My last investment of 2020: Welcome in my non-registered portfolio The Ether Fund (QETH.U)!

I had updated my portfolio earlier and it happens that I closed the year 2020 on a net worth of $259,661.24, just so super close to the 260k! This $259,661.24 marks my highest net worth value EVER. This is quite bizarre knowing that I had reached my highest value ever during this COVID pandemic. Despite it all, the TSX remains super strong. Usually speaking, following big gains on the stock market comes shortly after lower days. A correction could happen, and it will happen, but one thing for sure, when it will happen, it's not going to be fun, especially now that I am on my highest value ever. I am, however, optimist, I am under the impression that we will continue to surf on TSX in good shape for the months to come. The vaccine needs to be working. I wasn't able to celebrate my 40th birthday properly, and either my dad 70th, which suck to the highest.

Have you noticed anything a new in my latest portfolio update? I have some cash (but unfortunately my margin debt had grown a bit, I am now at $50,731.14! And are you noticing any newcomer in my non-registered portfolio section? :-)

Following my finding of Bitcoin Fund The Class A units (QBTC), The Bitcoin Fund (QBTC.U) and The Ether Fund (QETH.U), I couldn't resist the temptation. I wanted to place one last investment to close this 2020 chitty year on a high note. I have to admit, I wanted to do what I personally like to name as a quick hit-and-run sassy move on The Ether Fund (QETH.U). By this, I mean that I wanted to buy some QETH.U units, and if possible, sell of them on the same day. I do this sort of trading once in a while, but not really often. I am pretty sure that it might be pretty hard for a day trader to perform their art over the TSX. Since our TSX is so strong and is, what I consider as being the best stock market on Earth, knowing that, the conditions are not optimal to find stocks that will register quick gains in one day. But when I found Bitcoin Fund The Class A units (QBTC), The Bitcoin Fund (QBTC.U) and The Ether Fund (QETH.U), I taught: DAY TRADING TIME!!! Just to spice up things a bit. Because in time of a pandemic, you get your excitement on your own, and by any means. 

Such investment moves are riskier, of course, so my advice would be to play only the amount you feel comfortable to lose, just in case... Personally, when it comes to The Ether Fund (QETH.U), yes, my idea was to cash - eventually - any future capital gains, but I don't mind if some time pass by before the happy moment actually happens. When I bought my The Ether Fund (QETH.U) shares, something strange happens. I don't know if it's also the case with Bitcoin Fund The Class A units (QBTC) and The Bitcoin Fund (QBTC.U), but with The Ether Fund (QETH.U), it's like the weirdest thing ever. QETH.U trades on the TSX, but it's trading price is in US dollars. Basically, we have a Canadian asset that is trading in US dollars on my precious TSX! This is quite scandalous for me. But I proceed with the buy order anyway. 

In the past few days Ethereum (ETH) had been in good vibes. Just a few hours ago, ETH reached $1,0001.54. Currently, at now 10:08 pm Eastern Time, ETH is at $990.46. Ethereum (ETH) highest value for the past 52 weeks was of $1,001.60. The fact that we are currently - at 10:08 pm - closed to those 52-week high is a good sign. It's a sign of stability in the value and I like that.

Happy New Year 2021 Investors!

 :-)

My investment portfolio on date of December 31, 2020

Cold cash: $3,397.87

Stocks and Units investment portfolio $CAN

Bank of Nova Scotia (BNS): $12,728.00

Methanex Corporation (MX): $6,199.94

Fortis Inc. (FTS): $6,812.00

Pembina Pipeline Corporation (PPL): $23,748.90

iShares S&P/TSX Capped REIT Index (XRE): $2,490.85

New Flyer Industries Inc. (NFI): $2,794.44

TMX Group Inc. (X): $1,017.12

K-Bro Linen Inc. (KBL): $3,897.00

TransCanada Corp (TRP): $1,293.75

Canadian National Railway Co (CNR): $12,594.60

Enbridge Inc. (ENB): $14,777.73

Emera Inc. (EMA): $1,352.50

Saputo Inc. (SAP): $1,425.20

Loblaw Companies (L): $753.72

Savaria Corporation (SIS): $7,750.56

WSP Global Inc. (WSP): $6,029.50

Aphria Inc. (APH): $1,760.00

George Weston Limited (WN): $95.08

Power Corporation of Canada Subordinate Voting Shares (POW): $2,689.16

The Ether Fund (QETH.U): $2,034.90 CAN

TOTAL: $112,245.33

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,856.00

General Mills Inc. (GIS): $1,881.28

Cash: $67.19

TOTAL: $3,804.47 US: $4 883,04 CAN

 

