Oh no, its tax season AGAIN. Tax season for the Dividend Girl = Impôts Ici

I finished this day on a happy note with a good coffee glass - since I don't have anything fancier with the exception of a champagne glass look alike, but its in plastic - of sherry on my table desk simply because I was desperately searching for a USB key that I have a bunch of back up stuff on it, all of my bitch life is on that damn thing and I couldn't find it. Just at a time when I was feeling so miserable that I could jump out of the window - I magically find my key. What a release. I taught that maybe I had left it in my Dhawa Santa Maria room in Cuba since I had brought it with me ???... But the precious key was simply misplaced. I usually have a good memory, but sometimes, I misplace things like anybody else. Anyway, it allows me to do some cleaning with my stuff, even if everything is pretty much all set at this time. I must say that my papers and stuff are pretty much in good orders. I like to clean, clean, clean. I usually dedicated a good part of my Saturday cleaning and I only have a tiny little living space. Imagine me with a home. It would be horrible. And by the way, just saying, if you want to make me really happy, a bottle of good sherry will do the thing thank you. Once I hit $300 000 in net worth, I will buy a couple of nice stuff in crystal to drink my alcohol in it.

I am slowly getting ready for my tax declaration. If it happens that you are unfortunately living in Quebec province, you have no choice, your tax declaration needs to be completed in Quebec. I had the genius idea to complete my tax declaration in Ontario while working in Gatineau (such a smart idea!!), but that didn't work out... And I also tried to have my tax declaration done in New Brunswick while living in Montreal, but that didn't work out either. And you need to switch you medical card AND driver license to a Quebec driver one since you are now living in Quebec. Please just don't do like a lady I especially know. Its not easy to be living in Montreal, but if you live in Montreal, I have a super good address where you can have done your 2017 tax declaration at a very fair price: Impôts Ici. I had been going there for many many years now and they do a very good job with my tax declaration. Imagine, they manage all of my dividend tax papers, my capital gain and loses, employment papers....Impôts Ici had always worked very hard for me because in the past years I can tell you, I worked at multiple jobs at the same time, I used to be self-employed too at the same time... ohhh papers, papers, f papers!

Impôts Ici is really the place to go for your tax declaration and I am saying it really honestly. I am not receiving a penny for saying about all the good work they did for me. They have enough of having to handle my too many papers. Their services are much more honest than H&R Block. Many years ago, only because I was self-employed, I have to pay close to $400 to H&R Block to have my tax declaration done. It was very expensive for the simple reason that I was self-employed. That year, I had made $35 000 only! I complained, received a call from a Quebec office somewhere and the lady at the phone was really upset at me because I had placed a complain. I never received any compensation and I never used H&R Block tax declaration ever again and I will never visit a H&R Block office ever again. When that incident happens, especially because of the call I received from them was really offensive, they had lost a customer for a lifetime. Don't ever go to an H&R Block office anyway because its a business that is based in the US. And right now, I am trying to stop consume anything coming from the USA.

Lately, I was under the impression and I was REALLY hoping to see my TSX hitting the 15 800 points soon enough. I was going to be on top of my game again! I was going to shine like never before..... but no way! Take that Dividend Girl, and go to hell and burn. Burn baby burn. And its really burning. The TSX is not the place to be if you are a nervous person or if, worst, you are the type of individual who easily suffer from anxiety. I am in a position where I don't care anymore. Maybe because I am drunk? lol

So much fun, it's unbelievable. I am actually always hoping for the best no matter what, its the only way to survive. Following my reading of Susan Brunner latest Bombardier cover, I decided to sell the Bombardier Inc. (BBD.B) stocks that I was holding inside my TFSA. I was lucky, I was able to sell my Bombardier stocks at $4.14 per share and I generate a little profit. I am better off without Bombardier. Just a friendly advice: when Susan Brunner writes a negative review about a stock, you are better to sell asap. Earlier in 2017, I have held on to a small investment in Dollarama Inc. (DOL), I had bought my shares at $139.18, and I later sell them at $149 when I read Susan bad review about DOL. And I am happy that I sell at that time, because DOL is not that of a solid stock. Overall, 2017 had been a good year for me. After all, its the year when for the first time I reached $200 000 in net worth.

So far 2018 is not easy, but I personally think that Trump won't be around for really long and it should get better soon enough. It fell like Donal Trump is breaking our back into every single corner. It's annoying. And all possibility of recovery is being destroyed by his willingness to make America first. Should we never forget all the damaged the USA is doing to the world.

I didn't forget my post about contribution in kind for TFSA - should come soon.

This is exactly why you need to be passionate when it comes to dividend investment

Today was the budget federal day. Nothing spectacular. Its just pretty obvious now that Justin Trudeau is about ruined us, like if it wouldn't be enough that we had to see him and his family acting like stupid clowns in India... Justin Trudeau is acting like a child. He's such a stupid jerk. That's what happen Canadians when you elect a Quebecker as Prime Minister. Shame, shame, and shame. Not really smart. This 2018 federal budget is not spectacular and nothing is being done to protect us from a very massive deficit. I don't dislike Justin Trudeau anymore, I hate him.

My dividend income just keeps growing. My annual dividend income, excluding RRSP like always, is now at $8 363.04, almost the equivalent of $700 per month. It feels good to be back there. In the past couple months, many of my investment stocks had increased their dividend: ATCO Ltd. (ACO.Y) went from an annual dividend of $1.31 to $1.50; Canadian Utilities Limited (CU) went from $1.43 to $1.57; Enbridge Inc. (ENB) from $2.44 to $2.68; Enbridge Income Fund Holdings Inc. (ENF) from $2.05 to $2.25; iShares S&P/TSX Capped REIT Index (XRE) from $0.80 to $0.81; Methanex Corporation (MX) from $1.20 to $1.32; Northland Power Inc. (NPI) from $1.08 to $1.20; Canadian Imperial Bank Of Commerce (CM) from $5.20 to $5.32; National Bank of Canada (NA) from $2.32 to $2.40.

