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Sunday, March 10, 2019

Another stock: Brookfield Asset Management Inc. (BAM.A)

The TSX closed this past Friday session under the 16 000 points. My non-registered portfolio closed the session at $122 982.92, my TFSA portfolio at $69 089.73, and my RRSP portfolio - stocks only - at $40 937.27. My numbers are not too bad. TD WebBroker had launched a new fun "Goal" feature. You might know it by now, I am obsessed with one thing, and its to reached a net worth of $300 000. Good news being, that "Goal" feature calculate that I will be able to reach and even exceed the $300 000 net worth in 3 years, which is not too bad, with my moderate risk profile. Its a fun little feature, but what I need, more than time to reach my goal, is a good stock market condition, and some savings please.

Speaking savings, I am expecting to save in the $2 600 cash this month, which is quite a good thing because I will need that money to pay down my taxes. My tax declaration will be complete in about 12 days from now. Once completed, I will to pay what need to me paid. I estimate that amount to be in the $3 650. Its a lot, but not that much knowing that I made several thousands in capital gain by trading RNX, and by selling all of my PBH shares. I don't regret selling PBH - I feel much better now that my margin usage is lower than it been in ages.

This wasn't expected, but I just find a great stock on Stockopedia: Brookfield Asset Management Inc. (BAM.A).

Wednesday, March 6, 2019

Welcome in my TFSA portfolio SIR Royalty Income Fund (SRV.UN)!

The TSX closed on a positive note today, but its looking like my favorite stock market is having a bit of trouble to jump over the 16 000 points.

It hasn't been an easy road for Aecon Group Inc. (ARE). I own this stock since October 2017. Before October 2017, I have just no idea that this brilliant Aecon Group Inc. (ARE) was even alive and existed. Ever since Canada rejected the acquisition offer for ARE coming from China, the stock has never been completely a winner stock. ARE never registered great capital gains inside my non-registered portfolio. But all that is about to change. 

Despite its lack of capital gain - remember that this situation had remained the same for about 3 years!!! - I never taught of ARE as being a bad stock pick. Personally, I love those engineering kind of stocks, like WSP, Toromont Industries Ltd. (TIH). TIH is not exactly engineering, but its certainly one of my greatest proud inside my portfolio. Those kind of stocks fit me well. Today, Aecon Group Inc. (ARE) announced record revenue AND an increased of their dividend distribution.With my newest investment, my dividend income, excluding RRSP, is now at $7 488.60.

I finally did it, I had today invested in SIR Royalty Income Fund (SRV.UN)! I made only a small investment. Another great thing I done today was getting my paper ready for my 2018 tax declaration. I hate everything that include paper work, and the taxes are just another one of those pains. I probably going to have to pay something like 3 to 4k in taxes, but I prefer just to pay instead of investing money inside my RRSP. I would need to invest at least 10k to have a real effect on my taxes. And I think its too late now to invest in my RRSP for 2018. Anyway, I am not a fan of RRSP. But we'll get back on the taxes and RRSP topics soon enough.

Monday, March 4, 2019

Getting ready to welcome SIR Royalty Income Fund (SRV.UN) in my TFSA portfolio

TOk, this is going to be a quick post because its getting late. Ready? I am, but don't be distract in case there's spelling mistake - you know the usual anyway.

Over the years, I had bought and sold different stocks. And one of those stocks had been Keg Royalties Income Fund (The) (KEG.UN). I had hold on to that one for a little while inside my TFSA portfolio, but at a point, capital gain on KEG.UN were so-so and Susan Brunner review of the stock wasn't so great. All things combine, I decided to sell KEG.UN and I don't regret the move. Once I sell a stock, I rarely go back in. And this time, I am not interesting in getting into KEG.UN. Back in the time, I discovered KEG.UN by watching the Desperate Housewives of Vancouver - which is hilarious in a way. As long as you make great deal and fun money, there's absolutely no good or bad ways to pick up some hot stocks among the way.

As you might know, I am currently desperately searching and searching for a new investment for my TFSA portfolio. I don't know if I own this smart decision to my newest short hair cur à la Marilyn Monroe (I had to run for a hair cut this past weekend, my hair had grown so long andit haven't been 3 months since my latest hair cut!! Curly hair that grown too much too fast can be quite hard to take)., but I made this wise decision: SIR Royalty Income Fund (SRV.UN) is going to take the place of my past KEG.UN inside my TFSA portfolio.

Isn't great? I now can stop searching, at least for now.

With Spring eventually hitting in, I was in need of a new investment anyway. With an annual dividend distribution of $1.26 per unit, SIR Royalty Income Fund (SRV.UN) is the perfect stock to be holding inside a TFSA portfolio - dividend earned are tax free and SRB.UN dividend distribution is richly juicyyyyyy. So enjoy my latest finding, investors, because you know it, it can't get any better than this. Try to beat me up on this one if you can.

