567.10
Premium Brands Holdings Corporation (PBH): $56 760.21
iShares S&P/TSX Capped REIT Index (XRE): $2 561.02
New Flyer Industries Inc. (NFI): $6 343.92
TMX Group Inc. (X): $620
K-Bro Linen Inc. (KBL): $3 538
WesternOne Inc. (WEQ): $13.80
TransCanada Corp (TRP): $1 382.75
Canadian National Railway Co (CNR): $8 658.90
Enbridge Inc. (ENB): $1 113.56
Nutrien Ltd. (NTR): $6 082.26
Canadian Utilities Limited (CU): $1 464.54
Black Diamond Group Ltd (BDI): $62.75
Emera Inc. (EMA): $1 006.75
BCE Inc. (BCE): $1 175.90
Saputo Inc. (SAP): $1 641.60
Lassonde Inc. (LAS.A): $2 570
Loblaw Companies (L): $785.40
Savaria Corporation (SIS): $8 515.57
Canadian Imperial Bank Of Commerce (CM): $3 310.50
ATCO Ltd. (ACO.Y): $2 485.80
Jamieson Wellness Inc. (JWEL): $2 290
Northland Power Inc. (NPI): $2 295
WSP Global Inc. (WSP): $3 188.50
Aecon Group Inc. (ARE): $1 819
BMO Bank of Montreal (BMO): $1 911.40
National Bank of Canada (NA): $2 961.50
Aphria Inc. (APH): $2 120
Canadian Real Estate Investment Trust (REF.UN): $3 033

TOTAL: $191 319.63

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 601.04
General Mills Inc. (GIS): $1 389.12
Cash: $56.69

TOTAL: 3 046.85 US : $3 838.12 CAN

Tax-free savings account (TFSA):

EnerCare Inc. (ECI): $52.50
Dumont Nickel Inc. (DNI): $24.40
RioCan Real Estate Investment Trust (REI.UN): $815.50
AltaGas Ltd (ALA): $763.50
CT Real Estate Investment Trust (CRT.UN): $1 330
Canadian National Railway Co (CNR): $3 848.40
Exchange Income Corporation (EIF): $31.76
Firm Capital Mortgage Investment Corporation (FC): $516
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 525.54
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 171.80
The North West Company Inc. (NWC): $1 377
Andrew Peller Limited (ADW.A): $3 100.80
Canadian Imperial Bank Of Commerce (CM): $9 379.75
Hydro One Limited (H): $2 111.40
Toronto-Dominion Bank (TD): $1 403.80
Boyd Group Income Fund (BYD.UN): $3 291.60
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 651.60
Data Communications Mgmt (DCM): $10.50
Morneau Shepell Inc. (MSI): $2 277.90
Royal Bank of Canada (RY): $3 891.20
Parkland Fuel Corp (PKI): $1 863.68
Park Lawn Corporation (PLC): $1 495.20
Toromont Industries Ltd (TIH): $2 230.80
National Bank of Canada (NA): $2 369.20
BCE Inc. (BCE): $481.05
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 810
Pure Industrial Real Estate Trust (AAR.UN): $1 614
Sienna Senior Living Inc. (SIA): $1 424.80
Boralex Inc. Class A Shares (BLX): $910.40
Richelieu Hardware Ltd. (RCH): $1 277.42
Savaria Corporation (SIS): $1 171.10
Enbridge Inc. (ENB): $835.17
Cash: $2 272.31

TOTAL: $63 330.08

RSP investment portfolio:
Emera Incorporated (EMA): $10 872.90
EnCana Corporation (ECA): $1 752.84
Toronto-Dominion Bank (TD): $2 105.70
Telus Corp (T): $2 254.50
Royal Bank of Canada (RY): $1 945.60
Savaria Corporation (SIS): $3 379.46
Thomson Reuters Corporation (TRI): $2 023.20
Park Lawn Corporation (PLC): $4 984
Richards Packaging Income Fund (RPI.UN): $1 065.90
Toromont Industries Ltd (TIH): $390.39
CAE Inc. (CAE): $1 731.80
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): 2 579.50
Boralex Inc. Class A Shares (BLX): $1 138
Quebecor Inc. (QBR.B): $600
Cash: $296.73