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,567.00

Canadian National Railway Co (CNR): $5,597.60

Exchange Income Corporation (EIF): $36.64

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,282.64

Brookfield Renewable Energy Partners L.P. (BEP.UN): $2,472.75

Andrew Peller Limited (ADW.A): $1,802.56

Toronto-Dominion Bank (TD): $1,438.40

Boyd Group Services Inc. (BYD): $6,586.80

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,499.30

Data Communications Mgmt (DCM): $3.78

Morneau Shepell Inc. (MSI): $2,792.70

Royal Bank of Canada (RY): $6,798.35

Park Lawn Corporation (PLC): $1,676.40

Toromont Industries Ltd (TIH): $3,568.00

BCE Inc. (BCE): $1,687.33

Boralex Inc. Class A Shares (BLX): $1,889.60

Savaria Corporation (SIS): $1,012.20

Northland Power Inc. (NPI): $4,567.00

Calian Group Ltd. (CGY): $4,895.84

Canadian Utilities Limited (CU): $1,305.78

WSP Global Inc. (WSP): $3,014.75

Granite Real Estate Investment Trust (GRT.UN): $779.00

Cargojet Inc. (CJT): $6,230.07

Nutrien Ltd. (NTR): $3,062.00

TFI International Inc. (TFII): $5,242.40

Canadian Imperial Bank Of Commerce (CM): $3,261.60

SIR Royalty Income Fund (SRV.UN): $250.10

ATCO Ltd. (ACO.Y): $2,268.60

Aecon Group Inc. (ARE): $1,685.08

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,999.34

Metro Inc. (MRU): $2,158.40

Alimentation Couche-Tard Inc. (ATD.A): $522.00

Fortis Inc. (FTS): $1,820.00

CGI Inc. (GIB.A): $2,019.80

TMX Group Limited (X): $3,178.50

Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC): $645.33

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC): $742.60

Suncor Energy Inc. (SU): $362.95

Rogers Communications Inc. (RCI.B): $1,777.80

JFT Strategies Fund Class A Units (JFS.UN): $562.31

Telus Corp (T): $2,319.32

Cash: $416.56
TOTAL: $102,812.10

RSP investment portfolio: 

Emera Incorporated (EMA): $16,392.30

Ovintiv Inc. (OVV): $384.09

Toronto-Dominion Bank (TD): $2,157.60

Telus Corp (T): $2,596.63

Royal Bank of Canada (RY): $2,091.80

Savaria Corporation (SIS): $2,920.92

Thomson Reuters Corporation (TRI): $3,750.48

Park Lawn Corporation (PLC): $5,588.00

Richards Packaging Income Fund (RPI.UN): $2,536.05

Toromont Industries Ltd (TIH): $624.40

CAE Inc. (CAE): $2,468.90

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,534.65

Boralex Inc. Class A Shares (BLX): $2,362.00

Quebecor Inc. (QBR.B): $819.00

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $245.35

Brookfield Renewable Partners L.P. (BEP.UN): $1,538.60

Leon's Furniture Limited (LNF): $701.42

Bank of Nova Scotia (BNS): $412.80

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC): $445.56

Cascades Inc. (CAS): $480.15

JFT Strategies Fund Class A Units (JFS.UN): $1,163.40

Cash: $50.62

Total: $53,264.72

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,235.86

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

NBI Income Fund: $1,429.09

Manulife Fidelity NorthStar GIF CAP

Manulife Simplicity Growth Portfolio 

Maritime Life CI Harbour Seg Fund

Maritime Life Fidelity True North Seg Fund

Manulife GIF MLIA B World Invest

Total: $7,894.95

Other various: $20,053.42

TOTAL: $86,957.79

Social Capital at Desjardins Membership share: $35

Online money: $61.25

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$310,392.38

On the date of December 31, 2020

My debt situation on date of December 31, 2020

Margin account: $50,731.14 @ 4%

Annual interest: $2,029.25

On the date of December 31, 2020

**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Investment ideas for day traders: Bitcoin Fund The Class A units (QBTC), The Bitcoin Fund (QBTC.U) and The Ether Fund (QETH.U)

There will be no investment portfolio update today because the TSX closed today's session at 17,543.43 points, -80.45. Nothing dramatic, but nothing that worth a portfolio update. In case of need, this one is awesome and mark my highest net value ever! Of course, I want to continue on the right curve. I keep my eyes all open, watching what's going on with the TSX. In 2020, 3iQ launched three funds related to the cryptoasset world. The latest 3iQ's fund is by far the most interesting one, is The Ether Fund (QETH.U).