And today, Bank of Nova Scotia (BNS) increased its annual dividend from $3.16 to $3.28. BMO Bank of Montreal (BMO) also increased its dividend today, from $3.60 to $3.72, and during that time, the TSX closed today session at 15 671.15 points.

My US stocks KO also increased its dividend. 

Do I really need to go deeper and explain why dividend investing is the hottest thing ever? Things are exactly like Derek Foster explain in his books: over time, good companies increased their dividend distribution.

Susan Brunner reviewed one of my latest investment, Bombardier Inc. (BBD.B). I never expected to hold on to Bombardier for a really long time. I am going what I like to call a quick hit-and-run investment: I will sell soon at profit. It's not the first time that I am investing in BBD.B. Int he past, I also sell off at profit some Bombardier shares. This company is not well managed enough to be considered as a serious investment for the long run. Right now, me and Bombardier, its strictly play time to satisfy my taste for self-satisfaction. 

I didn't forget about my TFSA contribution in kind post - its just I had some announcements to make today regarding my dividend income.

My newest best stock, watch out for Bombardier Inc. (BBD.B)

Things are getting better. My non-registered portfolio closed today session at $184 539.61, which is now exceeding its old value of my last portfolio update on December 30 of last year ($184 121.21). Its almost like I lost the past 2 months at doing at all, but its now it goes on the market.

Back in January 2014, if you would had told me that I was going to hold on to some dirty Bombardier stocks in my TFSA, I would had wanted to very aggressively punch you in the stomach like if you'll be a bag of potatoes. But hey, everything can happen! And girls you taught were good can turn out to be pretty bad, you just can't really know. I had invested in Bombardier Inc. (BBD.B) in January of this year. And the beast is just really happy that she did so. Am I the best or what? Bombardier is happily shining, exceeding the $4 per share... Its quite unbelievable, this dirty Bombardier is gaining some value. In the years that I had been holding on to the TSX, I had seen it all. Dirty dirt stocks turning into gold and gold stocks turning into next to nothing at all.

I was really happy today when my love decided to quick some ass and hit on the 15 700 points. Let's go TSX. I know you can go back to the old 16 000 points.

I made my really latest investment back in February 15, and currently, even my Canadian Real Estate Investment Trust (REF.UN) investment decided to close today session on a 1.22% gains. My TFSA portfolio closed at $63 683.994, and my RRSP portfolio - stocks only - closed at $37 240.87. Nutrien Ltd. (NTR) is doing better, as well as PKI.

One thing I should had done earlier this year is my TFSA contribution. Its a shame, I know, but I am so XL fat on my margin that I don't want to make moves putting me at risk. My idea was to make a contribution in kind, but because I went to Cuba and before that I was again on my Christmas vacation... time pass by to quickly and I wanted to put some money aside before making my move. I am thinking about making my TFSA contribution sometime next week. I am going to put at least a good thousand on my margin before making my contribution in kind over my TFSA. 

Inside my non-registered, I hold on to some National Bank stocks, so I was thinking about switching those stocks into my TFSA.

I am going to make a special post on TFSA contribution in kind since I am now a specialist. After that, contribution in kind will have no secrets for you. Until then, good luck, you'll need some as much as I do.

Nutrien Ltd. (NTR) finally declared its really first dividend and jumped in profit: go go go!

Things are slowly getting better. I now estimated my net worth to be sitting around $208 000. My dividend income is now at an annual $8 332.12 - that amount exclude dividend earns inside my RRSP account. Not a bad way to start the year 2018. 

My non-registered portfolio closed today session at $183 301.96 , my TFSA at $62 951.04, and my RRSP at $36 642.24. At a point today, the TSX reached the 15 600 points, and it felt good to see that we were evolving over the 15 500 points. Recovery is on its way. Its better to have a slow recovery rather than going to the old 16 000+ points overnight. In order to be a healthy place to be, the TSX needs to be the way I like it: gentle, nice and stable. Volatility sometimes hit hard, but capitalist remains, no matter what. And markets always recovered, no matter what. This year mark my 10th anniversary on the stock market. Its not yet a very long history, but on the stock market 10 years is f long. I know for sure that this world is unfair and unbalanced, and money is king of it. Markets had always and will always recovered from any type of volatility. But in my taste, I find that the TSX is the most stable market of the world. I currently estimated my net worth to be in the $208 000.

The stock market is a rough place to be, but you get use to it. A crash happen earlier this month, and I am really proud to say that this time, its the first time ever that I am facing major loses, I watched my TSX love losing some valuable BUT its the first time ever in my life that I don't feel any stress at all. It took me 10 years to become totally indifferent to the stock market volatility. If you are a new investor, I am just praying for you that it won't take you that long... Being invested on the stock market involved a lot a pain, and its sometimes not enjoyable at all. Like for example, just a few days ago, my net worth was something of about only $195 000. The jump from 195k to 208k wouldn't had been possible if I would had panicked and sell all my assets.

Agrium has ALWAYS been a super good investment, way better investment than Nutrien Ltd. (NTR), but unfortunately, Agrium and Potash are now the same company under NTR. I never experienced great capital gains by holding on to Nutrien Ltd. (NTR) so far. Today, a great news help me to save my beautiful face from failure: NTR declared its first dividend - it was about time - and by the same occasion, the title gains 5.01%.

THANK YOU GOD.

I love my baby stocks with so much love, failure is impossible.