Welcome in my non-registered portfolio Cineplex Inc. (CGX)

Monday is the first day of the week and really suck like most of the time but I decided anyway to do a few moves on my sexy portfolio. Even in a Monday mood.

First, just like announced previously, I sold out a few stocks of Student Transportation (STB). I sold 114 shares at $6.47 (100) and $6.46 (14). I hold almost the double of that amount of STB stocks. I felt it was better for me to reduce my position in STB. Not because STB is a bad stock, but because I wanted to diversify my assets and also reduced my position in this small cap. The economy is not about to get real better anytime soon and I prefer to stick to stuff that I know will be able to support my margin value during recession-depression time.

So during that time, I am trying to be smart and play hard. I am getting ready for a catastrophic stock market conditions and a laid off. I am getting ready for the worst time of my life. So I happily partly sell off my investment in Student Transportation and I bought some Cineplex Inc. (CGX) stocks.

Today, I also call in TD Waterhouse (I unfortunately have to deal with a girl broker, which make my Monday worst - I was expecting a sexy male broker voice) to get my investment in Keg Royalties Income Fund (KEG.UN), Healthlease Properties Real Estate Investment Trust (HLP.UN) and Sprott Strategic Fixed Income Fund (SFI.UN) transferred over my TFSA. Inside my TFSA, the dividend earned from those investment will be free of tax. The dividend distributes by HLP.UN, KEG.UN and SFI.UN are not pure because they are .UN companies. So for that specific reason, I decided it was about time to do something about it. And not to forget that the money transferred in a TFSA can be withdraw at anytime in case of need. The rules are not as restricted as for the RRSP. Jim Flaherty may be an alcoholic, but he has pleased many investors with the launched of the TFSA. I still have left contribution room in my TFSA. I may slowly transfer over some other investments who have a low loan value for my margin. It will be difficult to find other stuff to transfer over my TFSA because most of holding own hundreds if not thousands in margin loan value.

In the immediate time, Data Group Inc. (DGI) doesn't have a loan value. Between you and me, its quite a bad sign. Friendly advice: don't invest in Data Group Inc. (DGI). So basically, I could transferred my investment in Data Group Inc. (DGI) over my TFSA and it will have no effect on my margin value.

Another investment that I could currently transferred over my TFSA (I should had joint that one to the list of today actually) is a Gordon Pape stock: Firm Capital Mortgage Investment Corporation (FC). That one has a loan value of just a bit more than a 100 bucks in my portfolio and the gain made on the investment is not much, just a $36. Which mean I won't have a fortune to pay on capital gain when I transferred that one in my TFSA. The best of all is to actually transferred real fresh cash (not coming from the margin for once) over the TFSA and AFTER shoot in cool crazy stocks. At this time, the challenge of my life is to take control over my expenses, stop eating like if I am pregnant without being and to stay away from junk stocks. And junk food too. Can I do that, do you think? (And now, gentlemen, just close your eyes and imagine me naked on the beach).

Got ya.

My non-registered portfolio is now at $127 297.59, with a margin left of $18 210. Enough to go shopping.

Who are you Eugene Kaspersky?

I hit big in January for my dividend income in January with a nice $783.09. This is enough to cover half the cost for my living expenses, which is about $1 500 a month. I also earned a $123 from online for the month of January. The little amounts of money adding up, making it easier to save cash to invest even more. I received my first freelance assignment for 2013. I have to move faster because it’s already February and I haven’t try anything new regarding my freelance activities. I even haven’t try on getting a new something to work on.

For 2013, something I really want to work on is to be able to cover my living expenses with my dividend + freelance + online cash. It shouldn’t be too much difficult for me to reach this goal, especially now that my dividend now represents an interesting source of income. As for the online income, I have my blog and my HubPages articles. Now that I got rid of my winter flue and full of my usual energy, I am ready to push it a bit further. While getting ready, I am watching the beautiful stocks of my very wonderful portfolio.

