Goodbye Fidel Castro

Now that winter really kick in with the ugly snow, slush and rain, the idea of going back to Cuba with my mom suddenly felt like a good idea. I was lucky enough to book a cheap one week getaway at $899 somewhere in Cuba with Air Transat sometimes later on this winter. Its with Air Transat that I also book my Cuba trip last year at Mercure Playa de Oro and it went well. 

Things won't change overnight in Cuba even if Fidel Castro died, but it open the door to change. Once again, the little Justin Trudeau with just no brain - so typical of Quebecker - had made a fool of himself, this time by giving too much good words to the late Castro and celebrating him. Cubans don't have freedom of speech, they cannot travel. Many Cubans that left their country cannot go back - and that is probably all of them. Its very sad to see how Cubans are living. Many of them are very poor. They depend very much on tourists.

Donald Trump has the right attitude toward Cuba. The world shouldn't open to Cuba when Cuba doesn't open itself to its own people. Its quite outrageous. They don't even have access to a proper Internet connection. 

On my first trip to Cuba in Varadero last year, I was curious about Cubans and their culture. I spend sometimes in their markets, trying to catch what they have, what was expensive, what wasn't. They don't have any "discount" stores. They have stores that are managed by the government. Sunscreen was very expensive. Cigarettes are not expensive at all. Cubans smoke everywhere. They don't have many clothes in their stores. Shoes are very expensive, even basic beach flippers. I didn't see any nail clippers - it could seem strange but I tried to find nail clipper after reading online that it was a rare item in Cuba. Last year, I brought many items, including a big bag of beauty samples that I gave to one of the barista at the coffee bar who was nice. It seem to be appreciate. 

Among other items, I gave away Tylenol, soap bars, toothpaste, toothbrush, kitchen linens, nail polish, shampoo, body cream, big white candles, pencils. Since my trip cost $899, I can easily spend $100 on gifts. I have so many nail polish and beauty products at home, I can certainly pick a bit on my own stuff. This is what Fidel Castro did to his people, this his legacy to Cuba. Castro made them live in poverty and make them live an existence of beggars, like if the Cuban nation wouldn't deserve more than cheap gifts coming from tourists. That's something very sad that I cannot handle but I going back only for my mother who beg me to travel.

Since I already book my trip using my credit card, I decided not to make any new investment for the year 2016. I will do my best to stand by the decision and not to invest. My so wanted super investment in TFI will have to wait.

 

But no matter what, these days, the TSX is treating me like its favorite princess. I am still pretty close to the 180k net worth without new investments. At this time, its exactly what I need. I may calm down at a point and leave some money in my bank account. Its a strange thing being me. A 180k net worth, but NO saving. This had been going on forever now. Its the challenge of my life.

180k is no big deal money. But holding on to a net worth of 180k is something inaccessible to most Cubans. Not giving the opportunity to its own people to accumulate richness is a crime.

WOW, the TSX closed today session at 15 039.87 points

My non-registered portfolio closed today session at $145 559.46. This help my net worth of course, which currently might be at $179 003 without new investments. Everything look very great for now, but for how long.

Transforce Inc. (TFI) has a place in my portfolio

Today was really cold in Montreal with the rain, but bad surprise this evening. Montreal is getting its first winter snow, and its ugly!

In some ways, Nicolas Sarkozy was to France what Hillary Clinton was to the US, an unwanted politician of career desperately trying to get back in the game. France was so many problems to deal with it, they need someone real willing to make a difference. Some compare Trump to Le Pen, but that's quite unfair. Now at least, Nicolas Sarkozy is gone, and it might be for good this time. At a point, the guy will understand he doesn't belong to politic anymore. A Sarkozy comeback would had been such a pain. But life sometimes is fair. I only have pity for French citizens. Canada is currently being invade of little French people stealing jobs and positions belonging to Canadians. Laws are not enough restricted to protect Canadian interests and make sure that no one steal a job that could be occupied by a Canadian. I really hate seeing French people a bit everywhere in Montreal, its disgusting.

This being said, my non-registered kick off this Friday session at $143 741.97. I suspect my net worth to be at $176 322.97. Its quite good. I would like to hit on the old $180k by the end of the year. The magic $200 000 net worth will probably easily come my way in 2017 so just be ready for it. Fact that Trump will be the next US President shouldn't destroy all of my hopes and dreams. 

I first discovered Transforce Inc. (TFI) back in July on Stockopedia and ever since, TFI is showing a bunch of signs: that new darling just want to be in my portfolio, it is screaming for it. TFI registered so far gain of 39.56% year to date. WOW. Try to be better stock picker that I am. Just try. And now, conclusion being, I want to have a few TFI stocks in my portfolio. This is probably going to be my last investment of 2016. I am a bit sad about it because there's just so other things that I would had love to do with my money, but its just I don't have enough money at this time. And my mom is pushing to travel with me again, its just so annoying.

Stockopedia may be the next best thing next to me. Just to mention, Stockopedia won the Best Investment Software award at the UK Shares Awards.

Improvement for investors, the TSX can handle it

Life is good when the TSX is all up. I know, the TSX didn't gain points today, but it close at a good 14 733.22 and that's enough to make me happy and make a real difference. My net worth is now at an estimate of $175 367.36. My lost in Smith & Wesson Holding (SWHC) is now only of $277.38. My non-registered portfolio is now at $1425 20.36. The best news is not I am now only missing $4 633 to reach my old 180k net worth.

I sometimes like to get a look at the stocks that I flush behind. Sometimes, selling a stock is always a good and the best option that can be made. Like for example, the case of my old DH Corporation (DH) stocks. Back on October 26, DH lost close to 50% of its value in one day. The following day, I was selling DH, making a few hundreds in the process. I didn't want to hold to a such volatile stock. And I was scare of a dividend cut that could affect even more the stock price.

Selling DH was definitively the right thing to do. DH Corporation (DH) close today session at $14.17. Selling DH was just so the right thing to do! It left behind a gap in my portfolio. Its the main reason why my non-registered portfolio is at 142k instead of 150k. At its highest point, DH was trading at $40 per stock! Facing such trauma is not easy, but I am only missing a few thousands to get back in my feet. After all, I am the Girl.

Another investment that I sold a couple of weeks ago, was JFT Strategies Fund. Back in the days, Jean-François Tardif was THE MEGA good looking star on Bay Street. In the first 2 years of holding JFS.UN, I made money on the units, and I sell some for profit. But the months following that were not good for JFS.UN. Tardif began to say that he couldn't hope to do better than a 6% on the market. On date of today, JFS.UN closed the session at $14.30. JFS.UN is not performing and it remain not profitable. But no matter what, there's still a management fee that investors pay for holding some units of JFT Strategies Fund (JFS.UN). Now, Jean-François Tardif is no longer a mega investor star, but at least he's still good looking - I guess.

Its just 2 quick examples, but usually, when I sell a stock, its for good reason. And most of the time, I am always right. Bad bitches are always right. Tardif can now retired for good. Goodbye honey.

Smith & Wesson Holding (SWHC) is doing better after all

Its really a day-to-day situation when it comes to the market these days. My non-registered portfolio is not back yet to its old 150k value, but overall, things are getting better. At its lowest point, I was losing $500 in Smith & Wesson Holding (SWHC). Now, my lost is of $306. Nothing better than a bit of volatility to shake up things and make us remember that the stock market is a risky place to be and that maybe I should work at putting some money far away from the markets, aside in a saving account.