Thank you,you are really welcome, and good night.

Sunday, March 3, 2019

Welcoming warmly a $217 000 net worth

While checking over my stocks this past Friday, I notice some interesting things going on for my portfolio. I decided it was the perfect time to update my investment portfolio. Among the first thing I notice, my investment in Jamieson Wellness Inc. (JWEL) is back in the positive zone, with a gain of 5.93%. My investment in PPL keep going stronger: I am now closed to 31k on that stock alone. In the other hand, I had seen better days for Savaria Corporation (SIS).

Inside my little US stocks portfolio, Derek Foster's General Mills Inc. (GIS) is on a gain - and I think its the first time EVER - 2.54% gain inside my portfolio for GIS. I didn't get rich yet on this Derek Foster stock. However, please remember that my PPL is a Derek Foster stock and I am going rich on it.

As for my TFSA portfolio, two of my latest investments Cargojet Inc. (CJT) and TFI International Inc. (TFII) are being named "high flyers" on Stockopedia and I have to admit, Stockeopedia wasn't wrong on those lovely two! In my personal English, the designation of high flyer = volatile stock, a stock that are sensitive to the market fluctuations. However, high flyers are not all bad. Sometimes, a high flyer can be quite lucrative and could be good stocks to target in case you want to do a quick hit-and-run move. 

I never been a huge fan of Nutrien Ltd. (NTR) for the simple and good reason that I never been able to register some capital positive gain ever since my fantastic Agrium stocks transformed into some boring NTR stocks. But surprise, NTR now has decided to please me and is now on... a 15.6% gain! Among other troublemaker stocks, Sienna Senior Living Inc. (SIA) joined my portfolio on a neutral tone, I wasn't expecting extremely huge capital gains on this little one, but surprise, I am now only on a -0.25% loss on this one. When you think about it for 5 minutes, it's quite strange to actually be expected from a stock little or no growth, but it's normal in a portfolio to have a little mix of a bit everything. But for my next investment, I want a winner stock. I want to pick the best stock I can possibly have. Unfortunately, this weekend got busy and I haven't been hunting down my next investment. No rush, but I am really curious to find out what I will be on next.

Other stocks of mine are on a positive gain, that's why I am now sitting on a 217k net worth.

Saturday, March 2, 2019

My investment portfolio on date of March 1, 2019

Cold cash: $1 333.01

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11 263.85
 Methanex Corporation (MX): $7 899.07
Fortis Inc.
(FTS): $5 810.52
Pembina Pipeline Corporation (PPL): $30 715.48
Corby Distilleries Limited (CSW.A): $2 497.50
iShares S&aP/TSX Capped REIT Index (XRE): $2 852.08
New Flyer Industries Inc. (NFI): $3 858.60
TMX Group Inc. (X): $669.04
K-Bro Linen Inc. (KBL): $3 749
WesternOne Inc. (WEQ): $21
TransCanada Corp (TRP): $1 485.25
Canadian National Railway Co (CNR): $10 213.20
Enbridge Inc. (ENB): $16 140.26
Emera Inc. (EMA): $1 175.25
BCE Inc. (BCE): $1 274.02
Saputo Inc. (SAP): $1 734.40
Lassonde Inc. (LAS.A): $1 735.90
Loblaw Companies (L): $778.68
Savaria Corporation (SIS): $6 997.32
ATCO Ltd. (ACO.Y): $2 730
Jamieson Wellness Inc. (JWEL): $1 985
WSP Global Inc. (WSP): $3 503
Aecon Group Inc. (ARE): $1 853
Aphria Inc. (APH): $2 696
George Weston Limited (WN): $93.08

TOTAL: $123 730.50

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 625.04
General Mills Inc. (GIS): $1 511.04
Cash: $13.33

