I now have a delicate net worth of 196,823.6‬0

I hope you all had a happy Easter. Usually, I always go visit my family in New Brunswick during this time of the year. I had been doing so for the past 8 years, ever since I had to leave New Brunswick behind to find work. I went outside for a walk and I found out that Second Cup was open, so I bought a coffee and it makes my day. Because otherwise, nothing much is going on, if not that I updated my investment portfolio and debt pages just for you to enjoy.

I usually published an update of my portfolio only when I have good results, but these days, I am doing it mostly only to have a better picture of where I am at with all this mess. My net worth is currently at $‭196,823.6‬0. I recognize in this the same situation I was in back on January 14, 2019, when I was on a tiny little $191 009.83. A few months earlier, back on August 3, 2018, I was experiencing my highest value ever, $257,187.44‬. This is simply to illustrate that no matter what, it worth it to hold on to stocks during downtimes. You should be selling your precious stocks only because the stock market is down.

This time, I was experiencing my highest value EVER back in February of this year, with a $257,187.44‬. And currently, my net worth is, like said, of ‭$196,823.6‬0. Just like last time, I expect my portfolio to make massive gains, despite that "this time" has nothing to compare to what we live back in January 2019. We will recover from this, the TSX is already on a recovery mode. We are no more in the alarming 11 000 points. I can easily handle a TSX in the 14 000 points, I don't have any problems with that. 

The stock markets have the capacity to recover from anything especially when the governments around the world are all injecting millions and millions, billions of dollars to help smooth up things. It's quite interesting to see that in times of distress, governments will do whatever it takes, not for their people, but for financial security, for the stock markets, in the name of the capitalist system we live in and in which I believe is powerful enough to drive me where I want to be. That being of course in the magic $300 000 net worth, but that sound to easy now. So I am switching it to half a million dollars NOW.

My debt situation on date of April 9, 2020

Margin account: $46 469.09 @ 4%
Annual interest: $1,858.77

Credit line: $5 000 @ 4.31%
Annual interest: $215.50

Total: $51,469.09 
Total annual interest: $2,074.27
On the date of April 9, 2020

**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of April 9, 2020

Cold cash: $2 593.65

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $10,256.70

Methanex Corporation (MX): $2,204.80

Fortis Inc. (FTS): $7,092.48

Pembina Pipeline Corporation (PPL): $21,383.95

iShares S&P/TSX Capped REIT Index (XRE): $2,379.25

New Flyer Industries Inc. (NFI): $1,711.95

TMX Group Inc. (X): $904.56

K-Bro Linen Inc. (KBL): $2,795.00

TransCanada Corp (TRP): $1,651.50

Canadian National Railway Co (CNR): $9,984.60

Enbridge Inc. (ENB): $13,797.84

Emera Inc. (EMA): $1,403.75

BCE Inc. (BCE): $1,261.04

Saputo Inc. (SAP): $1,354.00

Loblaw Companies (L): $862.92

Savaria Corporation (SIS): $5,802.72

WSP Global Inc. (WSP): $4,193.50

Aphria Inc. (APH): $880.00

George Weston Limited (WN): $103.23

Rogers Communications Inc. (RCI.B): $1,803.30

Telus Corp (T): $2,002.50

Power Corporation of Canada Subordinate Voting Shares (POW): $2,002.50

TOTAL: $95,832.09

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,549.92

General Mills Inc. (GIS): $1,836.48

Cash: $26.66

TOTAL: $3,413.06 USD: $4 821,63 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $11.48