My mom desperately want to travel with me again this winter, so I said yes. At her age, who knows how many years she has left to be good enough to take place and travel. I have to say, I prefer to keep my money and invest it rather than spending it on some fancy vacation. I am not a big traveler. Its not something that is really important for me. Now the question being were are we going to travel this winter. I am a bit afraid of Mexico. And I really don't want to visit Dominican Republic for ethic reasons. Cuba is safe and affordable, and Cuban men are just so hot that I could easily throw my clothes off, its unbelievable. Too bad my mom has to come with me! Hola Cuban pretty boys, here I am. lol

That the news for now.

Investors are paying the price against propaganda culture of fear

Its no secret to no one now, Leonard Cohen recently died in Los Angeles. H was born in Quebec, actually in Montreal and even he had an address in Montreal. I stopped by his home and there was still people on this Sunday afternoon stopping by. Here what look like the memorial at Leonard Cohen Montreal home:

In Montreal, Cohen was a real shining star. His home is just across the cutest little park ever, Parc du Portugal.

On October 21, something very special happen, I had reached the 180k in asset. I would like the moment to stay in a bit longer because now, I estimated by net worth to be of $172 161. Nothing extra dramatic. Easy money comes, easy money goes... At that point, I could too easily imagine myself sitting on a 200k net worth by, why not,, the end of the year, if not in the first couple months of the year 2017...  I can now say that nothing of that is probably going to happen anytime soon and I look at my $262 843.84 portfolio as a good souvenir. Maybe too good to be true. Let say I move on for now. I wanted Donald Trump to become the next US President. I got what I wanted. But now, its going to be a bit harder to reach my money goals. These days, the stock market is not the place to find happiness. I went through similar things before and always bounce back. I go through difficult phases in the past but now its different because we are stuck in a culture of fear. I am not afraid of Donald Trump. I actually adore him more every day that pass on.

So far, I am impress by Donald Trump. He has a good behavior. Its just the campaign was very nasty. The man was ready for anything to win and he won! I agree with him on the fact that immigrants with a criminal record should be deported and arrested. Canada should take example on Trump. Immigrants who are getting a criminal record while living in Canada and who are unfaithful to Canadian values, who registered to the Partie Québécois and Québec Solidaire, who rejected Monarchy should get deported. US border need to be protected, the wall is a great idea. Its actually one of the safest way to make sure no illegals cross the border and no drugs get pass on.

Go Trump go!

I love his bad ass temper and I like his willingness to face and find solutions to the most difficult problems US are facing.

Can Edward Snowden be pardon?

Its too sad, Leonard Cohen died today. His music is so original, charming and unique. Its why he's so loved. His name will remain.

I watched a Q&A of Edward Snowden that was recorded live earlier today. Its very informative and provide a new perspective on why he did what he did. He's just a too good guy and believed it was the right thing to do. Its too bad because he is paying the price on his back. He's willing to go back to the US, but at the condition of a fair trial. If the jury find him guilty, he said he's willing to do jail time. The point he's trying to make is that if you do what you believe is right, you don't need to be afraid. I have more consideration for him now that I listen to that Q&A.

Quite interesting stuff, you should listen to it:

According to Edward Snowden, massive espionage of little people like you and me never lead to anything to stop terrorism. I believe its true. With so many data at their disposal, too much is too much. It might be costing a lot to citizens but we don't really know how much those programs cost. If Snowden can distance himself from WikiLeaks, I believe Snowden could obtain Donald Trump pardon.

Donald Trump is the new king of the word, long life to the KING!

Yesterday evening, I watch the US elections with a cheap bottle of wine bought at the grocery store. I listen as far as I could but at 23h30, alcohol didn't help my case, I felt asleep and stopped it there. By the time I went to bed, Trump was about to win Florida. Usually how the US election goes, if a candidate win Florida, the candidate win the elections. So In my mind, Trump had already won. And when I wake up this morning, it was official: Donald Trump was the new US President! I so didn't wanted Hillary Clinton to win! Bill Clinton can keep his pants on, he won't be in the White House anymore and Hillary will have to do the dirty job in the bedroom! The Clinton, I hate them. Immensely, from the bottom of my heart for all kind of reasons.

Remember my Smith & Wesson Holding (SWHC) super hot move, well, it didn't work out like expected! Its kind of hilarious in a way. In a bad way. But that's how the stock markets are. Unpredictable. Its part of the game. If all of my sexy investment moves would all turn out well, I would be much more than just a Dividend Girl, I would be a witch. Things are not too bad. I only lost $268.28 on SWHC. Maybe later on the stock will catch up. At least, Berkshire Hathaway Inc. (BRK.B) gains 4.66% inside my US portfolio.

This morning, I was expecting the US and the world to go a little bit crazy, like in this Lil Wayne video, Drop the World....

But no, the day went on well. The TSX didn't drop like expected. It actually gain more than 100 points!! I had transferred fund in the early morning over my margin account to protect it, but it wasn't needed. For now, its all good, I can breath, but its expected that the markets will be volatile in the upcoming weeks, months... years... Its going to be complicated. Its going to be a day-to-day situation, depending of what Donald Trump will do/say... If the US get closer with Russia with manners and calm, something very great could come up. It could be great for both countries, and also for the rest of the world. I am curious to find out what will happen between the two countries.

My non-registered portfolio closed at 142 831.08, and my margin stand at a left-over of $13 119.32. Everything is under control for now.

Welcome in my US investment portfolio Smith & Wesson Holding (SWHC)!

Things are not too bad. I estimate my net worth to be currently sitting at $175 050. I am missing less than 5k missing to reach back the glorious 180k net worth. 5k is nothing at all. Tomorrow is the big day, we'll finally get to know who's going to be the next US President. Its about time. Its been a very long politic run full of everything we could ever imagine of. We all very tired of it I guess.

So far, all investments I made using Stockopedia had done very well. I now integrated Stockopedia in my stock picking process. The way I pick stock is mostly emotional. I invest in what catch my interest and what I believe that could turn out to be my next everything. For the biggest part, its a process base on feelings and impressions. But how could it different? I am not a Susan Brunner. I don't go in the deep and I don't read financial datas. The only thing I care about is good chart, easy money, profit, dividend. And if possible all in one please. And to satisfy my taste of adventure, I need to have new stocks out of hand to invest in. Its an ambition, but its mostly a need that never get satisfy, most of the time.

After finding something of interest, I go check the stock on Stockopedia. If I have more than one stock, I will go with one with the highest StockRank, among with the nicest up-up-up chart ever. And so far, its working. I also like to go through all Stockopedia stock screens to find my stock. Imagine having access to stocks fitting specifics that you don't necessarily understand, but that you know that are important... That's what Stockopedia is all about. And I don't even use half of what is available to me. I went through hours of screening to find out that data seem to be ok and what Stockopedia expose seem to be all good and correct.

Its simple and easy to buy and sell stock, but it something else to look at financial data to make smart choices. For those who are illiterate like me but are despite it all mostly good stock pickers, Stockopedia is the jack pot. Imagine my surprise when I found out that Smith & Wesson Holding (SWHC) had a StockRank of 99! I did what I need to do, I get in SWHC at $27.85 per share. Now, let it watch explode.

Back in the profit zone with Morguard North American Residential Real Estate Investment Trust (MRG.UN)

Back in July of this year, I was investing in Morguard North American Residential Real Estate Investment Trust (MRG.UN) after spotting it on Stockopedia.. At first, MRG.UN was inside my non-registered portfolio. And later on, I decided to make a contribution in kind for my TFSA. But ever, since that move, MRG.UN had lost a bit of value. In July, I had bought my MRG.UN stocks at $13.27. This past Friday, Morguard North American Residential Real Estate Investment Trust closed at $13.24. At least, I have good news for that stock. Currently, MRG.UN is on Stockopedia 52 Week High Momentum Screen. This mean that the stock is currently on a high - how long will it last, I don't know. 

