UA-300188601-1 The Dividend Girl: Working at paying off some debt

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Monday, October 25, 2010

Working at paying off some debt

What a week… I did around 47 hours at my week day job and I also work my regular shift at my weekend job. In the middle of the week I got a cold and I wasn’t feeling well at all. The problem being that the weather is now much colder and I am sill walking to go to work. That’s how it happens. I took Benylin pills and that was it, but I had to take 2 pills every 6 hours or I was done… I got some really strong and painful flu symptoms.

I am not too happy about having to spend a 70$ per month on a metro pass on my already tight budget. Well, my budget is not that tight but lately, I had spent quite some money on my credit card. I have until October 9th to pay a 513$ balance… yep. Where the money go? Mostly on food, coffees, coffees and even more coffees lol… Now that I am starting a new circle on the credit card, I will be more careful with my expenses. I will be able to pay off that balance of my regular expenses without any problem. It’s just that I would like to slide from 513$ to my old 250$-300$ monthly expenses. Those expenses include everyday expenses and also groceries. Now that the summer is over, that my rent had been increased of 10$, the lovely frugal living is back!

And talking about frugal living, the red in my hair is slowly getting off. A have a major root showing off but I prefer it that way. I no longer want to dye my hairs. But I desperately need a hair cut that’s for sure…

I am still waiting for my iPod Touch and I hope to get it this week maybe.

I am getting mentally ready to do 50 hours and up at work… I got my 513$ credit card balance to pay on top of everything else but sincerely, everything is going well. I was about to update my investment portfolio but I didn’t update the RSP part because yesterday I went to bed early as I had the flu. But here’s the update for the non registered part:

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 999.22$
Timminco (TIM): 60$
Blue Note Mining (BNT): 52$
Bank of Nova Scotia (BNS): 5 836.85$
Hanwei Energy Services (HE): 120$
Methanex Corporation (MX): 2 858.25$
Fortis (FTS): 3 497.83$
Pembina Pipeline Corporation (PPL):
9 359.84$
Just Energy Income Fund (JE.UN): 11 620.14$
Yellow Pages Income Fund (YLO.UN):
2 850.45$
Bell Aliant Regional Communications Income Fund
(BA.UN): 5 540$
Pengrowth Energy Trust (PGF.UN): 2 481.36$
Enbridge Income Fund (ENF.UN): 5 135.70$
Corby Distilleries Limited (CDL.A): 3 167.76$
Davis + Henderson Income Fund (DHF.UN):
3 956$
Premium Brands Holdings Corporation (PBH):
2 888.64$
EnCana Corporation (ECA): 5 680.26$
Cash: 24.49$

TOTAL: 68 129.29$

So I guess that overall, I am around 110k or something like it. My debt are around 45 000$. I won’t update my debt part tonight either as for the rest. I am just very happy that I had been able to clean my place and do a bit of laundry before tonight so don’t ask too much of me…

Talking about debt, I completed my credit card balance transfer and officially got the 4.9% low interest rate on my TD Visa until April 2011. I got this completed this Friday. I only have something like 3 300$ to pay off on my TD credit line. I will be working at paying it off for the upcoming weeks. Nothing more for now. No investment plan to announce either. Life is getting boring these days as I work all the time. I want my iPod.

1 comment:

Zhang said...

Hi,take care! Montreal is getting colder and colder.

I found your blog last Friday, and I like your blog.

I have ylo.un also. Just wondering what will happen from 01/nov/2010, for converting from a income fund to a corporate company.

 

Thank you

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