Total: $37 120.52                         

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 817.31                   

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 326.27                       

Manulife Fidelity NorthStar GIF CAP B: $1 246.52
Manulife Simplicity Growth Portfolio: $1 357.16
Maritime Life CI Harbour Seg Fund: $1 202.28
Maritime Life Fidelity True North Seg Fund: $1 526.79
Manulife GIF MLIA B World Invest: $1 248.22
Total: $6 580.97

Other various: $10 714.27

TOTAL: $59 639.09

Social Capital at Desjardins Membership share: $35
Pending online income: $17.56
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$322 389.07

Wednesday, April 18, 2018

Again today, my non-registered portfolio closed the session at its HIGHEST VALUE EVER: $192 923.55

Today, I wake up with a bad hair day and I decided it was time to get a haircut. I had one just less than 3 months ago, which is sad, but in my case, with my naturally curly hair, I really had stretched it until I couldn't stand myself. I try to extend the moment I get a haircut to the maximum to help my budget breathe a bit, but from now on, I am going to stop that stupid game. It feels so much better with a fresh haircut, you should try it! In my case, once every 2 months is not even a luxury. I just need to keep cutting on other stuff just the way I had gone it since the beginning of the year. 

I am now basically back to my old self of the year 2007, when I was just starting this blog and was working really hard to save everything I possibly could to invest my hard earned money. With regular paycheques coming in and with a net worth exceeding the 200k since last year, I would have been too easy to lose it up a little. I am even trying to sell a few things on Kijiji. I haven't been successful with my latest items so far even if I am selling nice stuff at good price. It helps to remind me not to buy any new purses or new clothes, because I am not in need of anything.

It was an amazing day on the TSX today. It seems like the stock market heard my wish: to have a TSX back on its old 15 600 points value. We are not there yet, but at now 15 529.97 points, we are pretty close and its feeling quite good to get what I want. I taught I was doing very great yesterday, with a non-registered of $191 720.21. Well, a $192 923.55 sound better isn't? For the third day in a row back to back, my non-registered keep exceeding its highest value ever.

Tuesday, April 17, 2018

Again, my non-registered portfolio closed today session at its highest value ever: $191 720.21

Yesterday, my non-registered portfolio closed at $191 569.57, and today mark another little jump forward at $191 720.21.

I cam with a few interesting stocks today:

CGY
CIGI
CYB
SEC
GCG
LGT.B

Longer post tomorrow.

Monday, April 16, 2018

My non-registered portfolio closed today at its highest value ever: $191 569.57

A lot of things happen today to make that happen. Real soon, Premium Brands Holdings Corporation (PBH): will exceed the 60k value inside my non-registered portfolio. My APH stocks had gone down since I bought them, but today Aphria Inc. (APH) gains 7.37% on the TSX. I am confident that APH will gain again in value. I loved this stock right from the start, but APH is not an easy stock to hold, its title is super volatile and it's not the type of stock that I usually like to hold. If only my Nutrien Ltd (NTR) could finally start to perform well just like my old Agrium shares, I would be in heaven. While having a TSX under the 15 600 points, I never taught that I could possibly exceed the 190k value anytime soon.

Park Lawn Corporation (PLC) is probably one of the best stock that I had found using Stockopedia. Only for that one single stock, I will be eternally grateful for the magical finding. I am a good stock picker after all. And it has nothing to do with how much you know or not about finance. For me, its all about in deep common sense and when a stock light me up like PBH did to me ages ago, and more recently PLC, well that's a watch out baby. I will sometimes fail, but I am rarely on the wrong track.