A new stock for my US portfolio: Smith & Wesson Holding (SWHC)

I have big problems big time to concentrate on the US stock market, but I am not giving up. I have US dollars in my broker account, the money need to be invest in the US market. If I wouldn't do so, it would be a waste of time and money. I have to say, its been quite difficult to come with a US investment that I feel confident about. That is now part of the past because I just came around with a very good idea.

This fact is well known, US gun stocks value surge whenever there's a tragedy involving guns in the United States. And its also true during election times. For a reason or another, when American people feel the danger, their way to get over it is to buy guns. When it happen, gun stocks make profit out of sad events.

Hunting is pretty common in New Brunswick and in the Maritime. I actually learn how to fire a rifle before I even learn how to drive a car. I don't feel uncomfortable holding a US gun stock. After all, its all for my benefit. 

I hope no other tragedy will happen in the US, but the upcoming elections are going to shake up things, whether it is Clinton or Trump who become President. And it will probably affect favorably the value of gun stocks either way. If Clinton win, Americans could go in a hurry buy guns before Hillary have the legislation change for gun owners.

I came across Smith & Wesson Holding (SWHC) and I think it could be a good stock for a quick buy and sell at profit sexy move. That's the plan. The idea of making profit in US dollars is exciting because of the value of the US money against Canadian dollars. Its easy profit. The plan has to work.

Apple Inc. (AAPL): I am out and everyone should

I am just very happy that I sell my Apple Inc. (AAPL) stocks earlier this week. It got out of the game at the right time. It seem like the "Dividend Girl effect" had worked out, but in a very bad way this time, especially for current shareholders of Apple Inc. I had sell at $112.855 and Apple closed today session at a poor $108.84. The release of the new Mac didn't kick off exactly like expected. It seem like Apple is not able to cover the gap between their products and what customers are searching for. Their missing on a magical ouch that could turn things around. There seem to be disconnections somewhere, something is not working right.

Its just like me and the US stock market. Its not working. The US market is not a good fit for me. Nothing is giving me thrill and excitement on the US market right now. Its just not my place and I just don't feel any interest. I decided to stop trying. The US dollars will remain there until I need the money. Its like me and Quebec, no interest what so ever.

As for the rest, I am under the strong impression that Trump is going to win the elections and if I am right, its going to turn ugly on the markets worldwide. If you pay attention, whenever something do as "Donald Trump is going to be the next US President", the markets cannot stand it, they go down. But why is that? Trump might be a bit crazy, but once set up on his throne, maybe things won't be that bad. Hillary Clinton is such a poor woman willing to do anything to have power. She's such a miserable woman that she stayed with her cheating husband. And everyone seem to have forgot Monica Lewinsky. She had a bright future in front on her but it all fuck up because she was young and played with a married man. If there's just one little thing that young women need to catch from all that terrible saga, it would be: don't play with married men. No swings please. :0-)

November 9 might be very nasty on the stock market. It could be a very awful day, where the stock market could lose 200 points or even more. Just got to be ready for the worst. I am always ready to face the worst of anything. I have plenty of cash, not in my bank account of course, but on my collection of credit lines. And not to forget that money that I currently have in US dollars. There's always ways to stretch up things and patch. The best time to invest is during crisis. That's how I get to reached a net worth of 180k not too long ago, and that being investing only very little sum of money overtime. Its actually very hard to believe, but there's only one way where the stock market is going and its all the way up.  But here again, its about making the right choices and believing that every single moves are the best you can ever give. And there's no way out, because once in, its too hard to get out, its too hard to stop investing. I am fully intoxicated and only God knows what's going to happen next.

More federal cash for the Newfoundland Muskrat Falls hydroelectric project

Our federal government is pushing over the help to Newfoundland, instead of giving millions to the board of directors of Bombardier Inc. For once, federal force is making me proud and is doing the very right thing. During that time, Quebec rats are crying like a bunch of little babies. Being a superwoman, I would be very happy to beat down of my own hands any of those Quebec bastards who say one word to disapprove the $2.9-billion in loan guarantees for the Muskrat Falls hydroelectric project. Bang! Newfoundland is in great need of project like this one, especially now. Until recently, Quebec was the Canadian province with the most heaviest debt, but now it become Newfoundland. The federal has to be there for something. Helping a province facing difficulties is what its there for. Newfoundland province is true, sincere and loyal to Canada, its not like Quebec province who's more than corrupted and unfaithful to Canada, playing behind our back. Quebec Solidaire, Bloc Québécois, Coalition Avenir Québec - all Quebec provincial politic parties having an idea of their own for a Quebec nationalist project. Go ahead, play on our back, but don't you ever think you'll get our respect. Our even worst, our money.

Muskrat Falls hydroelectric project is being co-lead by Nalcor Energy, a business created by the Government of Newfoundland and Labrador, and a stock that I own inside my portfolio, Emera Inc. (EMA). The Muskrat Falls project is very important, and not only to Newfoundland. Nova Scotia is another province who will gain by this. Once the hydroelectric central will be operational, the plan is to have the energy being conduct by sub-sea transmission from Newfoundland, where it will be produce, to Nova Scotia.

This is very important because it will help the Atlantic province to be energy independent. That way, we won't have to deal with Quebec for any of our energy issues. A few years ago, an attempted was made to sell NB Power to Hydro-Québec. Which would had mean to New Brunswickers that we would had to deal with Quebeckers for our energy needs. Out of the question. Back in the days, Quebec had Jean Charest as Prime Minister. The man is well known for being involve in corruption, and he had showed lack of judgement on different affairs. Charest was requesting too much out of the deal and so the proposal collapsed. Hourra! And New Brunswickers were against it, especially anglophones.

The Muskrat Falls hydroelectric project is our chance to stick together, build solutions and leave Quebec outside any juicy deal. Its our chance to be free and adopt solutions of our own. Because the last thing I want for the Maritimes is to see a province having to deal with Quebec. Its a question of respect, freedom and leadership. Our lives should depend only our ourselves.

Saying goodbye to Apple Inc. (AAPL)

I decided to sell my Apple Inc. (AAPL) stocks today. I taught that Apple was going to hit big because of problems with Samsung cell phones, but it didn't quite happen like expected. So I decided to sell now before losing any money. The profit made today was tiny small: $35.53 after buy and sell commission fees. However, please remember that a profit made after commission fees is a profit, no matter what! And I am too poor to actually be able to afford losing money. This sell left $2 120.36 in my US account. Now my main problem is what am I going to do with that money?

I check on a few screens on Stockopedia, desperately trying to find a US stock that catch my interest. I really try hard, but the US market doesn't turn me on. What I like is the TSX and our good quality stocks. My problem is that I find US stocks have volatile charts - even the one with good StockRank. Its too bad because I currently have US dollars available, but I have no idea what to invest in. With the US elections coming up, it make things more scary, especially knowing that Trump now has the advantage on Clinton. Its what I wanted. If you ask me to choice between Trump or Clinton - and its unfortunately only one or the other that can be made as choice, I go with Trump. The problem being that the markets react badly to the "Trump" phenomenon. Any stocks involve in financial market, like banks - like the Bank of America that I was looking to invest in, could be hurt. Its what I think at this time. I just can wait for the elections to happen and move on. Its not very an exciting time. Its torture.

