Margin account debt: $48 004,40 @ 3.75%
Annual interest: $1,800.17
On the date of October 19, 2021
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
Because life is all about money and a bunch of other things
Margin account debt: $48 004,40 @ 3.75%
Annual interest: $1,800.17
On the date of October 19, 2021
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
Cold cash: $7,315.44
Energy and Base Metals Term Savings (Indexed term savings): $577.30
It's looking like the TSX will soon jump in the 21,000 points. My non-registered portfolio closed today session at $137 275,95, my TFSA portfolio at $129,352.84 and my RRSP portfolio - stocks only - at $62,005.37. I still have a bit of cash inside my RRSP and TFSA portfolio. This past October 15 was a great day for my dividend income, which provide a good amount in cash, especially for my TFSA portfolio. I have a few investments ideas, but I haven't decided of anything so far.
I had closed to 3,000 Air Miles, and I taught about getting something special for my father as Christmas gift. I gave my father the choice between this ObusForme Cordless Shiatsu Back Massager with Heat or this Beurer Shiatsu Foot Massager. I always have a really hard time to find something nice for my father. I was happy with my idea. My father decided he wanted the ObusForme Cordless Shiatsu Back Massager with Heat. Both the ObusForme Cordless Shiatsu Back Massager with Heat and the Beurer Shiatsu Foot Massager seem to be well ranked on Amazon. The ObusForme Cordless Shiatsu Back Massager with Heat will arrive within 4 weeks. Air Miles are a good place to shop for free gifts, but items need to be ordered in advance.
Yesterday, I caught a black cat in my mother's flowers. Look at this little sweetie trying to hide from me, behind the red flowers:
This past Friday had been another great day for the TSX. My non-registered portfolio closed today session at $137,312.77, my TFSA portfolio at $128,729.29 and my RRSP portfolio at $61,945.13. I estimate my net worth to exceed $331,000. In my opinion, the road to the first $350,000 won't be too long.
Currently, the gains made on my Bitcoins and Ethereum unit funds are all together reaching the $400+ value. It's a nice amount, but since I had been waiting for quite a while now to make a great profit by selling my investment in Bitcoin Fund The Class A units (QBTC), Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B), and 3iQ CoinShares Ether ETF (ETHQ). I want to see the color of my money with those investments. It's the reason why I will just ignore for now that I even have any units of QBTC, BTCC.B, and ETHQ in my TFSA portfolio, and get back to it later on. Maybe just in 2022, we'll see. In my opinion, the 3iQ's funds are the best ones to invest in to make a quick and easy profit. Sometimes, a quick wanted profit takes a bit more time to make.
At first, I had a good start buying-and-seeling crypto funds. But at a point, I got stuck in the game and I haven't been able to sell as quickly as before. This is the reason why I still hold to my crypto funds unit in date of today. Now, the situation is a bit different. I am simply holding in the hope to make more profit. Once made, that profit will be made at a $0 commission fee - thanks to my new broker National Bank Direct Brokerage - and also free of tax because I hold all of my crypto funds inside my TFSA portfolio.
Before leaving Montreal for New Brunswick, I spent a bit of money. I bought a new smartphone, which I really needed, new boots, clothes, and a few other purchases which unfortunately add up too quickly. I prefer to buy those things in Montreal because where I am in New Brunswick, we have fewer choices and stores. Extra money would be more than welcome. Just to make me feel worst, I had to leave some things behind because my luggage pieces were already very heavy... It's not an easy task to pack for several months for both autumn and winter, but I did, and here I am, watching the train in my old folks' backyard:
I like to watch the train. It usually travels from right to left, like in this video.
I just did a small investment in the National Bank of Canada (NA) for my non-registered portfolio, to activate the credit transfer fee from National Bank Direct Brokerage.
Still no luck hunting so far, but the weather is just too warm right now and it's not helping. However, I got a few nice pictures of my hunting
Yesterday, I updated my investment portfolio. It was my first update since being with National Bank Direct Brokerage. We note a few newcomers: Vanguard Russell 1000 Growth Index Fund (VONG) in my US portfolio, North West Company Inc. (The) (NWC) in my TFSA portfolio, and AirBoss of America Corp. (BOS) in my RRSP portfolio.
I used to have a huge history of my total assets and net worth value in the right column of my blog. I had put that information in a post, that you can now find right here. From now on, I will only put in my right column the latest total assets and net worth value, like this, which is currently from my blog right column, among with the little warning above it:
On the date of December 5, 2009, I had exceeded the $60 000 in assets! (not in net worth yet).
Cold cash: $7,315.44
Energy and Base Metals Term Savings (Indexed term savings): $577.30
Margin account debt: $48,583.78 @ 3.75%
Annual interest: $1,821.89
On the date of October 14, 2021
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
I invested in Vanguard Russell 1000 Growth Index Fund (VONG) earlier today for my US investment portfolio.
My Canadian non-registered portfolio closed today session on a good $136,312.17, my TFSA portfolio at $127,569.78, my RRSP portfolio at $61,447.64, and my US non-registered portfolio closed at $4 311,79 CAN. My US margin portfolio arrived over the National Bank Direct Brokerage on the first week of October, but I didn't receive yet the $135 plus taxes credit to cover the transfer fees for that account. As told by a National Bank Direct Brokerage's broker, I begin to really believe now that you really need to place a first trade before received the so wanted credit. Just like I had been told.
I only had a small amount in cash available inside my US margin portfolio - and even though it's a "margin" portfolio, I don't want to borrow money in US dollars in that account. I took a look at Derek Foster's latest newsletter, but I didn't find anything for my interest in his portfolio. I have access to Stockopedia to help me find new stocks to invest in, but my subscription exclusively covers Canadian stocks only. Following what, I suddenly remember something that been said by Warren Buffett, that the S&P 500 Index was a good investment. So I started by looking for US ETF related to the S&P 500 Index. Unfortunately, the ETFs that are invested in the S&P 500 Index are super expensive, like $200, $300 per unit!
I also check on the price stocks of different US companies, but many of them are super expensive. Generally speaking, I find the US market to be a rough place to be. It's super expensive and extra volatile. I find it difficult to find a US stock that has a good overall chart that goes all the way up. Fortunately enough, Vanguard Russell 1000 Growth Index Fund (VONG) has exactly the kind of overall chart that I like, only nice and steady growth that is under control:
I only made a tiny small investment in Vanguard Russell 1000 Growth Index Fund (VONG) today, but with my upcoming transfer credit fee that I am waiting for from National Bank Direct Brokerage, I will have enough money to invest in something else in US dollars, but once again, it will only be a tiny little small investment. Having a $0 commission fee broker is for me a huge game-changer.
In my opinion, there's no small investment, even if I name some that way. Every single investment made over the stock market is an important one. It doesn't matter how little you invest, but the money absolutely needs to be made inside high-quality investments, no matter how little the amount invested is. And this is exactly how I reached my highest net worth ever of $332,735.61, by investing small amounts of money over time in high-quality stocks. I want my blog to be the illustration of just that.