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Saturday, November 3, 2012

I am going to invest again someday. Later.


Despite the Sandy Hurricane, the stock market went up for a couple of days. At a point, my non registered portfolio even exceeds the so wanted 125k! Completely exhausted, I wasn’t able to publish an update of the overall portfolio. I taught that this was going to continue until Friday, so I didn’t really push it. My last portfolio update was done... in August! Oh my! Anyway, I was wrong.

This past Friday, the TSX lost more than 100 points. Too bad. I really miss my chance to publish a very awesome update. I was quite disappointed when I saw the TSX falling like that. These days, we have some real problem to have just a couple of days of positive in the TSX territory. It’s getting harder and harder and the harder it get; it became really important to pick the right stocks for a super-super volatile market.

The stock market is not the best place to be. If I would be a millionaire, I would be investing only 30% of my fortune, not even more. It’s too hard.

The next best thing

I have a real thing for Black Diamond Group Limited (BDI). It seems to me that this one is a typical Western Canada company: very rich and very successful and I don’t feel any danger in investing a 1k or around of my very own pure money.

Did you saw my pictures in the last post? Quite hilarious! Ahah! I love hunting. Poor little bird.

This hilarious babe has some real debt to take care ok. I have paid my $1 700 BMO MasterCard, but I don’t have any money left to invest and I even have to take a bit on my broker margin account to pay it all completely. But the overall numbers look ok. Its just I won’t be able to invest for the next 3 months.

My non registered portfolio is at a good $124 496.23 (I taught I was going to close at 123k Friday!)
I have used $51 955.83 on my margin account.
I have left $16 991.79 on the same margin.

I received $705.84 in dividend this month. Great, but I need more more more!

I am trying to keep my margin at not more than 50k to keep it safe. At more than 51k, I am a bit too high. However, I will be able to get it back down to 50k by the middle of December. However, I have another problem on the way...

Remember I had the rate of 0.99% on my American Express? Well, that’s going to end somewhere on December 7 or so. And how much have I ranked it up? I have a balance of $2 462.04 on my American Express that I need to pay by December 7. After that date, the interest rate will be of something like 20%. Pretty scary!

By the end of December, my margin will be down to 50k. I will have to use a little bit more than 1k on my TD credit line at 8.75%. I will try to paid it as quickly as possible. However, December is the month of Christmas and in my world, that’s an expensive month.

I have proceed this week with a credit card balance transfer of $7 500 at 2.99% with TD Visa. I have a limit of 8k on it. Which mean I have left like $500 on it. And guess what! TD Visa is offering me a credit card balance transfer of not 2.99%, but 1.99% on the remaining $500 left!

Isn’t amazing?

Really soon, that TD Visa of mine is going to be FULL.

TD Bank must really love me.

You now know why I am not going to invest anytime soon. I have a new 6k in my TD Waterhouse RRSP. That money came from RBC. That was my response to their increased of 3% of my RBC credit line. Now, I have a 6k that is waiting to be invested. I taught of maybe some stocks of TD, but I really don’t have anything in mind, if not that Saskatchewan mutual fund that Derek Foster talked about in his latest book.

Not having Derek Foster fully invested in Canadian dollars is not the best because I now have less inspiration. I want the same thing that he hold, but it has to be Canadian baby. And I am disappointed by Jean-François Tardif who decided he was going to play low motion.

Anyway, the stock market really really suck. Getting a break until January 2013 doesn’t disappoint me. I have enough of stocks to follow, trust me on that one. And I also a bit of freelance coming in. Eventually, I am thinking of searching for other contracts, but I am missing the energy and the time. An individual cannot do it all, follow a 50+ stocks company portfolio, work full time, entertain a blog and doing a bit of freelance on the side. I mean at a point, the bitch have to be a wonderwoman. And I am a f wonderwoman. I am the best bitch of the universe ahah. Did I scare you?

I am going to the movie again. I want to see Cloud Atlas.

Wednesday, October 31, 2012

Dividend money is never enough


I was pleased to see that my non-registered portfolio hit the very close 125k. I have earned over $800 in dividend this month. The money is greatly needed as I ranked my BMO MasterCard to the $1 700. I spent on stuff that I need and on stuff that I didn’t really need. One thing for sure, the month of November will be much more minimalist, if I can say. And talking about minimalist, you may want to check out Annie Jean Brewer newest book: Minimize to Maximize. It’s about minimalist. I am not a minimalist but I always like to read about that kind of stuff. Let’s say that in November, I will be minimizing to maximize in December... lol. 