Facebook is very interesting but very expensive and doesn't pay any dividend. Johnson & Johnson has problem with their baby powder that could lead to more lawsuits. I don't understand what ground up women were doing with baby powder in their underwear, but some have develop ovaries cancer because they used baby powder over time. 

So I am pretty stuck when it come to US stocks and I have a big fatty margin of $78 839.83 that need to be paid down a bit. An option of repayment remain, but why cannot find a US stock that can fit me well?

Its all because I am too picky and true Canadians can only love Canadian stocks.

Getting ready to dumb my Apple Inc. shares out in the wood

What could had been a really long post is going to quickly be resume by the following: 

Its unfortunate, but my Apple Inc. stocks are not doing as good as expected and I am thinking about selling. If I do so, I will be good to run away with a cuty tiny little 45 $ profit after commission fees.

Welcome in my non-registered portfolio Park Lawn Corporation (PLC)!

The sell of Davis + Henderson Corporation (DH) left a deep hole in my portfolio and fact that the TSX closed to down 14 785 points this past Friday didn't help me in any way. Before, there I was, standing like a splendid Queen with my 150k+ non-registered portfolio and my 180k+ net worth. Everything was perfect until that damn Davis + Henderson Corporation (DH) collapse and let me down. Life is a bitch oh yeah baby girl.

To compensate, I decided to use this Friday pay cheque to invest in a stock that I had been holding on inside my RRSP for a little while now and that I really like: Park Lawn Corporation (PLC). The only way to move over that DH bad luck is to invest again again and again, tight down the budget and hit on the gym and burn like there will be no tomorrow. And it work. It actually work to move on. I have no clue when I will be at a dividend income of $600+ per month or when I will get back in on the 180k net worth. It doesn't really matter anyway.

My non-registered closed Friday session at $144 047.43. My margin usage is now down to $78 805.

Saying goodbye to Davis + Henderson Corporation (DH)

Today, I made the choice to sell Davis + Henderson Corporation (DH) for different reasons. I find it difficult to keep such a volatile stock in my portfolio. My major problem was that I didn't want to lose the original amount of money invested, I wanted to protect my capital. I had a very long investment history with Davis + Henderson Corporation (DH). I had been holding to DH since 2009. Back in the days, DH was Davis + Henderson Income Fund (DHF.UN). Even back than, DH was volatile.

I had sold with no regret. I began to feel unsecured about the stock. And the idea that Davis + Henderson Corporation (DH) may eventually cut off their dividend cross my mind. If DH cut their dividend, it would represent even more volatility ahead for the stock. And I cannot afford. For years, I made good money with DH dividend distribution, but now its over. I made a couple hundreds in the sell of today, exactly $387. I am very release. I cannot go to work during the day and worry for my portfolio. And DH began to be a pain that I didn't want to have anymore. I sell in the early morning. If I would had sell later on during the day, I would had made more money. But like said, I already had enough. And I never have any problems living with my decisions. Its, in my opinion, the key to stay active and last long on the stock market.

In result of this sell and previous SII, my dividend income is now down to $6 863.30. Still a good amount of money, just a bit lower. I prefer to be release. There's always risks associate with a stock portfolio, but I prefer to take the risk I can handle. DH began to scare me and I didn't like the feeling.

Thank you and goodbye Davis + Henderson Corporation (DH)!

Oh no! My glorious Davis + Henderson Corporation (DH) lost 43.38% today

My non-registered portfolio close today at $147 075. I lost $3 112 just like that... This illustrate what its really like to invest in stocks. And sad news, my net worth is no longer of 180k. Its something I was expecting. I know the drill. The trick is to never lose calm when big loses happen. The reason why I lost 3k stand mostly behind Davis + Henderson Corporation (DH). DH lost 43.38%, -$12.45 per share. But technically, I didn't lose money, at least money from my very own.

I bought my DH stocks a very long time ago a $14.67. And now, DH is trading at $16.25. Now, the question being, should I sell what I hold of DH, or partly sell? I don't have a clear answer to that question at this time. For TD, DH is a HOLD. But for me, I don't know for sure, but I am more tempt to sell. I don't like volatile stock. Next thing we know, DH may cut their dividend and if they do, it will hurt the stock value very badly. So I am scare of that.

I was just doing too well, something had to happen. Its sooo disgusting!!! Anyhow, its all out of my control isn't. The only choice I can make is to sell or hold. One positive point, if I sell DH, which is probably going to happen, the money will go to pay down my margin - which really need it. I am currently using $82 339.67 of margin cash. And in result of today DH crash, I have left available $11 747.14. Usually, I am around 15k. I kind of know what I need to know.

Can it get any darker for DH? 

I have no chance to take.

The UK is full of good stuff. Like Jamie Cullum, Stockopedia, and the Queen

Good news today. Quebec province is cutting on the health services contribution tax. From what I remember, that tax was costing me something like $200 on an annual basis. Now, that tax will be cut off a bit beginning January 2017. Its a good thing because I do not benefit of any health services while living in Quebec province. Its like burning money. In 2017 at least, it will be reduce to $175. Quebec province made the announcement like it was something extraordinary. It a big shame. No one should have to pay that so call health tax. Finances are so bad in this province that they come up with a health tax. Its a pain to be living in Quebec.

Its official, the good months of summer are now way behind us. Its so cold that starting tomorrow I will be wearing a little hat and my winter coat. I was freezing this morning. I just upload a video on YouTube of Jamie Cullum performing at the Montreal Jazz Festival back in July 2016:

One little thing is good about Montreal, its the Jazz Festival, and nothing else. This a great video. Jamie Cullum is arriving on stage like a rock star. I have many other like this ones that I am looking to post, in souvenir of the warmer days. It make me laugh to listen to all of those little videos. I didn't listen to them once since shooting them. By the way, both Jamie Cullum AND Stockopedia are from the UK.

If you are looking to listen to something different and new, listen to Leonard Cohen latest hit, You Want It Darker. Strangely, it remind me of Johnny Cash. If you are like Johnny Cash, You Want it Darker is going to be your next everything song:

And very strangely, Leonard Cohen is... a Quebecker...

...

A success story in my investment portfolio: Park Lawn Corporation (PLC)

I wanted to track back of when I actually took the very awesome decision to invest in PLC by searching on the archives of my blog - writing a blog is actually a good way to keep track of those kind of things. It was actually back in July 2016 that I invested in Park Lawn Corporation (PLC). PLC is a stock that I found on Stockopedia. Since July 2016, Park Lawn Corporation (PLC) had grow of 21.62% inside my RRSP portfolio. A 21.62% within 3 months, its quite fabulous!!!! Its not fabulous. Its spectacular.

I wasn't exactly aware of this before, but this marvelous stock of mine was trading, prior to October 17, 2016, just a few days ago, on the TSX Venture Exchange. Just by switching from the Venture to the regular game, Park Lawn Corporation (PLC) gain a lot of value. Now that PLC is trading on the main index, the stock is going to gain exposure and EVERYONE will want some of my precious PLC stocks in their portfolio. So go ahead, do your job, invest in PLC and make me richer than ever BEFORE. And thank you Stockopedia! I never heard of PLC before reading about it on Stockopedia. Without the site, I had never know about it. There's no chance.

While searching for PLC on my blog, I went through this post. Back on July 30, my net worth was at $164 403.10. On October 22, my net worth turned out to be $180 625.30. Its a good increased of an unexpected $16 222.30 in 3 months. I was told that once I reached the 100k, things would get a lot easier, but I could never imagine that it was going to be this easy! Of course, I am now only dreaming of the time when my net worth will be $200 000.