PLC closed today session on a trading halt. A trading halt is the strangest thing ever. While all the other stocks on the TSX trade actively, a trading halt on a stock make it impossible to sell or buy it on the market. Today, Park Lawn Corporation (PLC) made a great announcement. PLC is looking forward to acquiring The Signature Group and Citadel Management. Those two acquisitions will help PLC to expense in the US territory. Quite great news. I never expected to be involved in the funeral industry, but its a business, like any other. And Park Lawn Corporation (PLC) is no different than Premium Brands Holdings Corporation (PBH). Both are super great stocks.

Sunday, April 15, 2018

I am not sure if Brookfield Renewable Energy Partners L.P. (BEP.UN) belong in my portfolio anymore

The weather is turning really ugly in Montreal and its probably going to be worst tomorrow morning. I am just glad I can work from home. This past Friday session, my non-registered portfolio closed the session at a very good $189 723.58. My TSFA portfolio closed at $63 010.48, my US portfolio closed at $3 066.61 US and my RRSP portfolio closed at $37 088.64. This is quite good knowing that the TSX closed its session at a low 15 273.97 points. I would like to see the TSX at its old 15 600 value. But what I wouldn't like to see is a TSX under the 15 000 points... These days, nothing is easy and I am doing my best to protect my capital.

Like always, my Premium Brands Holdings Corporation (PBH) investment has a positive effect. My PBH investment is now exceeding the $55 000 value. I am like a little mermaid desperately trying to stay alive in an ocean of storm... And while doing so, my PBH is my rock and is pushing me all the way to the top. There's just nothing you can do about it so stay calm.

Last week, I decided to sell my Morguard North American Residential Real Estate Investment Trust (MRG.UN) shares. That left me over 2k to invest inside my TFSA portfolio. I was also thinking about selling my investment in The North West Company Inc. (NWC), but I didn't proceed with the move yet. It cost me like always to sell any of my babies, but they are only stocks, and I am the mermaid.
 
But currently, more than NWC, I am much more concern about my investment in Brookfield Renewable Energy Partners L.P. (BEP.UN). Things are not looking well for BEP.UN. If I sell Monday, I would make a tiny profit of... about $7 following commission fee. If I can sell BEP.UN at a profit, even tiny small on Monday morning, I will do so.... And I am still thinking about selling away The North West Company Inc. (NWC).

All of those selling inside my TFSA portfolio will leave me with a couple thousand. I am thinking about investing a part of that newfound money in a stock that I also hold inside my RRSP: CGI Group Inc. Class A Subordinate Voting Shares (GIB.A). CGI Group Inc. took it time to gain in value inside my RRSP portfolio, but it's not a bad stock to hold to for the long run. CGI doesn't pay a dividend, unfortunately.

Seem like even really smart girls can't have it all.

In the meantime, one of my newest investment, Canadian Real Estate Investment Trust (REF.UN) is going quite well inside my non-registered portfolio, it registered a gain of 2.54%. It's a real an ego booster to have one of my latest investment performing well in the stock market. Because as you might know, the TSX is not an easy place to be right now.

Inside my TFSA portfolio, another recent investment, Enbridge Inc. (ENB, is now on a 3.44% gains. If I can just continue being so real smart, I should get on the 230k net worth quickly, but I desperately need a TSX in the 15 500 points. Without a TSX in good shape, I am almost nothing.

For once in a really long time, I now have over $4 000 in my banking account. And I have the feeling that this time, the money will stay straight there since I have some money available inside my TFSA to satisfy my thirst for new investments.

I almost have it all after all.

Tuesday, April 10, 2018

Saying good-bye to Morguard North American Residential Real Estate Investment Trust (MRG.UN)

My non-registered portfolio closed today session at a $186 881.02, my TFSA at $63 410.25 and my RRSP (stocks only), at $37 366.11. I made the decision to sell all of the Morguard North American Residential Real Estate Investment Trust (MRG.UN) stocks that I was holding inside my TFSA portfolio. It wasn't a very difficult decision to make. And nothing retain me to get back in MRG.UN later on. Right now, I don't want to lose any money and MRG.UN had been on the low side for the past year. Luckily, I had been able to make a little profit of $153 by selling MRG.UN today.