I came back on Sunday evening from a few days away in vacations in New Brunswick. It was fun. I saw my family, I went hunting with my dad (the pictures speak for themselves) and I also confront my late employer in court. Back in September 2011, I accepted a job in New Brunswick. It was promised to me as a permanent position. I was happy to leave Quebec province and Montreal for my hometown. So I moved from Montreal to my X hometown in New Brunswick. But in March 2012, they had to let me go because they didn’t have enough money and were not making enough to cover me. So not even after 6 months of employment, I was laid off, while I had been promised a permanent job. I didn’t earn as much as wanted, but at least I won my cause. And it was very great to hear the director saying that he failed at his duty. It was something of a great satisfaction for me. I got revenge.

I didn’t earn as much as I was expected because in New Brunswick, workers are protected in case of vicious laid off, but not in case of vicious hiring. At the time they hired me, the company had lost more than 145k in 2011 and even more in 2012. So they were not in a hiring mode, but they hired me anyway. The judge didn’t sympathise to my cause, however I win. I am a winner and I fight my enemies and I always win on everything. But you got to be one of those fighters those days. I had paid myself revenge. I had been able to protect and defend myself from the devil and I was extremely pleased. Angels always win, even if they are naughty.

As you can imagine, I was quite exhausted at the end of everything. I wasn’t exhausted at the time, but I began to feel exhausted now and I cannot do very much. But luckily, the weekend is coming in 2 days and I have a feeling that this chita is going to sleep in all weekend long and I won’t be doing much. No more shopping, that’s for sure.

So that’s for the hot news. 

See, I know you never have enough and that’s why I am giving you the right to adore me.
You may or may not adore me, but these days, I adore my portfolio. It’s always a stress to go back to New Brunswick at home because I don’t have a direct Internet access. It’s not that bad, I am able to live without checking in my stocks for a few days because I know that as always, I will be just fine. However, I prefer to keep an eye on the stuff.

I know this have nothing to do with stocks, but I went saw Argo, latest Ben Affleck movie yesterday and it was very very good. I also saw his first movie, The town while back and it was also very very good.

This being said, I have a few thousands to invest but I am too tired to think clearly of my next investment. I would like to earn $800+ a month from my dividend. I am so closed and so far from being there.

I was reading Susan Brunner latest posts about the money show and I found a new stock to invest in: Cineplex. The yield close to 5% but not even. So I was thinking of LNF, BDI, Cineplex and also Jean-François Tardif DCI. I have those stocks in mind. It’s just a matter of time before they came in my portfolio. For Cineplex, I might wait. The stock is at a high value now. I am thinking for now of LBF and BDI, but I will see.  

There's many many choices but its important to pick the best of the best.

Tuesday, October 23, 2012

Gravol pills giving a sleepy feeling still exist

Did you miss me? Its been a while since I post in here. Actually, the month of October has been quite busy for me and I did not make any effort to find time and energy to blog. I am going away on vacations so you won't hear any sounds of me until sometime next week. A lot of things had been going.

First of all, I had been busy shopping. I was tired of having only my running shoes to wear to go to work so I bought a pair of Geox boots. The cost? Very close to the $200. I could have go on something cheaper but I have princess feet: they are very sensitive and I need something very cozy to walk around. If not, my feet hurt and its very painful. I also got a new jacket because what I had was more for the summer than autumn and it wasn't warm. Cost? $40. I got a good deal at Old Navy. And I bought many and many other things like that, including a bus ticket Montreal to XX town in New Brunswick. So my BMO MasterCard now rank at $1 700. I sold my car in New Brunswick for much less than expected and gave the cash to my poor mom who has lost her girl. I am expecting a $300 from her. I NEED IT.

Good news is, after all those spending, I will certainly spend more time online and I will desperately try to make myself interesting to you.

this is all going to go speedy fast because I have 30 minutes left to write before going.

Ok, and now what?

Well, remember that ping-pong credit card balance transfer with TD Visa?

I have the rate of 2.9% with TD Visa BUT every 6 months, in order to keep the order, I need to do a credit card balance transfer, taking the fund from TD Visa to another credit card and from the other credit card to TD Visa and that gave me the rate of 2.9%. I had promotional offer with TD Visa like that for I don't know how long now but certainly for a couple of years - since the first time I start to write about credit card balance transfer on my blog - so go figure how long lol!