My very first stock investment had been made several years ago when I was still young and innocent and that my soul was pure and only wanted a $50k of its own. The first stock that I ever bought was in Sprott Inc. (SII). I bought at $10. Following what, SII it went down, it went up again. I sell, I bought. But following that, Sprott Inc. (SII) went all the way down and at that point, it was like static. I don't see SII going anywhere and lately, I had been extremely annoyed by holding on to a such miserable stock inside my TFSA portfolio.

So I did what she needed to do. Today, I sell out all of the Sprott Inc. (SII) stocks that I was holding inside of my TFSA. Its now official, I no longer have anything to do with Sprott shit and ever from my life, I will do my best to stay in control and never ever again invest in SII or invest in something having some kind of relation with Eric Sprott. Its over. I am calling for divorce. SII is now only part of my trading history. Its just coming out as a normal breakup because I am so much better than anything related or only slimy remotely related to Eric Sprott can offer me at this time, goodbye. Me and Sprott, most of the time, it is not working at all!!! I am fully successful with Sprott stuff so over time, understand the frustration. Here I am now. I am doing much much better without Eric Sprott. Fact is, I AM BETTER. MUCH MUCH BETTER. If you want to make money out of the stock market, you need to follow the Dividend Girl, not Eric Sprott or Sprott Inc. (SII) or even worst Sprott Asset Management. Firm like Sprott only exist to suck money from small investors. No money can be made from Sprott, but they are making their big bucks on our back. Is that suppose to be fair? No its not. That's why I decided to cut it short.

I sold my SII stocks, just like I sold RNX out of my portfolio not too long ago.

And the too smart girl that I am reinvest all of the money in Stornoway Diamond Corp (SWY). More diamonds for the me PLEASE. The party just begin. SWY is in huge fire. That's why I jump in again. I now own Stornoway Diamond Corp (SWY) in both my TFSA and non-registered account.

 

For the first time of my life, saying hello to a $180 000 net worth. It was about time

For the past days, the TSX push it very hard trying to please investors. In result, the baby is just about to pump it up to the 15 000 points! And in result, my portfolio is just showing off. Its shining all over the place, you cannot miss it. I was looking forward for the moment that my net worth would reach out the $180 000. Now, its thing done. I was hoping to get there by the end of the year - but it certainly happen sooner than expected! I couldn't be happier, but I would like to hold more US stocks in my portfolio. I would like to get around safe US bet like Bank of America and Johnson & Johnson Inc. At the present time, I don't have my eyes on any new Canadian stock to invest in. I think I am holding on to the best that Canada can offer me at this time. Its a good thing because I need a little break from investing and the usual. And strangely, I am mostly satisfy with the portfolio that I have right now. That is something that happen only once in a while for me. The sense of satisfaction over a portfolio, you don't get to feel that too often. It only happen in case of rare exceptional events. And my event of the time is, you must had understood, that I reached the 180k net work. Come my way sexy money cash!! :-)

 

Something else that I wanted really badly other than a 180k net worth was the equivalent of a dividend income of $600 per month. Tadam, that is now done too! My annual projected dividend income is currently of $7 284.50 or $607.04 per month. Its been hard to reach that point without getting tramp in stock that pay a too high dividend income for my taste of the moment. Building a passive dividend income is the work of a lifetime.

It seem like I reached a breaking point in my very dirty money dreams. You cannot be a Saint and invest in stock. It take someone very angry AND hungry for much more than what life decided to throw at you. Existence is a big injustice, but it doesn't matter for the stock market place because what its all about if money, profit, dividend. The market being what it is, I may not stay at a net worth of 180k for a very long time, it could get lower a bit. But now that I reached 180k, its more of a natural move that it will get back to that value in the future in case the stock market start acting all agitated again like a pot head.

I didn't hold very long to my Eric Sprott new stock darling Royal Nickel Corp (RNX). I sold my RNX stocks, lost $150 in the process and reinvest in the majestically Stornoway Diamond Corp (SWY). And I felt release. Eric Sprott shit is not working for me. Over the years, I develop the kind of love and hate feelings over him. Good thing that he's retired now. But see how the markets are addicted, the poor man just cannot stop trading his millions. I have the same disease, but on a much lower level. I saw it at the news on Radio-Canada, I saw the diamonds from my own eyes, SWY began to exploit its diamond mine located in the north of Quebec. The mine is good for a 15 years. Personally, I am looking to hold SWY long enough to make hundred of dollars on the stock. And once again, the sexy money cash will come to me in a fingers clap. I wouldn't recommend to buy and hold forever Stornoway Diamond Corp (SWY). Anyway, I will let you know know when I sell my SWY stocks. Just be ready for a good buy-now-and-sell-later-in-a-couple-weeks-or-couple-months.

Stornoway Diamond Corp (SWY) is going to make me happy.

My only sensible point of the moment is my margin. Its now at $82 218.54. But other than my credit card that is going to be paid next month, I don't have any debt at least, Its all concentrated in that fatty margin. When I will be selling SWY later on, the money will go to pay down my margin, that's for sure. I went up on a 80k+ margin usage before, but I was careful. My non-registered portfolio is strong enough to support it. I would like to reduced it to 65k. Its the project for 2017. And if lucky, I may also be able to finally hit on the $200 000 net worth in 2017. Those would be the projects for the months ahead.

My debt situation on date of October 21, 2016

$82 218.54 at 4.25% = $3 494.29 in annual interest

[In date of October 21, 2016]

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of October 21, 2016

Non registered Investments:
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.16
Bank of Nova Scotia (BNS): $8 192.60
Blue Note Mining Inc. (BLNMF): $0.01
Methanex Corporation (MX): $5 304.50
Fortis Inc. (FTS): $4 874.64
Pembina Pipeline Corporation (PPL): $20 602.47
Just Energy Group Inc. (JE): $6 366.96
Enbridge Income Fund Holdings Inc. (ENF): $12 337.92
Corby Distilleries Limited (CSW.A): $2 937.24
Davis + Henderson Corporation (DH): $6 522.75
Premium Brands Holdings Corporation (PBH): $29 845.20
iShares S&P/TSX Capped REIT Index (XRE): $2 473.24
New Flyer Industries Inc. (NFI): $4 092.12
TMX Group Inc. (X): $507.20
K-Bro Linen Inc. (KBL): $4 011
WesternOne Inc. (WEQ): $20.90
TransCanada Corp (TRP): $1 570.75
Canadian National Railway Co (CNR): $7 865.10
Enbridge Inc. (ENB): $1 645.28
Agrium Inc. (AGU): $5 568.30
Canadian Utilities Limited (CU): $1 563.24
Black Diamond Group Ltd (BDI): $120
Emera Inc. (EMA): $1 184.75
Cineplex Inc. (CGX): $1 294.75
BCE Inc. (BCE): $1 338.70
Stella Jones Inc. (SJ): $919
Saputo Inc. (SAP): $1 872.80
Lassonde Inc. (LAS.A): $2 093
Loblaw Companies (L): $791.88
Savaria Corporation (SIS): $5 650
Stornoway Diamond (SWY): $2 123.10
Open Text Corporation (OTC): $1 710.2
Andrew Peller Limited (ADW.A): $1 770
Canadian Imperial Bank Of Commerce (CM): $3 017.10

TOTAL: $150 187.18

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 148.80
Apple Inc. (AAPL): $2 097.36
Cash: $99.01

