It's over

I just had a rough conversation with my mom. She knows I am working during day time and she calls me at 1pm this afternoon, which really annoyed me. I told her that she knew I was at work. Why to call in the afternoon while I am working? It’s like she’s not giving me any respect.

And than she asked me – again – if I ever take a day off, and I get made at her, saying that I was working. What drive me crazy is like she’s always like: are you tired? Something might be wrong with you, you never call. You should come back to New Brunswick. You are working too hard and stuff like that. All the time! Instead, she should be proud, but for her, life is just about free-time and not working too hard. And I am so the opposite and I dislike her so much for saying those words to me: you are working too hard, it might be tough on you. But what’s tough on me is not the work: it’s her! And it’s been going on like this since I finish my studies. It’s kind of unfortunate I cannot find a better job, but I do not mind, knowing that I am in Quebec and hey, in Quebec, foreign doctors are stuck in taxi driver jobs… So should I be very surprised of my own situation?

And tonight, the nightmare went over, I told her not to call me, just for emergencies only and I continue saying that if I wanted to have a friendly chat with her, I will call her. And than she said, but you never call… You bet I never call; I am getting annoying of her comments and her pushing me down – without giving me any encouragement. But now, it's over. I am done with her.

Than she continue asking me what I was doing. I didn’t answer to her question. The reason is quite simple: my own mom is ashamed of me being stuck in simple jobs. Like once I went down to New Brunswick, when people asking what I was doing, I told them exactly what I was doing and than my mom, ashamed of me, told me: don’t say that, say that your working in translation. Like me working in translation like before? Like I barely speak, write and understand English lol. Anyway, she asked me to lie to save her proud and from there, things for me toward her never been the same. I discover her true nature: superficial, selfish and arrogant. The same arrogance as Brian Mulroney.

Pembina is now at 14.25$ and I had lost my morning job

I was so right! Pembina Pipeline Income Trust went up – just like I expected it will! It’s seem like I just make a lovely profit of 225$ right there – and its truly needed. This makes all my week and I didn’t expect Pembina to grow so fast – or actually its share to gain value so much. And once again – my only regret is not being able to invest more more more in Pembina! The lack of money really makes me feel miserable. But seem like I am going to suffer more and more of lack of money in the upcoming following weeks because I will get laid-off of my morning job on March 31st. Seem like... I am going to have a lot of time to write on my blog for now on lol! Its not a totally desperate situation since I still have my full-time evening job and also my weekend job but it’s going to make a major difference in my life not to wake up early in the morning and for the money right, because my life is all about that lol!

On what happen at my morning job and why I do now believe in God.

God exist – I now have a formal proof lol! And it’s H-I-L-A-R-I-O-U-S! This is actually one of the most interesting things that never had happen to me of my entire life!

You can imagine, I got very tired during the last couple of days. And during my evening shift I sometimes get very but very tired. On that day, I told to a co-worker of mine from my evening job something that probably changes my life forever (like I guess I will have to go to church or something lol). This had happened just this last Monday.

My or what had been my morning job is quite easy. But sometimes, customers can really disturb me and are acting like I-m-the-customer-and-your-the-poor-employee kid of thing. Anyway that’s basically why I am following Derek Foster strategy like hell because gees, I have enough of all this and working hard for my money I want this to stop.

Anyway, on Monday morning, what happen is what something happen. That’s all. End of the explanation. I just don’t want to re-live the even against like whatever. I had been working at my morning job for 11 months now, in April, it would had make a year. And I never had any troubles before. And of course, the incident happens with a.. QUEBECKER lol.

And than see, I continue to chat with my co-worker complaining about what happen to me and how I was tired about the job. And after what, I said the following. I said it in French, but in English, it would have been something like: « If God exists, they will fire me, I am tired of the job and I need a rest ».

But little that I know on what was going to happen next. And this if the most interesting part.

The day following the incident, I learn that my last day of work at my morning job will be March 31st. Believe it or not. God exists.

This lay-off affects me and the other workers as no more jobs will be available after March 31st. People working during the day had the possibility to work during the evening as work will me available during evening but for me, the option is not good because I am already working during evenings.

The problem being that the company we had been working for is based in the US and they have decided to move a project to Asia. Anyway… Maybe an Indian will do the job I was doing. It might be better this way – as for me and for them. Someone else will conduct satisfaction surveys to Americans and Canadians that’s all.

