I am now at 63 653.01$ with my overall investment portfolio

Fantastic result today for my investment porfolio! For the first time ever, what I own at TD Waterhourse currently reach more than 40 000$. Not so bad, knowing I still hold bad invesment. The overall initial value investment was making a total of 46 856.17$.

I could sell, of course, but if I sell, I screw up all of my chances to get over those losses one day. And we are talking of an amount of around 6 000$ in loses.

I am very proud of my investment in Enbridge Income Fund (ENF.UN). Not too long ago, I purchase 300 units of Enbridge Income Fund (ENF.UN) at the price of 11.95$ per unit. Currently, each of the Enbridge Income Fund (ENF.UN) worth 13.20$... I make a profit of 375$ in a matter of just a few days. Let’s say the timing was good. I am just hoping things will continue like this.

Believe it or not… I made a profit of 5$ today by purchasing 100 stocks of Corby Distilleries Limited (CDL.A) at 15.35$. Corby Distilleries Limited (CDL.A) close the day at 15.40$. Small, but still rewarding profit… I am that good :)

I guess this purchase close my 2009 investment adventure as I need to keep some money in or my rent and other… Hope 2010 will be the wilder, sexier and hottest and most profitable year of all. Will I reach the 100 000$ in assets in 2010?

Who really knows, anything could happen.

Derek Foster had to come with new investment ideas. That's all.

Stay tune… lol

My investment portfolio in date of December 5, 2009

Savings:
2.69$ (ING Direct)

Non RRSP Investments:
Stocks & Units investment portfolio
Sprott Inc. (SII): 2 424$
Timminco (TIM): 278$
Blue Note Mining (BNT): 50$
Bank of Nova Scotia (BNS): 5 050$
Hanwei Energy Services (HE): 183$
Methanex Corporation (MX): 2 095$
Fortis (FTS): 2 753$
Pembina Pipeline Income Fund (PIF.UN): 6 767$
Just Energy Income Fund (JE.UN): 5 328$
Dumont Nickel Inc. (DNI): 345$
Yellow Pages Income Fund (YLO.UN): 2 141$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 675$
Pengrowth Energy Trust (PGF.UN): 58$
Enbridge Income Fund (ENF.UN): 3 750$
TOTAL: 33 898$

Mutual funds (outside RRSP)
Sprott Canadian Equity Fund: 5 079$

Tax-free savings account
RBC O'Shaughnessy Canadian Equity Fund:
2 509.14$
Creststreet Alternative Energy Fund: 1 154$
TOTAL: 3 663.14$

RRSP:
CIBC Dividend Growth Fund: 477.29$
CIBC Emerging Markets Index Fund: 475.33$
CIBC Monthly Income Fund: 950.53$

Energy and Base Metals Term Savings (Indexed term savings): 503.46$
Natural Resources Term Savings (Indexed term
savings): 502.06$

GIC National Bank: 1 154.83$
GIC Finance Plus: 1 513.97$
GIC Plus: 500$

TD Canadian Bond: 111.45$
TD Monthly Income: 99$
TD Emerging Markets: 83.21$
TD Energy: 79.89$
TD Precious Metals: 106.24$
TD Latin American Growth: 98.97$
TD Entertainment & Communications: 101.73$
TD Dividend Growth: 187.60$
TD U.S. Mid-Cap Growth: 93.40$

Maritime Life International Equity Fund (Templeton):
676.58$
Manulife Simplicity Growth Portfolio: 839.19$
Maritime Life CI Harbour Seg Fund: 1 001.81$
Maritime Life Fidelity True North Seg Fund: 940.64$
Maritime Life Trimark Europlus Seg Fund: 722.60$

Great West - Various: 1 577.81$

RBC Canadian Dividend Fund: 481.96$
RBC U.S. Mid-Cap Equity Fund C$: 1 708.71$
RBC Global Resources Fund: 795.81$
RBC O'Shaughnessy International Equity Fund:
647.66$
RBC O'Shaughnessy All-Canadian Equity
Fund: 935.70$
GIC Canadian Market: 1 000$

TOTAL: 18 367.43$

Social Capital at Desjardins Membership share for 3 accounts:

40$

Savings + Stocks, units, mutual funds + Tax-free savings account + RRSP + Online Income (45.14$):
61 095.40$
[In date of December 5, 2009]

It's official, I now hold 100 stocks of Corby Distilleries (CDL.A)

I had purchased 100 stocks this morning of at 15.35$. My regular stocks and units investment portfolio is currently at 35 055.86$! Currently, the overall value of what I own at TD Waterhouse is now of 40 002.76$. If the day finish this way, for sure I will update my portfolio on my blog. As for now, I have to go, running to my 12 to 6PM shift... but afer, I will be back home..

