Friday, September 20, 2019
My debt situation on date of September 20, 2019
Margin account: $48,141.22 @ 5.50%
Annual interest: $2,647.77
On date of September 20, 2019
Tuesday, September 17, 2019
Damn! Have a look at a girl with a $230,902.04 net worth!!!!!
All-day long, the TSX amazed me. I refresh at a different time of the day, and I was quite shocked to see the TSX exceeding the 16 800 points. The TSX finally closed the day on a happy 16,834.75 points. Despite feeling a bit tired from my day of work, I knew I really had to update my portfolio. After all, we don't know what tomorrow will bring. Every new day is a different day for the stock market. So I wanted to celebrate those brilliant 16,834.75 points in my own little way. I published an update of my portfolio.
My numbers are quite strong. My non-registered portfolio closed today session at $118,767.77, my TFSA portfolio at $80,633.94, and my RRSP portfolio at $46,287.28. With a margin account debt of $47,921.23, my net worth is currently made of $230,902.04. It's pretty good, especially knowing how rocky the year of 2019 had been. And I don't know if you remembered, but I had started my 2019 financial year on quite a bad note. Back on January 4 of this year, I only had $238 656.07 in assets, and my net worth was well below the 200k - my net worth was at a low $191 009.83. Within 9 months, my net worth gains $39,892.21, which is quite good.
It's quite good, but don't get fool by this $230,902.04. It might look impressive at first, but the fact is, I had in the past hit on higher net worth. The highest value I ever reached of my life was back in August 2018. At that time, my net worth was at $232 609.15. It's unfortunate, but the crisis in the Middle East is probably going to push the TSX over the 17 000 points quite soon. I just don't really get what had happened, but it seems to me that it wouldn't take much for us to be facing a Third World War over the recent events. I don't get a feeling that any world leaders are getting stress over this. It's almost like nothing had happened. And the TSX just continue growing and growing. I often tell you so, but I stopped trying to understand the stock market a long time ago because a lot of it simply doesn't make any common sense at all. In a time when war could be imminent, why the stock market is celebrating and making great gains? This stock market thing is all shit and doesn't smell good. It's not a healthy place to be as a person. Personally, I am fully taking advantage of the situation. It's not making me a bad person, I am just taking advantage of the situation. I had been investing for the past 11 years now and trust me, it hasn't always been fun. It actually had been the hell of a tough ride, but there's nothing I cannot handle. Trouble ahead? Please bring it on. I am ready. I had patiently been waiting for a recession to show up. In the meantime, I am enjoying my place on the TSX like a Queen. It's for moments like this that I am investing. To feel better than myself.
I am celebrating now my $230,902.04 net worth because you never what tomorrow will be made of.
Right now, I would like to just have a good idea for my next investment, but nothing had been happening lately. No magic, no new investment, just a sexy net worth.