Student Transportation (STB) is a stock that I had been holding for 2 years. I have invested a bit more than $1 300 in STB. The company value seems to be stable for now, but I prefer to secure my position while I can. Right now, I am doing a profit on STB, small, but still a profit. It’s a good time for me to do a move on the stock. I don’t feel comfortable with the amount currently invested in STB. I plan to partly sell my holding in Student Transportation (STB) and reinvest the money in something else.

Lately, I have been interesting in the following:

Cervus Equipment Corporation (CVL): a stock from Jean-François Tardif, the love of mine I began to have enough of.

Cineplex Inc. (CGX): a stock I had been thinking of investing in for a little while).

RioCan Real Estate Investment Trust (REI.UN): a more recent investment that catch my interest after reading about it on the Globe and Mail.

I am thinking of holding a bit of Cineplex Inc. (CGX), so it’s probably where the money will be added on sometime next week.

I don’t plan to sell my holding in JFT Strategies Fund (JFS.UN) for now. It’s just that I was hoping for quick big cash on the investment. For now, the situation is not catastrophic. Jean-François Tardif had come with some real good stocks like Healthlease Properties Real Estate Investment Trust (HLP.UN) and Cervus Equipment Corporation (CVL). JFS.UN units are trading at close to $10. I got my units at $10 each during the public offering. Patience is a virtue that I kind of have and lose sometime. Right now, between me and Jean-François Tardif, it’s tough love. I made a great profit on Healthlease Properties Real Estate Investment Trust (HLP.UN). I had been holding HLP.UN in my portfolio since October 2012.

My margin value is at more than 18k. In my portfolio, HLP.UN has a loan value of less than $300. I was thinking of transferring my HLP.UN units to my TFSA. I plan on doing so for Keg Royalties Income Fund (KEG.UN) and Sprott Strategic Fixed Income Fund (SFI.UN). All together, those investments have a loan value of something like $500. So what I plan to do is to transfer those inside my TFSA and add a $500 in cash to my margin account to compensate.

I don’t have much invested in my TFSA and I want to fix that.

I could even transfer my JFT Strategies Fund (JFS.UN) over my TFSA. Now could be a good timing because right now, I am not making a profit on JFS.UN. From my understanding, when you take a non-registered investment and transfer it to TFSA or RRSP, if you have made money on the investment since you had been holding it, you are going to have a capital gain that will be apply on the transfer. See what I mean?

Ok, let say that I had invested $500 on XYZ Inc. company and that now that same investment worth $1 000. If I want to now transfer XYZ Inc. in my TFSA, I will have a $500 capital gain to declared, on which I will be tax.

Right now, the profit made on KEG.UN and HLP.UN is not enormous. And on SFI.UN, I am not on a capital gain, but on a capital loss of a couple dollars. Now is the perfect timing to consider the TFSA. I will make my move soon.

My antivirus has expired. On my laptop, I had McFee, but I didn’t like it, I find it too heavy for my machine. I used to have Kaspersky Lab on my previous laptop and it worked very well. I usually buy my antivirus during Boxing Day but this year, I was on vacation in New Brunswick and the need to purchase an antivirus got out of my mind. My McFee licence got expired this week. Surfing the Web without an antivirus can be very dangerous – I know that at least. So today, I purchased my antivirus. I purchased it full price, $59.99 for one year. I didn’t have any choice.

While opening the CD box of Kaspersky Lab, I saw the picture of Eugene Kaspersky, the co-founder of Kaspersky Lab and the man caught my attention. A sexy Russian guy. His son got kidnapped in 2011, but he was found and released with no injuries. I found Eugene Kaspersky quite interesting. Now you know about him.

What the JFT Strategies Fund (JFS.UN) is doing in my portfolio anyway?

I am usually never sick but the cold weather of the last couple of days in Montreal left me sick. The worst was to have the feeling of not having enough sleep while I just wake up... After spending the whole weekend pretty much in bed, I am back on my feet. Sick or not, this weekend, I really wanted to update my portfolio and I did. My investment portfolio is now at $173 069.55. My net worth increased to 95k, making it very closed to the famous 100k. I have a bit more in savings than usual because of the paycheck that came in this week. I just cannot believe February is hitting on.

There is a temporary system problem. Please contact your local TD Waterhouse office for assistance.