Welcome Corby, 100 new stocks of Corby Distilleries (CDL.A) in my investment portfolio

I wake up… at 4PM. I arrived at home early, around 2 :35AM. I had to wait about 15 minutes before catching up a taxi. I have to say, the sleep was good. I usually wake up at 10AM in the morning. It’s actually what I had been able to go. I am slowly getting use to my new schedule. I taught I was working on Boxing Day and guess what, I am finally not working. I do not work on Monday, but at my other job I do, so I might get up earlier or do the shift until late to get some money for the Boxing Day. I wouldn’t like to get more debts than what I have now…

If I spend 300$, it will be good. I am not really in needs of anything, unless a little pair of shoes I could leave at work. I don’t like to be working with boots in my feet. So at one job, I left my Nike shoes, and at the daytime one, I could be wearing a cheap pair of shoes. I don’t like to carry too much stuff with me when I move from a job to go to the other one. It’s easier than I taught. Guess the money really motivate me. And I am actually amazed on how much I can save. Living in Montreal is a blessing. The cost of living is relatively inexpensive and this allows me to save big bucks every month.

And talking about money, I currently have 1 593$ available in cash in my new broker account! I just notice it right now… Of course, whenever I log in to my laptop, I first go pay a visit to my online investment portfolio at TD Waterhouse, after I took a look at my new broker account (sorry, I won’t say with who it is to keep my employer name private lol)…

The trade commission being exceptionally low, I can easily purchase 100 stocks of Corby Distilleries (CDL.A). On Friday, Corby Distilleries (CDL.A) close at 15.33$. So I am placing my order right now for Monday! I place my order at the limit price of 15.40$. My new online broker account is very easy to use. It’s let’s user print out there orders… Nice, but my printer is in its box, with no ink.

Wouldn’t be time to update our dividend income?

Sprott Inc. (SII): 505 x 0.10$ = 50.50$
Bank of Nova Scotia (BNS): 104 x 1.96$ = 203.84$
Methanex Corporation (MX): 103 x 0.62$ = 63.86$
Fortis (FTS): 104 x 1.04$ = 108.16$
Pembina Pipeline Income Fund (PIF.UN): 407 x 1.56$ = 634.92$
Just Energy Income Fund (JE.UN): 411 x 1.24$
+ 82.20$ of the 2009 special dividend = 591.84$
Yellow Pages Income Fund (YLO.UN): 420 x 0.804$ = 337.68$
Bell Aliant Regional Communications Income Fund (BA.UN): 100 x 2.904$ = 290.40$
Pengrowth Energy Trust (PGF.UN): 6 x 0.84$ = 5.04$
Enbridge Income Fund (ENF.UN): 300 x 1.152$ = 345.60$
Corby Distilleries (CDL.A): 100 x 0.56$ = 56$
= 2 687.84$

+ let’s say 100$ from the DRIP= 2 787.84$

My new acquisition just bring a little 56$ to my dividend income. But a 56$ is still a 56$ and since Derek Foster hold Corby Distilleries (CDL.A) in his portfolio, I had to hold some Corby Distilleries (CDL.A) stocks in mine too lol, even if we are talking of only 100 stocks. Little investments here and there can really make a difference at the end.

Friday during the day, the value of my portfolio gain major bucks. But at the end of day, it was a back-to-normal situation. My new Corby Distilleries (CDL.A) acquisition adds value to my portfolio. It’s actually adding 1 533$ to my overall portfolio…. My units and stocks investment portfolio is currently at 34 658$, which represent an increase of 760$ compare to December 5th. For my overall portfolio, let’s be super optimistic and say its all increase of 1 000$ this last Friday.

Here’s the maths:

1 000$ + 61 095.40$ (which is the value of my portfolio on December 5th) + my new investment of a 1 533$ value…
= 63 628.40$

It’s difficult to imagine I own that much…. I am actually only missing 36 371.60$ before reaching 100 000$. I believe this can happen for me in 2010. This is the ultimate goal, let’s say. I will certainly continue to invest in 2010. I am just so into that thing right now! In the last couple of weeks, my portfolio grow and got stronger with Bell Aliant Regional Communications Income Fund (BA.UN) and Enbridge Income Fund (ENF.UN).