 

Ether (ETH) is a digital currency designed to be used primarily within the Ethereum applications. At first, you could believe that Ether is similar to Bitcoin, but it's not the same thing. Ether and Bitcoin share similarities, but through Ethereum, blockchains exist to do more. Ether (ETH) evolves in a completely different financial system, in a system that is dependant. The Ether Fund (QETH.U) trades on the TSX, which is open Monday through Friday from 9:30 am to 4:00 pm Eastern Time. Regarding the Ether (ETH) trading hours, it's a bit different.

Ether (ETH) can be bought or sold at any time of the day. It made ETH trading quite convenient. Other cryptocurrencies, like Bitcoin, not to name it, and Ripple (XRP). With its around-the-clock trading, cryptocurrency is a world of its own that reveals to be quite different from the stock market. The cryptocurrency world seems to be more liberal than the stock market. At this time - and I don't think that will ever change - I don't feel comfortable buying cryptocurrencies, especially not Bitcoin (BTC). However, different funds, like Bitcoin Fund The Class A units (QBTC), The Bitcoin Fund (QBTC.U), and The Ether Fund (QETH.U) that trades under the legislation of the TSX gives investors like me the opportunity to get involved in a promising sector.

The reason why I never got any interest in cryptocurrency is because of Bitcoins. In my opinion, Bitcoins are a shit currency that is used by hackers around the world as a preferred method of payment. Around the world, ransomware victims are under one obligation. They need to pay their hackers in Bitcoins to have access to what they have lost. Such madness is being actively promoted by Bitcoin who's doing absolutely nothing to stop such crimes. For me, Bitcoin only means hacking and pain. Bitcoins had been around since 2009, but no one knows for sure the identity of the founders. Bitcoin's founder is known to be Satoshi Nakamoto, but there's no one standing behind that name. Satoshi Nakamoto is only a nickname. Maybe Bitcoin had been created by hackers. No one can know for sure. Some evil hackers would have created Bitcoin as a secure payment method for their illegal activities. The fact that no individual is standing behind Bitcoin is quite frightening to me. That's a problem we don't have when it comes to Ether (ETH).

The founders of Ethereum are Vitalik Buterin and Gavin Wood. From my understanding, Gavin Wood is no longer involved in Ethereum. Vitalik Buterin was born in Russia. He immigrates with his family in Ontario, he even went to the University of Waterloo, but soon drop-out to concentrate on his activities with Ethereum. Listening to interviews that been giving by Vitalik Buterin is interesting. I am far from being a specialist in cryptocurrency, but when Buterin talks about Ethereum and Ether (ETH), I get what he means. His speech is crystal clear. Vitalik Buterin is so smart and amazing. Check it out for yourself:

If I ever buy crypto in my life, it will be in some Ether coins. But for now, I prefer to invest in Ether through The Ether Fund (QETH.U). QETH.U is a recent new comer on the TSX. Today alone, The Ether Fund gains +16.916%. Those great gains are quite appealing.

This is my financial vision board for 2021

Just a few days left and 2020 will be behind us. 2020 was supposed to be my year. In 2020, I turned 40, and my father turned 70, so a lot was going on. I had reserved a two-week vacation at the beach in New-Brunswick, everything was going to be a blast. But the good plans didn't happen because of the COVID. I usually go to New-Brunswick every 2-3 months, but in 2020, I didn't do anything. I didn't travel to Cuba either way. I am currently on a two weeks vacation that I am spending at home in Montreal. I could have spent that time in Cuba in a resort somewhere like Cayo Coco, but I resisted the temptation. It is not time to travel overseas, but only a time to stay home.

Despite it all, 2020 wasn't all bad. After all, it's in 2020 that I reached my highest net worth value ever. That value is currently $259,070.79. That's why this in my "vision board" for 2021 and lucky are you to have access to it:

I never had a vision board before, this is all new to me. It's the main reason why it's so simple, standing alone on a yellow basic post-it. However, the wording alone contains an efficient, extremely powerful message. My vision board contains two key secret messages: 

Message #1: I want a $300,000 net worth;

Message #2: I am the boss.