Anyway, I call RBC Visa explaining what I wanted to do. My RBC Visa was at 5 000$ - I asked an increased to 8k. Before with RBC Visa, I had a 10k credit card, but it got decreased for them to give me a credit line - which was stupid, but hey, bankers ARE stupid sometimes.

So the perfect me ask and got an increase on my RBC Visa, not of 8k, but of 7 500$. My TD Visa was of close to 8k. I paid the balance, like 300$ and got the whole thing transfer to RBC. Instead of having a credit card balance transfer credit of something like 20% for the interest, I got the one at 11% and something. That cost 20$ a year to have it. I figure I could saved money - because I need to proceed every 6 months with TD Visa transfer see so I took the offer.

That's how RBC Royal Bank help me after giving me a whole lot a shit. - They had increased my credit like interest rate of 3% without any good reasons, BUT they accept to increase my RBC Visa.... GO FIGURE.

My portfolio is going well, I cannot wait for my non-registered to BUST (or bost) let say EXCEED the 125k value.

I am going to court against my late New Brunswick employer. No matter what's going to happen, its going to be SEXY and BE READY.

Being a man, I would be in love with that girl. But I am not a man, that's why I am single.

I had been able to find my Gravol magic pills. I couldn't find any that give sleepiness because they now hide it, you need to ask to the pharmacy staff. Need to give your name and shit. I told the guy, I need the drug for my bus drive. And I got them. I got the Gravol magical pills. Thanks you God because I really taught for a while that they had stopped producing them and I taught about finding someone to sell me weed, I was getting desperate. But after all those spending you know, Gravol pills are very much cheaper than weed. ;) So sorry, the fun will be just for later on.

Monday, October 15, 2012

Black Diamonds are a girl best friends: come on over and discover Black Diamond Group Limited (BDI)

Its already 10 PM so this post won't be very long. I am getting tired after doing a bit of laundry and cooking my lunch for tomorrow. I am trying to safe as much cash possible because next week, I AM GOING HOME. That's right, I am going to New Brunswick for a few days. Maybe you'll be as much excited as I am over a finding of mine. Are you ready? Close your eyes, reopen please...

The precious is name: Black Diamond Group Limited (BDI)

This stock is a real diamond and the way I find this stock is like black magic. BDI has a meaning where I work and I was just standing in front of the TSX home page and I enter BDI and boum! there it was: Black Diamond Group Limited (BDI).

BDI chart from its first day until now is just sensational. Black Diamond Group Limited (BDI) pays a monthly dividend. I LOVE MONTHLY DIVIDEND DISTRIBUTION. The yield is a bit low, less than 4%. However, holding a bit of BDI could bring in stability in my portfolio. Even if its a relatively young company, they are well established in their business and already made an acquisition a little while back. Its a company located in the West of Canada.

Its well ranked by TD Waterhouse.

You may want to check on BDI before investing as I didn't perform much search on it, but I really like it so far. I just wonder what's the margin loan value on that one. I may invest in this new one by Friday - maybe.

I have too much I want to invest on, Fts, Leon, gold... some Jean-François Tardif stock....

This will never end.

Have fun on BDI and enjoy!

Wednesday, October 10, 2012

More Fortis (FTS) please

Nothing much going on these days. I am stuck in the routine of the everyday life, but its not that bad. At least, I have a steady source of income. But life is basically routine now. The excitement of the "new job situation" is now gone because guess what, the job is not new anymore. However, I enjoy it very much because time pass by very quickly while being at work. I started later in the morning, so I can have extra sleep and I like, I enjoy my beauty sleep. So I wake up, eat breakfast, get ready to got o work, walked for about 40 minutes, stop by the Second Cup and go go go to work. I worked all day, I have an hour lunch, go back home, read on the Web, check on my stocks, go to bed, and the next day, its again the same good thing and oh, I forgot the most exciting part, every two weeks, I get paid, and the money goes straight in my bank account. Could I asked for anything better? For now, I am set and I am cashing in all the cash I possibly can. Cash-ing, cash-ing $$$.

I could always earned more money. I had been enjoying my free time and I really don't want to work at a second job, except my old freelancing.