Too bad, we’ll never going to know the value of my portfolio on this beautiful sucking MONDAY. I just had 2 days for me and I had to spend it half death in my bed. It hasn’t been a really nice weekend. Life is sometime really hard. I might have received some other juicy dividend distribution, but I will have to wait until tomorrow I guess to find out.

I was looking carefully at my non-registered portfolio when I came to the following conclusion: I have like a close 5k investment value in my non-registered portfolio that is not providing any juice at all. In my portfolio, First Majestic Silver Corp (FR) and JFT Strategies Fund (JFS.UN) are just laying there doing nothing for my business if you know what I mean. Luckily, I had partly sold my holding in First Majestic Silver Corp (FR) a couple of months ago. Mining companies can be hard to hold. 

And FR is among them. Right now, FR is trading the below $18. FR is actually basically at the same value of the time of my initial purchase... It’s not fun of course, but I hope FR will get back on track soon.

I was holding FR hoping to make a bunch of money on the title. Unfortunately for me, the very evil Eric Sprott himself is an investor of FR. Is it because of Eric Sprott that First Majestic Silver Corp is falling apart? Who’s to blame?

In this case, FR doesn’t pay any dividend and is now doing absolutely nothing good in my portfolio.

As for JFT Strategies Fund (JFS.UN), the story is even worst. I had made some good cash by trading FR in the past. But on JFT Strategies Fund (JFS.UN), I never made one damn cent. I had been holding on JFT Strategies Fund (JFS.UN) since its public offering. I was quite excited to hold something being manage by Jean-François Tardif himself, ex-hedge fund manager at Sprott Asset Management.

And guess what happen?

NOTHING. Nothing happen! The fund never went over the $10 per share. Since its opening, I never been able to make money on the JFT Strategies Fund (JFS.UN). I was expecting Jean-François Tardif to deliver, but he didn’t. The man is blaming the stock market that is not the same as when he was in his golden years with Sprott in 2008-2009.

I wanted something magical to happen, I was expecting to get rich on the JFT Strategies Fund (JFS.UN) and NOTHING HAPPEN. And it’s pissing me off. How long will I have to wait before Jean-François Tardif started delivering again?

So here am I with a couple thousands in my portfolio. That money is not doing anything for me at the present time. What should I do? I think the only thing left to do is to pray God and the angels to HELP me. I won’t let this happen without doing anything. I have enough of FR but I certainly have more than enough of the Jean-François Tardif who turns himself into a manager who likes to fool us with his fund. ENOUGH. I have enough.

My investment portfolio on date of January 26, 2013

Savings: $1 121.76

Non registered Investments:
Stocks and Units investment portfolio $CAN
Sprott Inc. (SII): $4 235.30
Timminco (TIMNF): $0.20
Blue Note Mining (BNT): $6
Bank of Nova Scotia (BNS): $6 432.80
Hanwei Energy Services (HE): $25.50
Methanex Corporation (MX): $3 646.20
Fortis Inc. (FTS): $3 744.15
Pembina Pipeline Corporation (PPL): $13 522.74
Just Energy Group Inc. (JE): $8 195.17
Pengrowth Energy Corporation (PGF): $1 069.50
Enbridge Income Fund Holdings Inc. (ENF): $8 662.94
Corby Distilleries Limited (CDL.A): $2 139
Davis + Henderson Corporation (DH): $4 715.28
Premium Brands Holdings Corporation (PBH): $7 730.35
EnCana Corporation (ECA): $4 099.68
iShares S&P/TSX Capped REIT Index (XRE): $2 650.34

