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Wednesday, February 2, 2022

My investment portfolio on date of February 2, 2022

Cold cash: $7,655.96

Stocks and Units investment portfolio $CAN 

Bank of Nova Scotia (BNS)
Methanex Corporation (MX)
Fortis Inc. (FTS)
Pembina Pipeline Corporation (PPL)
iShares S&P/TSX Capped REIT Index (XRE)
New Flyer Industries Inc. (NFI)
TMX Group Inc. (X)
K-Bro Linen Inc. (KBL)
TransCanada Corp (TRP)
Canadian National Railway Co (CNR)
Enbridge Inc. (ENB)
Emera Inc. (EMA)
Saputo Inc. (SAP)
Loblaw Companies (L)
Savaria Corporation (SIS)
WSP Global Inc. (WSP)
George Weston Limited (WN)
Power Corporation of Canada Subordinate Voting Shares (POW)
National Bank of Canada (NA)
TOTAL: $140,518.52

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B)
General Mills Inc. (GIS)
Vanguard Russell 1000 Growth Index Fund (VONG)
Pfizer Inc. (PFE) 
TOTAL: $4,884.12 US: $6,156.92 CAN
 
Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI)
CT Real Estate Investment Trust (CRT.UN)
Canadian National Railway Co (CNR)
Exchange Income Corporation (EIF)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Brookfield Renewable Energy Partners L.P. (BEP.UN)
Andrew Peller Limited (ADW.A)
Toronto-Dominion Bank (TD)
Boyd Group Services Inc. (BYD)
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
Data Communications Mgmt (DCM)
LifeWorks Inc. (LWRK)
Royal Bank of Canada (RY)
Park Lawn Corporation (PLC)
Toromont Industries Ltd (TIH)
BCE Inc. (BCE)
Boralex Inc. Class A Shares (BLX)
Savaria Corporation (SIS)
Northland Power Inc. (NPI)
Calian Group Ltd. (CGY)
Canadian Utilities Limited (CU)
WSP Global Inc. (WSP)
Granite Real Estate Investment Trust (GRT.UN)
Cargojet Inc. (CJT)
Nutrien Ltd. (NTR)
TFI International Inc. (TFII)
Canadian Imperial Bank Of Commerce (CM)
SIR Royalty Income Fund (SRV.UN)
ATCO Ltd. (ACO.Y)
Aecon Group Inc. (ARE)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)
Metro Inc. (MRU)
Alimentation Couche-Tard Inc. (ATD.A)
Fortis Inc. (FTS)
CGI Inc. (GIB.A)
TMX Group Limited (X)
Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Suncor Energy Inc. (SU)
Rogers Communications Inc. (RCI.B)
Telus Corp (T)
JFT Strategies Fund Class A Units (JFS.UN)
Bitcoin Fund The Class A units (QBTC)
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)
3iQ CoinShares Ether ETF (ETHQ)
Tilray Inc (TLRY)
North West Company Inc. (The) (NWC)
Bank of Nova Scotia (BNS)
National Bank of Canada (NA)
Stelco Holdings Inc. (STLC)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
TOTAL: $126,353.31

RSP investment portfolio: 
Emera Incorporated (EMA)
Ovintiv Inc. (OVV)
Toronto-Dominion Bank (TD)
Telus Corp (T)
Royal Bank of Canada (RY)
Savaria Corporation (SIS)
Thomson Reuters Corporation (TRI)
Park Lawn Corporation (PLC)
Richards Packaging Income Fund (RPI.UN)
Toromont Industries Ltd (TIH)
CAE Inc. (CAE)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
Boralex Inc. Class A Shares (BLX)
Quebecor Inc. (QBR.B)
Logistec Corporation Class B Subordinate Voting Shares (LGT.B)
Brookfield Renewable Partners L.P. (BEP.UN)
Leon's Furniture Limited (LNF)
Bank of Nova Scotia (BNS)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Cascades Inc. (CAS)
JFT Strategies Fund Class A Units (JFS.UN)
AirBoss of America Corp. (BOS)
Suncor Energy Inc. (SU)
Pender Growth Fund Inc. (PTF)
Rogers Communications Inc. Class B Non-voting Shares (RCI.B)
ATS Automation Tooling Systems Inc. (ATA)
Algoma Central Corporation (ALC)
Finning International Inc. (FTT)
Guardian Capital Group Limited (GCG)
 Information Services Corporation Class A Limited Voting Shares (ISV)
Interfor Corporation (IFP)
Maple Leaf Foods Inc. (MFI)
National Bank of Canada (NA)
Nutrien Ltd. (NTR)
Open Text Corporation (OTEX)
Taiga Building Products Ltd. (TBL)
Vitreous Glass Inc. (VCI)
Total: $66,441.86