The weekend on, I want to see Avatar at the theater, the new movie of Canadian James Cameron. I like his blue soft characters; they are very exotic and sexy.

Another marvelous: Davis + Henderson Income Fund (DHF.UN)

Surprise.. I finally find out how to transfer funds quickly and easily to my new broker account. At first, I proceed with a type of transfer that will take 3 to 5 days to be completed! On the 17th, I transferred 1 500$ from my also new banking account to my very new broker account… And ho surprise, the money wasn’t there! I really dislike electronic transfer of money. But lately, I discover another way, which is easier and the transfer is almost automatic: I simply need to proceed with the transfer of the money I want to use for trade in a special account that had been open for me. Anyway, the whole thing is completely different than TD Waterhouse so I was very lost in the whole process. It’s frustrating because I really wanted to get some Corby Distilleries (CDL.A) stocks, but I guess this will have to wait until next week.

Anyway, I do not have enough of 1 500$ anymore to purchase 100 stocks of Corby Distilleries (CDL.A)… The value of the stocks is currently of 15.060$. The reason why I invest in Corby Distilleries (CDL.A) is to increase the number of stocks I hold in my investment portfolio. The vast majority of what I own are .UN investment.

Talking about .UN investment, I went through one I didn’t know before: Davis + Henderson Income Fund (DHF.UN).

I never heard of Davis and Henderson before starting my new banking job. I know them for cheque orders… Today, when looking around my TD Waterhouse account, while looking under Sprott Inc. (SII). And I notice those words: Davis Henderson… Sound familiar! And guess what? Davis + Henderson Income Fund (DHF.UN) is affordable (16.280$). Don’t you find the + between Davis and Henderson kind of mysterious? I do.

Davis + Henderson Income Fund seem be a bit volatile as its activities are in the finance sector. Why I am saying so? Because of the difference between the highest (16.790$) and the lowest (10.40$) is about 7$. A quick search gave me the impression that Davis + Henderson Income Fund is a good investment for beginners like myself. The best is yet to come…

Davis + Henderson Income Fund (DHF.UN) annual dividend is of… 1.836$ per unit! Can you believe? 1.836$ per unit!!!! This is hugeeeeeeeeee.

Davis + Henderson Income Fund (DHF.UN) is on my list of companies I HAVE TO invest in.

100 units of Davis + Henderson Income Fund (DHF.UN) will provide me an annual income of 183.60$. My 100 stocks of Corby Distilleries (CDL.A) will provide me an annual 56$. At that time, I will be very close to 3 000$ in dividend income… And closer to financial freedom….

Special dividend from Just Energy Income Fund: get more from your investment

Ok, just before starting talking about dividend, I have to make my special announcement: my stocks and units investment portfolio is currently (12:26PM) at 35 031.79$! This represent an increase of 1 133.79$ compare to December 5th. On December 5th, the value of my stocks and units investment portfolio was of 33 898$. This is very great and jus now, knowing that my portfolio had increased of more than 1 000$ within 2 weeks make me feel awesome lol.

Just Energy Income Fund declare a 20 cents special dividend

And not a 0.1333 one! So this is even better. I don’t know where I got the 0.1333 special dividends from. I may have read the news release too quickly. I currently hold 411 units of that extra fabulous Just Energy Income Fund (JE.UN). Which mean that I should received 82.20$ in special dividend from Just Energy Income Fund! Isn’t great?

I am currently off this afternoon of my day time, but I work at my evening job and I have off Monday! So it’s making myself kind of a small vacation from work. I quite enjoy having free time once in a while. The weekends are always so short.

With this great news regarding Just Energy Income Fund, I really wanted to calculate my annual dividend earnings… One more time!

My future food and money provider:

Sprott Inc. (SII): 505 x 0.10$ = 50.50$

Bank of Nova Scotia (BNS): 104 x 1.96$ = 203.84$

Methanex Corporation (MX): 103 x 0.62$ = 63.86$

Fortis (FTS): 104 x 1.04$ = 108.16$

Pembina Pipeline Income Fund (PIF.UN): 407 x 1.56$ = 634.92$

Just Energy Income Fund (JE.UN): 411 x 1.24$

+ 82.20$ of the 2009 special dividend = 591.84$

Yellow Pages Income Fund (YLO.UN): 420 x 0.804$ = 337.68$

Bell Aliant Regional Communications Income Fund (BA.UN): 100 x 2.904$ = 290.40$

Pengrowth Energy Trust (PGF.UN): 6 x 0.84$ = 5.04$

Enbridge Income Fund (ENF.UN): 300 x 1.152$ = 345.60$

= 2 631.84$
+ 100$ from the DRIP
= 2 731.84$

Earning 2 731.84$ from dividend is quite a major deal for me.