CT Real Estate Investment Trust (CRT.UN): $1,301.00

Canadian National Railway Co (CNR): $4,437.60

Exchange Income Corporation (EIF): $21.50

Brookfield Infrastructure Partners L.P. (BIP.UN): $3,822.35

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,911.00

Andrew Peller Limited (ADW.A): $1,431.40

Toronto-Dominion Bank (TD): $1,204.00

Boyd Group Services Inc. (BYD): $5,313.90

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,188.50

Data Communications Mgmt (DCM): $0.69

Morneau Shepell Inc. (MSI): $2,770.20

Royal Bank of Canada (RY): $5,729.10

Park Lawn Corporation (PLC): $1,131.60

Toromont Industries Ltd (TIH): $2,561.20

BCE Inc. (BCE): $515.88

Boralex Inc. Class A Shares (BLX): $1,144.40

Richelieu Hardware Ltd. (RCH): $1,080.08

Savaria Corporation (SIS): $769.30

Northland Power Inc. (NPI): $2,879.00

Calian Group Ltd. (CGY): $3,007.36

Canadian Utilities Limited (CU): $1,483.86

WSP Global Inc. (WSP): $2,096.75

Granite Real Estate Investment Trust (GRT.UN): $627.40

Cargojet Inc. (CJT): $3,367.19

Nutrien Ltd. (NTR): $2,570.00

TFI International Inc. (TFII): $2,740.00

Canadian Imperial Bank Of Commerce (CM): $2,583.00

SIR Royalty Income Fund (SRV.UN): $278.80

ATCO Ltd. (ACO.Y): $2,118.00

Aecon Group Inc. (ARE): $1,364.51

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,793.57

Metro Inc. (MRU): $2,243.14
Alimentation Couche-Tard Inc. (ATD.A): $426.00
Fortis Inc. (FTS): $1,939.35
CGI Inc. (GIB.A): $1,677.40
TMX Group Limited (X): $2,826.75

(BIPC): $399.14

Suncor Energy Inc. (SU): $385.90 

Cash: $60.06

TOTAL: $76,212.36

RSP investment portfolio: 

Emera Incorporated (EMA): $16,508.10

Ovintiv Inc. (OVV): $128.10

Toronto-Dominion Bank (TD): $1,806.00

Telus Corp (T): $2,247.25

Royal Bank of Canada (RY): $1,762.80

Savaria Corporation (SIS): $2,219.98

Thomson Reuters Corporation (TRI): $3,571.56

Park Lawn Corporation (PLC): $3,772.00

Richards Packaging Income Fund (RPI.UN): $1,452.00

Toromont Industries Ltd (TIH): $448.21

CAE Inc. (CAE): $1,330.00

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2,935.45

Boralex Inc. Class A Shares (BLX): $1,430.50

Quebecor Inc. (QBR.B): $742.75

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $167.37

Brookfield Renewable Partners L.P. (BEP.UN): $1,210.30

Leon's Furniture Limited (LNF): $460.70

Bank of Nova Scotia (BNS): $343.80

Cash: $124.12

Total: $42,660.99

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,681.89

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $1 553,98

Manulife Simplicity Growth Portfolio: $1 315,91

Maritime Life CI Harbour Seg Fund: $1 159,39

Maritime Life Fidelity True North Seg Fund: $1 120,37

Manulife GIF MLIA B World Invest: $1 183,37

Total: $6 333.02

Other various: $14 625.93

TOTAL: $68 746.07

Social Capital at Desjardins Membership share: $35

Online money: $51.79

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$248 292.69

On the date of April 9, 2020

Welcome in my portfolio Power Corporation of Canada Subordinate Voting Shares (POW) & Suncor Energy Inc. (SU)

Following my post of yesterday, I decided to invest in a few shares of Suncor Energy Inc. (SU) inside my TFSA portfolio. For my non-registered portfolio, I didn't go with Sun Life Financial Inc. (SLF). Instead, I invested in some Power Corporation of Canada Subordinate Voting Shares (POW) shares. Despite the hard times we are living in right now, POW recently declared a dividend increased, more exactly a 10.5% increase to its quarterly dividend. I decided to invest in both POW and SU as a little Easter gift, especially since I am stuck here in Montreal and won't be able to visit New Brunswick.

My non-registered portfolio closed today session at $93,859.64, my TFSA portfolio at $72,976.16 and my RRSP portfolio closed today session at $41,547.11. Today was quite exciting for the TSX. At a point, we were in the 14 000 points!!!