Again inside my TFSA, I am thinking about selling my The North West Company Inc. (NWC).

And eventually, I could sell also those two, form my TFSA:
 National Bank of Canada (NA), and Canadian Imperial Bank Of Commerce (CM) stocks. 

Currently, my margin debt is at a fat $103 012.38. I don't dislike the idea of paying down that margin debt and get on a fresh start. 

There are a few stocks that I hold inside my non-registered portfolio and that I could easily sell:
ENF, PPL, TRP. I have no real attachment towards those oil stocks. I could also easily sell my ENB shares.

By selling those investments and by putting down my saving for the next 8 months, I could reduce my margin usage to around $30 000. I like to come with scenarios like this one. Its always good to have options on the table.

However, this year so far, my non-registered portfolio registered at 15.01% gain, and since 2012, I am on an 18.51% gain. Knowing that, it would be foolish to sell any of my valuable stocks only to pay down my margin. One thing for sure, I shouldn't go higher on my margin usage. I have everything it takes to support my existing big fat 103k margin. I know that one day will come where I will partly sell my investment to pay down my margin, but I still have the place to grow and I am not scared. I never had a real fear of my margin. I am exceeding 20k on what is left on my margin so its alright.

In the meantime, no new investment in the radar.

Regarding NWC, I am not sure if I should sell or not but its more a yes than a no at this time. I mostly would do it to protect my capital.

Monday, April 9, 2018

Stockopedia, please tell me where is hidding my next best thing

Things are not exactly going the way they should be on the TSX, especially since we are getting closer to a NAFTA deal. Investors should be enthusiasm as I am and leave the poor spirit behind. With its 15 227.70 points, my non-registered portfolio closed today session at $186 509.07, my TFSA portfolio at $63 395.22, and my RRSP portfolio stock only at $37 486.76. If the TSX can possibly hit its old 15 600 value, I could exceed my old time highest value ever in term of net worth, $221 000.

I have little money to invest and I was looking for a new find on Stockopedia, but no luck so far. However, my search makes me realize that my belove investment in Morguard North American Residential Real Estate Investment Trust (MRG.UN): - a stock that I pick on Stockopedia, had been going down all year long. However, no worries, I am still on the profit zone. I didn't place my move yet, but I think that my time had come. It's time to sell MRG.UN at profit while I still can.

I love all of my stocks, but sometimes, selling is a necessity. Especially knowing that some of my other stocks are down, and some other like PBH, MX, PLC, etc. are on nice capital gains. I don't understand Stockopedia, MRG.UN has a StockRank of 95 on their Web site. And Park Lawn Corporation (PLC), I stock that I made a lot of money on, which I also pick on Stockopedia a while ago, well my fabulous PLC is only at 75... StockRank is not all, but it seems like me and Stockopedia, we are not that at the same rank right now. And ho, my REALLY fabulous PBH... is only at 75!!! That's bullshit!!!! PBH worth more than a 75. Its the stock of my life. Can anyone understand that?

I will not wait for the poor man to wake up. I am going to get the extraordinary all by myself. I am the one that found AAR.UN, PLC, JWEL and how many great stocks that I hold. And I am going to do it again. Just watch me, little gangsters.

Anyhow, I do recognize the fact that I made real good findings using Stockopedia and I wish I will make another discovery soon. And of course, I will keep you posted. So lazy readers have no hard work to do. Wish me good luck, I am in need of some. I need to find my next best thing asap. Its something I need to be alive and find my oasis of satisfaction. I need to find back my power and I will not let it go.

Wednesday, April 4, 2018

Despite the storm, Premium Brands Holdings Corporation (PBH) is staying strong

I came back Monday evening from a few vacation days in New Brunswick, but now, it's not funny to be back and watching the TSX slowly getting under the 15 000 points is a real pain. Luckily, my biggest holder, Premium Brands Holdings Corporation (PBH) is acting like no storm is going on. PBH is still going strong and closed today... at a fantastic $116.36 per share.