And to those numbers, we may add the special dividend of Sprott Inc. (SII). Back in April 6, 2009, Sprott Inc. (SII) had distributed a special dividend of 0.15 cents per stock. At that time, I had earned 75$ from Sprott Inc. special dividend. 2009 had been a pretty tough year for the Sprott Canadian Equity Fund! So I truly don’t know if Sprott will provide a special for 2010. I still hold Sprott Canadian Equity Fund. I purchase this mutual fund just before the major stock crash, just when I shouldn’t. I had invested a total of 7 033.50$ in the Sprott Canadian Equity Fund. On date of today, my 7 033.50$ worth 4 891$. I was confident that Sprott would have work for me, but it didn’t. This was supposed to be the investment that was supposed to make me rich and it simply didn’t. The managers might already have enough pressure on their shoulders, but I have to say, I am an investor and I am not satisfied with Sprott Canadian Equity Fund. Period. But not to blame Sprott only, I am not satisfied with O’Shaughnessy either. My investment are all for a long term, but still, I want to see result on a short term. I am not going to wait 10 years to get a 5% return!

One mutual fund I am totally satisfied with is Creststreet Alternative Energy Fund. Several months ago, I took this great decision: to invest 1 000$ in the Creststreet Alternative Energy Fund. And believe it or not, in date of today, the value of this investment in the Creststreet Alternative Energy Fund is of 1 483.93$. It’s really rare to see mutual funds giving investor a profit in the year of 2009. 2009 had been rough and tough. Cannot wait for 2010 to come in. A new decade, a new year and some positive results coming from the Creststreet Alternative Energy Fund.

So right now, the Creststreet Alternative Energy Fund is kind hot on Bay Street. The Creststreet Alternative Energy Fund is being managed by Steve Martin… Sprott and O’Shaughnessy are in their fifties-sixties, if not seventies lol… and Steve Martin is not even 30 years old. Age have nothing to do with all this, but isn’t time for investors to review their position and forget about the big old stars? Not that I don’t like them, but they don’t deliver. Simple that time. Knowing at which salaries I am working – very crashy middle class – I gave myself the right to say what I like and what I don’t like. I could continue all day long and this could be my longer post ever. Anyhow, right now, I really like the fact that my portfolio had increase to more than 1 000$. I hope the day will end like this, so I calculate my overall value this weekend.

The situation with Creststreet Alternative Energy Fund is really pathetic. Do a search in the Google search engine for Creststreet Alternative Energy Fund. And you’ll see what I mean. My First 50 000$ appear on the first page of the results. This means that not too many things are being said about the super gorgeous Creststreet Alternative Energy Fund. In this case, it’s because of jealously and also maybe because of the sector. But come on, you have money, you want to invest, why would you do like everyone else? Creststreet Alternative Energy Fund is the investment to be in. I might only have invested 1 000$ in the Creststreet Alternative Energy Fund, but if I could, I would have invested more, just that I have that dividend goal in mind and mutual funds = no dividend… But I consider investing another 1 000$ in the Creststreet Alternative Energy Fund in a close future.

Creststreet Alternative Energy Fund rock, no one can deny it.

As for Sprott Inc. (SII), their hedge fund had done well, but couldn’t they have forgotten to manage the Sprott Canadian Equity? I think so. Sprott team had forgotten to manage the Sprott Candian Equity. It’s not only a matter of management, it’s a matter of intelligence. And at Creststreet, they seem to be intelligent, Steve Martin finally appear in their Management Team. You can take a look at his pic right here.

And to continue with Sprott, an article written by Andrew Willis had been published on the Globe Web site, title “Eric Sprott lifts Canadian hedge funds”. Maybe Eric Sprott is good with his hedge fund, but I am telling you, during that time, Eric Sprott had forgotten his Sprott Candian Equity! It’s the only rational explanation I have for me loosing about 3 000$ in the Sprott Canadian Equity Fund.

It doesn’t matter how well Eric Sprott manage his hedge fund, I do not have 150 000$ to invest and I simply do not care about Sprott hedge fund. It’s simply disgusting.