Two of my top performers of the moment: Aphria Inc. (APH) and Savaria Corporation (SIS)

Yesterday was real too hot in Montreal and it destroyed all my efforts to live on as little as possible. I felt the urge for beers and some ice cream of course. I am such a bad bad girl, but the beer was good and the ice cream was quite yummy just in case you are wondering. I didn't sleep well at all. And in result, instead of buying one coffee only - like I suppose too, I bought 2. Hot heat is such a budget killer, it's not even funny. But the really hot days are now behind us and I couldn't be more happier. I hated this summer.  

We don't have any NAFTA deal yet, but my RRSP portfolio (stocks only) is now at its highest value ever: $40 698.47. My TFSA portfolio is exceeding the 80k, I am now at $80 110.777. Since the TSX close under the 16 500 points, its just really normal that my non-registered portfolio closed behind, at $180 942.40, since most my money is being invested in my non-registered portfolio.

For now two days in a row, Savaria Corporation (SIS) had closed the session on its highest value ever, and in result, SIS had generated a lot of $$$ for my portfolio. I was bright enough to add SIS in my 3 stocks portfolio: non-registered, TFSA AND RRSP portfolios... WOW WOW WOW. 

I had wait for this moment for a really long time, but my APH stocks are finally seriously gaining some values. It look like the single pot stock that I own, Aphria Inc. (APH) might be after all the best of the pot stocks. Just like Savaria Corporation (SIS), APH is now exceeding the $20 value per stock.

Stockopedia to the rescue: brand new investment ideas you won't be able to resist for September

The month of September is not starting on the right foot, but it was kind of expecting. Donald Trump might have taught for a second that Canada was going to sign whatever deal in a hurry because we are scared of being kick out of the NAFTA and of his stupid too short deadline, but it's not quite happening like planned isn't? The US traitors made a huge mistake by choosing to negotiate at first with a third world country where salaries are low, criminality on the rise... And what about the border problems between US and Mexico? That doesn't exist anymore? And what about the wall? Did Donald Trump forget about it? 

 

We are not like Mexico a poor miserable country and we deserve much more respect. Canada creates richness for its citizen, with the best stock market of the wold; it's not the case for Mexicans. This misconduct of the US toward us lead directly to some more serious problems for the US in the long run because more and more Canadians will buy less and less products coming from the US. I had personally done so for the past couple weeks and its easier than you may think to buy Canadian. Currently, I am in search to find out if any anti-virus software is made in Canada, as I am currently using Norton on my computer. Remember: what you buy, in your everyday life just like on the stock market define who you are as an individual. Just got to decide if you want to be an asshole or a decent person.

I am scared about the dairy concessions we'll have to make in order to get on the NAFTA deal. I am not willing to drink any milk coming from the USA, that would be poison to my soul. It's up to each country to feed up their people from the hard work of their home farmers. If US farmers have financial difficulties, its because there're unsolved problems somewhere that hadn't been resolved. With millions and millions of mouth that need to be feed, and with a population that is much more important than Canada, it's quite strange that US farmers are experiencing difficulties. That's certainly not the fault of Canada. We shouldn't be taking advantage of. Fair trade, or no trade at all. I would like to know much the NAFTA negotiations had cost us so far. It might be several million, which is a shame, and it may drive us to no deal at all. And the next thing that could happen is a big points drop off for the TSX. I am ready for whatever will happen.

Currently, my portfolio is taking the hit, but quite gracefully. In your face Donald Trump. My non-registered portfolio closed this past Friday session at $180 280.45, my TFSA portfolio is just under the 80k, at $79 745.96, and my RRSP portfolio (stocks only) is exceeding the 40k, at $40 175.75. I really wanted to place a new investment before my 38th birthday, but I was on a too short notice and got squeeze in by my vacation week. Also, NAFTA insecurities are making hard on the market. It's not fun to invest under these conditions.

Long weekends are always nice and this one is no exemption. It's always a good time for one of my favorite fun stuff: check out for new investments on Stockopedia. I often post about new investment ideas, but lately, this list is getting better, with a mix of stocks that I wrote about before and new ones as well...

Want to take a look? There you go:

Domtar Corporation (UFS)
Waste Connections Inc. (WCN)
Cymbria Corporation (CYB)
Clairvest Group Inc. (CVG)
Cargojet Inc. (CJT)
Rogers Communications Inc. Class B Non-voting Shares (RCI.B)
Agellan Commercial Real Estate Investment Trust (ACR.UN)
Mainstreet Equity Corp. (MEQ)
Brookfield Business Partners L.P. (BBU.UN)
TFI International Inc. (TFII)
Algonquin Power & Utilities Corp. (AQN)
InterRent Real Estate Investment Trust (IIP.UN)
Automotive Properties Real Estate Investment Trust (APR.UN)
Summit Industrial Income REIT (SMU.UN)
Enghouse Systems Limited (ENGH)
Allied Properties Real Estate Investment Trust (AP.UN)
Canadian Pacific Railway Limited (CP)
Wall Financial Corporation (WFC)
MTY Food Group Inc. (MTY)
Open Text Corporation (OTEX)
goeasy Ltd. (GSY)
Ritchie Bros. Auctioneers Incorporated (RBA)
Stelco Holdings Inc. (STLC)
Neo Performance Materials Inc. (NEO)
Killam Apartment Real Estate Investment Trust (KMP.UN)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
Colliers International Group Inc. Subordinate Voting Shares (CIGI)
Mitel Networks Corporation (MNW)
FirstService Corporation Subordinate Voting Shares (FSV)

I underline in yellow my favorites for now.

