UA-300188601-1 The Dividend Girl: Many things on the way and I am completely lost, once again

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Tuesday, September 8, 2009

Many things on the way and I am completely lost, once again

I was looking into my ING Direct online savings accounts and its look like I had attached the wrong banking account with the ING Direct. That was done a while ago, back in 2005. I have to call to see how I can change of banking account. I hope this can be done by Wednesday. If not, it won’t be a disaster, I still be able to make a major payment of 1 887$ on my 2 500$ credit card debt I am just getting tired of. So far so good.

I realized that today was Labor Day. Time is passing to fast and summe is almost over. I work very hard this summer, but I had a lot to do. And I still have a lot to do. But I hope everything will fit well at the end. One major thing that I need to do is to open my Scotia iTRADE account. I didn’t proceed because I am facing one major problem. I own an account at T D Waterhouse that I want to keep (now that it’s been open lol). At the commission fee of 19.99$, Scotia iTRADE is a lot cheaper than T D Waterhouse. T D Waterhouse commission fee is of 29$. Why should have I pay an extra 10 bucks in commission fee at T D Waterhouse when I can have cheaper someplace else? Until here, no problem.

But by reading Scotia iTRADE forms, I read a question asking if I have another broker account someplace else and if so, I had to name the broker. I don’t feel comfortable to provide the information. I already contact Scotia iTRADE about this asking them simply that if I answer no to the question, knowing I hold a T D Waterhouse broker account, will I have any penalties and will it be consider as criminal. Because if I answer no while the answer is yes, I am making a false declaration and I don’t like that. But I don’t want those people at Scotia iTRADE to know about my T D Waterhouse account. And same thing with T D Waterhouse, I don’t want them to know I plan to open an account with Scotia iTRADE. Because I am like that lol. It’s part of the reason why I didn’t open a Scotia iTRADE account yet. Because I am confuse and I don’t know what to do.

Well, the representative of Scotia iTRADE told me that it wasn’t an offense, that it was ok if I wasn’t saying that I had another broker account someplace else. The Scotia iTRADE representative explains that this was part of the questionnaire mostly for banks employee. Example: an employee of T D Waterhouse is not aloud to have an account with Scotia iTRADE. Make sense to me, but do I really care? I mean, I am not a bank employee and I will never be lol, so what’s the deal? No one needs to know about this stuff when I am the main person concern by all this. In date of today, I still feel lost and I don’t know what to do about it. At the end, I will just probably declare the T D Waterhouse account or just applied a bunch of lines over the question see. Lol.

While I decide what to do, I have a lot of things to do at my place, like my laundry, groceries, cleaning… since I had been working overtime since the last 2 weeks. Tomorrow is Tuesday, movies are at 4.95$ and I hope I will be able to wake early to go see Julie & Julia :)

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