It’s may be the right time for a vacation

Talking about pager… a friend of mine call me 3 times this evening on my pager. I couldn’t call her right away because I was on calls. When arrived my lunch time, I finally gave her a call. I learn that she was planning to go to Vancouver this summer and wonder if I wanted to come. She plan to use the train, she had been giving away a free ticket because she’s military. The cost of the ticket for me would had been of 900$, and this being for the transportation only. I told her it was a bit too much for me. Than, she told me she was moving to Halifax to work at the base out there. She’s going at the end of May for 2 weeks. I told her I could go if my vacations will be accepted.

I fill out the form in a hurry this evening. I just hope to have an answer as soon as possible so I plan something for the accommodation. Halifax has actually 4 universities. It makes it pretty affordable to stay in for 2 weeks in a 2 bedrooms place. Its look like I am now going to use a bit of that more than 1 000$ I have in vacation pay!

I went to Halifax one time in my life when was a teenager and I would very much like to go once again. The delay is quite short to plan everything put hopefully it will work out. It will be very fun if I could also receive my vacation pay from my weekend job.

Now, knowing this, by next investment I wanted to make with Energy Savings Income Fund (SIF.UN) is being put on hold for now. Until I decide what to do and see what happen next.

Associated Content Team had answered to one of my post on Twitter!

I was so surprised to receive a response to one of my post from Associated Content. An inconvenient with Twitter is when someone answer to a post, the answer do not show up on the profile of the user. When I notice Associated Content had added me as follower, well, of course, I add them too… Just a few minutes ago actually. After what, I took a look at Associated Content profile… And there I saw it, a reply to one of my post…

Associated Content actually answers to the post were I was saying that I wanted to become a verified member of Associated Content in order to be eligible to receive payment. But the problem being that I only have a pager (I am old fashion) and the activation code being left on my voicemail only remain active for 5 minutes. On the post, I was saying that 5 minutes wasn’t long enough for me to run to a pay phone, listen to the message and go back to my place to than after enter the verification code on the Web page… Chaotic situation. Very kind of them to have answer to my post!

Which show just how miserable I am. But I like to have a pager for now because it’s cheap. One day, when I will be reaching my first 50 000$, I will get myself a cell phone and if possible, it’s going to be a pink Blackberry lol.

TSX is doing better

Investing in stocks had been a crazy adventure. Only 3 days left and I am going to be able to make my next investment – which may be the one and only one for the month of May since I have to deal with a lower overall salary until I decide to hit again the workplace and begin my job search. As announced previously, I plan to purchase 200 units of Energy Savings Income Fund (SIF.UN). This is the investment that will make me become a real investor :)

I had been looking into the TSX in this beautiful afternoon and my portfolio is doing well. Stocks price are going higher, for major part of my portfolio. SIF.UN had been falling to 12$, but is now at 12.10$... I look like to purchase 200 units of SIF.UN at 12$. A net value of 2 400$. And not to forget the very high commission of 29$ being charged by TD Waterhouse for the transaction.

I am definitely going to be job searching really soon.

I do not want to be slow down because of a lack of financial resources

I am almost there – I am missing less than 10 000$ to reach my first 50 000$ in investment. I am so close to my goal; it’s almost scandalous to be suffering from one lay-off and just, a few weeks ago, another bad news, a cut in my hours at what was my morning job. Anyway, I have to move forward. I am not the type who remains static for very long. I like to move and take actions. For now, I am still enjoying free-time during my morning. I am currently trying to make money online. OH YEAH lol…

And trying to make money online is… a painful experience… exhausting… frustrating… but, at the same time, very fun. See, I am using the word “trying” to make money online because fact is, I didn’t make any money online yet. Actually, if you check somewhere on the right column of this page, you’ll see a new paragraph title “Online revenue…” and under it, you will see 0$, that I put in green. A wealthy 0$ lol. It’s my way to have fun with it.

