To all the hoarders out there!

It was another good day for the TSX, which closed the day within 19,000 points. We are now only missing 937.15 points to hit the old 20,000 points. I notice that my non-registered hit on the 142k, closing at $142,073.00, my US portfolio at $4,778.56, my RRSP portfolio - stocks only - at $64,016.65, and my TFSA portfolio at $119,856.65. I estimate my net worth to maybe be around $331,000. I am now only missing $30,000 in order to hit back my old highest net worth value, which was $361,000. I don't see this as a super huge gap. $30,000 is a lot of money, but it's not awful. My margin debt is now below $46,000 which is great.

Despite inflation and other things I have no control over, I have to admit that I am in a great place right now. Since I came back to Montreal, I went through a massive process of going through my clothes, old books, old fake pieces of jewelry, papers... I am sort of a hoarder in a certain way, but I know it. I could say that I am actually a good hoarder. Once I am in the mood and see the necessity of it, I declutter without any problems. I am a good hoarder because I can get rid of things easily. And real hoarders or actually not able to view themselves as they are - but I personally have no problem with that It happen I was in that sort of mood a few months ago, which help a lot. Now, the only thing I am still working on is my papers. And you may ask yourself, what I mean by papers. Well, it goes to old tax papers, to stuff you had from your school years, old financial statements - all sort of papers that I just put away, and keep over the years. I am well advanced but I want to keep a copy - an electronic one - of what is important to me. And I am currently dealing with the most precious part if I may say. I don't have too much left to go through, but because I don't have that much left, I just don't move forward in that task.

So that's my main project for the days to come.

I also put on sale some items I don't use or need anymore. I did a good job with that selling an old laptop and old smartphone. I had sold a purse just a few days ago. I think it was yesterday, don't ask me. I didn't sleep well last night because of the extremely hot weather, but today is much better in Montreal. I don't really like social media, but I have to say that I had sold all of my stuff on Facebook's Marketplace. I got many replies for my old electronic items over there and they sold very quickly. I was really impressed. If you have anything for sale, I strongly suggest Marketplace, it's quite a powerful tool, much more than Kijiji alone, but I do both.

The end of July is coming, and with it, a brand new $2,000 I will have at my disposal to do whatever I want to do with it. I want to invest it partly, and I was thinking about probably investing a bit in Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A) inside my non-registered portfolio. I want to invest also a bit in FTS, POW, and BCE - those are stocks that I already own in my non-registered portfolio. I would like a few shares just to add up to my number of stocks. I still have plenty of room inside my TFSA portfolio, but I prefer to add stocks to my non-registered one in order to boost the value of my margin, to keep it strong.

I am a hoarder, but I am not dumb.

More and more dividend candies from Methanex Corporation (MX)

The "Dividend candies" make me laugh. In my beautiful non-registered portfolio, Methanex Corporation (MX) is among the first stocks that I invested in many years ago. Currently, MX is on a wonderful gain of +210,83% in my non-registered portfolio. It's really rare that MX announced a dividend increase. I don't actually remember if it's an event that ever happens before now, but I doubt it. Just a few days ago, Methanex Corporation (MX) announced a happy 20% dividend increase! 

That's somewhat exciting news. One strange thing is that this is actually happening now, while we are struggling with both recession AND inflation. The recession state hasn't been declared yet, but if it happens, it could be the first time that we have to deal with both of those strange things at the exact same time. This latest dividend increase for Methanex Corporation (MX) increased my annual dividend to close to $11,600.

On that good note, my non-registered portfolio closed today's session at $141,745.08, my US portfolio at $4,780.52, my RRSP portfolio at $63,918.34, and my TFSA portfolio at $119,230.09. Today, I invested a very small in TD inside my TFSA portfolio. I bought less than 5 shares.

Thank you for the good day, TSX!

I was just so in need of this right now!

Its been quite a very good day for the TSX, which closed today's session on a good 18,937.71 points. This happens while the UK and Europe are burning under a heavy hot wave. Today, I didn't suffer much from the heat, but tomorrow could be a bit more difficult. My non-registered portfolio closed today session on a great $141,504.47, my US portfolio at $4,791.42, my RRSP portfolio at $64,140.29 and my TFSA portfolio at $118,706.66. I received a bunch of little dividend payments, so I have now again a bit of money to invest again.

A few days ago, I place a very small investment in BCE Inc. (BCE) inside my TFSA portfolio and in Telus Corp (T) inside my RRSP portfolio. I like to reinvest the money I earn from my dividend, whenever it's at my disposal. The 0$ commission fee with National Bank Direct Brokerage is helping me on that matter.

I didn't post anything in a little while, but here's a little paragraph that I wrote a few days back:

The TSX is so unstable that I think I might simply transfer the $2,000 that I am expecting by the end of the month over my margin amount. The TSX is currently still in the 18,000 points, but it may even go lower when the "recession" status is confirmed and announced. Or it may not move too much, since we are expecting it. There's just no way to predict which direction the TSX will take next. On the date of yesterday, I still have over $45,000 available as "buying power" on my margin account. I am in a good shape, but watch the TSX ups and downs on a daily basis. With the interest rate rising, the interest owned on my margin account is also raising. Currently, according to National Bank Direct Brokerage to interest own on my margin, with a debt of a bit over $46,000 is 5%. I declared the interest rate own on my margin as "financial fees" each year on my tax declaration. 

And with today's good results for the TSX, I just want to invest it all :))))) Let's go.

An ordinary day for the TSX

The scratch on my right knee is healing well and I don't regret staying here in Montreal. We had another beautiful day, with some rain in the afternoon. The sun came back within a few hours. I went swimming later on in the evening, and it started raining again. The weather is very perfect - despite the rain, just the way I like it. Montreal is really feeling like a dream right now. The month of July is also really perfect in its own way because I will be receiving not 2, but 3 paychecks. 

I spent quite of bit of money so far this summer, but I am now slowing it down a bit on the expenses. The good weather makes it easier to cook a meal at home, so I just have no excuse. It's still more than $2,000 that I will have at my disposal by the end of the month, after everything is paid off. I was thinking to invest half of the sum and keeping the other half as savings. If you have any good money available, I strongly suggest putting some money aside as savings. Yes, it's boring, and yes it's tempting to invest it all - like I normally do - but with inflation and a recession at our door, it will be wise to build up a bit more savings, just to play it safe. I am actually thinking about keeping it all in savings.

Just a few days ago, I wanted to buy some jam, but I land up paying $6.99 for it. It's normally always on sale at Shoppers, but it wasn't at the time. The one I like was at that price, which I still remember to this date. This being said, I didn't shop around to see if I could get the so-wanted jam at a lower price. I normally don't buy an item if it's too expensive, but I did pay for it that time... It's something quite insulting to me. I eventually got over it, but it makes me realize that inflation is really here and that at some points, I may have to pay more than I expect for some everyday items. However, I will try as much as possible to stick to my no-buy rule when something is too expensive for my taste. I don't really need jam to live, but some jam is too good with pancakes, even at $6.99.

And here it is, my favorite jam. Delicious! :-)

I have more than just my favorite jam pic to share. Here are a few pictures.

I like the view of construction a bit everywhere in Montreal...

The TSX closed today's session on 18,678.64 points, leaving my non-registered portfolio at $138,878.14, my US portfolio at $4,789.50, my RRSP portfolio - stocks-only - at $63,321.75 and my TFSA portfolio at $117,021.67. It's expected that the Bank of Canada will raise rates tomorrow. We'll see how the TSX handles it. Since it's my last couple of days of vacation, I probably won't be in front of my laptop to look at what's going on.