When the TSX is volatile like this, I don't like to blog, I don't like to invest, I don't enjoy watching my investment portfolio online. Just at a time when I was at my highest value ever inside my non-registered portfolio, everything is all shacked up and it's hurting me, and it's hurting my portfolio value. It's just terribly annoying. It's not fun to be an investor at this time.

I had planned to proceed with a TFSA contribution in kind following my vacation, but with a TSX going all the way down, I am not in a position - because of my margin situation - to place such move. So I am doing the best to distract myself. Before leaving for my vacation, I had sold a leather chair on Kijiji and it gave me what I need to just continue selling whatever and everything I not wearing or using anymore, from books, clothes, boots, coat, and jewelry. I post a few items, no response yet. However, it seem like selling stuff on Kijiji can be a good way to earn extra cash. I am looking forward to make a $500 if not more - if I possibly can. I also have to go through all of my clothes. Maybe I will be able to push it to $600. As for now, its an experiment. I already earn $80 by selling that leather chair that I didn't like anymore. One great thing about Kijiji is that you can post for free, it's not like eBay, where you have to pay in other to post an item on their Web site.

Money is hard to earn and hard to be made on the stock market right now.

Tuesday, March 27, 2018

Welcome in my USA portfolio General Mills Inc. (GIS)

I was wrong! Derek Foster doesn't have 7 kids. With his newborn, which I wasn't able to learn if its a baby girl or baby boy, Derek Foster has now 8 kids! WOW! That's a courageous man! It must be hard, all that laundry, cleaning, cooking, homework, changing diapers, grocery shopping.... It's not only that... Those kids had to born. I just can't imagine myself giving birth. Nothing can beat that type of bravery. Mrs. Foster is a strong woman. The stock market is a little shit compare to such a big family life. Now we can understand why Derek Foster didn't publish any new book in a too long time now! Anyhow, you have to take whatever Derek Foster is willing to give us, poor investors. And currently, that being Enbridge Inc. (ENB) and General Mills Inc. (GIS).

Go go go! :-)

Today, I made my move in General Mills Inc. (GIS). Since its a Derek Foster stock I taught why not? Being a dad for the 8th time can only bring good luck. It's currently really difficult right now on the stock market. It seems like the trouble is at no end. My non-registered portfolio didn't stay on its $190 000 value - its highest ever - for really long. Today, my non-registered portfolio closed the session at $186 710.68, my TFSA portfolio at $63 014.34 and my RRSP portfolio (stocks only) at $37 299.25. This is what happens when the TSX slide and hit down to the 15 216.18 points. The TSX is a no man land. It's going nowhere these days. I just can dream of my $300 000 net worth. Anyhow, in the meantime, my latest investment in my TFSA portfolio, Enbridge Inc. (ENB) make some gains.

On this election year, Quebec budget seems to be really generous to Quebeckers.

I don't where we are going to hit next in term of return on the stock market, but I no longer care. I am tired and I know I am due for a little Easter vacation.

Monday, March 26, 2018

Welcome in my TFSA portfolio Enbridge Inc. (ENB)!

Easter is coming in a hurry and in the meantime, we had learned about one of Donald Trump affairs. Just like Bill Clinton before him, I believe that Trump is lying in the face of a desperate US nation.

On a happier note, Derek Foster announced today that his wife just gave birth... If I am correct, Derek Foster now has... 7 kids!!!! I was under the impression that his family was completed, he had a baby girl a couple of years ago... but I guess not. Also today, Derek announced that he made a new US investment in General Mills Inc. (GIS). This is just coming at a perfect time. Remember that I sold my Coca-Cola shares not too long ago? Well, I am going blind in the US stock market. I am probably going to invest in some General Mills Inc. (GIS) stocks.