TOTAL: $3 149.41 US: $4 148.72 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $14.35
RioCan Real Estate Investment Trust (REI.UN): $875.70
CT Real Estate Investment Trust (CRT.UN): $1 366
Canadian National Railway Co (CNR): $4 539.20
Exchange Income Corporation (EIF): $33.09
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 559.04
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 198.80
Andrew Peller Limited (ADW.A): $2 250.80
Hydro One Limited (H): $2 142
Toronto-Dominion Bank (TD): $1 503.20
Boyd Group Income Fund (BYD.UN): $3 662.70
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3 472.70
Data Communications Mgmt (DCM): $7.50
Morneau Shepell Inc. (MSI): $2 482.20
Royal Bank of Canada (RY): $4 138.40
Park Lawn Corporation (PLC): $1 513.20
Toromont Industries Ltd (TIH): $2 771.60
BCE Inc. (BCE): $521.19
Northview Apartment Real Estate Investment Trust (NVU.UN): $4 227
Sienna Senior Living Inc. (SIA): $1 446.40
Boralex Inc. Class A Shares (BLX): $759.20
Richelieu Hardware Ltd. (RCH): $1 093.42
Savaria Corporation (SIS): $954.80
Northland Power Inc. (NPI): $2 479
Calian Group Ltd. (CGY): $2 220
BMO Bank of Montreal (BMO): $2 063
Canadian Utilities Limited (CU): $1 488.48
WSP Global Inc. (WSP): $1 751.50
Granite Real Estate Investment Trust (GRT.UN): $613.30
Cargojet Inc. (CJT): $2 447.60
Nutrien Ltd. (NTR): $3 635
TFI International Inc. (TFII): $3 316
Canadian Imperial Bank Of Commerce (CM): $3 357
Cash: $1 265.82

TOTAL: $69 169.19

RSP investment portfolio: 
Emera Incorporated (EMA): $13 225.80
EnCana Corporation (ECA): $1 043.28
Toronto-Dominion Bank (TD): $2 253.60
Telus Corp (T): $2 351.50
Royal Bank of Canada (RY): $2 069
Savaria Corporation (SIS): $2 751.24
Thomson Reuters Corporation (TRI): $2 586.24
Park Lawn Corporation (PLC): $4 996
Richards Packaging Income Fund (RPI.UN): $1 176.45
Toromont Industries Ltd (TIH): $483
CAE Inc. (CAE): $1 946
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3 115.35
Boralex Inc. Class A Shares (BLX): $944
Quebecor Inc. (QBR.B): $788
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $308.56
Brookfield Renewable Partners L.P. (BEP.UN): $754.30
Cash: $164.79

Total: $40 957.11        

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2 856.34

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 342.86              

Manulife Fidelity NorthStar GIF CAP B: $1 246.52
Manulife Simplicity Growth Portfolio: $1 358.17
Maritime Life CI Harbour Seg Fund: $1 206.36
Maritime Life Fidelity True North Seg Fund: $1 612.10
Manulife GIF MLIA B World Invest: $1 225.92
Total: $6 649.07

Other various: $12 358.50

TOTAL: $65 243.63

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$263 660.05
On date of March 1, 2019

Friday, March 1, 2019

Wednesday, February 27, 2019

Hourraaa, Bank of Nova Scotia (BNS) increased its dividend distribution!

I think we may be in the 16 000 points for good! 16 000 points = easy time for investors. It's much more fun to be in a relaxed, extra easy steady stock market situation. It's during those good old times that I am at my best. And an easy stock market means easy money, no effort required what so ever, just a couple thousand ALL invested in the glorious TSX, the world best stock market, we have it at home! Sorry, little Americans and UKers, please stay asleep while Canadians are cashing red hot sexy cash. 

Nothing can stop my portfolio for going where it belongs. My beautiful non-registered portfolio proudly closed today session on a wild $122 322.07, my superb TFSA portfolio at $68 958.47, and my superb RRSP portfolio at $40 831.21. My margin debt is at $46 249.50. And princess still have a $1 200+ in cash I am just wondering what I will do with it: pay my credit card in one shoot or invest? I am kind of having rich girl problems now: what should I do with my money??!!!

I am ok to pay my credit card with the upcoming paycheck. If you can do all you need without taking any money from your TFSA portfolio, that's really the best way to go. Having cash available in a TFSA portfolio is a real blessing. You want the max of money to grow tax-free. TFSA is the best tool Canadians have at their disposal. So I decided to reinvest the money I currently have available in my TFSA. I am going to select the lucky winner stock this weekend, isn't exciting enough?  

Bank of Nova Scotia (BNS) recently announced an increased of its dividend. My dividend income is now at $7 374 (without counting the dividend earns inside my RRSP portfolio).

Monday, February 25, 2019

Hello easy money, my dividend income is now at $7 361.81

Another good day for the TSX! Ever since I came back from my vacation in Cuba, the TSX had been on a beef boost. My non-registered portfolio closed today session at $122 234.36, my TFSA portfolio at $68 634.28 and my RRSP portfolio, stocks only, at $40 707.90. I no longer hold on to some ACR.UN units and its juicy stock, so I was just curious to find out about my latest dividend income. And currently, I am now at $7 361.81 (excluding the dividend earn inside my RRSP portfolio), which make a nice sum.

Today, a stock of mine, TFI International Inc. (TFII), announced the acquisition of a US company in their sector of activity, Schilli Corporation. It's a good thing. TFII is a major player, it's just normal that they acquire other businesses over time. TFII closed today session on a 0.81% gains. TFII made its big announcement right after the closing bells, which mean that TFII could register a good gain tomorrow morning. 