What am I looking for? It's quite simple and it's always the same thing. A chart going all the way up and with not too much disturbances of the mark of volatility, mostly dividend payer stock - but if I have a perfect chart like the one of Cymbria Corporation (CYB), I am ready to sacrifice the dividend income part. I am also looking for stocks that exceed their value of before 2008 stock crash.

This is a first fish catch. I have to go through all of those stocks and pick the one that will be my next investment. I will try to avoid any new REIT or anything in finance.

Deal or no NAFTA deal on the way

I cannot access to my broker account, but I just hope that my TFSA portfolio is still exceeding the 80k value. I can however give you my new annual dividend income (excluding RRSP) is now at a good $8 687.01

My first week as a 38 years old is about to be quite an important one, as a NAFTA deal might be on its way... Donald Trump need to come forward with a deal to impress American electors and show it off, and Canadians are in need of a NAFTA deal because we had now been waiting for a really long time.

 

In my case, and I hope you are all doing the same, I am extra careful at buying exclusively products that been manufactured or are being sell by a Canadian business. And its quite easy to buy product made in Canada, from toilet paper, soap, makeup, etc. Its now a necessity to buy Canadian. If we don't buy products made or own by a Canadian company, who will buy them? We should be the first buyers on top of the list. I will never buy milk made in the US. And I promise not to ever again buy any alcohol made in the USA, or to buy anything cultural coming from the USA. I also promise not to ever buy any makeup products made or coming from a US brand. Never ever again. This last one is a big commitment coming from me, but I am ready, as Donald Trump push it too hard and had been to mean to the good Canadians. Marcelle is a Canadian brand and I already use many of their products and I really like them. I also like Lise Watier eyeliner and palettes. And fact is, I already own many makeup products - no need to buy anything new for a little while...

For multiple reasons, this summer had been quite an expensive one. The one main reason being that this summer had been very hot, with many weeks of extreme weather. I had been living in Montreal for more than 10 years now and I never had suffered this much from heat waves. Usually, extreme weather last one, two-three days max in a row. But this summer was totally different. It make it difficult to fix any meal and to just do normal things. I sometimes bought 2-3 coffees just to stay awake. I also had two weeks vacation + one stay in Montreal Bonaventure Hotel. I had enjoyed myself, drank, eat out, did everything. I just came back this past Sunday from my last vacation. My next one will be in October, right on time for the hunting season, yes Sir.

During my last vacation week, I made another commitment to myself and that being to spend less. I mentally prepare quietly during that week and when I came back on Monday, I was in business. I was READY. It might sound like its nothing, but cutting living expenses the way I do it require a good spirit. And when I say cutting living expenses, its REALLY pushing it to the possible lowest, BUT while still keeping the essential on. This is what I am currently on:

-I can buy one coffee per day on weekdays, but not more than one.

-I bought the grocery I need for one week. Afterward, I can't buy any more food. And I cannot buy any alcohol (but I still have a bottle of Cuban Legendario left, thank God!). And I cannot eat out (!!!). 

-I cannot spend money other than on the real basic essentials.

-I cannot buy anymore makeup or hair products... (this is hard!). And I cannot buy clothes (this is medium hard).

-I cannot buy anything new for my apartment (and I had been looking at the new Ikea catalogue...) 

Its difficult, but its needed in my case and this is how I use to save money in my old days. I expect to save $1 600 per month this way, and this amount doesn't even include my dividend income, so why not. Its now my third day on this financial diet and so far, I had respected the plan and I am all proud of myself.

Your determination is the only took that will help save money among the way. I decided to give it this push for several reasons: to increase the amount of money save (I would like to permanently have a 5k in my saving account, at least), to maybe finally move and live in a bigger apartment, to place new investments and - maybe - lower the usage of my margin account.

Its my birthday!

Its finally THE day that we had all been waiting for. I had turned 38 and the world will never be the same. On this beautiful day, my non-registered portfolio closed today session at $181 960.77, my TFSA portfolio at $80 262.60 and my RRSP portfolio at $39 958.05. For the first time ever, my TFSA portfolio now exceed the 80k value. For my RRSP portfolio, stocks only, I am almost at 40k. Currently, my net worth is around $233 528. But just watch out when PBH will reach the $150 per share, its doing to be nice and sweet and we'll find out if I can handle that much love