I wasn’t shocked about the news by itself. I was prepared and aware. I just knew or doubt something would happen as satisfaction surveys and more kind of an extra. So let’s say I was ready for anything, but I was not expecting a sign of God…

Ignatieff calling Mulroney: WHY? (or happy birthday criminal)

So far on this blog, I haven’t written at all on politic. But this time, I just had too, as I find the event very disturbing.

Ex-prime minister is a financial criminal (everyone will learn that once the public inquiry will be completed) and the one that is now the Liberal – what leader? - Michael Ignatieff might have thought he had done a pretty good thing by calling Brian Mulroney to wish him happy birthday.

WHAT A SHAME!

Weak, superficial and arrogant, this is how I describe what a Mulroney family spokesperson had called a "class act."

That poor man accept more than 200 000$ to promote a friend, arms dealer Karlheinz Schreiber, and in date of today, did everyone forget about this? In this affair, Brian Mulroney had been very arrogant. And from my point of view, Mulroney DO NOT deserves any public reconnaissance – especially coming from a politician. Now, if Michael Ignatieff thing he will get closer to Quebeckers because he had wished a man without loyalty and desperately suffering from a lack of judgment, well, Ignatieff than, is not better than Mulroney and I wish him GOOD LUCK. He will need some! How disturbing!!! I just hope Mulroney will be send to jail!

One day, people in Canada will wake up and stand up, but seem like that time didn’t come yet.

When will Michael Ignatieff get laid off? Are politicans are the same like that. Willing to please to get what they want – just more power?

I want Dion back!

Seem like he’s been teaching at Concordia University. A colleague of mine saw him at the metro Guy-Concordia. If I could ever see him by any chance, I will just say to him: PLEASE HELP US!

Like politic really suck and the Liberal party did a terrible bad move by doing what they did to Stephane Dion. But a day will come when some others, like me, will realize and I wish that, when that day will come, Liberal Party people will feel ashamed.

Shame on Brian Mulroney and may the public inquiry reveal all about his stupidity.

But the funniest part is that – even if Brian Mulroney definitely suffers from a lack of judgment, he is chairman of Quebecor.

Am I a stockholder of Quebecor of any Quebec business? OF COURSE NOT BECAUSE I AM TOO SMART FOR THAT.

(And smart people just follow Derek Foster strategy.)

Same thing for Henri-Paul Rousseau who had been CEO of the Caisse de dépôt et placement du Québec. It’s hard to believe – but after making losing millions of dollars to Quebeckers, the poor man had been hired as a vice chairman at the Power Corporation of Canada. It’s like hello! Who had been involved in this hiring? Come on!

First thing I learn as a very amateur investor is diversification. But its look like Henri-Paul Rousseau never heard of diversification of his entire life. Like I might purchase all 3 books and had it ship to the new CEO of the Caisse de dépôt et placement du Québec – could it be helpful, don’t you think? It could had make a good leaving gift for Henri-Paul Rousseau, instead of him touching more than 200 000$ in leaving bonus. Ah!

Like for myself, I read the 3 books of Derek Foster so many times – just in order to UNDERSTAND INVESTMENTS and how to do things the right way. But its look like some of today’s leader does not get simple things right like that.

I DO NOT LIKE QUEBEC. I truly deserve a better place to live, pay my taxes and invest. And talking about leaving Quebec, I might be able to leave soon since I will lose my terrifically boring and annoying morning job (I am actually the one who is getting lay-off for now). But that’s another story.

Waiting for my Pengrowth dividends

Tomorrow, I will received 50.50$ in Pengrowth Energy Trust (PGF.UN) dividend. I just hope the stock price remain low – if possible less than 7$ – so I can earn 7 brand new units at no cost.

After what, I will have 512 units or so. I enroll in a DRIP for all stocks or unit I have in my portfolio and expect to DRIP until I have enough to financially live from the income but I guess I will have to work for while to see such things happen. And than I could move someplace else than in Quebec! Problem being that there’s just no easy way. And its not easy for me to have to stay in Quebec. And with this recession going on, I just feel more miserable, like I am stuck here forever. Just as miserable as that. But one day I will have my revenge and I will be able to leave and never came back to this horrible province. And I will get back on the reason why I dislike Quebec province – maybe as much as I dislike TD Waterhouse – but even on a upper lever lol.

For now, I just continue the way I am doing right now and I hope to see positive results in my portfolio. At this time, its almost the only thing who make me happy and I can’t wait to see my portfolio to grow from a couple of more units of Pengrowth.