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,610.91

Others: $1,159.90

NBI Income Fund: $1,334.26

Manulife Fidelity NorthStar GIF CAP
Manulife Simplicity Growth Portfolio 
Maritime Life CI Harbour Seg Fund
Maritime Life Fidelity True North Seg Fund
Manulife GIF MLIA B World Invest
Total: $8,805.79

Other various: $25,934.88

TOTAL: $107,287.60

Social Capital at Desjardins Membership share: $35
Online money: $47
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
On the date February 2st, 2022
$388,054.31

Tuesday, February 1, 2022

Historic of my Total assets and Net worth values on date of February 1st, 2022

 2022

Total in assets: $386,320.32/Net worth: $340,128.37: February 1st, 2022

2021

Total in assets: $385,979.66/Net worth: $339,434.39: December 31, 2021
Total in assets: $382,726.19/Net worth: $336,268.16: December 23, 2021
Total in assets: $388,421.37/Net worth: $340,312.77 - HIGHEST  NET WORTH VALUE EVER!
November 8, 2021
Total in assets: $387,068.51/Net worth: $338,959.91: November 5, 2021
Total in assets: $384,785.92/Net worth: $336,781.52: October 20, 2021
Total in assets: $382,580.80/Net worth: $334,576.40: October 19, 2021
Total in assets: $379,263.95/Net worth: $330,680.17: October 14, 2021
Total in assets: $364,072.52/Net worth: $315,407.64: July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22: June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30: June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021

2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020

2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019

2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018

2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21

2016
Net worth on the date of December 30, 2016: $184 074.35

Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).

On the date of February 16, 2011, the TMX hit the 14 000+ points, and I had exceeded the 150k in assets! (Not net worth yet).

On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).

On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).

On the date of December 5, 2009, I had exceeded the $60 000 in assets! (not in net worth yet). 

My investment portfolio on date of February 1st, 2022

Cold cash: $7,655.96

Stocks and Units investment portfolio $CAN 

Bank of Nova Scotia (BNS)
Methanex Corporation (MX)
Fortis Inc. (FTS)
Pembina Pipeline Corporation (PPL)
iShares S&P/TSX Capped REIT Index (XRE)
New Flyer Industries Inc. (NFI)
TMX Group Inc. (X)
K-Bro Linen Inc. (KBL)
TransCanada Corp (TRP)
Canadian National Railway Co (CNR)
Enbridge Inc. (ENB)
Emera Inc. (EMA)
Saputo Inc. (SAP)
Loblaw Companies (L)
Savaria Corporation (SIS)
WSP Global Inc. (WSP)
George Weston Limited (WN)
Power Corporation of Canada Subordinate Voting Shares (POW)
National Bank of Canada (NA)
TOTAL: $139,287.23

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B)
General Mills Inc. (GIS)
Vanguard Russell 1000 Growth Index Fund (VONG)
Pfizer Inc. (PFE) 
TOTAL: $4,824.99 US: $6,093.48
 
Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI)
CT Real Estate Investment Trust (CRT.UN)
Canadian National Railway Co (CNR)
Exchange Income Corporation (EIF)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Brookfield Renewable Energy Partners L.P. (BEP.UN)
Andrew Peller Limited (ADW.A)
Toronto-Dominion Bank (TD)
Boyd Group Services Inc. (BYD)
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
Data Communications Mgmt (DCM)
LifeWorks Inc. (LWRK)
Royal Bank of Canada (RY)
Park Lawn Corporation (PLC)
Toromont Industries Ltd (TIH)
BCE Inc. (BCE)
Boralex Inc. Class A Shares (BLX)
Savaria Corporation (SIS)
Northland Power Inc. (NPI)
Calian Group Ltd. (CGY)
Canadian Utilities Limited (CU)
WSP Global Inc. (WSP)
Granite Real Estate Investment Trust (GRT.UN)
Cargojet Inc. (CJT)
Nutrien Ltd. (NTR)
TFI International Inc. (TFII)
Canadian Imperial Bank Of Commerce (CM)
SIR Royalty Income Fund (SRV.UN)
ATCO Ltd. (ACO.Y)
Aecon Group Inc. (ARE)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)
Metro Inc. (MRU)
Alimentation Couche-Tard Inc. (ATD.A)
Fortis Inc. (FTS)
CGI Inc. (GIB.A)
TMX Group Limited (X)
Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Suncor Energy Inc. (SU)
Rogers Communications Inc. (RCI.B)
Telus Corp (T)
JFT Strategies Fund Class A Units (JFS.UN)
Bitcoin Fund The Class A units (QBTC)
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)
3iQ CoinShares Ether ETF (ETHQ)
Tilray Inc (TLRY)
North West Company Inc. (The) (NWC)
Bank of Nova Scotia (BNS)
National Bank of Canada (NA)
Stelco Holdings Inc. (STLC)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
TOTAL: $126,404.39