I finally invested in Enbridge Inc. (ENB) today inside my TFSA account. I made only a small investment. It's quite hard to invest in ENB right now when the stock seems to only go down. For that reason, I only made a small investment. I didn't want to invest more. I am not super excited about this new investment, but during that time, Premium Brands Holdings Corporation (PBH) is making me proud. PBH closed today at its highest value ever: $117.08 per share! In result, my non-registered portfolio closed today session at $188 164.68. Not too bad. Just imagine how things are going to turn super great for me once the TSX hit back its old 15 600 points.....
 

Wednesday, March 21, 2018

Like Derek Foster, I am going to invest again in Enbridge Inc. (ENB)

Today was quite an extraordinary day for Premium Brands Holdings Corporation (PBH). PBH closed at its really highest value ever: $114.95 per share. It's now official, I am by far exceeding the 50k value in one single stock. I actually have enough to buy cash a little house in New Brunswick with my investment in Premium Brands Holdings Corporation (PBH) alone. But the best news is yet to come: my non-registered portfolio closed today session at its also highest value ever registered: $190 512.77. Its quite an event in my journey, especially knowing who badly I wanted to hold on to a $190 000 non-registered portfolio. Its now officially thing done in date of today. We'll have to see if I can possibly remain there. From now on, the next step is to reach the $200 000 value inside my non-registered portfolio - and that being without using any margin money. From now on, I am going to be a really good girl.

On this extraordinary day, my TFSA portfolio closed today session at $64 376.06, my RRSP portfolio (stocks only) at $38 175.78, and my US portfolio at $3 157.38. 

Also today, I sell all of my Coca-Cola Company (The) (KO). This is leaving me with brand new US dollars.

My tax declaration is also a dirty thing that is now officially done and completed. I have no tax to pay-back to Mr. Trudeau. I quite please. I am actually waiting to receive a small return from the federal and provincial - enough to cover the expenses from my next time in New Brunswick. Its quite greatly needed as I am running tight on cash, and that being only because I am doing the best I can to save max money for my next investment.

Yesterday, I explained that Derek Foster had posted in his newsletter, all fresh of yesterday, that he had purchased stocks of  Enbridge Inc. (ENB). I already have ENB in my portfolio. But I kept thinking of this and I told myself: if THE Derek Foster that highly participated in the fact that I am now on a 200k+ net worth, well, I taught that it may be time to WAKE UP GIRL, and invest, like Derek Foster, in some Enbridge Inc. (ENB) stocks.  

After a while, its just getting harder and harder to find a new stock to invest in. And investing in a stock that I already own is not a bad thing. I had so much success in the past by investing in Derek Foster stocks that I taught today that I should turn my back on the poor guy. What was I thinking??!!!

I own a pick chuck of my current net worth to Derek Foster and fact is, I own the presence of Premium Brands Holdings Corporation (PBH) inside my non-registered portfolio to Jean-François Tardif. Its the only stock that I bought after finding somewhere on the Web that he was suggesting this stock as an investment, he had posted a good review. And that had been many many years ago. Ever since, Jean-François Tardif retired, get back in the game and open his JFT Strategies Fund (JFS.UN). The fund had been successful in its first year, giving even an dividend to its investors, for for the past couple years, I decided to sell my JFS.UN units because it was going no where. And still, on date of today, the JFT Strategies Fund is going nowhere. What happens to my old master? Jean-François Tardif is just the shadow of what he used to be. His JFT Strategies Fund (JFS.UN) is not registering any grow. Its like I am a much better investor than Jean-François Tardif now!

What happens to him? Well, my idea of that is that Jean-François Tardif has better things to do rather than being the best, and he's having too many relationships with too many mistresses. SLOW DOWN mister.

So I am going to invest again in Enbridge Inc. (ENB) stocks and I just hope for Jean-François Tardif that he'll learn to do better in a close future.

At least, Derek Foster is still on the right side of the game, and that being for my only benefit and yours, if you want too.

THANK YOU GOD FOR GIVING ME DEREK FOSTER.
AND OF COURSE JEAN-FRANCOIS TARDIF TOO OK.

:-)
 

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