A beautiful weekend spend... at work

I was basically depressed all weekend long! The sun was out, the weather was perfect to enjoy the beginning of spring, but I was inside, working at doing surveys lol. I would like to enjoy the weather a bit more. On Saturday evening, I finish my shift at 18h, so I went out after that. I went to see the new movie Watchmen. After what I walked on St-Catherines, and I got back home. And it was about it of what I did exciting during my weekend. I believe winter is over and I just hope I won’t have to wear any heavy boots anytime soon.

I was looking at a local paper and I find an interesting job offer, part-time job this on, located near my evening job. I was thinking maybe to apply to the job to replace my morning job that just keeps cutting my hours. It will be so nice to have a fix part-time income of, let say, 300$, or even more if it can pay more. I just don’t know if the time is right. It’s kind of a rough decision. Like I don’t know what to expect anymore from my current morning part-time job and I feel so lost. Like for tomorrow, I don’t even know – again – if I am working or not.

My status of registration with Gomez PEER is still Pending. And after all this time past, I wonder if the program is just a scam of what’s going on with it. Not that I make tremulously money from the program; I am actually at 2 cents now. But before getting the program run on my computer on a regular basis, I want to find out if I will actually get approved. Anyway, I find the delay annoying.

And talking about delays, I am waiting to have a tax-free savings account with my TD Waterhouse account. And at the same time, I was thinking of switching to a cheaper broker. At 29$ per transaction, TD Waterhouse is not cheap. Like me who trust no one, and especially TD Waterhouse lol – I need to get a broker who will be cheaper than 29$ for my little transactions. I just can't wait to me completly done with TD Waterhouse.

On the special dividend of Sprott Asset Management on April 6th

Special dividend for A SPECIAL LADY.

I just learn the great news a couple of days ago. And I was like WOW! This is what I need. Especially after loosing so much money with Sprott Asset Management (SII). I have the good idea to purchase 500 stocks of Sprott when the price stock was of 10$ or so… lol… And now each unit worth less than 5$. On April 6th, the dividend is supposed to be of 15 cents per share. And since I hold 500 stocks of Sprott, its 75$ I will receive on April 6th, in real cash…. Not Internet money lol. A 75$ just for me.

Will there be a special dividend for my other investments?

And about Internet money, my status for Gomez PEER is still pending… And so far, I didn’t enroll in any other money making online. I just been working like hell and I just don’t have any time left to invest in it. It’s possible to earn some money online, but its take a lot of time and energy to start with at first and right now, I am missing both of those things, time and energy. But sometimes, I wonder if it’s just some laziness of mine. One day, I will wake up, fully determine and I will say to myself: let’s do it, like right now. It’s been a tough week for me. I got a cold and have to buy some medications. I complete a form to have a tax-free account with TD Waterhouse. And here am I, this morning, at my morning job – there was no work. But it was a good week – only for this morning, I wasn’t able to work. And I wasn’t too upset about it – I was feeling tired because of the cold medication.

Knowing I lost so much money in the market, it makes it quite nice and enjoyable to earn a bit here and there from regular and special dividend. Only it’s not possible to DRIP from Sprott Asset Management (and their dividend is super low!). I guess I will transfer the money over my credit line to pay it off a little. I am not really preoccupied by the market volatility, but I am more getting frustrating on dividend cuts. But it worth it to purchase and hold.

I would like to be able to reach 3 000$ in dividend earning by the end of 2009, but I don’t know if it’s another impossible goal to reach of mine. Like I had been working to reach 50 000$ in investment for about… 3 years now lol!

And talking about dividend earnings, let’s calculate them again, for the upcoming year to keep us motivated:

Bank of Nova Scotia (BNS) [1.96$ annual dividend]: 197.96$

Fortis (FTS) [1.04$ annual dividend]: 105.04$

Livingston International Income Fund (LIV.UN) [0.504$ annual dividend]: 50.904$

Methanex Corporation (MX) [0.7975$ annual dividend]: 80.5475$

Sprott Asset Management (SII) [0.10$ annual dividend + 0.15$ special dividend]: 50$ + 75$

Pengrowth Energy Trust (PGF.UN) [1.20$ annual dividend]: 606$

Pembina Pipeline Income Fund (PIF.UN) [1.56$ annual dividend]: 156$

TOTAL: 1 321.45$

I am in love with my portfolio.

$$$

I post in my blog a new section call My Dividend Earnings Calendar Year 2009. Its show up somewhere on the right column. I post in it the dates of the supposedly dividend earnings. I find the question mark (?) pretty hilarious. My calendar is unfortunately incompletes. I cannot find the dividend distribution dates for MX and my brand new PIF.UN. But the information is essential.