This is what inflation actually looks like in New Brunswick

Sincerely, in New Brunswick, I find that grocery items are more expensive than in Montreal. In my life, I never saw a normal bag of apples selling for almost $8 each. Usually, it's a lot cheaper. 

When you take 2 seconds to think about it, it's kind of weird to see our Canadian apples being more expensive than bananas that don't grow here, but it's how it is. Those delicious apples stay right where they were. I am certainly not going to buy food on which prices are too high for my taste. I can survive without apples, oranges, and clementines. Oranges and clementines are usually expensive, but they come to sell from time to time. In Montreal, Segals grocery store is located on St-Laurent Blvd. It's the perfect place to buy fruits and vegetables at a bargain price. They usually always have some bargain price on blue cheese, which I really like and haven't purchased while being here in New Brunswick.

Today, I went outside two times, helping my poor dad with all that snow that just keeps accumulating non-stop. I went this morning, and again in the afternoon. Both times, I came back inside totally exhausted. Let's say I got plenty of exercise for the day. There's so much snow all around the house! I didn't see that much snow in a very long time, since this is the first time in 10 years that I am spending a full winter in New Brunswick. I didn't take any pictures today, but I may be able to do that tomorrow. 

The Bank of Canada 0.25 raised on the lending rate, unfortunately, has an effect on the interest rate of my margin account that I hold over National Bank Direct Brokerage. My interest rate over my margin account jumped from 3.75% to 4%. Nothing too drastic, but fact that the interest rate goes up is helping me to get the extra motivation to pay it down. Each year, I declare the amount of money earned as interest on my margin debt as a financial fee, and getting this deduction is really helping. I pay down my margin debt, but I don't expect to pay it all down anytime soon.

I really hate the whole process surrounding my income taxes. It needs to be done every single year and it's not really fun. However, for 2021, I contribute over $7,000 to my RRSP. I hope it will help me not to pay too much extra in taxes. I remember that 2020 hasn't been too bad, and I contribute less than $7,000 to my RRSP.