I really like what John Chow says on his blog about making money online. John Chow explains that his blog is not his main source of income and that he sees the money he makes from his blog as bonus money. By thinking the whole “making money online” type of deal over and over again, I begin to think (for once lol) and what John Chow said really made sense to me. For now on, this is exactly how I am seeing the whole “make money online” deal, as a hobby. On an upper scale, the deal is to turn the hobby into a dollars-machine-give-me-some-money-for-free lol. I really enjoy John Chow blog and I like to “Tweet” his posts all over the place on Twitter. It’s crazy.

I am not a big fan of CashCrate, pay-per-click programs or others of the same type. I just don’t like to complete online surveys. And I cannot stand being on front of my computer and be clicking on some ads or completing offers. Look like I am going to be job searching soon lol.

I way prefer to work on my blog. What I love about blogging is writing. And about writing, just yesterday, I submit an original article of mine to Associated Content. It will be the second try-out for me. And I hope this one will be the one! Stay tune and take a look at my profile on Associated from time to time. Maybe one day you’ll see one of by article being publish under my profile. One day... lol...

About my next investment: Energy Savings Income Fund (SIF.UN)

Pengrowth Energy Trust (PGF.UN) and Pembina Pipeline Income Fund (PIF.UN) are both great, but I guess adding another company to my portfolio cannot hurt. Since I do not have that much money, I prefer to diversify my investments in different companies. It makes me feel more confident about me, my little money and my investments.

I had been thinking about Energy Savings Income Fund (SIF.UN) for a while now. I will soon take actions – but not before my next paycheck, which will be next week. Last Wednesday came that good news for SIF.UN with the acquisition of Universal Energy Group. I was expecting a major boom around SIF.UN after the agreement was made, but it was actually not the case. On this last Friday, SIF.UN was loosing 2 cents to close at 12.48$. But why? Shouldn’t be the complete opposite that should happen?

I am never going to understand the stocks market.

Another good example of the non-sense of stocks market: on April 29th Pembina Pipeline Income Fund announced an agreement with Talisman Energy Canada to acquire its Cutbank Complex midstream gas gathering and processing facilities. Fantastic! And I was expecting a major BOOM around my wonderful PIF.UN. But it’s quite the opposite that happens. Pembina Pipeline Income Fund value is now down of 63 cents to be now at the value of 13.45$ per stock. I will be surprise to see the price false down under 12$ – which is the price I purchase units of PIF.UN back on March 13th of this year.

In both case, 2 super great companies had announced acquisition. After what, their value haven’t rise.

The stocks market definitely does not make any sense at all!

Updating my debt situation

Life was great when I was making more than 3 000$ per month after deductions in salary. But now, things begin to be rough, for the first time ever since I am in Montreal. I didn’t have too much problems to find work in Montreal I have to say. My situation had been good and 2008 had been a wonderful year as I almost reach 45 000$ in income. But now, with massive job lost of mine – one lay-off and one job were my hours had been cut, I felt almost desperate about the whole situation. Great thing I have this blog it help me to focus and keep my mind clean.

The whole situation is not that bad as I plan to be able to make just a bit more than 2 000$ per month. I will be able to meet ends and my bills, but as my goal was to. Earning an average of 3 000$ per month was the perfect situation for me – I have enough to pay my expenses and I have enough to invest in stocks every 2 months or so and so on. I guess I will have to slow down until I find another day job. As for now, I am getting lazy – I stay up very late at night and wake up… late… just like I love to do.

I still be able to invest in 200 units of Energy Savings Income Fund (SIF.UN) next month, as soon as I received my next pay check. So far, I am happy with my overall portfolio and dividend earnings are super good. I just cannot wait to see my dividend earnings rise over time.

Another interesting that I find about myself is that I really like to work in call center. Lately, we had been receiving calls like crazy. Time pass very quickly and one thing I pray for is for having my overtime back at my evening job. I am so in need of money right now! The problem with me is I want too much. I plan to take a couple of weeks off of morning jobs and just enjoying the rest for now.

About my debts situation:

Student loans debt: 10 627.99$

Credit cards debt: 3 000$ at 4.99% for 6 months

Credit line debt: 2 992.74$
Total: 16 620.73$

Having to manage 16 620.73$ is not that bad. But can online money be of any help? That’s what I want to check over. I plan to take the month of May to invest my time on my blog and other way to make money online. Will see if I can make money online.