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Sunday, September 6, 2009

Getting ready for my 1 000$ paycheck

I did it! I work 105 hours in 2 weeks! Most of those extra hours were done over a short period of time, and they just exhausted me. For sure now, my next paycheck will be, after taxes, at least of 1 000$. The best will be to earn 1 100$ (after taxes of course) on my next paycheck, which I really need. I just cannot wait to see how much I will earn.

Its official: the selling of Desjardins Fidelity True North Fund is done and complete and now belong to the past and my online banking account

It’s the first time ever I was selling one of my investments. It could had broke my heart, but I get over it pretty quickly knowing that, well, it’s only money right?

Nice surprise, I had received the amount made in the selling of Desjardins Fidelity True North Fund directly in my online bank accounts. I had received 1 050$. I also received 37$ in paycheck from my weekend job, which I wasn’t expected. Might have been what I had left as vacations. When selling of this mutual funds investment, I didn’t know at which price I was selling. I taught it was a good time to sell. I sell, and made a small profit of 50$. A small profit, but still a profit. It’s actually better than loosing money from a sell. Back in 2005, it was 1 000$ that I had invested in the Desjardins Fidelity True North Fund. And I had sold the investment and now received 1 050$...

This Desjardins Fidelity True North Fund was quite special to me because it was my first investment ever. But it’s just money after all. After I saw the amount in my banking account, I was quite happy. Living with too much debts is never good and I really want to get rid of that 2 500$, 2 589.38$ exactly, in credit card of mine. I do not regret selling the Desjardins Fidelity True North Fund, because I know I can reinvest 1 000$ back at anytime in the fund. I will probably invest 1 000$ in the Desjardins Fidelity True North Fund as soon as I can. And this should be soon because work will be back available at my weekend job at the end of September… And it’s keep going and going… lol. I consider Desjardins Fidelity True North as being low risk mutual funds.

The balance transfer credit card of 2 500$ from td visa credit card to RBC visa card is now completed

This is it! Another happy news, I had cleared off my td visa credit card balance and my debt consolidation is on its way. Guess they might be pretty happy at td visa credit card lol. I am now using my CIBC Visa to pay my current expenses and other. I really would like to go see Julie & Julia tomorrow! So many expenses and so little money. Sometimes, I wonder, how this is possible? How can I possibly manage a so tight budget, meet all of my investment goals before hitting 29 and STILL have time to… think? Simply because I am a genius. This is just how good I am. I am an investor and a credit card balance transfer genius. And a work genius too. That’s all. And I am also a HubPages genius because my Google AdSense income is now up to 34.20$. And to stay in the same mood… I am only missing 49 965.80$ in order to reach my first 50 000$ income money from Google adsense program… I want some adsense cash. Is this making any sense at all? Lol

Other than this funny Google AdSense goal, I am pretty sure I am on my way to make a living from my dividend earnings.

What I learn about cedit card balance transfer among the way

Doing a credit card balance from a visa credit card, like td visa credit card to another Visa credit card, like RBC visa card, is free of charge. But if the balance transfer is being transfer from Master Card or American Expresss to a Visa card, there could be fee, from what I was told. I really like Visa credit card. They seem to be the best credit card ever. I don’t hold any Master Card credit card, but I hold one American Expresss, for the Air Miles. I really like this credit cards reward program. Basically, my American Expresss is one of those airmiles credit cards. One problem I face with American Expresss: it’s not being accepted everywhere. Common example: I cannot pay my grocery with American Expresss as it’s not being accepted at Provigo, either IGA. GAP accept American Expresss and a couple of other stores, but you cannot just go shopping having just American Expresss in your purse because for the simply and good reason that it’s not being accepted everywhere. That’s why I need my CIBC Dividend Card, fantastic canadian cash back credit cards.

I recently begin to use my new CIBC Dividend Card. The CIBC Dividend Card is one of those credit cards with cash back. The CIBC Dividend Card offers 1% cashback to its holder. Which mean I could possibly earn 120$ per year using this dividend credit card. Nothing much, but a nice little extra earn by doing nothing. Isn’t sounding a bit like Money from Nothing of you knows who?

Still no Just Energy Income Fund (JE.UN) dividend

Youhou, were are you, Just Energy Income Fund (JE.UN) dividend? Where are you hiding? And what about Fortis (FTS)? I think I should received Fortis (FTS) dividend this month, but I am not sure. When it comes to investment, I am never sure of nothing. Tell me, am I really going to spend the rest of my life like this? Will I continue have to look into my portfolio to find out if I had received my dividend, call my broker, scream at them that I still didn’t received anything yet? Is it going to be like this for the rest of my life? DRIP is such a pain! And I like it! It’s a like just receiving several little monster gifts per months. Even with the pain, it’s still worth it to register to a dividend reinvestment plan (DRIP) or not, no matter what, I will always have the last word when it comes to my investments.

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