I had been doing some freelance on the side, but I haven't done much for about 3 weeks. That one is nothing really steady. I may be able to make maybe top 2k a year on it, and probably even less. But it should be enough to pay for my extravagances like shopping... shopping and shopping. At this time, I would very much like a new purse because mine is not a very pretty purse. My mom picked it for me but since there's not too many stores at home, I guess she did the best she could but I don't like it. Its a boring black purse but at least its large enough to carry an umbrella and all the girl stuff..

In my last post, my portfolio used to be at $124 652.31 and now, the same portfolio is at $123 524.62. Its not a surprise, I knew it was going to be rough BUT I like a TSX on the high and I LOVE to have those nice gain that actually exceed my initial investment value. See what I mean? Its a good time to invest in blue chips. Fortis (FTS) will never go down much, but I will like to invest a bit more in Fortis. The Leon of Derek Foster didn't moved, quite stable in the value. Isn't a bit strange for a furniture store? I don't get it. But anyway, Derek Foster always has the best stock pick. Go go go Derek Foster.

So I guess its all for now. I don't have anything else to say. If not that there's only 2 days left before the weekend (yes, I count the days). ALWAYS.

Wednesday, October 3, 2012

Dividend income are for playmates who like it easy

Following my new investments in HealthLease Properties Real Estate Investment Trust (HLP.UN) and Bombardier Inc. (BBD.B), my non-registered is at $124 652.31 and my book value is of $124 607.97. Not so bad knowing that involved a portfolio with a flop of 4k in Timminco (TIM). I am on th right track. I was thinking of investing more in Fortis (FTS). Such a great stock.

I was wondering about my dividend income so I took time to proceed with the enormous calculations aand my new annual dividend income is of $7 028.80. For 2013, I would like to hit the $8 400 (for the magic $700 per month). I didn't wrote anything about it but Susan Brunner post a review of ATP and its not a good one. Its almost like ATP has stuff to hide. Its not very normal. I have more than 3k invested in ATP and I am seriously thinking of decreasing what I own in the company while I can still do so and sell at profit. But if I do so, it will decreased my dividend income. Fortis doesn't pay as much as ATP in dividend.

For retail investors, dividend income is a huge deal. But dividend is not all. The investments need to of quality. I am scared that ATP will get sooner or later in trouble for whatever reasons. A guy from Just Energy is from ATP. Is that good or bad. Susan doesn't like one or the other, but I like both just because of the juicy dividend and now, I am where I want to be; I am exceeding the 7k in dividend income. Happy? Yes, but... Is ATP a good investment at all?

It take a fortune in cash to be able to generate a great passive income from dividend investment. My silver investments are slowing gaining in value, so its not time to sell.

In other words: dividend investment is HARD and more complex that it appears. High dividend yield are tempting, but be aware of all stuff paying more than 8%: its RISKY stuff. I am aware, and I am now facing some tough love dividend choices. Safety or dividend income? Can I have both PLEASE? Someone!

:)

Tuesday, October 2, 2012

Welcome in my portfolio HealthLease Properties Real Estate Investment Trust (HLP.UN) and Bombardier Inc. (BBD.B)!


It’s now official: HealthLease Properties Real Estate Investment Trust (HLP.UN) and Bombardier Inc. (BBD.B) are now in my portfolio! My non-registered portfolio is at a very good $124 842.99. I am loosing count of my dividend, but I guess I am now at 7k or very closed now. Td Waterhouse should incorporate a tool for investors on the go who want to have a quick idea of how much they are going to earn in dividend. That would be nice and for once, TD Waterhouse could eventually incorporate something useful for once. You know, something to help investors. Do you understand? LOL. 

My portfolio is doing well these days. My non registered portfolio closed yesterday session at $123 074. The money advanced on the margin is of a very fat $50 486.40, and the money left, meaning the money available on the margin is of $17 551.54. A 17k left is very good. What I try to maintain as amount is 15k, but the higher the better.

I have some money left and I am very tempted to invest in a few stocks of DirectCash Payments Inc. (DCI). I also had been looking at what Derek Foster hold as Canadian asset in his Revised edition of The Lazy Investor. Derek Foster doesn’t hold much in Canadian dollars, but there’s at least one stock that seem to be interesting: Leon's Furniture Limited (LNF). DCI and LNF are both on my dream stock lists.

Leon’s is terribly boring, like do I really care about furnitures? I don’t care, but I am going to invest in it anyway, ONLY because it’s a stock hold by Derek Foster. Hey, I didn’t care much about linen when I first invested in K-Bro Linen Inc. (KBL) and KBL is now among my top stock performer. Thank you Susan Brunner (I find the stock on her blog). Watch out Leon's Furniture Limited (LNF): YOU ARE NEXT.