TOTAL: $4 457.10 CAN

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $58.20
Dumont Nickel Inc. (DNI): $11.48
RioCan Real Estate Investment Trust (REI.UN): $924.35
Sprott Inc. (SII): $2 419.80
AltaGas Ltd (ALA): $1 031.10
CT Real Estate Investment Trust (CRT.UN): $1 541
Canadian National Railway Co (CNR): $3 495.60
Exchange Income Corporation (EIF): $9 135.56
Firm Capital Mortgage Investment Corporation (FC): $554
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 055.20
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 229.40
Laurentian Bank of Canada (LB): $986
The North West Company Inc. (NWC): $1 294.50
Andrew Peller Limited (ADW.A): $2 230.20
Barrick Gold Corporation (ABX): $901.60
Canadian Imperial Bank Of Commerce (CM): $1 508.55
Hydro One Limited (H): $2 462.38
Toronto-Dominion Bank (TD): $1 199.80
Boyd Group Income Fund (BYD.UN): $2 550
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 102.80
Keg Royalties Income Fund (The) (KEG.UN): $1 438.50
Data Communications Mgmt (DCM): $29.40
Westshore Terminals Invest Corp (WTE): $5 653.02
Morneau Shepell Inc. (MSI): $1 771.20
Royal Bank of Canada (RY): $3 379.20
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $1 941
Parkland Fuel Corp (PKI): $1 976.66
Cash: $224.10

TOTAL: $55 104.90

RSP investment portfolio:
Emera Incorporated (EMA): $11 942.28
EnCana Corporation (ECA): $1 593
Toronto-Dominion Bank (TD): $1 799.70
Barrick Gold Corp (ABX): $1 127
Stella Jones Inc. (SJ): $4 595
Telus Corp (T): $2 145
Alimentation Couche-Tard Inc. (ATD.B): $538.64
Royal Bank of Canada (RY): $1 689.60
Savaria Corporation (SIS): $2 260
Thomson Reuters Corporation (TRI): $2 118
Park Lawn Corporation (PLC): $3 420
Richards Packaging Income Fund (RPI.UN): $770.55
Cash: $190.69                                                               

CIBC Dividend Growth Fund: $751.08
CIBC Emerging Markets Index Fund: $493.93
CIBC Monthly Income Fund: $1 319.26      

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 310.42                                  

Manulife Fidelity NorthStar GIF CAP B: $1 499.68
Manulife Simplicity Growth Portfolio: $1 230.03
Maritime Life CI Harbour Seg Fund: $1 162.34
Maritime Life Fidelity True North Seg Fund: $1 218.64
Manulife GIF MLIA B World Invest: $1 055.70

Other various: $7 755.04

TOTAL: $53 065.33

Social Capital at Desjardins Membership share: $35
Pending online income: $29.33
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$262 843.84

Welcome in my non-registered portfolio Canadian Imperial Bank Of Commerce (CM) and Andrew Peller Limited (ADW.A)!

Look at the pretty thing. The TSX is getting ready to pop up to the 15 000 points. Be ready! When the TSX is on the high, everything is extra smooth extra easy. Can the TSX hit on the 15 000 points, stay there, and go higher?? Make me proud, I want a 200k net worth by the end of 2016. My non-registered portfolio closed the session at $149 689.08. Its probably official, my net worth may be happily pumping up at 178k.

Andrew Peller Limited (ADW.A) stocks split yesterday. I taught that maybe ADW.A was going to soar and gain again just even more in value - but it didn't. Anyhow, its not of a major problem. Andrew Peller is in my opinion a safe bet. ADW.A is a killer stock that anyone with common sense will be just very excited about. I now own some Andrew Peller Limited (ADW.A) stocks in both my non-registered and TFSA portfolio. Yeah! But let's not stop the fun here please.

Because I also sold like plan my Alimentation Couche-Tard Inc. (ATD.B) stocks that were from my non-registered portfolio, and I bought Canadian Imperial Bank Of Commerce (CM) instead. And now, my dividend income is now at an annual $7 284.50. And that is like always excluding the dividend I earn inside my RRSP. I am doing quite ok.

Whenever my non-registered pop up at 150k, its going to be fun fun fun.

I am currently listening to the presidential debate on YouTube and I have to say, Donald Trump impress me, but will it be enough to win the race? Its hard to tell.

My non-registered portfolio is now at... $146 071. WOW WOW WOW

To continue on the same topic as the previous post, I don't like and I am not at all in favor of Hillary Clinton because she said that she wouldn't apologize regarding her email controversy, even if she admitted that it was a mistake. For me, that's another main reason why I wouldn't vote for her if I would be American. At least, Donald Trump apologize for his bad words. He's capable of saying sorry and is willing to apologize when needed. Its not the case with Hillary Clinton, who's extremely fresh and arrogant as always and is cannot simply apologize for her mistakes.


Big shame on Michelle and Barack Obama for actively doing campaign in favor of Clinton. And if you wonder what I thing about the women that came out saying that they had been sexually assault by Trump, I believe that some or all of it actually happen, even if Trump denied those actions. I believe he may sincerely not even remember because it seem like those aggression happen a long time ago - but it didn't excuse him. Those US elections are such a joke, but so important. Between Clinton and Trump, I believe Trump is a better choice.

While waiting for the US election in November, I am enjoying a $146 071 non-registered portfolio! Currently, I am suspecting my net worth to be of $176 807, certainly very close to the 177k. And excluding RRSP, my dividend income is now of $7 112. Good numbers, looking strong. I am quite happy with my portfolio. But I am just secretly thinking about selling the Alimentation Couche-Tard Inc. (ATD.B) stocks that I hold inside my non-registered portfolio and reinvest the money in Canadian Imperial Bank Of Commerce (CM). That way, my dividend income would be of $7 226.72 - annually of course. It begin to become an appreciable amount of money.

I had a balance left of $1 491.52 on my credit line that I will get paid off on Monday. Great news, but I also have a credit card balance of $1 453.87 to pay off in November... Its just very hard to keep my expenses low. The expenses rack up partly because I was in New Brunswick last week. I am far away from respecting my very tight budget - I am a big cheater on that one.

On why I like Donald Trump and why you should too

I had a quiet and easy time at work during the summer. I almost always finished my days at 5 pm, I could take an hour lunch and all of my breaks. Life was easy, without any stress. But since autumn kick off, its like in the old days, I am missing time again to do everything. Anyhow, if I have to work extra hours, its too bad, but I declared the hours and they really need to be paid off. If not, I will be more than happy to kiss goodbye and hit on anything else. In the meantime, money is great and allow me to do everything I want, from clothes to makeup, to trip to New Brunswick to investments. 

I have a very hard time trying to follow up with Donald Trump. I listen to the second debate Trump-Clinton from New Brunswick and I have to say, despite having a real hunger for young women **yack**, I must admit, I am more in favor of Donald Trump than Hillary Clinton. Just like her husband, Hillary is very superficial. I just cannot feel her properly as a person. I don't know what she's made of. She appears to me to be like an actress. What did she actually did during her 30 years in public service? If you want my opinion, nothing extraordinary. Hillary Clinton want to please. She does what she needs to do, but without making any waves. On the other hand, I know what Donald Trump is made of. He's full of shit and know it for sure, say what he think without flafla and his willing to get the best for the only interest of the States, and not the world. That's what I understood from the second debate. I have strong impressions and I highly believe that Donald Trump will be the nest US President.

Its about time that someone come over to defend the interest of Americans - and only them. The US got into deep debt by trying to save the world. Fact is, no one can save the world. Defend your own interests US citizens, defend your businesses and jobs as hard as you can. Donald Trump is willing to do that. But not much Hillary Clinton. The US need an electroshock treatment. And you bet that Trump is the best choice to do that!

