UA-300188601-1 The Dividend Girl: I had lost 14 826.18$ from my investments

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Wednesday, June 10, 2009

I had lost 14 826.18$ from my investments

I stay up late yesterday as I was feeling anxious. For a reason or another, I really wanted to calculate my overall lost. I had a happy surprised to see that I was only loosing 14 826.18$. Yes, 14 826.18$ represent a lot of money, especially knowing that I work at several jobs (up to 3 lol) at the same time and so on, but – there’s a but – knowing also that I am not a specialist when it come to investment, I could had lost much more than 14 826.18$ in my investment journey.

My portfolio:

Savings: ING Direct:
Around 30$

Non RRSP Investments:
Stocks
Sprott Inc. (SII): 2 245$ (value in date (VID) of June 2, 2009)
Initial investment value (IIV): 4 925$
-2 680$

Timminco (TIM): 322$ (VID June 2, 2009)
IIV: 4 065$
-3 743$

Blue Note Mining (BN): 120$ (VID June 2, 2009)
IIV: 689$
-569$

Bank of Nova Scotia (BNS): 4 064.70$ (VID June 2, 2009)
IIV: 4 572.71$
-508.01$

Hanwei Energy Services (HE): 525$ (VID June 2, 2009)
IIV: 674$
-149$

Methanex Corporation (MX): 1 407.60$ (VID June 2, 2009)
IIV: 1 612.61$
-205.01$

Fortis (FTS): 2 459.35$ (VID June 2, 2009)
IIV: 2 548.36$
-89.01$

Pengrowth Energy Trust (PGF.UN): 4 961.25$ (VID June 2, 2009)
IIV: 5 171.43$
-210.18$

Livingston International Income Fund (LIV.UN): 477.36$ (VID June 2, 2009)
IIV: 635.97$
-158.61$

Pembina Pipeline Income Fund (PIF.UN): 1 458.44$ (VID June 2, 2009)
IIV: 1 241.70$
+ 216.74$

Just Energy Income Fund: 2 218$ (VID June 2, 2009)
IIV: 2 460.01$
-242.01$

TOTAL: 20 258.70$ (VID June 2, 2009)
IIV: -8 337.09$

Mutual funds
Sprott Canadian Equity Fund: 4 269$ (VID June 2, 2009)
IIV: 7 033.50$
-2 764.50$

Desjardins Fidelity True North Fund: 1 031.86$ (VID June 2, 2009)
IIV: 1 000$
+31.86$

TOTAL: 5 300.86$
IIV: -2 732.64$

Tax-free savings account
RBC O'Shaughnessy Canadian Equity Fund: 2 162.88$ (VID June 2, 2009)
IIV: 3 000$
-837.12$

Creststreet Alternative Energy Fund: 1 090$ (VID June 2, 2009)
IIV: 1 000$
+90$

TOTAL: 3 252.88$
IIV: -747.11$

RRSP:
CIBC Dividend Fund: 438.85$ (VID June 2, 2009)
IIV: 500$
-61.15$

CIBC Emerging Markets Index Fund: 404.35$ (VID June 2, 2009)
IIV: 500$
-95.65$

CIBC Monthly Income Fund: 856.24$ (VID June 2, 2009)
IIV: 1 000$
-143.76$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$ (VID June 2, 2009)
IIV: 500$
+ 3.46$

Natural Resources Term Savings (Indexed term savings): 502.06$ (VID June 2, 2009)
IIV: 500$
+2.06$