Following what, I am doing to invest in a boring blue chip, one of those who are something very strong for my portfolio, but pay little in dividend. And following what, we are not doing to be done yet so stay tune. I am tempted by a gold investment.

Lately, Gordon Pape has named my Claymore Gold Bullion ETF (CGL) as being among the best gold investment you can hold. I know it’s not Claymore anymore, but I don’t like the idea of holding it in term of iShare. I like diversification you know. Anyhow, now you know where Gordon Pape is getting his stock picks from: from the Dividend Girl baby.

Monday, October 1, 2012

HealthLease Properties Real Estate Investment Trust (HLP.UN) and Bombardier Inc. (BBD.B)

Now that I have – at least for now – a stable job, I am desperately trying to get myself on a schedule. I need to organize myself. It’s really not that easy. Not easy at all. I didn’t get my Quebec ID’s yet, I didn’t transfer my RBC RRSP money over to TD Waterhouse yet. All kind of things like that. And it makes me wonder, what I had been doing lately? Well, I had been shopping, I went to the movies, I walked downtown and in the Old Montreal, I went to the bookstores...

Like yesterday for example, I was at the Second Cup on Ste-Catherine and I saw that man, a look alike Denis Gagnon the couturier, just that his glasses weren’t that big and he was taller. When the gorgeous enter the coffee shop, I was like oh lala, what a hot guy. It was the version more virile and masculine of Denis Gagnon. Because as you know, Denis Gagnon is gay. I don’t have anything against gay men, I just find it very sad, that lost for the female society lol. There’s all kind of man on earth.

Models look alike are certainly not very hard to concentrate on. I am going to turn into a Samantha of Sex in the City and scream loud and clear: Do you want to F? LOL Remember that seem where Samantha practices yoga and than suddenly, she cannot take it anymore and she wanted to the guy and asked him... do you want to F (she first said it not very clearly) and then at the end, she YELL it. LOL. That Samantha was so a terrific pal. So funny! Could you imagine that in real life, just a life of I want and I do. Interesting.

So no, I haven’t been that busy, it’s just that all the crap went on the side and I like it that way. SO FREE. One thing for sure, with all that shopping, I won’t need anything for a while so I can now begin to exclusively concentrate on things that really matter before going broke, like doing my nails ahah and blog like crazy again ok youhouuu. Lol. I haven’t much in my wardrobe and it was all so terribly needed. I better look with clothes on than naked unfortunately. (But that only being at this time).


A girl who has a lot of freetime for helself can really think of a bunch of crazy thing!

With all that, I finally set up myself to buy some stocks of HealthLease Properties Real Estate Investment Trust (HLP.UN). I am not available at all during daytime so it’s kind of hard to pick the right timing to invest in HLP.UN. I won’t invest in it as much as Pattirose, but that’s because I find the other Jean-François Tardif stocks so interesting. I am thinking of adding on BAD and DCI as well. I would very much to earn the equivalent of $700 per month in dividend and I would like to make $200 from my HubPages and online, for a total of $900. Quite realizable without too much trouble at all. I like it easy you know. I haven’t post anything new on HubPages for quite a while and I miss it. Those crazy little articles have been fun to write. If you haven’t check me out on HubPages yet, please do so NOW.

It’s now official, tomorrow morning, HealthLease Properties Real Estate Investment Trust (HLP.UN) will be from my portfolio. Easy as that. Isn’t awesome? Lately, other than my idea of investing in a REIT, I had been thinking of investing in Bombardier Inc. (BBD.B). The stock is pretty cheap and pay a little dividend yield of 2.719%. I would like to invest a small amount in it and later on sell the stock when it will be on the high. The price is right now. Later on, the stock could reach its old 2008 value, who knows.

I really have a crush on Bombardier Inc. (BBD.B) at this time. Bombardier sold some private jets lately. I am always running up on some awesome deal and from my perspective, BBD.B is a good deal. I really have nothing to lose on that one.

BBD.B could turn as good as my investment in Chorus Aviation Inc. (CHR.B). I made what, closed to an increase value of $100 or so on CHR.B. I was planning to do a quick buy-and-sell on CHR.B, but hey, at the price I paid the investment, I am willing to hold. I am that hot market player just like I would be someone how hold so much cash, but it’s not the case. Fact is, the middle class is on the best position to enjoy freely the stock market. Do I love the stock market? Oh yes and the stock market loves me too. It’s been 5 years of pure money love this year as I started investing in stocks in 2008. Rough pleasure. Its is what it is.