RSP investment portfolio: 
Emera Incorporated (EMA)
Ovintiv Inc. (OVV)
Toronto-Dominion Bank (TD)
Telus Corp (T)
Royal Bank of Canada (RY)
Savaria Corporation (SIS)
Thomson Reuters Corporation (TRI)
Park Lawn Corporation (PLC)
Richards Packaging Income Fund (RPI.UN)
Toromont Industries Ltd (TIH)
CAE Inc. (CAE)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
Boralex Inc. Class A Shares (BLX)
Quebecor Inc. (QBR.B)
Logistec Corporation Class B Subordinate Voting Shares (LGT.B)
Brookfield Renewable Partners L.P. (BEP.UN)
Leon's Furniture Limited (LNF)
Bank of Nova Scotia (BNS)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Cascades Inc. (CAS)
JFT Strategies Fund Class A Units (JFS.UN)
AirBoss of America Corp. (BOS)
Suncor Energy Inc. (SU)
Pender Growth Fund Inc. (PTF)
Rogers Communications Inc. Class B Non-voting Shares (RCI.B)
ATS Automation Tooling Systems Inc. (ATA)
Algoma Central Corporation (ALC)
Finning International Inc. (FTT)
Guardian Capital Group Limited (GCG)
 Information Services Corporation Class A Limited Voting Shares (ISV)
Interfor Corporation (IFP)
Maple Leaf Foods Inc. (MFI)
National Bank of Canada (NA)
Nutrien Ltd. (NTR)
Open Text Corporation (OTEX)
Taiga Building Products Ltd. (TBL)
Vitreous Glass Inc. (VCI)
Total: $66,174.15

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,590.62

Others: $1,159.90

NBI Income Fund: $1,335.83

Manulife Fidelity NorthStar GIF CAP
Manulife Simplicity Growth Portfolio 
Maritime Life CI Harbour Seg Fund
Maritime Life Fidelity True North Seg Fund
Manulife GIF MLIA B World Invest
Total: $8,751.54

Other various: $25,785.22

TOTAL: $106,797.26

Social Capital at Desjardins Membership share: $35
Online money: $47
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
On the date February 1st, 2021
$386,320.32

My debt situation on date of February 1st, 2022

Margin account debt: $46,191.95 @ 3.75%

Annual interest: $1,732.20

On the date February 1st, 2022

**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Monday, January 31, 2022

Is it time to partly sell my investment in ATCO Ltd. (ACO.Y)?

Nice gains for the TSX today, which is backing a comeback in the marvelous 21,000 points - closing at exactly 21,098.29 points. I just love days like this! Days with a +300 points gain are quite rare and need to be celebrated when it happens. My non-registered portfolio closed today session at $138,405.17, my US portfolio at $4,830.32 US, my RRSP portfolio - stocks only - at $66,194.89 and my TFSA portfolio at $125,492.09.

I received earlier today a "contest" email from National Bank Direct Brokerage saying if I contribute $1,000 to my TFSA or $500 to my RRSP account by March 1th, I was entitled to win one of the 20 prices of $1,000. That's quite nice. It's all I needed to quickly push my TFSA contribution. It's a real shame, but so far for 2022, I didn't contribute to my TFSA, but I, however, contribute to my RRSP. I wasn't really excited to contribute to my RRSP, but now that I am getting quite established, and that my net worth is still probably in the $320,000-$330,000, I decided that investing a few thousand in my RRSP wouldn't hurt, especially to enjoy a little tax break. I am probably close to an income of $70,000 for 2021. I think I will be able to contribute to a 1k for my TFSA portfolio before the end of February.