GIC National Bank: 1 001.82$ (VID June 2, 2009)
IIV: 1 000$
+ 1.82$

GIC Finance Plus: 1 513.97$ (VID June 2, 2009)
IIV: 1 000$
+ 513.97

GIC Plus: 500$ (VID June 2, 2009)
IIV: 500$

TD Canadian Bond: 104.96$ (VID June 2, 2009)
IIV: 105.75
-0.79$

TD Monthly Income: 89.78$ (VID June 2, 2009)
IIV: 102.69
-12.91$

TD Emerging Markets: 68.69$ (VID June 2, 2009)
IIV: 100$
-31.31$

TD Energy: 77.90$ (VID June 2, 2009)
IIV: 100$
-22.10$

TD Precious Metals: 83.06$ (VID June 2, 2009)
IIV: 100$
-16.94$

TD Latin American Growth: 75.34$ (VID June 2, 2009)
IIV: 100$
-24.66$

TD Entertainment & Communications: 80.73$ (VID June 2, 2009)
IIV: 100$
-19.27$

TD Dividend Growth: 167.67$ (VID June 2, 2009)
IIV: 204.73$
-37.06$

TD U.S. Mid-Cap Growth: 82.60$ (VID June 2, 2009)
IIV: 100$
-17.40$

Maritime Life International Equity Fund (Templeton): 586.16$ (VID June 2, 2009)
IIV: 1 000$
-413.84$

Manulife Simplicity Growth Portfolio: 756.18$ (VID June 2, 2009)
IIV: 1 000$
-243.82$

Maritime Life CI Harbour Seg Fund: 932.65$ (VID June 2, 2009)
IIV: 1 000$
-67.35$

Maritime Life Fidelity True North Seg Fund: 881.76$ (VID June 2, 2009)
IIV: 1 000$
-118.24$

Maritime Life Trimark Europlus Seg Fund: 527.38$ (VID June 2, 2009)
IIV: 1 000$
-472.62$

Great West - Various: 1 451.71$ (VID June 2, 2009)
IIV: 1 471.95$
-20.24$

RBC Canadian Dividend Fund: 443.26$ (VID June 2, 2009)
IIV: 500$
-56.74$

RBC U.S. Mid-Cap Equity Fund C$: 1 560.55$ (VID June 2, 2009)
IIV: 2 300$
-739.45$

RBC Global Resources Fund: 692.55$ (VID June 2, 2009)
IIV: 1 000$
-307.45$

RBC O'Shaughnessy International Equity Fund: 557.10$ (VID June 2, 2009)
IIV: 1 000$
-442.90$

RBC O'Shaughnessy All-Canadian Equity Fund: 805$ (VID June 2, 2009)
IIV: 1 000$
-195$

GIC Canadian Market: 1 000$ (VID June 2, 2009)
IIV: 1 000$

TOTAL: 16 766.02$
IIV: -3 039.34$

Savings + Stocks, units, mutual funds + Tax-free savings account + RRSP:
45 882.92$ [In date of June 2, 2009]
-14 826.18$

I calculated my overall lost in capital for my portfolio. In total, I had lost 14826.18$. I had lost 8 337.09$ in my stocks portfolio alone. I had lost 3 039.34$ from my RRSP portfolio. And I had lost -747.11$ from my Tax-free savings account.

If I calculate the current value of my portfolio (45 882.92$) and the money lost (14826.18), it make a total of 60 709.10$.

Should I just had invested the 60709.10$ in GIC and other related product instead than investing massively into stocks or other? Even with the 14 826.18$ that had been lost, I don’t think so.

I am not ashamed to come up with all that money lost and I do not regret investing major part of my savings in stocks or other.

So far, it’s been a learning experience and I plan to continue the same way as I am doing right now. My biggest losers in my stocks portfolio are: Timminco (TIM) with -3 743$; Sprott Canadian Equity Fund with -2 764.50$; Sprott Inc. (SII) with -2 680$; RBC O’Shaughnessy Canadian Equity Fund with -837.12$ and Blue Note Mining (BN) -569$.

The money lost is not being truly lost until I sell my investments. I will only be able to officially declare 14 856.18$ in money lost when I will sale the investments. That time is not going to happen anytime soon.

But there’s hope

I know I talk a lot about Creststreet Alternative Energy Fund, but as a small investor, I cannot help it! By checking their Web site, I learn that extra parts are only of 100$!!! I already have 1 000$ invested in the Creststreet Alternative Energy Fund, but in a CELI account. At this time, I would like to invest just a 300$ for now outside CELI account, just for the fun of it, to keep the dream alive…

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