Not easy to work 7 days a week

I was so used to have my weekend off, I find it hard now to adjust and work 7 days per week. And with those taxes thing that need to be done and everything else, I can barely catch my breath. But one good news is that it's look like my mutual funds are not doing so bad, I got my pay yesterday and I am working this weekend, and also next weekend at the part-time job.

And another good news is that I only had left 62$ to pay on my credit card. If only I had known, I would have pay that 62$, I just send a 1 000$ check a couple of days ago. But it doesn't really matter, I will pay that 62$ on this month too and I will be finally over with my credit card debt. It's so easy for me to save money that it make it very easy to pay off that credit card debt I had for too long.

It's been a too busy week as I try to do one thing per day, before hitting back to work. It's not always easy. I had plan a bunch of things that were need to be done today, and I wasn't able to do all of them, but at least I am able to go through.

How to purchase stocks

I don’t know. I am ignorant on a lot of subject and especially finance, even if I have been doing kind of ok for now. I really don’t know how to proceed to buy stocks and what’s the safest and cheapest way to proceed. I really want to buy some of those Visa stocks and I just don’t know how to make it happen.

And here am I, browsing the Web, since I cannot sleep, just thinking on how I can purchases those Visa stocks. I might post a topic in Canadian Business and as usual, I going to eat a …… of ………… and I will be rude. Once again. Sometimes, I just like the way things are for me.

To change of topic, Caisse Desjardins were kind enough to reply to the email I send them about if my money was protected with them…. Of course the money is protected. I don’t know exactly what’s going on that day. Some women get bad temper, for me, around that time, I getting scare about loosing my money. I don’t know………

The fear is a little bit less now. But I can’t realize sometimes on how much I have money and I am currently making 650$ weekly after taxes and the only thing I do with that money is saving it and investing. It’s just not making any sense.

On my first 7 days of work for quite a time

I am used working 7 days a week, but this week that had just passed was once 7 days of work since last January. Let say I was used to sleep on weekend. I remember sleeping in on both Saturday and Sunday while working 50 hours weekly at my main job. But no more good sleeping in, I now get back that part-time job I used to have. And when I really think bout it, I don’t know if it really worth it because sometimes, it’s seem like I am going no where. But those taught never last for long, as I might the busiest smallest investor of all. :)

Anyway, I can sleep on Sunday until 10h30, 11h latest, without shower, as the work place is near where I live and because I only begin at 12. Time past really quickly at that job and I enjoy it. Whatever I do, I seem to enjoy, and I am so not difficult.

As we were working mailing stuff, a co-worker start telling on how much it was difficult for her to save money, as she like to shop too much. Than I told her it was easy to save money, as she just stop hanging up in shopping mall, that way she will begin saves more her money. I like to shop myself; I can shop for hours and hours in Montreal malls. My way of shopping is basically looking around, and not buying. I don’t like to spend my money around for nothing; it’s just the way I am.

We just caught on of those storms yesterday on Saturday. When I get outside after work, I went for groceries, and it was crazy, that mix of snow and wind. I also went to a book store for quite a time, I was looking for the books of Derek Foster, but I didn’t find them.

Budgeting

I try to figure out if I can reach my first 50 000$ this year without too much trouble. My new part-time is paying 10$ per hour. It’s not that much, but I couldn’t find better. Anyway, I will work on Saturday and Sunday, 7.5 hours. After taxes, I believe I will made 130$ weekly. At my full-time job, I made around 1015$ bi-weekly after taxes.

I calculate for one year to be positive, it make an annual income of 33 150$. From those, let say I take an average of 1 000$ for my living. 33 150$ - 12 000$ = 21 150$. I love to calculate, even if sometimes I made mistake. So yes, I will be able to make it for this year! I only wish I can continue working at both places for one full year. Not that I am difficult as an employee, but it happen I get fired because lack of work at some place I previously work. Last time it happen was at that part-time job I have, but they recently call m back. I now back there working on Saturday and Sunday.

I become very passionate about reaching my first 50 000$. Absolutely no one I have as close friends, or relatives know I am trying that hard to reach my goal. No one have any idea of what my goal is. I prefer to blog anonymously about it as a hobby and keep it private. And as I don’t have TV, I like to blog when I have nothing else to do.

Something else I would like to do is buy stocks. I would like to buy those Visa stocks when they will be available in Canada. I believe it’s a good investment since almost everyone has a Visa credit card. I have a Visa credit card myself that I try to pay off. I just excited about the idea of buying stocks in a near future.

I now have a part-time job

I had received the confirmation by email that I had a part-time job at a place I use to work. I was quite happy about it. I am going to work on Saturday and Sunday, but no longer than about 8 hours each day. I wonder if a lot of my late co-workers will still be there. For myself, when it happen they had a lack of work, I immediately began my search for something else and I receive my vacation pay, which help a little.

Because of this part-time job, I plan to give an extra 500$ tomorrow on my credit card and than, in 2 weeks, I will pay the rest that need to be pay and I will be finally be out of credit card debt for now. I hope to remain debt free for a long time. At least I will try.

Time pass way too fast and I just hope I will keep working at the 2 jobs for the upcoming weeks. I really need it.

Are Caisses Desjardins covered by the CDIC?

According to the CDIC Web site: “Some financial institutions that take deposits are NOT members of CDIC—for example, credit unions and caisses populaires, Canadian branches of foreign banks and some Canadian chartered banks. Your deposits with credit unions and caisses populaires may be covered by provincial deposit insurance programs. Canadian branches of foreign banks, and those Canadian chartered banks that are not CDIC members are required by law to inform you that they are not CDIC members and that your savings at such banks are not insured.”

So, are “Caisses populaires” are covered or not by the CDIC? My savings are with Desjardins, and I wonder if the money I have in my bank account is insured or not. I ask the question via email to Desjardins. I just hope to receive a response. If they response “NO”, I just don’t know what I am going to do.

In the list of institutions covered by the CDIC, I notice “Desjardins Trust Inc.”, but not “Caisses populaires Desjardins”.

Why does it have to be so complicate? :))))))))))))))))