These days, the best way to be a good Catholic is not to go to church, and not to give any money to the Catholic church. I never understand why women cannot become a priest, and I never understood why priests have to remain single. Without sexuality, human beings are not totally human beings. They can easily turn into pedophile and sexual maniacs. I don't agree with the Catholic Church on too many things and despite being Catholic myself, it hasn't been a choice of mine, I reject everything that goes with any religion, especially the Catholic one. Religions are dangerous stuff. Muslism is another really dangerous religion to follow. I don't feel the need to have someone standing between my relation to God. The best way to practice religion is not to have one at all. And its why I need to start a new religion that will obey to really simple rules, with a lot of good common sense. Best of all, I am here to collect your money, anytime. In return, you get some nice investment ideas - but you are already getting that for free, lucky Dividend Girl subjects. Don't pray me, but you can certainly be at my feet and adore me as much as you can.

During that time, Canadians understand why they can't rely on Quebeckers: Doug Ford said no to Quebec electricity - just like New Brunswick, SNC Lavalin is a garbage of shames and Justin Trudeau is.. full of deep shit and its not making any sense. But better days are ahead for Canadians, elections are coming in a run. Everythime we have a Quebecker as Prime Minister in this country, they always mess up.

Sunday, February 24, 2019

The month of February 2019: budget in review

The month of February had been an heave one in term of expenses, but I will compensate with the month of March.
Fix expenses:
Cable & Internet: $3.20
Gym: $14.38
Banking fees: $3.45
Insurance: $7
Cell: $40.24
Rent: $680
Total: $748.27
Other expenses:
Grocery: $128.76
Birthday gift to 2 relatives: $63.36
Boot soles: $10.34
Towels: $79.26
Clothes: 236.56
Night beauty cream: $14.53
Make up remover: $5.68
Listerine: $2.29
Eat out: $110.06
Travel acessories: $56.15
Plasters: $10.33
Taxi: $30.60
Coffees: $27.33
Make up: $49.44
Beauty care: $30.36
Personal care products: $11.02
Sunglasses: $508
Porte lunette : 39.06 (2)
Facial cleanser: $21.85
Aldo purse: $45.99
Tips (Cuba): $60
Transport to and from airport: $40
Gift contribution to colleague at work: $20
Total: $1 600.97

Total spending for February 2019: $2 329.24
Money save: $888.76

I am publishing now my expenses for February because I don't plan to spend any money on this last week of February.

Saying thank you and goodbye to Agellan Commercial Real Estate Investment Trust (ACR.UN)

My mom left yesterday evening for New Brunswick, and she left in complete chaos because I totally forgot that we had to change her bus ticket for an Orleans one, but we were able to have it change and she left in a rush... I forgot about this little admin task because for obvious reasons, for too many years now, I always buy my bus tickets with Orleans Express. I came back last week from a vacation in Holguin, Cuba, and I spent close to 3 weeks with my mother, which, despite the love, was quite long for many reasons, like having to sleep with her in the same bed. We could have a separate room at the resort, but she didn't want to - too scared to be alone in a room at night. And in Montreal, I only have a small studio apartment... So this is it. After 3 weeks, I finally got to have a good night of sleep.

I enjoyed my vacation week, but I have to say that traveling overseas is not what I like the most, especially in a poor country. I find that we are taking advantage of the poor people of Cuba. Our presence there as tourists quite hypocrite. My poor mother really wanted to travel, she can't alone, my father can't travel, my brother won't do any efforts for her, so here am I, the only option. We are both in a budget so Cuba was the easy choice. And I always have anxiety while having to travel with my passport, take the plane, all that... I could easily live without going to Cuba every year, it would actually make my life a lot easier. Traveling aboard give my anxiety, as well as elevator doing downside for a reason I can't say if not you'll get the same disease, but not investing. I rock at that shit and money always come when I need it the most.

My non-registered portfolio closed today session at $121 842.13, my TFSA portfolio at $68 233.59, and my RRSP portfolio - stocks only - at $40 328.83. In the last post, I said I wanted to spot a stock and do a quick hit-and-run. Well, things are all coming in together and I had nothing to to do. It's, however, a bit unfortunate because I really like this stock but Agellan Commercial Real Estate Investment Trust (ACR.UN) no longer trades on the TSX. I have to say that the timing is absolutely perfect because I had spent quite some money in February! Since ACR.UN no longer trades on the TSX, all of my shares had been sold, and in result, I now have close to $1 200 in cash inside my TFSA portfolio. Nice! I am still thinking about it, but because I spend a lot of money in February, I am going to have withdrawn the 1.2k inside my non-registered portfolio and use the money to pay down my credit card. For March, I plan to save in the $3 200 - there're 3 paychecks coming in!

Thank you

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