Horizons Gold Yield Fund (HGY): $1 842.30
Canfor Pulp Products Inc. (CFX): $1 080
New Flyer Industries Inc. (NFI): $2 061.28
Exchange Income Corporation (EIF): $9 005.76
Rogers Sugar Inc. (RSI): $578.55
Student Transportation (STB): $1 393.14
Colabor Group Inc. (GCL): $869.04
TMX Group Inc. (X): $423.28
Data Group Inc. (DGI): $1 479.76
K-Bro Linen Inc. (KBL): $3 000
Westshore Terminals Invest Corp (WTE): $5 714.04
Westernone Inc. (WEQ): $3 328.80
Atlantic Power Corp (ATP): $2 963.35
First Majestic Silver Corp (FR): $1 752
Kinross Gold Corp (K): $1 292.56
TransCanada Corp (TRP): $1 218.75
Canadian National Railway Co (CNR): $3 822
Firm Capital Mortgage Investment Corporation (FC): $558
Sprott Strategic Fixed Income Fund (SFI.UN): $441
Enbridge Inc. (ENB): $1 236.76
Agrium Inc. (AGU): $2 998.84
Canadian Utilities Limited (CU): $1 570.80
Veresen Inc. (VSN): $842.82
Chorus Aviation Inc. (CHR.B): $669.24

Crescent Point Energy Corp (CPG): $869.44
JFT Strategies Fund (JFS.UN): $1 930
Keg Royalties Income Fund (KEG.UN): $744

Geovencap Inc. (GOV): $1

Healthlease Properties Real Estate Investment Trust (HLP.UN): $1 124

Bombardier Inc. (BBD.B): $518.70

Heroux-Devtek Inc. (HRX): $517

Black Diamond Group Ltd (BDI): $545

Emera Inc. (EMA): $904

TOTAL: $128 170.36

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): $1 943.66
Cash: $4.12

TOTAL: $1 947.78

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $26.16
Dumont Nickel Inc. (DNI): $546.25
Sprott Physical Silver Trust UTS (PHS.U): $2 544.46
Cash: $5.60

TOTAL: $3 122.47

RSP investment portfolio:
Sprott Canadian Equity Fund: $4 706.08
Claymore Gold Bullion ETF (CGL): $5 009.16
EnCana Corporation (ECA): $2 030.13
Emera Incorporated (EMA): $8 027.52
Sprott Physical Silver Trust UTS (PHS.U): $848.15
Cash: $6 044.95

CIBC Dividend Growth Fund: $600.08
CIBC Emerging Markets Index Fund: $334.85
CIBC Monthly Income Fund: $1 072.03

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.06

GIC National Bank: $1 227.70
GIC Plus TD: $500

Maritime Life International Equity Fund
(Templeton): $584.15
Manulife Simplicity Growth Portfolio: $937.51
Maritime Life CI Harbour Seg Fund: $1 111.75
Maritime Life Fidelity True North Seg Fund: $1 076.23
Manulife GIF MLIA B World Invest: $725.47

Great-West – various: $1 957.04
Various other mutual funds: $675

TOTAL: $38 547.16

Social Capital at Desjardins Membership share: $40

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
($120.02):
$173 069.55

Derek Foster Video Series: Worth it or not? $39.95 for what?

I got cold and now I have the flue. Nothing major for now, just a rainy nose and a punch in my sexy throat. I never been this cold in my life while being in Montreal. As far I remember, I always been able to walked around without any problem, maybe just a couple of days where I took the metro but that's all. But this winter is one of the coldest ever. So I bought some metro tickets. From my place to work, its about a 40 minutes walk. If I take the metro, I am at 20 minutes walk from the metro. I couldn't bought one month because the month only begin on the first of each month... But hey, what the heck. And you know their weekly metro pass, the week begins... on MONDAY. OF COURSE. I may buy a pass for February.

I am usually never sicked, but this time, the cold weather got me this time. And just to make things a bit more complicated, I had been very very busy this week. My job is so hard right now. I changed of position and I got a little raised. The problem is that they are getting so busy at work, its unbelievable. I am willing to do my part, but there's soooo many things to be learn. I am even putting in extra hours that I don't even declared. Why? Well, I feel it wouldn't be appropriate at this time for me to ask to have those extra hours paid because I am new the job, I made a few mistakes, etc. The learning process is hard. But I  have to say that those Quebeckers have been very kind to me so for me to put in a bit more hours is like my way to say sorry without saying it loud and clear. I do apologize when a situation occur. Those are not too common. Its the second time I am messing up. But so not my fault in a way. But its kind of terrible when you think about it twice. I am a terrible employee.

But you know that right?