Donald Trump is vulgar, a bad ass, but the Clinton team is much worst. And I don't think that Donald Trump is a sexual predator. Maybe a pervert, but not a sexual predator. The Clinton did a lot more bad things than Trump when it come to women rights. Its not because Hillary Clinton is a woman that she's the best option for women voters. Hillary hunger for political power is so messy huge that she didn't divorce from Bill Clinton, even after knowing that he had been sexually active with many other women. He's a monster, lied in front of the whole US nation. And now, everyone in the US look sound like they forgot of it. What the hell??!!! Bill Clinton did his time, but like his wife who use her personal email and delete thousands of them, Bill Clinton should had been put in prison. Do we really want the Clinton to hit it on back at the White House? What kind of message that pass on?

Donald Trump deserved his chance.

Welcome in my non-registered portfolio Royal Nickel Corp (RNX): go go go!

A few vacation days are coming by my way, but I got a bad surprise. Usually, there's always a bus from Montreal hitting the Maritime in the late evening, its been like that forever, for at least the past 10 years. But that 's all change now. So instead of taking the bus like usual during the late evening, I now have to get up super super early in the morning and I am just scare to just not be able to wake up, even if I know that I will. And its super complicated. You need to give the date and time of departure AND your name.. Its been like that for a little while now. I mean, its like taking the plane, but in more boring. I need a private jet, that's what I need. Go Royal Nickel Corp (RNX) go!

Money is so desperately needed that I am willing to listen carefully to all sign of gold.

I guess you might figure it out all by yourself, but I had invested in Royal Nickel Corp (RNX), I couldn't resist. A little way back, I was interested in Whistler Blackcomb Holdings Inc. (WB), but I didn't invest in it. A couple months later, WB had been acquired by another company, and that make WB stocks gain in value. Ever since, I decided to always invest in stuff that interest me. I will no longer kill my instinct - will see what happen. Eric Sprott is not investing in Royal Nickel Corp (RNX) for no reason, its to make money. And I want money too, so I decided to invest in RNX, simple as that. This investment is more risky, but I am playing a small amount only. And this is how a nice young woman turn into... a greedy sexy trader warrior! lol

And check that out, as soon as I make money, I will sell out, I will go out of there. And while waiting, Sprott Inc. (SII) is going all the way down. Don't misunderstand me please, I don't like Eric Sprott, I don't like the man and his heritage, I only like his money. And look what he had done to me. Its better now that he trades under a no meaning company name 2176423 Ontario Ltd. Super idiot or super smart???

I am quite impress with EnCana Corporation (ECA) these days. At now $14.42 per share, ECA still trade far from where it had been a couple years ago, but its a good step forward, as I was just willing to give it up. I still hold it inside my RRSP portfolio.

SWY still keep wanting to push it to the top, so I hold for now. 

 

Eric Sprott 2176423 Ontario Ltd spy company getting involved in RNC Minerals (RNX)

Its just really hard to believe that we're now in October. Since my family is away in New Brunswick, my cell phone is always on, just in case of emergencies. My mom call me this morning while I was sleeping like a marvelous princess to tell me... that Radio Radio was playing at Radio-Canada. So I get up, get dress, did my makeup, but imagine, I didn't get to see Radio Radio at all because tickets were needed... Too bad, but I came back with pictures with stars, autographs and excitement and with cool pictures of the decor of my favorite TV series, Unité 9.

I now only have left $1 481.35 as balance to be paid off on my credit line! I am just very happy to see it going down. Its a real pain to see that money wasted on debt payment rather than investing. It's probably going to be all paid off in November only because I am getting ready for a few vacation days.

 

My non-registered portfolio close lower this past Friday, I am now at $142 273.56. Stornoway Diamond Corp (SWY) still up and closed at $1.17. I was reading a newspaper this weekend when the print name of Eric Sprott spot my eyes. And not for the good reason. Oh no, not Eric Sprott!!! Over the years, I mostly lost money by trying to follow Eric Sprott. In my case, timing was all wrong. I mostly lost money on Sprott Inc. (SII), in Sprott Physical Silver Trust UTS (PHS.U), Timminco (TIM) and Sprott Canadian Equity Fund. Eric Sprott may be retired, but he's still unfortunately involved in the market. This time, not under the name of Sprott Asset Management, but under a company number that you need to watch out for: 2176423 Ontario Ltd.

Eric Sprott own 10% of Royal Nickel Corp (RNX). Royal Nickel Corp (RNX) is soon going to change name to RNC Minerals, but ticket will remain the same. For now, RNX only worth $0.43 per share. Stockopedia StockRank for RNX is super low. For which reason Eric Sprott decided to invest that much in RNX and its certainly to make big bucks out of it. At $0.43 per share, RNX could be a good momentary trade, but don't hold to it for too long because when Sprott will sell, he won't be making any announcement and it will hurt the value of RNX. Previously this year, RNX hit on $0.63. And knowing that Sprott is in the game, its quite tempting to invest in RNX. If I do, I will get out very quickly. Remember that Eric Sprott is an unpredictable investor. Only a quick buy and sell should be consider. Maybe this time Eric Sprott worth be following.

Easy breathy profit with Stornoway Diamond Corp (SWY)

I like this kind of weather we are having right now in Montreal. It allow me to wear all the makeup I l want without turning looking like a popsicle doll. And today was a good day for Stornoway Diamond Corp (SWY) who suddenly... jumped at $1.20 per share for no obvious reason at all, if not for being maybe a future trading star, who can really know. I think SWY can go higher. So I am sticking to the plan for now. My non-registered closed behind the $143 000 mark, but not too far away. I am looking forward for a cool little jump just to make me happy for the weekend ok.

I am trying to pay off my little credit line debt as quickly as possible, but its not easy. This month, I went to the dentist, I bought new clothes, 2 pair of running shoes... But it was all needed stuff. The only thing I can do now is to be careful with my everyday expense. Starting tomorrow, I will only have a tiny little $1 537 to pay off on that infamous credit line. And trust me, following that, I will NEVER EVER again get back on debt. I will still be holding my margin debt. I want to bring it down to 65k, but basically after that, work is over. DONE. 

EnCana Corporation (ECA) gave a nice little push on the TSX today, but I will need a lot more to recover from my loses. I still hold to some ECA stocks inside my RRSP portfolio. Otherwise, nothing special, if not that I still have in my taste TFI,  JNJ and now especially Bank of America. Fact is, I think Clinton will win the elections in the US and bank stocks like America will gain capital gain. I won't be able to invest until November, and at that time, will know who will be the next President of the States.

In other words, right now, I need all the luck of the world. Things need to be working sharply.

Believe it or not, Stornoway Diamond Corp (SWY) is the hot "s" stuff you want for your portfolio

Donald Trump sniffing syndrome during the debate two days ago took Internet by storm. Some pics I saw were hilarious. Like this one for example. Hard to laugh silently at work with this kind of insanity!!! Ahhh! Funny funny.

The TSX may had lost 60 points yesterday, but my non-registered portfolio decided not to bother and decided to hit on the $143 020.01 all by itself. A gain of $219.47 compare to last Friday value. It may look like no big deal, but try to make gain when the stock market is down. Today, my non-registered closed at $143 030.50.

The "Dividend Girl Effect" finally kick in for Stornoway Diamond Corp (SWY)! SWY gain... 4 cents today. Its actually way much better than what it look like, because that fabulous 4 cents represent a 3.51% gain. Its looking good so far for Stornoway Diamond (SWY). But I need much more than just a $25 profit to become rich, but lets wait and see.