:-) 

That's all well said. I think the $300k net worth goal is reachable for 2021 if I control my expenses. I shouldn't have any problem in that regard. With the pandemic that is still going on, I won't be able to visit New-Brunswick in the next couple of months. Fact that malls and stores are closed is helping as well. Luckily enough, I am not a fan of online shopping. I rarely buy anything online. Online shopping is a trap to make you spend all of your valuable money. It's way too easy to overspend online. I prefer to see in person the items I want to purchase before buying. 

It's certainly not by buying stuff outside stocks that will help me reach my precious $300,000 net worth. For 2021, I hope to stay in control of my finances, save more money and invest more.

Surprise! For Christmas, I reached my highest value ever: $259,070.79

I hope you all had a Merry Christmas. Mine was boring, and on top of that it was raining in Montreal. Today the weather was better, it was snowing this morning. I don't mind the snow, but I absolutely dislike rain during the winter. At this time of the year, its not suppose to rain. I knew that today, there was no Boxing Day, that stores were all closed, but I wanted to shop the Boxing Day at the drugstore and I felt somewhat excited. The idea was to check out over the beauty gift sets, to see if I could get my hands on something nice, but it didn't work out as plan. It's currently not possible to buy anything nice outside of the regular drugstore products. Unfortunately for me, perfume and gift sets are not being considered as "essential" items.

I updated my investment portfolio because I was under believe that I was up to something. And of course I did. At now $259,070.79, my net worth is super close to the 260k. It would be nice if I could closed the year a 260k net worth.

While waiting, I need to present you a tiny little dog that warm my heart, coming straight from YouTube, please meet Norbert:

Norbert is like a little doll and it makes me laugh every time I see his little tongue out of his mouth, like this:

Sooo adorable!

You are welcome.

My debt situation on date of December 24, 2020

 Margin account: $48,741.26 @ 4%

Annual interest: $1,949.65

On the date of December 24, 2020

**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of December 24, 2020

Cold cash: $1,691.52

Stocks and Units investment portfolio $CAN

Bank of Nova Scotia (BNS)

Methanex Corporation (MX)

Fortis Inc. (FTS)

Pembina Pipeline Corporation (PPL)

iShares S&P/TSX Capped REIT Index (XRE)

New Flyer Industries Inc. (NFI)

TMX Group Inc. (X)

K-Bro Linen Inc. (KBL)

TransCanada Corp (TRP)

Canadian National Railway Co (CNR)

Enbridge Inc. (ENB)

Emera Inc. (EMA)

Saputo Inc. (SAP)

Loblaw Companies (L)

Savaria Corporation (SIS)

WSP Global Inc. (WSP)

Aphria Inc. (APH)

George Weston Limited (WN)

Telus Corp (T)

Power Corporation of Canada Subordinate Voting Shares (POW)

TOTAL: $111,332.16

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B)

General Mills Inc. (GIS)

TOTAL: $3,772.71 US: $4,847.56 CAN

 

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI)

CT Real Estate Investment Trust (CRT.UN)

Canadian National Railway Co (CNR)

Exchange Income Corporation (EIF)

Brookfield Infrastructure Partners L.P. (BIP.UN)

Brookfield Renewable Energy Partners L.P. (BEP.UN)

Andrew Peller Limited (ADW.A)

Toronto-Dominion Bank (TD)

Boyd Group Services Inc. (BYD)

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)

Data Communications Mgmt (DCM)

Morneau Shepell Inc. (MSI)

Royal Bank of Canada (RY)

Park Lawn Corporation (PLC)

Toromont Industries Ltd (TIH)

BCE Inc. (BCE)

Boralex Inc. Class A Shares (BLX)

Richelieu Hardware Ltd. (RCH)

Savaria Corporation (SIS)

Northland Power Inc. (NPI)

Calian Group Ltd. (CGY)

Canadian Utilities Limited (CU)

WSP Global Inc. (WSP)

Granite Real Estate Investment Trust (GRT.UN)

Cargojet Inc. (CJT)

Nutrien Ltd. (NTR)

TFI International Inc. (TFII)

Canadian Imperial Bank Of Commerce (CM)