LOL. Its just time like that, a learning period that I hope won't be too hard on everyone excluding me.

I took a taxi to go to work this morning and I heard at the radio that there's been murders in US schools again. So terribly sad. It cost me 12 bucks.

I have a headache so this post won't me long and I have to go to work early to take care of my mess at work, classy girl....

Before I leave, just one thing: my non-registered portfolio closed today session at $127 601.25!! Its really too bad that I don't have time to post an update of my portfolio.

I had received a request to post on more info about my portfolio, like if it wasn't enough already LOL. But you want more, so just get ready to get more ok. Other than that, I had purchased Derek Foster brand new video series and I have to say, I find the videos interesting. For those who like to know what Derek Foster hold, why, at which price he paid for such such thing, you are going to like the videos because that's exactly the topic covered by Derek Foster. Interesting to watch, easy to understand (even for French girl like me). Only thing missing is him shirtless on the beach.

I am going now, I am tired. Good night special readers. We are soon going to explode on the half of millions view so just continue your good job.

Pretty money, I love to count my pennies. Pretty.

I just completed the manual and oh how long calculations of my... fortune. So I count penny per penny, investment per investment... And finally, the results are in! Are you ready for this?

My non-registered portfolio is at $126 853.21. My overall portfolio is popping the 170k and established itself at a very good $170 864.05. My net worth after debt is of $92 853.74. I should be able to get in the 100k net worth by the end of 2013 if the market goes like this for the rest of the year. My dividend income for January is interesting. So far, I am on $500+. The numbers are great and I just cannot wait to place my next investment move.

My margin account is safe for now. I am using $50 933.68 of my margin money and I have left available $18 072.40. I am exceeding my minimum fix at 15k, which is all good for now. Eventually, a 20k or even 25k would be even better for safety measures.

Some readers suggested me to pay off debt for now and wait for the bear market to kick in before investing more. This is a very good suggestion. I would like to have the ability to just wait, but I just cannot control myself. Just another one..... PLEASE.

Right now, an investment I keep thinking of is: Cineplex Inc. (CGX). This stock has great value, I think. I remember reading something on Susan Brunner blog about her assisting to a money conference and one person said that CGX was a good investment or something like that. The dividend yield is exceeding the 4% by a few ones and the dividend is paid MONTHLY. I love to receive dividend distribution on a monthly basis.

The 2012 financial results of Cineplex will be announced on February 7 so I plan to get in the game before that date. Which mean I will buy some Cineplex stocks before the 7^th of February. The US has registered a very good year for movie entries so I guess it will be the same for Canada. I don’t recall exactly where I read that. Anyway, adding in some Cineplex Inc. stocks seem for me to be a nice way to diversify my portfolio. 

This is a good weekend to be spent in jogging and go to the movies. I saw that movie about the 9-11 events and about Ben Laden, how he was found and killed, Zero Dark Thirty. That movie should never been made. It’s a provocation for the extremists to wake up again. I felt very upset after watching Zero Dark Thirty. It’s a complete lack of social consideration. If the US get ever target again with a terrorist act, they will be the only ones to be blame. Everything is for the money in Hollywood. War is not something to be celebrated. Ben Laden was killed, but other were kills too. And we don't know who those people were. Americans were celebrating in the streets when Ben Laden was killed. After that, the US wondering why their country is hated a bit everywhere around the globe.

Extreme arrogance, vanity will cost Americans a lot more than what it has did in the past. I don’t suggest anyone to go see Zero Dark Thirty despite the “take your breath away” effect it’s giving you from the beginning to the end. Why? Because its something you need to watch. Disgusting movie. The Hollywood industry is full of shit to have release such a damn thing. Zero Dark Thirty is just another US shame. A provocative act to wake up Al Quaida and terrorists. That is what its all about. War is wanted by Americans so they'll be able to push further their poor economy. How many others will have to die?

We all have our own life to live and its a good thing that I am not an American. I spent my time today counting and counting my pennies. The arrogance of some shouldn't keep us from living our lives the way we want. Nothing has to be disturb. US is such a f up country. Darling is happy to be a Canadian. Especially after watching Zero Dark Thirty.