I had been holding Laurentian Bank of Canada (LB) for a little while now inside my TFSA. Now that LB announced the suppression of 300 jobs, LB shares are up. Its hard to say no to a 4.81% dividend yield. And when a big company like this ones cut in jobs, it stock only goes up up up. Cut in jobs, go ahead, and keep the money for INVESTORS please. No sympathy, especially for "something" that is nothing much than a Quebec institution after all. But a Quebec institution that I hold in MY portfolio. And that's making Laurentian Bank of Canada (LB) as precious as it is. Let it watch flushing more employees please, in a very fancy way. Shouldn't expect more coming from a Quebec bank. Its the only way that LB found its way out to grow and gain in exposure for its investor. Its really just a matter of bringing money to the rich, poor are getting flush and the CEO is getting paid millions. Happy sad world. I am just extremely release not to be a f Quebecker. Thank you.

My secret golden ticket for hot fresh money is Stornoway Diamond Corp (SWY)

I am currently watching the US Presidential Debate. Trump just said his first stupid thing: that Hillary had fight Muslim all of her adult life. What does that mean??? It was say out in the air and out of context. He kept pitching things like that and doesn't explain. I don't understand why Trump said that, I don't understand what he meant. Its the only major problem with Donald Trump, he's all over the place, talked too much and act like a big moron. Sometimes, he has a good speech, sometimes not. And sometimes, he can say the stupidest things ever. I don't like Hillary Clinton, but Trump could be dangerous. He's not the best choice in regard of Canadian interests or anyone interest, especially the US ones. Debates like this one are always really interesting. And it make you think that yeah, bitch like me are lucky to be Canadian! Not from Australia, USA, UK, France..... but from Canada with love. PROUDLY CANADIAN. There you go. Being American right now is just as worst as being a Quebecker for those who are. It might just suck.... so much....

BAD BAD GIRL.

And the TSX is the place to be and I am rocking it as always. Its like I am a queen in her marvelous castle. And back off! The stock market? Its all mine to play. And there's not much more that I like than buying and selling stocks, if its not getting a manicure once in a while. I was pleased to see my overall portfolio value at $253 012.57 this past weekend, but I would had preferred a higher jump. Its hard to make steady points. I know for sure that during the past week, I was certainly somewhere in the 255k. My net worth is now at $174 015.04. I am not missing much to hit on the 200k. And a 180k could be possible by the end of the year.

I hope that Stornoway Diamond (SWY) will help me on the way. SWY is a very interesting stock to hold. It doesn't pay any dividend income. I get in a couple days/weeks ago at $1.15. Since that time, it went up and down, but today at least, Stornoway Diamond (SWY) closed the session at $1.15, which is an encouraging sign. For now, SWY may look like just an ordinary penny stock but watch out, because SWY is expecting its first for January 2017 and they are going to sell sell sell diamonds like crazy. So be ready to get rich and get on the ride while you still can.

Strangely, Stornoway Diamond (SWY) is a Quebec stock. Go figure.

:-)

My debt situation on date of September 23, 2016

$2 370.03 at 4% = $94.81 in annual interest

$76 627.50 at 4.25% = $3 256.67 in annual interest

Total: $78 997.53

[In date of September 23, 2016]

My investment portfolio on date of September 23, 2016

Non registered Investments:
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.26
Bank of Nova Scotia (BNS): $8 104.05
Blue Note Mining Inc. (BLNMF): $0.01
Methanex Corporation (MX): $4 171.50
Fortis Inc. (FTS): $4 829.04
Pembina Pipeline Corporation (PPL): $19 571.26
Just Energy Group Inc. (JE): $5 938.32
Enbridge Income Fund Holdings Inc. (ENF): $11 876.16
Corby Distilleries Limited (CSW.A): $2 730.36
Davis + Henderson Corporation (DH): $6 464.77
Premium Brands Holdings Corporation (PBH): $29 159.40
iShares S&P/TSX Capped REIT Index (XRE): $2 490.18
New Flyer Industries Inc. (NFI): $4 391.28
TMX Group Inc. (X): $478.96
K-Bro Linen Inc. (KBL): $4 280
WesternOne Inc. (WEQ): $20.90
TransCanada Corp (TRP): $1 573
Canadian National Railway Co (CNR): $7 597.80
Enbridge Inc. (ENB): $1 610.84
Agrium Inc. (AGU): $5 552.20
Canadian Utilities Limited (CU): $1 559.88
Black Diamond Group Ltd (BDI): $105
Emera Inc. (EMA): $1 197.75
Cineplex Inc. (CGX): $1 257
BCE Inc. (BCE): $1 333.42
Stella Jones Inc. (SJ): $918
Saputo Inc. (SAP): $1 833.60
Lassonde Inc. (LAS.A): $2 083.80
Loblaw Companies (L): $824.40
Savaria Corporation (SIS): $5 505
Alimentation Couche-Tard Inc. (ATD.B): $2 610
Stornoway Diamond (SWY): $1 003.20
Open Text Corporation (OTC): $1 729.20

TOTAL: $142 800.54

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 160.16
Apple Inc. (AAPL): $2 028.60
Cash: $99.01

TOTAL: $4 328.35 CAN

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $56.82
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $960.05
Sprott Inc. (SII): $2 564.10
AltaGas Ltd (ALA): $1 002.60
CT Real Estate Investment Trust (CRT.UN): $1 510
Canadian National Railway Co (CNR): $3 376.80
Exchange Income Corporation (EIF): $8 281.40
Firm Capital Mortgage Investment Corporation (FC): $558.40
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 049.17
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 230
Laurentian Bank of Canada (LB): $971.80
The North West Company Inc. (NWC): $1 334.50
Andrew Peller Limited (ADW.A): $2 142
Barrick Gold Corporation (ABX): $954
Canadian Imperial Bank Of Commerce (CM): $1 534.80
Hydro One Limited (H): $2 638.12
Toronto-Dominion Bank (TD): $1 162.80
Boyd Group Income Fund (BYD.UN): $2 521.50
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 102.10
Keg Royalties Income Fund (The) (KEG.UN): $1 482.60
Data Communications Mgmt (DCM): $21.60
Westshore Terminals Invest Corp (WTE): $5 077.92
Morneau Shepell Inc. (MSI): $1 703.70
Royal Bank of Canada (RY): $3 254
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $1 891.50
Parkland Fuel Corp (PKI): $1 951.36
Cash: $67.58

TOTAL: $53 414.14

RSP investment portfolio:
Emera Incorporated (EMA): $12 073.32
EnCana Corporation (ECA): $1 293.84
Toronto-Dominion Bank (TD): $1 744.20
Barrick Gold Corp (ABX): $1 192.50
Stella Jones Inc. (SJ): $4 590
Telus Corp (T): $2 145
Alimentation Couche-Tard Inc. (ATD.B): $522
Royal Bank of Canada (RY): $1 627
Savaria Corporation (SIS): $2 202
Thomson Reuters Corporation (TRI): $2 178.40
Park Lawn Corporation (PLC): $3 090
Richards Packaging Income Fund (RPI.UN): $769.89
Cash: $162.47                                                                

CIBC Dividend Growth Fund: $736.18
CIBC Emerging Markets Index Fund: $488.77
CIBC Monthly Income Fund: $1 329.46            

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 307.98                                  

Manulife Fidelity NorthStar GIF CAP B: $1 494.89
Manulife Simplicity Growth Portfolio: $1 234.79
Maritime Life CI Harbour Seg Fund: $1 159.89
Maritime Life Fidelity True North Seg Fund: $1 220.50
Manulife GIF MLIA B World Invest: $1 092.04

Other various: $7 670.34

TOTAL: $52 405.21

Social Capital at Desjardins Membership share: $35
Pending online income: $29.33
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$253 012.57