SIR Royalty Income Fund (SRV.UN)

ATCO Ltd. (ACO.Y)

Aecon Group Inc. (ARE)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

Metro Inc. (MRU)

Alimentation Couche-Tard Inc. (ATD.A)

Fortis Inc. (FTS)

CGI Inc. (GIB.A)

TMX Group Limited (X)

Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Suncor Energy Inc. (SU)

Rogers Communications Inc. (RCI.B)

JFT Strategies Fund Class A Units (JFS.UN)

Cash: $359.33
TOTAL: $103,193.31

RSP investment portfolio: 

Emera Incorporated (EMA)

Ovintiv Inc. (OVV)

Toronto-Dominion Bank (TD)

Telus Corp (T)

Royal Bank of Canada (RY)

Savaria Corporation (SIS)

Thomson Reuters Corporation (TRI)

Park Lawn Corporation (PLC)

Richards Packaging Income Fund (RPI.UN)

Toromont Industries Ltd (TIH)

CAE Inc. (CAE)

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)

Boralex Inc. Class A Shares (BLX)

Quebecor Inc. (QBR.B)

Logistec Corporation Class B Subordinate Voting Shares (LGT.B)

Brookfield Renewable Partners L.P. (BEP.UN)

Leon's Furniture Limited (LNF)

Bank of Nova Scotia (BNS)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Cascades Inc. (CAS)

JFT Strategies Fund Class A Units (JFS.UN)

Cash: $45.93

Total: $53,103.38

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,215.34

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

NBI Income Fund: $1,421.41

Manulife Fidelity NorthStar GIF CAP

Manulife Simplicity Growth Portfolio 

Maritime Life CI Harbour Seg Fund

Maritime Life Fidelity True North Seg Fund

Manulife GIF MLIA B World Invest

Total: $7,853.61

Other various: $19,977.76

TOTAL: $86,651.25

Social Capital at Desjardins Membership share: $35

Online money: $61.25

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$307,812.05

On the date of December 24, 2020

Watch out for Boralex Inc. Class A Shares (BLX) (it's on fire for whatever reason!)

Today, my non-registered portfolio closed the trading session at $112,907.27, my TFSA portfolio at $101,788.27, and my RRSP portfolio at $52,941.95. This evening I got the best meal ever, nothing difficult to make, but so good: a pancake with maple syrup and smoked salmon. I am quite good with meals that can be done quickly and easily. No time to waste. Something else that I like is cooking cranberries. I don't like cranberries, I adore cranberries. It's among the easiest thing to cook and its taste so good. It would be good with just a bit of vanilla ice cream, right on time for Christmas Eve :-)

This is the second day in the row that I am noticing great gains for Boralex Inc. (BLX). I remember back in the days, when I first invested in BLX, I wasn't expecting to be that much successful with it. Actually, my story with Boralex is quite similar to the one I have with Richards Packaging Income Fund (RPI.UN), an unexpected long love affair and I couldn't imagine not having BLX or RPI.UN in my portfolio. Sometimes - I will admit - I just want to pick something new to add up to my collection of assets. But always, I am investing in this or that, hoping for the best, but also knowing that I am making just another great investment moves. Sometimes, my results are just better than expected. 

I proceed with the little contribution in kind for the BCE Inc. (BCE) shares that I was holding inside my non-registered portfolio over my TFSA. It's a good thing because now, all the stocks that I hold of BCE will be all in the same portfolio spot. The number of investments that I hold inside my non-registered portfolio is getting shorter and shorter. For 2021, I will try to contribute to my TFSA using mostly cash. I hope to make great findings on Stockopedia as I did before for RPI.UN, and many others, like Richards Packaging Income Fund (RPI.UN), Park Lawn Corporation (PLC), and Cargojet Inc. (CJT), among others.

Talking about Stockopedia, while conducting my searches on the platform, I notice that JFT Strategies Fund Class A Units (JFS.UN) was now featuring in one of their screens that is name "Trading below Cash Screen". Briefly, that screen tries to target investments that are strong enough to handle any kind of stock market shit. And that is precisely the reason why I decided to invest in some JFS.UN units, although it doesn't pay any dividend distribution. However, some years, like last year, JFS.UN had paid some dividend distribution. Will I be lucky enough to get some juice this year? If so, I promise to never ever again to say any bad things about Jean-François Tardif. I promise.