Sunday, September 30, 2012

Jean-François Tardif is now a dividend investor like you and me


I now have Internet at home, but I haven’t been very active around here too much. I have followed the stock market from a distance. But nothing much is going on, except maybe good news for the Euro, in a certain way. The Euro seems to be secure for now. Just like Greece, Spain is facing major financial difficulties. It had turned quite ugly in Madrid. Not too far away in Syria, it’s the civil war. The world of today is all upside down. It’s really important to invest carefully. On that matter, I had been more than lucky so far. Remember that I said that I was looking to invest in a REIT? I had been searching and searching, but nothing catch my interest. I could have invested in the mountain lion hero Dundee REIT (D.UN), but at close to $40 per stock, I find it quite expensive. Especially knowing how much D.UN is sensible to the market volatility. Meaning, I buy at close $40 now, but chances are that at a point, the stock will trade at a lower level. It’s just a matter of time. Just wait for the Euro situation to degenerate, just wait for more bad news from the States and voilà, you’ll get the D.UN stocks at closer to $35 than $40.

In his revised edition (2012) of The Lazy Investor, Derek Foster shares his portfolio, but the problem being that his portfolio is mostly in US dollars and I haven’t found anything really catchy. I already own EnCana Corporation (ECA). Forget about Manulife and Power Corporation (POW), I will never invest in those of my life. So what’s left? Husky Energy Inc. (HSE)? Hell no, way too much volatile and the company is hold by foreign investors coming from Asia.

Husky never fully recovered from the 2008 stock market crash. What I am trying these days is to find stocks that survive from the 2008 stock market crash AND also trade at a higher value than BEFORE the crash. If you can find such perfect market diamond, go for it. Pembina Pipeline Corporation (PPL), Enbridge Income Fund Holdings Inc. (ENF), K-Bro Linen Inc. (KBL), Fortis Inc. (FTS), Methanex Corporation (MX), TransCanada Corporation (TRP), Canadian Utilities Limited (CU), Westshore Terminals Investment Corporation (WTE) and Enbridge Inc. (ENB), just to name a few. Enbridge Inc. (ENB) 10 years chart is PERFECT. PERFECT CHART = PERFECT investment for your portfolio and a lot of $$$. Fully load of cash.

Before the 2008 stock market crash, Husky Energy Inc. (HSE) value was more than $50 per stock. Four years later, in 2012, Husky Energy Inc. (HSE) stocks trade at not even $30 each. There’s a big market loss of more than $20 per stock. Am I going to invest in such stock? The answer is NO. I am not going to invest in Husky Energy Inc. (HSE) soon. I would like to know the reasons of the Derek Foster behind that acquisition.

Anyway, Jean-François Tardif came to my rescue and solved my problem. In his interview, Jean-François Tardif named HealthLease Properties Real Estate Investment Trust (HLP.UN) as being one of stock he likes. And this is how I find the REIT investment that I wanted to add in for so long. HealthLease Properties Real Estate Investment Trust (HLP.UN) offer a dividend of close to 8% and currently trade at super low price of $10.50.

In a Bloomberg interview with Eric Lam THE Jean-François Tardif announced that he had become a dividend investor. That pretty suck because the only reason why I invested in his JFT Strategies Fund (JFS.UN) is to benefit from his extraordinary market skills. I wanted that from him: extraordinary and fantastic market gain. Just like he did in 2008. The gorgeous was able to do it in 2008, It old myself, 2012 is not that different right? But... to that, Tardif said no-no, 2012 is way too much different, the market is not the same and now, the fabulous decided to be down to Earth and make me live in the regret of having invested 2k of my very own pretty money in his fund. Like what the heck Tardif! What’s wrong with you? I invested in your fund to get the extraordinary out of you. The fabulous that you are had turned into a pretty boring thing but at least, you are still sexy and good looking.

Seem like I am going to have to digg all by myself and get the extraordinary myself, all alone.

If I get on you one day I will punch you against the wall – but not very hard, very gently at first and than, I am going to fix you ok. I am going to fix your problem. Its not because you are now millionaire that its time to give up on the stock market. Play and play hard. Make ME become a millionaire on your back. I am not going to give up on you yet so PLEASE WAKE UP.
 

Thank you

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