My debt situation on date of September 17, 2019
Margin account: $47,921.23 @ 5.50%
Annual interest: $2,635.67
On date of September 17, 2019
Annual interest: $2,635.67
On date of September 17, 2019
*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
My investment portfolio on date of September 17, 2019
Cold cash: $2,001.55
Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,735.75
Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,735.75
Methanex Corporation (MX): $5,191.20
Fortis Inc. (FTS): $7,009.38
Pembina Pipeline Corporation (PPL): $31,509.36
Corby Distilleries Limited (CSW.A): $2,385.17
iShares S&P/TSX Capped REIT Index (XRE): $3,047.66
New Flyer Industries Inc. (NFI): $3,346.65
TMX Group Inc. (X): $931.20
K-Bro Linen Inc. (KBL): $3,775
TransCanada Corp (TRP): $1,672.50
Canadian National Railway Co (CNR): $10,899.90
Enbridge Inc. (ENB): $15,644.50
Emera Inc. (EMA): $1,422.75
BCE Inc. (BCE): $1,398.32
Saputo Inc. (SAP): $1,613.20
Loblaw Companies (L): $866.52
Savaria Corporation (SIS): $6,292.00
WSP Global Inc. (WSP): $3,838.00
Aphria Inc. (APH): $1,656.00
George Weston Limited (WN): $110.71
Fortis Inc. (FTS): $7,009.38
Pembina Pipeline Corporation (PPL): $31,509.36
Corby Distilleries Limited (CSW.A): $2,385.17
iShares S&P/TSX Capped REIT Index (XRE): $3,047.66
New Flyer Industries Inc. (NFI): $3,346.65
TMX Group Inc. (X): $931.20
K-Bro Linen Inc. (KBL): $3,775
TransCanada Corp (TRP): $1,672.50
Canadian National Railway Co (CNR): $10,899.90
Enbridge Inc. (ENB): $15,644.50
Emera Inc. (EMA): $1,422.75
BCE Inc. (BCE): $1,398.32
Saputo Inc. (SAP): $1,613.20
Loblaw Companies (L): $866.52
Savaria Corporation (SIS): $6,292.00
WSP Global Inc. (WSP): $3,838.00
Aphria Inc. (APH): $1,656.00
George Weston Limited (WN): $110.71
Kinder Morgan Canada Limited restricted voting shares (KML): $4,422.00
TOTAL: $118,767.77
Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,681.20
General Mills Inc. (GIS): $1,760.96
Cash: $0
TOTAL: $3,442.16 USD: $4,527.47 CAN
Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $914.20
CT Real Estate Investment Trust (CRT.UN): $1,422
Canadian National Railway Co (CNR): $4,844.40
Exchange Income Corporation (EIF): $39.16
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,183.48
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,471.50
Andrew Peller Limited (ADW.A): $2,393.60
Toronto-Dominion Bank (TD): $1,513.80
Boyd Group Income Fund (BYD.UN): $5,417.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,803.10
Data Communications Mgmt (DCM): $5.76
Morneau Shepell Inc. (MSI): $2,911.50
Royal Bank of Canada (RY): $4,235.60
Park Lawn Corporation (PLC): $1,573.80
Toromont Industries Ltd (TIH): $2,582.40
BCE Inc. (BCE): $572.04
TOTAL: $118,767.77
Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,681.20
General Mills Inc. (GIS): $1,760.96
Cash: $0
TOTAL: $3,442.16 USD: $4,527.47 CAN
Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $914.20
CT Real Estate Investment Trust (CRT.UN): $1,422
Canadian National Railway Co (CNR): $4,844.40
Exchange Income Corporation (EIF): $39.16
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,183.48
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,471.50
Andrew Peller Limited (ADW.A): $2,393.60
Toronto-Dominion Bank (TD): $1,513.80
Boyd Group Income Fund (BYD.UN): $5,417.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,803.10
Data Communications Mgmt (DCM): $5.76
Morneau Shepell Inc. (MSI): $2,911.50
Royal Bank of Canada (RY): $4,235.60
Park Lawn Corporation (PLC): $1,573.80
Toromont Industries Ltd (TIH): $2,582.40
BCE Inc. (BCE): $572.04
Northview Apartment Real Estate Investment Trust (NVU.UN): $4,413.00
Sienna Senior Living Inc. (SIA): $1,516.80