Tomorrow, we'll already be in February. Time is passing by more or less quickly. The weather was still cold today. We have a mix of days where the weather is very cold, and then it became a bit better. I usually don't go out when it's a -20. While dealing with this bad weather, I watch closely my stocks and my investment portfolios I am just hoping that 2022 will bring it a bit of stability. All that volatility is a bit hard to take, especially during this pandemic. It seems like the stock market is the only place to enjoy somewhat of a comfort zone. I am looking forward to hitting on the $140,000 inside my non-registered portfolio.

ATCO Ltd. (ACO.Y) had always been of a difficult holding of mine. Inside my TFSA portfolio, ACO.Y is currently on a loss of -3.15%. Nothing terrible or too hard to see, but after holding ATCO Ltd. (ACO.Y) for such a long time, I would have really appreciated seeing something more sustainable as a reward. I hold many stocks on my portfolio, but I watch closely all of them. Today, ACO.Y gains +3.365%, which is good. Following this happy event, I am asking myself, would it be a good time to partly sell my investment in ATCO Ltd. (ACO.Y)? 

I began to feel a bit impatient. For me, selling something like half of the shares I hold of ACO.Y could help me to be more satisfied with my TFSA portfolio. I may do so.

Thursday, January 27, 2022

Experiencing extreme cold weather in New Brunswick and flat gain for the TSX (yesterday)

This morning, the weather is super cold in New Brunswick. Where I am located, the temperature is currently -32. Let's say that I am making sure that my cell phone is fully charged... I cannot sleep properly in my bedroom when I feel the heat of the electric heater, which I just hate. It makes me feel like I am in a microwave or something. I prefer when my room is cold, and I sleep comfortably in my bed with some layers of blankets. Actually, I just have two blankets, but it's enough for me. We experimented with some very cold weather earlier this winter, but we had been ok so far. We only have an electricity outage for an hour or so a few days ago, right after dinner.

This past night, it hit -39. At those cold temperatures, the heat pump stops working. It actually needs to be close because a heat pump will just not work when it's -39... We also have some ice that shows up at the bottom of inside old windows that look like this. 


This is what happens with old windows - and why it's costly to have a home because eventually, many things need to be fixed or changed in a home - including windows, roof, the bathroom... I don't think it is worth it for the middle class to be homeowners, especially in big cities where housing and just everything basically, is so costly. I way prefer to have been a renter and have my money work for me and generate dividend income, through dividend payer stocks. Mortgage debt is just a creator of financial stress and even worst, it makes you become a slave to your job. 

Yesterday, the Bank of Canada didn't increase interest rates, but it will eventually. I guess that the fact that we are still in this pandemic plays a role in that decision, but we are dealing with some heavy inflation and our government is basically doing nothing to preserve our financial environment. It appears that the only way to decrease inflation is to increase interest rate. By not taking action, Bank of Canada is not being responsible and is not helping Canadians. It's a real shame.

We were about to score some serious points back yesterday for the TSX, but unfortunately, it didn't turn around like expected and we closed the day on a little 20,595.89 points. We are no longer in the 21,000 points, but at least, we are still on the 20,000 points... We basically gain kind of nothing yesterday, it was a flat day, leaving my non-registered portfolio at $135,106.30, my US portfolio at $4,768.54 US, my RRSP portfolio - stocks only at - $64,738.92, my TFSA portfolio at $122,269.25. Days with no gain are boring.

Tuesday, January 25, 2022

Welcoming a few new stocks inside my RRSP portfolio!

Today also had been quite volatile for the TSX, but not as much as yesterday, that's for sure. The TSX closed the session at 20,590.98. I guess we can all be happy to be - at least - in the 20,000 points. Under the circumstances, I think overall that my investment portfolio is reacting quite well. My non-registered portfolio closed today session at $134,531.88, my US portfolio at $4,768.83 US, my RRSP portfolio - stocks only - at $64,702.67 and my TFSA portfolio at $121,721.98.

BNN's Market Call show was quite interesting today. Andrew Bell welcomed David Baskin, president of Baskin Wealth Management. You can watch the whole show right here. In my opinion, David Baskin gave very good pieces of advice during that session.