Boralex Inc. Class A Shares (BLX): $877.20
Richelieu Hardware Ltd. (RCH): $1,206.12
Savaria Corporation (SIS): $847
Northland Power Inc. (NPI): $2,425.00
Calian Group Ltd. (CGY): $2,575.94
BMO Bank of Montreal (BMO): $1,932.20
Canadian Utilities Limited (CU): $1,622.88
WSP Global Inc. (WSP): $1,919.00
Granite Real Estate Investment Trust (GRT.UN): $642.70
Cargojet Inc. (CJT): $2,884.63
Nutrien Ltd. (NTR):$3,425.50
Sienna Senior Living Inc. (SIA): $1,516.80
Boralex Inc. Class A Shares (BLX): $877.20
Richelieu Hardware Ltd. (RCH): $1,206.12
Savaria Corporation (SIS): $847
Northland Power Inc. (NPI): $2,425.00
Calian Group Ltd. (CGY): $2,575.94
BMO Bank of Montreal (BMO): $1,932.20
Canadian Utilities Limited (CU): $1,622.88
WSP Global Inc. (WSP): $1,919.00
Granite Real Estate Investment Trust (GRT.UN): $642.70
Cargojet Inc. (CJT): $2,884.63
Nutrien Ltd. (NTR):$3,425.50
TFI International Inc. (TFII): $3,245.60
Canadian Imperial Bank Of Commerce (CM): $3,282
Canadian Imperial Bank Of Commerce (CM): $3,282
SIR Royalty Income Fund (SRV.UN): $1,120
ATCO Ltd. (ACO.Y): $2,850
Aecon Group Inc. (ARE): $1,921
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,700.28
Cash: $1,330.43
TOTAL: $80,633.94
RSP investment portfolio:
Emera Incorporated (EMA): $16,390.08
EnCana Corporation (ECA): $741.96
Toronto-Dominion Bank (TD): $2,270.70
Telus Corp (T): $2,430
Royal Bank of Canada (RY): $2,117.80
Savaria Corporation (SIS): $2,444.20
Thomson Reuters Corporation (TRI): $3,225.96
Park Lawn Corporation (PLC): $5,246
Richards Packaging Income Fund (RPI.UN): $1,353
Toromont Industries Ltd (TIH): $451.92
CAE Inc. (CAE): $2,368.10
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,619.70
Boralex Inc. Class A Shares (BLX): $1,096.50
Quebecor Inc. (QBR.B): $767
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266
Brookfield Renewable Partners L.P. (BEP.UN): $931.95
TOTAL: $80,633.94
RSP investment portfolio:
Emera Incorporated (EMA): $16,390.08
EnCana Corporation (ECA): $741.96
Toronto-Dominion Bank (TD): $2,270.70
Telus Corp (T): $2,430
Royal Bank of Canada (RY): $2,117.80
Savaria Corporation (SIS): $2,444.20
Thomson Reuters Corporation (TRI): $3,225.96
Park Lawn Corporation (PLC): $5,246
Richards Packaging Income Fund (RPI.UN): $1,353
Toromont Industries Ltd (TIH): $451.92
CAE Inc. (CAE): $2,368.10
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,619.70
Boralex Inc. Class A Shares (BLX): $1,096.50
Quebecor Inc. (QBR.B): $767
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266
Brookfield Renewable Partners L.P. (BEP.UN): $931.95
Leon's Furniture Limited (LNF): $541.62
Cash: $24.79
Cash: $24.79
Total: $46,287.28
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
$2,972.76
Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45
GIC National Bank: $1,342.86
Manulife Fidelity NorthStar GIF CAP B: $1,190.61
Manulife Simplicity Growth Portfolio: $1,413.57
Maritime Life CI Harbour Seg Fund: $1,288.32
Maritime Life Fidelity True North Seg Fund: $1,707.66
Manulife GIF MLIA B World Invest: $1,229.69
Total: $6,829.85
Other various: $14,345.04
TOTAL: $72,857.54
Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$278,823.27
On date of September 17, 2019Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45
GIC National Bank: $1,342.86
Manulife Fidelity NorthStar GIF CAP B: $1,190.61
Manulife Simplicity Growth Portfolio: $1,413.57
Maritime Life CI Harbour Seg Fund: $1,288.32
Maritime Life Fidelity True North Seg Fund: $1,707.66
Manulife GIF MLIA B World Invest: $1,229.69
Total: $6,829.85
Other various: $14,345.04
TOTAL: $72,857.54
Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$278,823.27
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