I had contributed to one last $1,500 for my RRSP a few days ago. That money hasn't been invested yet, it was in my RRSP portfolio doing nothing. So since the TSX is acting crazy, I decided to go crazy all the way and to have a little investment party of my own. I invested in a bunch of stocks today. Before checking on my list - because I know you will AND you should lol - please keep in mind that I don't disclose the number of stocks that I hold per investment - so don't you ever believe that I made some super huge investment today (in term of $$$ amount). But in terms of quality, the quality is HUGE.

Here are the stocks I invested today for my RRSP portfolio:
Bank of Nova Scotia (The) (BNS)
National Bank of Canada (NA)
Maple Leaf Foods Inc. (MFI)
Finning International Inc. (FTT)
Information Services Corporation Class A Limited Voting Shares (ISV)
ATS Automation Tooling Systems Inc. (ATA)
Algoma Central Corporation (ALC)
Guardian Capital Group Limited (GCG)
Vitreous Glass Inc. (VCI)
TELUS Corporation (T)
Interfor Corporation (IFP)
Taiga Building Products Ltd. (TBL)
Nutrien Ltd. (NTR)
Open Text Corporation (OTEX)

BNS, NA, T, and NTR are no strangers to my portfolio, I already own some of those shares. Below $30 per share, Telus shares are kind of a nice deal for me. It's getting harder and harder to find good quality stocks under, let's say, $50 per share. I had been interested in ATA for quite some time and I am now happy to have it in my RRSP portfolio. As for OTEX, it's been in my portfolio a long time ago, but now it's back in my RRSP. 

I wrote about ALC in a previous post. I got in MFI just to get a bit of exposure to the "food" industry if I can say. TBL is one of my great finds on Stockopedia, just like IFP and ISV. And also FTT. FTT is a bit rocky, it's for me in the same kind of operations as TIH.

I had spotted Vitreous Glass Inc. (VCI) quite some time ago on Stockopedia. For me, VCI is a bit like Richards Packaging Income Fund (RPI.UN). And with VCI, you can certainly say that I am now a "glass" specialist investor kind of.

Despite it all, today had been quite a fun day. And the best thing is, I still have money at my disposal to invest inside my TFSA and RRSP portfolios :-)

Crazy Monday for the TSX!

Yesterday had been quite of a rollercoaster ride for the TSX! At a point in the day, the TSX was trading in the 19 000 points... On that single day, the TSX lowest value had been at 19,912.59 points, and its highest value at 20,577.35 points. That's a 664.76 points difference right there and I don't remember the last time I went through such volatility in one single day. This market shit is getting just too intense for my nerves.

It wasn't pretty to watch. I had quite a busy day at work yesterday, I didn't have too much time to watch the disaster. I just told myself, ok, the TSX is probably going to recover from this tomorrow... And I quickly move on to what I needed to do. My non-registered portfolio closed yesterday session at $133,487.07, my US portfolio at $4,744.43, my RRSP portfolio - stocks only - at $64,788.26, and my TFSA portfolio at $122,201.85. My numbers are not too bad. This morning, both Bitcoins and Ethereum had gained points. Maybe we are in for good gains overall at the opening.

I know that the investment game is not a day-to-day situation, but I like to have a look at my stocks every single business day, and it's not only because of the margin debt that I hold within my non-registered portfolio.

Sunday, January 23, 2022

My newest investment idea coming straight from Stockopedia: Algoma Central Corporation (ALC)

So far, January hasn't been an easy month. The current COVID situation, the lockdown in New Brunswick - where I am currently staying - the extreme cold weather of the past couple days which made it clearly impossible to enjoy the outdoors, and finally, add to this the extreme volatility over the TSX... Right now, life is a bit rough and tough. Its not all dark, as the weather slowly began to show some signs of normality, at least here in New Brunswick. I had fix my hair problem with a good hair mask and a new shampoo and conditionner, so no need to bring the scissors. I was trying to save up some money using my mother products. It work for a while, until I reached the broking point. I was able to enjoy the outdoors this weekend. Not being able to go outside to take some walks is more than I can handle. Here is what outdoor is looking like these days.









You may have notice, this past Friday, the TSX lost over 400 points. I can live with the COVID situation, but I don't like those times when the TSX undergo a market correction. I honestly really dislike it when the TSX is losing points like this. The year 2022 marks my 15th year as a "retail investor". For the past 15 years, do I have to say that I prefer a relatively stable stock market situation, with me in it shining bright like a diamond. Its been the case in 2021, I had shined like never before, hitting my highest net worth ever, at a nice $340,312.77. Currently, with 20,621.39 points, my non-registered portfolio closed this past Friday session at $134,604.46, my US portfolio at $4,776.33 US, my RRSP portfolio - stocks only - at $65,082.45 and my TFSA portfolio at $122,704.11. I am certainly not on a $340k net worth, but we still have a whole year ahead to recover so let's go. 2022 is starting like a slap on the face.

I received this past week my third vaccine dose. I wasn't able to get the Pfizer. I got stuck with the Moderna. I asked for Pfizer, but I was told that they are keeping Pfizer doses for kids and teenagers. I had a preference for Pfizer because my first two doses were actually with Pfizer, and I didn't get any negative effects if not just some pain in my arm. Its actually been the same thing with Moderna. Once I get back in Montreal, I will have to take an appointment to have this third dose register into my  Quebec's vaccine passport.

It feel to me like I haven't invest in something new for the longest time. Like usual, I do from time to time some browsing on Stockopedia. Sometimes, I get lucky and get to find something that make me feel like I has just find a new really unique investment idea. Recently, my prousdest find using Stockopedia had been Algoma Central Corporation (ALC). ALC kind of remembered me of Westshore Terminals Investment Corporation (WTE). WTE used to be in my investment portfolio. I sold WTE because I found that the title was too volatile for my taste. When I hold an investment, I am looking forwatf for both steady grow AND dividend distribution. Sometimes, an investment doesn't turn as expected. It's ok to sell, especially if you have the chance to sell at profit a stock that no longer meet your expectations.

For me, Algoma Central Corporation (ALC) is a better version of Westshore Terminals Investment Corporation (WTE). I wouldn't invest a super big amount in Algoma Central Corporation (ALC), but I would feel comfortable to place a small investment in ALC, especially now that I have some cash available to in my RRSP portfolio.

Saturday, January 15, 2022

The newest TSX's hottest stock of 2022: Ovintiv Inc. (OVV)

As predicted, the weather is super cold right now in New Brunswick. It will remain cold again tomorrow, after what, we'll get a little break, but later in the week...we'll have - again - some cold temperatures. So this is making it really a perfect time to check out my stocks and do some browsing over Stockopedia. Yesterday, I did it, I contribute one last $1,500 over my RRSP portfolio. Following what, I am done with contributing to my RRSP for 2021. Now begin for real my financial journey for 2022!

This past Friday session, my non-registered portfolio closed the session at $137,896.93, my US portfolio at $4,962.80, my RRSP - stocks only - portfolio at  64 915,32, and my TFSA portfolio at $124,843.69. I hold on to many stocks in my portfolio, and I had been holding many of them for a long time. Ovintiv Inc. (OVV) is one of those stocks. I hold OVV inside my RRSP portfolio. Before trading under the name of Ovintiv Inc. (OVV), this company was known as Encana Corp. I don't know for you, but personally, I preferred the name Encana over Ovintiv. 

Back in the day, Encana Corp. was a Derek Foster's stock. Even though OVV used to be a Derek Foster's stock, I haven't done well on that stock. I had done so badly on OVV that I am currently on a capital loss of -67.44% on that stock. This had been a hard hit to take in, but sincerely, I always taught I was going to recover from my losses on that stock, so that's why Ovintiv Inc. (OVV) had remained in my RRSP portfolio. 

This past Friday, I got a nice surprise concerning Ovintiv Inc. (OVV). For a reason or another, OVV gained +7.23% on that one single day. I still have a long way to go before I can recover that -67.44% loss, but I remain confident, still to this day. On January 12, Simply Wall St published an article regarding Ovintiv Inc. (OVV) explaining that its intrinsic calculation "suggests it's 48% undervalued". I am not exactly aware of what is an intrinsic calculation, but a 48% undervalued sound like being a pretty good thing to me. 

Does a 48% undervalued mean that Ovintiv Inc. (OVV) is currently trading at a bargain price? It could be because OVV appears in one of Stockopedia's bargain stocks screens. And surprise, surprise, Stockpedia rate Ovintiv Inc. (OVV) as a Superstock. Fine enough, however, I wouldn't recommend Ovintiv Inc. (OVV) as an investment idea, I kind of suffer too much on that stock.

 

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